Does a Chevrolet Silverado or Nissan Titan Cost Less to Insure?

• In our head-to-head insurance cost comparison, the 2024 Nissan Titan is cheaper to insure than the 2024 Chevrolet Silverado by $408 less per year on average.
• For a 2024 Chevrolet Silverado, average full-coverage car insurance rates cost from $2,248 to $3,146 per year, while a 2024 Nissan Titan ranges from $2,028 to $2,584, depending on trim level.
• With seven models in the 2024 large truck class, the Chevrolet Silverado ranks third and the Nissan Titan ranks first for most affordable truck insurance rates.
• If the cheapest car insurance rates are of upmost importance, the EV WT and WT Regular Cab 4WD trim levels are the cheapest Chevrolet Silverado models to insure, while the SV Crew Cab 4WD and SV King Cab 4WD trims cost the least to insure for the Nissan Titan.
• When compared to the average U.S. car insurance rate of $2,276 per year, the Chevrolet Silverado costs an average of $378 more per year, while the Nissan Titan averages $30 less per year.

Is it cheaper to insure a Chevy Silverado or Nissan Titan?

For 2024 models, the model with cheaper average insurance rates is the Nissan Titan. Insurance cost for the Chevrolet Silverado averages $2,654 per year, while insurance for the Nissan Titan averages $2,246 per year.

For the 27 trims available for the 2024 Chevrolet Silverado, the cheapest trim to insure is the EV WT model at an average cost of $2,248 per year.

For the eight trim levels available for the Nissan Titan, the cheapest 2024 model to insure is the SV Crew Cab 4WD trim at a cost of $2,028 per year, or around $169 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Nissan Titan SV Crew Cab 4WD at an average of $2,028 per year, and the overall most expensive vehicle to insure is the Chevrolet Silverado EV RST First Edition costing $3,146 per year.

The table below compares the cost of car insurance for 2024 Chevrolet Silverado and Nissan Titan models, with average rates for every trim level for each model.

The chart shown below demonstrates the average cost to insure both models with different drivers at the wheel. For a 2024 Chevrolet Silverado, insurance cost ranges from $2,358 to $5,388 per year for the driver ages used. A 2024 Nissan Titan costs from $1,998 to $4,514 to insure per year.

The next tables display all the available trims for both 2024 models, including the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Nissan Titan.

2023 Chevrolet Silverado vs. Nissan Titan

Insurance cost for a 2023 Chevrolet Silverado averages $2,534 per year, and the 2023 Nissan Titan costs an average of $2,306 per year, making the Nissan Titan the cheapest of the two to insure.

Out of 20 trims for the 2023 Chevrolet Silverado, the cheapest auto insurance rates are on the WT Regular Cab 4WD model at a cost of $2,264 per year.

For the 13 trims available for the Nissan Titan, the cheapest 2023 trim level to insure is the S King Cab 2WD trim at a cost of $2,154.

When average car insurance prices for all 33 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Titan S King Cab 2WD at an average of $2,154 per year. The most expensive model and trim level is the Chevrolet Silverado ZR2 Crew Cab 4WD at an average cost of $2,812 per year.

The rate table below ranks the annual and monthly cost of car insurance for 2023 Chevrolet Silverado and Nissan Titan models, broken down by trim level.

The chart below shows the average cost to insure the two models using different driver ages. Insurance cost ranges from $2,254 to $5,156 per year for a 2023 Chevrolet Silverado, and $2,046 to $4,648 for a 2023 Nissan Titan for the illustrated age groups.

The next two tables display the average cost to insure each trim level for a 2023 Chevrolet Silverado and Nissan Titan, plus the average rate for each model. The winner for the 2023 car insurance comparison is the Nissan Titan.

2022 Chevrolet Silverado vs. Nissan Titan

Insuring a 2022 Chevrolet Silverado costs an average of $2,354 per year, and insurance for a Nissan Titan costs an average of $2,310 per year, making the Nissan Titan the winner by $44 per year.

For a 2022 Silverado, average insurance rates range from the lowest full-coverage rate of $2,074 per year for the WT Regular Cab 4WD model up to the most expensive rate of $2,576 for the High Country Crew Cab 4WD model.

For the 2022 Nissan Titan, rates range from $2,180 per year on the S King Cab 4WD model up to $2,528 for the Platinum Reserve Crew Cab 2WD model.

For a 2022 Chevrolet Silverado, the cheapest models are the WT Regular Cab 4WD, WT Double Cab 4WD, and WT Regular Cab 2WD. The cheapest Nissan Titan models include the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2022 Chevrolet Silverado and Nissan Titan models, broken down by trim level.

