Does a Chevrolet Silverado or Nissan Titan Cost Less to Insure?

• In our head-to-head insurance cost comparison, the 2024 Nissan Titan is cheaper to insure than the 2024 Chevrolet Silverado by $400 less per year on average.
• For a 2024 Chevrolet Silverado, average full-coverage car insurance rates cost from $2,196 to $3,070 per year, while a 2024 Nissan Titan ranges from $1,978 to $2,520, depending on trim level.
• With seven models in the 2024 large truck class, the Chevrolet Silverado ranks third and the Nissan Titan ranks first for most affordable truck insurance rates.
• If the cheapest car insurance rates are of upmost importance, the EV WT and WT Regular Cab 4WD trim levels are the cheapest Chevrolet Silverado models to insure, while the SV Crew Cab 4WD and SV King Cab 4WD trims cost the least to insure for the Nissan Titan.
• When compared to the average U.S. car insurance rate of $2,221 per year, the Chevrolet Silverado costs an average of $369 more per year, while the Nissan Titan averages $31 less per year.

Is it cheaper to insure a Chevy Silverado or Nissan Titan?

For 2024 models, the model with cheaper average insurance rates is the Nissan Titan. Insurance cost for the Chevrolet Silverado averages $2,590 per year, while insurance for the Nissan Titan averages $2,190 per year.

For the 27 trims available for the 2024 Chevrolet Silverado, the cheapest trim to insure is the EV WT model at an average cost of $2,196 per year.

For the eight trim levels available for the Nissan Titan, the cheapest 2024 model to insure is the SV Crew Cab 4WD trim at a cost of $1,978 per year, or around $165 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim is the Nissan Titan SV Crew Cab 4WD at an average of $1,978 per year, and the overall most expensive vehicle to insure is the Chevrolet Silverado EV RST First Edition costing $3,070 per year.

The table below compares the cost of car insurance for 2024 Chevrolet Silverado and Nissan Titan models, with average rates for every trim level for each model.

The chart shown below demonstrates the average cost to insure both models with different drivers at the wheel. For a 2024 Chevrolet Silverado, insurance cost ranges from $2,302 to $5,258 per year for the driver ages used. A 2024 Nissan Titan costs from $1,948 to $4,408 to insure per year.

The next tables display all the available trims for both 2024 models, including the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Nissan Titan.

2023 Chevrolet Silverado vs. Nissan Titan

Insurance cost for a 2023 Chevrolet Silverado averages $2,474 per year, and the 2023 Nissan Titan costs an average of $2,254 per year, making the Nissan Titan the cheapest of the two to insure.

Out of 20 trims for the 2023 Chevrolet Silverado, the cheapest auto insurance rates are on the WT Regular Cab 4WD model at a cost of $2,210 per year.

For the 13 trims available for the Nissan Titan, the cheapest 2023 trim level to insure is the S King Cab 2WD trim at a cost of $2,104.

When average car insurance prices for all 33 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Titan S King Cab 2WD at an average of $2,104 per year. The most expensive model and trim level is the Chevrolet Silverado ZR2 Crew Cab 4WD at an average cost of $2,746 per year.

The rate table below ranks the annual and monthly cost of car insurance for 2023 Chevrolet Silverado and Nissan Titan models, broken down by trim level.

The chart below shows the average cost to insure the two models using different driver ages. Insurance cost ranges from $2,202 to $5,034 per year for a 2023 Chevrolet Silverado, and $1,996 to $4,534 for a 2023 Nissan Titan for the illustrated age groups.

The next two tables display the average cost to insure each trim level for a 2023 Chevrolet Silverado and Nissan Titan, plus the average rate for each model. The winner for the 2023 car insurance comparison is the Nissan Titan.

2022 Chevrolet Silverado vs. Nissan Titan

Insuring a 2022 Chevrolet Silverado costs an average of $2,296 per year, and insurance for a Nissan Titan costs an average of $2,256 per year, making the Nissan Titan the winner by $40 per year.

For a 2022 Silverado, average insurance rates range from the lowest full-coverage rate of $2,024 per year for the WT Regular Cab 4WD model up to the most expensive rate of $2,516 for the High Country Crew Cab 4WD model.

For the 2022 Nissan Titan, rates range from $2,130 per year on the S King Cab 4WD model up to $2,466 for the Platinum Reserve Crew Cab 2WD model.

For a 2022 Chevrolet Silverado, the cheapest models are the WT Regular Cab 4WD, WT Double Cab 4WD, and WT Regular Cab 2WD. The cheapest Nissan Titan models include the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2022 Chevrolet Silverado and Nissan Titan models, broken down by trim level.

