Dodge Charger vs. Challenger Insurance Cost Comparison

• If the lowest auto insurance premium is your primary concern for which model you buy, you might want to consider the Dodge Charger over the Dodge Challenger. But keep in mind that both the year and exact trim level of the vehicles influence the final insurance cost.
• For a 2023 Dodge Charger, average insurance prices range from $2,862 to $3,594 per year, while car insurance for a 2023 Dodge Challenger ranges from $3,036 to $3,824.
• The Dodge Charger SXT and the Dodge Challenger SXT are the trims with the cheapest rates for each model based on our comparison.

Does a Dodge Charger or Challenger cost less to insure?

Insurance rates on a 2023 Dodge Charger cost an average of $3,242 per year, and the 2023 Dodge Challenger costs an average of $3,514 per year, making the Dodge Charger the cheapest to insure.

For the 11 trim levels available for the 2023 Dodge Charger, the cheapest model to insure is the SXT trim at an average cost of $2,862 per year.

Out of the 15 trim levels available for the Dodge Challenger, the cheapest 2023 trim level to insure is the SXT model at a cost of $3,036.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Dodge Charger SXT at an average rate of $2,862 per year, and the most expensive vehicle to insure is the Dodge Challenger SRT Super Stock costing $3,824 per year.

The table shown below ranks the annual and monthly cost of car insurance for 2023 Dodge Charger and Dodge Challenger models, showing average premium cost for each trim level.

The rate chart below illustrates the average cost to insure the two models with different drivers at the wheel. The average cost of car insurance ranges from $2,878 to $6,610 per year for a 2023 Dodge Charger, and $3,120 to $7,106 for a 2023 Dodge Challenger for these driver ages.

The tables shown below display average car insurance rates for every trim level for both 2023 models, including an overall average rate.

2022 Dodge Charger vs. Dodge Challenger

Average car insurance rates for a 2022 Charger are $3,038 per year, and insurance for a 2022 Challenger costs an average of $3,114 per year, making the Dodge Charger the model with lower average insurance cost.

For a 2022 Charger, car insurance rates range from $2,692 per year for the SXT model up to the most expensive rate of $3,408 for the SRT Jailbreak model. For the 2022 Dodge Challenger, rates can range from $2,714 per year for the GT model up to $3,430 on the most expensive SRT Super Stock model.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2022 Charger and Challenger models, showing average cost by trim level for each model.

The rate chart below visualizes the average cost to insure both 2022 models for a range of driver ages. A full-coverage car insurance policy ranges from $2,690 to $6,194 per year on a 2022 Dodge Charger, and $2,766 to $6,302 for a 2022 Dodge Challenger for these driver ages.

The 2022 Dodge Charger has 10 trim levels available, with the most affordable model to insure being the SXT model at an average cost of $2,692 per year.

The 2022 Dodge Challenger has 13 trim levels available, with the lowest-cost trim to insure being the GT model at an average cost of $2,714 per year.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Dodge Charger SXT at an average of $2,692 per year. The most expensive vehicle to insure is the Dodge Challenger SRT Super Stock at an average cost of $3,430 per year.

The tables below illustrate the expected annual car insurance cost by trim level for both 2022 models, along with the average rate for each model. The cheapest of the two models to insure for the 2022 model year is the Dodge Charger.

2021 Dodge Charger vs. Dodge Challenger

For 2021 Dodge Charger and Dodge Challenger models, the Dodge Charger has lower-cost car insurance by an average of $72 per year.

The chart shown below illustrates the average insurance cost for the two models with different drivers at the wheel. Average car insurance cost ranges from $2,550 to $5,870 per year for a 2021 Dodge Charger, and $2,620 to $5,974 on the 2021 Dodge Challenger for the sample drivers in the chart.

For the seven trims available for a 2021 Dodge Charger, the most affordable trim to insure is the SXT Sedan model at an average cost of $2,644 per year, or about $220 per month. Out of the eight trim levels available for the Dodge Challenger, the cheapest 2021 trim level to insure is the GT Coupe model at a cost of $2,552.

When insurance rates for all 15 trims of both models are combined and sorted by cost, the lowest-cost model and trim to buy insurance for is the Dodge Challenger GT Coupe at a cost of $2,552 per year. The most expensive model and trim level is the Dodge Challenger SRT Hellcat Redeye Coupe at an average of $3,670 per year.

The rate tables below break down the average insurance cost by trim level for both 2021 models, including the average rate for each model. The 2021 Dodge Charger has cheaper average car insurance rates than the 2021 Dodge Challenger.

2020 Dodge Charger vs. Dodge Challenger

For the 2020 Dodge Charger and Dodge Challenger models, the Dodge Charger has cheaper car insurance rates by $74 per year for this model year.

The chart below demonstrates the average cost to insure both models for drivers aged 20 to 50. The average cost of car insurance ranges from $2,478 to $5,698 per year for a 2020 Dodge Charger, and $2,546 to $5,804 for a 2020 Dodge Challenger for the included age groups.

For the seven trim levels available for a 2020 Dodge Charger, the most affordable trim to insure is the SXT Sedan trim at an average cost of $2,568 per year. Out of the eight different trims available for a Dodge Challenger, the lowest-cost 2020 model to insure is the GT Coupe trim at a cost of $2,480 per year, or $207 per month.

When looking at the combined rates by trim for both models, the most affordable model and trim level to insure is the Dodge Challenger GT Coupe at a cost of $2,480 per year, and the overall most expensive vehicle to insure is the Dodge Challenger SRT Hellcat Redeye Coupe at a cost of $3,558 per year.