The next chart demonstrates the average cost to insure the two models rated for a variety of different driver ages. For a 2022 Chevrolet Silverado, the average car insurance cost ranges from $2,092 to $4,798 per year for the five age groups shown in the chart. A full-coverage policy on a 2022 Nissan Titan ranges from $2,052 to $4,670 on average per year.

The 2022 Chevrolet Silverado has 19 trim levels available, with the cheapest trim to insure being the WT Regular Cab 4WD trim at an average cost of $2,074 per year. The 2022 Nissan Titan has 11 trims available, with the cheapest trim to insure being the S King Cab 4WD model at an average cost of $2,180 per year, or about $182 per month.

When all 30 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Chevrolet Silverado WT Regular Cab 4WD at an average rate of $2,074 per year. The highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 4WD costing an average of $2,576 per year.

The next two tables break down the expected annual car insurance cost by trim level for both 2022 models, as well as the overall average rate for each model. The cheapest to insure for the 2022 model year is the Nissan Titan.

2021 Chevrolet Silverado vs. Nissan Titan

When comparing car insurance rates for the 2021 Chevrolet Silverado and Nissan Titan models, the Nissan Titan has cheaper rates by an average of $72 per year for this model year.

The rate chart below displays the average insurance cost for both 2021 models with different ages of drivers. Insurance cost ranges from $2,090 to $4,802 per year on a 2021 Chevrolet Silverado, and $2,026 to $4,644 on a 2021 Nissan Titan for the five age groups shown in the chart.

For the 28 trim levels available for the 2021 Chevrolet Silverado, the cheapest model to insure is the WT Regular Cab 4WD trim at an average cost of $2,076 per year, or about $173 per month.

Out of the 17 different option levels available for the Nissan Titan, the cheapest 2021 trim level to insure is the S Regular Cab 2WD trim at a cost of $2,118.

When trim-level rates for both models are compared, the most affordable model and trim level to put coverage on is the Chevrolet Silverado WT Regular Cab 4WD at a cost of $2,076 per year, and the highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,664 per year.

The tables below illustrate average car insurance rates for every trim level for both 2021 models, along with the average rate for each model. The cheapest to insure for the 2021 model year is the Nissan Titan.

2020 Chevrolet Silverado vs. Nissan Titan

For the 2020 Chevrolet Silverado and Nissan Titan models, the Nissan Titan costs less to insure by $76 per year.

The chart below shows the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. The average cost of car insurance ranges from $2,032 to $4,664 per year for a 2020 Chevrolet Silverado, and $1,966 to $4,502 on a 2020 Nissan Titan for the example age groups.

For the 28 trims available for the 2020 Chevrolet Silverado, the cheapest trim to insure is the WT Regular Cab 4WD model at an average cost of $2,018 per year, or about $168 per month. Out of the 17 trim levels available for the Nissan Titan, the cheapest 2020 model to insure is the S Regular Cab 2WD model at a cost of $2,056 per year, or around $171 per month.

When all 45 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Chevrolet Silverado WT Regular Cab 4WD at an average of $2,018 per year, and the highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,588 per year.

The tables shown below display average car insurance rates for each trim level, including an overall average rate. The 2020 Nissan Titan has cheaper overall car insurance rates than the 2020 Chevrolet Silverado.

2019 Chevrolet Silverado vs. Nissan Titan

When comparing insurance cost for 2019 models, the Chevrolet Silverado costs an average of $2,180 per year for full coverage and the Nissan Titan costs $2,148, making the Nissan Titan the cheaper model by $32 for 2019.

The chart below shows the average car insurance cost for both 2019 models for drivers from age 20 to 50. Insurance cost ranges from $1,936 to $4,448 per year for a 2019 Chevrolet Silverado, and $1,908 to $4,374 for a 2019 Nissan Titan for the five different driver ages shown in the chart.

For the 28 trim levels available for the 2019 Chevrolet Silverado, the cheapest trim to insure is the Double Cab 4WD trim at an average cost of $2,036 per year. Out of the 17 trims available for the Nissan Titan, the cheapest 2019 model to insure is the S Regular Cab 2WD trim at a cost of $1,998.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to buy insurance for is the Nissan Titan S Regular Cab 2WD at a cost of $1,998 per year, and the highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD costing $2,388 per year.

The next two rate tables detail average cost to insure each trim level for a 2019 Chevrolet Silverado and Nissan Titan, as well as an average rate for each model. The 2019 Nissan Titan is the winner over the 2019 Chevrolet Silverado for cheapest car insurance rates.

2018 Chevrolet Silverado vs. Nissan Titan

For the 2018 Chevrolet Silverado and Nissan Titan models, the Nissan Titan costs less to insure by an average of $66 per year.