The next chart demonstrates the average cost to insure the two models rated for a variety of different driver ages. For a 2022 Chevrolet Silverado, the average car insurance cost ranges from $2,038 to $4,686 per year for the five age groups shown in the chart. A full-coverage policy on a 2022 Nissan Titan ranges from $2,002 to $4,556 on average per year.

The 2022 Chevrolet Silverado has 19 trim levels available, with the cheapest trim to insure being the WT Regular Cab 4WD trim at an average cost of $2,024 per year. The 2022 Nissan Titan has 11 trims available, with the cheapest trim to insure being the S King Cab 4WD model at an average cost of $2,130 per year, or about $178 per month.

When all 30 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Chevrolet Silverado WT Regular Cab 4WD at an average rate of $2,024 per year. The highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 4WD costing an average of $2,516 per year.

The next two tables break down the expected annual car insurance cost by trim level for both 2022 models, as well as the overall average rate for each model. The cheapest to insure for the 2022 model year is the Nissan Titan.

2021 Chevrolet Silverado vs. Nissan Titan

When comparing car insurance rates for the 2021 Chevrolet Silverado and Nissan Titan models, the Nissan Titan has cheaper rates by an average of $70 per year for this model year.

The rate chart below displays the average insurance cost for both 2021 models with different ages of drivers. Insurance cost ranges from $2,042 to $4,684 per year on a 2021 Chevrolet Silverado, and $1,976 to $4,532 on a 2021 Nissan Titan for the five age groups shown in the chart.

For the 28 trim levels available for the 2021 Chevrolet Silverado, the cheapest model to insure is the WT Regular Cab 4WD trim at an average cost of $2,028 per year, or about $169 per month.

Out of the 17 different option levels available for the Nissan Titan, the cheapest 2021 trim level to insure is the S Regular Cab 2WD trim at a cost of $2,066.

When trim-level rates for both models are compared, the most affordable model and trim level to put coverage on is the Chevrolet Silverado WT Regular Cab 4WD at a cost of $2,028 per year, and the highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,600 per year.

The tables below illustrate average car insurance rates for every trim level for both 2021 models, along with the average rate for each model. The cheapest to insure for the 2021 model year is the Nissan Titan.

2020 Chevrolet Silverado vs. Nissan Titan

For the 2020 Chevrolet Silverado and Nissan Titan models, the Nissan Titan costs less to insure by $72 per year.

The chart below shows the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. The average cost of car insurance ranges from $1,984 to $4,550 per year for a 2020 Chevrolet Silverado, and $1,918 to $4,392 on a 2020 Nissan Titan for the example age groups.

For the 28 trims available for the 2020 Chevrolet Silverado, the cheapest trim to insure is the WT Regular Cab 4WD model at an average cost of $1,970 per year, or about $164 per month. Out of the 17 trim levels available for the Nissan Titan, the cheapest 2020 model to insure is the S Regular Cab 2WD model at a cost of $2,006 per year, or around $167 per month.

When all 45 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Chevrolet Silverado WT Regular Cab 4WD at an average of $1,970 per year, and the highest-cost model and trim is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,526 per year.

The tables shown below display average car insurance rates for each trim level, including an overall average rate. The 2020 Nissan Titan has cheaper overall car insurance rates than the 2020 Chevrolet Silverado.

2019 Chevrolet Silverado vs. Nissan Titan

When comparing insurance cost for 2019 models, the Chevrolet Silverado costs an average of $2,128 per year for full coverage and the Nissan Titan costs $2,094, making the Nissan Titan the cheaper model by $34 for 2019.

The chart below shows the average car insurance cost for both 2019 models for drivers from age 20 to 50. Insurance cost ranges from $1,894 to $4,340 per year for a 2019 Chevrolet Silverado, and $1,860 to $4,270 for a 2019 Nissan Titan for the five different driver ages shown in the chart.

For the 28 trim levels available for the 2019 Chevrolet Silverado, the cheapest trim to insure is the Double Cab 4WD trim at an average cost of $1,988 per year. Out of the 17 trims available for the Nissan Titan, the cheapest 2019 model to insure is the S Regular Cab 2WD trim at a cost of $1,950.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to buy insurance for is the Nissan Titan S Regular Cab 2WD at a cost of $1,950 per year, and the highest-cost model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD costing $2,330 per year.

The next two rate tables detail average cost to insure each trim level for a 2019 Chevrolet Silverado and Nissan Titan, as well as an average rate for each model. The 2019 Nissan Titan is the winner over the 2019 Chevrolet Silverado for cheapest car insurance rates.

2018 Chevrolet Silverado vs. Nissan Titan

For the 2018 Chevrolet Silverado and Nissan Titan models, the Nissan Titan costs less to insure by an average of $62 per year.

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Insurance cost ranges from $1,800 to $4,116 per year for a 2018 Chevrolet Silverado, and $1,738 to $3,970 on a 2018 Nissan Titan for the chosen age groups in the chart.

For the 32 trims available for the 2018 Chevrolet Silverado, the cheapest trim to insure is the WT Regular Cab 4WD trim at an average cost of $1,848 per year, or about $154 per month.

For the 24 trims available for the Nissan Titan, the cheapest 2018 model to insure is the S 2WD trim at a cost of $1,826.

When trim-level rates for both models are compared, the lowest-cost model and trim level to put coverage on is the Nissan Titan S 2WD at an average of $1,826 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $2,228 per year.

The next two tables detail all the available trims for both 2018 models, as well as the overall average rate for each model. The cheapest model to insure for the 2018 model year is the Nissan Titan.

2017 Chevrolet Silverado vs. Nissan Titan

When comparing car insurance rates for 2017 models, the Chevrolet Silverado costs $1,928 per year for a full-coverage policy and the Nissan Titan costs $1,890, making the Nissan Titan the cheaper model by $38.

The rate chart below illustrates the average insurance cost for the two models for different driver ages. For a 2017 Chevrolet Silverado, the average cost of car insurance ranges from $1,720 to $3,924 per year for the different drivers illustrated in the chart. Car insurance for a 2017 Nissan Titan ranges from $1,678 to $3,828 on average per year.

Out of 30 trims for the 2017 Chevrolet Silverado, the cheapest insurance prices are on the LS Regular Cab 4WD model at a cost of $1,782 per year, or about $149 per month.

For the 24 trim options available for the Nissan Titan, the cheapest 2017 model to insure is the S 2WD model at a cost of $1,762.

When average car insurance prices for all 54 trims of both models are combined and sorted by cost, the cheapest model and trim level to put coverage on is the Nissan Titan S 2WD at an average rate of $1,762 per year, and the most expensive trim is the Chevrolet Silverado High Country Crew Cab 2WD at a cost of $2,148 per year.

The next two tables break down the expected annual car insurance cost by trim level for both 2017 models, along with the average rate for each model.

2016 Chevrolet Silverado vs. Nissan Titan

For 2016 Chevrolet Silverado and Nissan Titan models, the Nissan Titan has lower-cost car insurance by an average of $120 per year for this model year.

The following chart displays the average cost to insure the two models using a range of rated driver ages. For a 2016 Chevrolet Silverado, insurance cost ranges from $1,664 to $3,780 per year for the five driver ages sampled in the chart. Insurance for a 2016 Nissan Titan costs from $1,564 to $3,516 on average per year.

For the 30 trims available for the 2016 Chevrolet Silverado, the cheapest trim to insure is the LS Regular Cab 4WD trim at an average cost of $1,718 per year, or around $143 per month.

For the 12 trim and option levels available for the Nissan Titan, the cheapest 2016 trim level to insure is the S King Cab 2WD trim at a cost of $1,604.

When auto insurance rates for all 42 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Nissan Titan S King Cab 2WD at an average of $1,604 per year, and the most expensive model and trim level is the Chevrolet Silverado High Country Crew Cab 2WD at an average cost of $2,042 per year.

The next two rate tables detail both 2016 models and all trim levels available for each one, plus the average rate for each model. The model with the cheapest auto insurance rates for 2016 is the Nissan Titan.

2015 Chevrolet Silverado vs. Nissan Titan

When comparing insurance rates for 2015 models, the Chevrolet Silverado costs $1,728 per year for full coverage and the Nissan Titan costs $1,670, making the Nissan Titan the cheaper model by $58 for this comparison year.

The rate chart below demonstrates the average cost to insure both models using drivers aged 20 to 50. Average full-coverage insurance ranges from $1,548 to $3,498 per year on a 2015 Chevrolet Silverado, and $1,498 to $3,364 on a 2015 Nissan Titan for the age groups used in this illustration.

For the 25 trims available for the 2015 Chevrolet Silverado, the cheapest trim to insure is the LS Regular Cab 4WD model at an average cost of $1,530 per year. The 2015 Nissan Titan has 12 trim and option levels available, with the cheapest model to insure being the S King Cab 2WD model at an average cost of $1,528 per year, or $127 per month.

When all 37 trims of both models are combined and compared, the overall cheapest vehicle to buy insurance for is the Nissan Titan S King Cab 2WD at an average of $1,528 per year. The overall most expensive vehicle to insure is the Chevrolet Silverado High Country Crew Cab 2WD at an average of $1,952 per year.

The next two tables illustrate average car insurance rates for each trim level, including an overall average cost for each model. The cheapest model to insure for the 2015 model year is the Nissan Titan.

Additional Chevrolet Silverado and Nissan Titan Resources

• Chevrolet Silverado Insurance Cost
• Nissan Titan Insurance Cost
• Large Truck Insurance Cost Comparisons