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Insurance cost ranges from $1,846 to $4,218 per year for a 2018 Chevrolet Silverado, and $1,782 to $4,066 on a 2018 Nissan Titan for the chosen age groups in the chart.

For the 32 trims available for the 2018 Chevrolet Silverado, the cheapest trim to insure is the WT Regular Cab 4WD trim at an average cost of $1,892 per year, or about $158 per month.

For the 24 trims available for the Nissan Titan, the cheapest 2018 model to insure is the S 2WD trim at a cost of $1,870.

When trim-level rates for both models are compared, the lowest-cost model and trim level to put coverage on is the Nissan Titan S 2WD at an average of $1,870 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $2,284 per year.

The next two tables detail all the available trims for both 2018 models, as well as the overall average rate for each model. The cheapest model to insure for the 2018 model year is the Nissan Titan.

2017 Chevrolet Silverado vs. Nissan Titan

When comparing car insurance rates for 2017 models, the Chevrolet Silverado costs $1,976 per year for a full-coverage policy and the Nissan Titan costs $1,932, making the Nissan Titan the cheaper model by $44.

The rate chart below illustrates the average insurance cost for the two models for different driver ages. For a 2017 Chevrolet Silverado, the average cost of car insurance ranges from $1,764 to $4,022 per year for the different drivers illustrated in the chart. Car insurance for a 2017 Nissan Titan ranges from $1,722 to $3,922 on average per year.

Out of 30 trims for the 2017 Chevrolet Silverado, the cheapest insurance prices are on the LS Regular Cab 4WD model at a cost of $1,822 per year, or about $152 per month.

For the 24 trim options available for the Nissan Titan, the cheapest 2017 model to insure is the S 2WD model at a cost of $1,802.

When average car insurance prices for all 54 trims of both models are combined and sorted by cost, the cheapest model and trim level to put coverage on is the Nissan Titan S 2WD at an average rate of $1,802 per year, and the most expensive trim is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $2,200 per year.

The next two tables break down the expected annual car insurance cost by trim level for both 2017 models, along with the average rate for each model.

2016 Chevrolet Silverado vs. Nissan Titan

For 2016 Chevrolet Silverado and Nissan Titan models, the Nissan Titan has lower-cost car insurance by an average of $126 per year for this model year.

The following chart displays the average cost to insure the two models using a range of rated driver ages. For a 2016 Chevrolet Silverado, insurance cost ranges from $1,706 to $3,874 per year for the five driver ages sampled in the chart. Insurance for a 2016 Nissan Titan costs from $1,602 to $3,602 on average per year.

For the 30 trims available for the 2016 Chevrolet Silverado, the cheapest trim to insure is the LS Regular Cab 4WD trim at an average cost of $1,758 per year, or around $147 per month.

For the 12 trim and option levels available for the Nissan Titan, the cheapest 2016 trim level to insure is the S King Cab 2WD trim at a cost of $1,638.

When auto insurance rates for all 42 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Nissan Titan S King Cab 2WD at an average of $1,638 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,094 per year.

The next two rate tables detail both 2016 models and all trim levels available for each one, plus the average rate for each model. The model with the cheapest auto insurance rates for 2016 is the Nissan Titan.

2015 Chevrolet Silverado vs. Nissan Titan

When comparing insurance rates for 2015 models, the Chevrolet Silverado costs $1,772 per year for full coverage and the Nissan Titan costs $1,708, making the Nissan Titan the cheaper model by $64 for this comparison year.

The rate chart below demonstrates the average cost to insure both models using drivers aged 20 to 50. Average full-coverage insurance ranges from $1,590 to $3,582 per year on a 2015 Chevrolet Silverado, and $1,534 to $3,444 on a 2015 Nissan Titan for the age groups used in this illustration.

For the 25 trims available for the 2015 Chevrolet Silverado, the cheapest trim to insure is the LS Regular Cab 4WD model at an average cost of $1,564 per year. The 2015 Nissan Titan has 12 trim and option levels available, with the cheapest model to insure being the S King Cab 2WD model at an average cost of $1,564 per year, or $130 per month.

When all 37 trims of both models are combined and compared, the overall cheapest vehicle to buy insurance for is the Chevrolet Silverado LS Regular Cab 4WD at an average of $1,564 per year. The overall most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 2WD at an average of $2,004 per year.

The next two tables illustrate average car insurance rates for each trim level, including an overall average cost for each model. The cheapest model to insure for the 2015 model year is the Nissan Titan.

Additional Chevrolet Silverado and Nissan Titan Resources

• Chevrolet Silverado Insurance Cost
• Nissan Titan Insurance Cost
• Large Truck Insurance Cost Comparisons