The next two rate tables illustrate the expected annual car insurance cost by trim level for both 2020 models, as well as the overall average rate for each model.

2019 Dodge Charger vs. Dodge Challenger

For the 2019 Dodge Charger and Dodge Challenger models, the Dodge Charger is cheaper to insure by an average of $92 per year for this comparison year.

The rate chart below visualizes the average insurance cost for both models using drivers aged 20 to 50. For a 2019 Dodge Charger, insurance cost ranges from $2,236 to $5,158 per year for the example age groups. Insurance for the 2019 Dodge Challenger costs from $2,326 to $5,336 on average per year.

Out of eight Dodge Charger trim levels, the lowest-cost 2019 model to insure is the SXT Sedan model at an average cost of $2,328 per year. For the 12 different trims available for the Dodge Challenger, the cheapest 2019 trim to insure is the GT Coupe model at a cost of $2,346.

When auto insurance rates for all 20 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Dodge Charger SXT Sedan at an average cost of $2,328 per year, and the most expensive vehicle to insure is the Dodge Challenger SRT Hellcat Redeye Coupe at an average of $3,058 per year.

The tables below display all the available trims for both 2019 models, along with an average cost for each model. The model with the cheapest auto insurance rates for 2019 is the Dodge Charger.

2018 Dodge Charger vs. Dodge Challenger

When comparing insurance rates for 2018 models, a Dodge Charger costs an average of $2,424 per year to insure and a Dodge Challenger costs $2,602, making the Dodge Charger cheaper to insure by $178 per year.

The following chart displays the average cost to insure both 2018 models for four different driver age groups. For the 2018 Dodge Charger, insurance cost ranges from $2,152 to $4,942 per year for the included driver ages. Insurance on a 2018 Dodge Challenger costs from $2,316 to $5,292 on average per year.

The 2018 Dodge Charger has 12 trim levels available, with the most affordable model to insure being the SXT Sedan model at an average cost of $2,228 per year.

A 2018 Dodge Challenger has 12 trims available, with the cheapest model to insure being the GT Coupe model at an average cost of $2,284 per year, or around $190 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Dodge Charger SXT Sedan at an average rate of $2,228 per year. The most expensive vehicle to insure is the Dodge Challenger SRT Demon Coupe at an average cost of $3,318 per year.

The rate tables below illustrate average car insurance cost by trim level for each 2018 model, including an overall average rate. The 2018 Dodge Charger has cheaper average car insurance rates than the 2018 Dodge Challenger.

2017 Dodge Charger vs. Dodge Challenger

For the 2017 Dodge Charger and Dodge Challenger models, the Dodge Charger costs less to insure by $110 per year for this model year.

The following chart visualizes the average car insurance cost for both models with different drivers at the wheel. For a 2017 Dodge Charger, insurance cost ranges from $2,068 to $4,738 per year for these driver ages. Full-coverage insurance on a 2017 Dodge Challenger ranges from $2,168 to $4,944 on average per year.

For the 13 trims available for a 2017 Dodge Charger, the most affordable trim level to insure is the SE Sedan model at an average cost of $2,106 per year.

A 2017 Dodge Challenger has 11 trims available, with the lowest-cost model to insure being the GT Coupe model at an average cost of $2,070 per year, or about $173 per month.

When average car insurance prices for all 24 trims of both models are combined and sorted by cost, the lowest-cost model and trim to buy insurance for is the Dodge Challenger GT Coupe at an average of $2,070 per year. The overall most expensive vehicle to insure is the Dodge Challenger SRT Hellcat Coupe costing an average of $2,862 per year.

The next two tables illustrate trim level insurance rates for each 2017 model, plus the average rate for each model. The model with the cheapest car insurance rates for 2017 is the Dodge Charger.

2016 Dodge Charger vs. Dodge Challenger

When comparing average insurance rates for 2016 models, a Dodge Charger costs an average of $2,186 per year to insure and a Dodge Challenger costs $2,226, making the Dodge Charger cheaper to insure by $40 per year for this model year.

The rate chart below shows the average cost to insure the two models using drivers aged 20 to 50. Insurance cost ranges from $1,946 to $4,434 per year for the 2016 Dodge Charger, and $1,980 to $4,504 for the 2016 Dodge Challenger for the age groups in the chart.

Out of 11 trim levels for a 2016 Dodge Charger, the lowest-cost average insurance prices are on the SE Sedan model at a cost of $1,994 per year. For the 10 trims available for a Dodge Challenger, the most affordable 2016 trim level to insure is the SXT Coupe trim at a cost of $1,994.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to buy insurance for is the Dodge Charger SE Sedan at an average rate of $1,994 per year. The highest-cost model and trim is the Dodge Charger SRT Hellcat Sedan at a cost of $2,606 per year.

The next tables break down the average cost to insure all 2016 trim levels, including an overall average cost for each model. The 2016 Dodge Charger has lower-cost car average car insurance rates than the 2016 Dodge Challenger.

2015 Dodge Charger vs. Dodge Challenger

For 2015 Dodge Charger and Dodge Challenger models, the Dodge Charger costs less to insure by an average of $150 per year for this comparison year.

The following chart shows the average car insurance cost for both models rated for multiple driver ages. A full-coverage car insurance policy ranges from $1,864 to $4,238 per year for a 2015 Dodge Charger, and $1,998 to $4,538 for a 2015 Dodge Challenger for the chosen age groups in the chart.

Out of 11 Dodge Charger trim levels, the most affordable 2015 trim level to insure is the SE Sedan model at an average cost of $1,928 per year, or around $161 per month.

The 2015 Dodge Challenger has seven trim and option levels available, with the lowest-cost trim level to insure being the SXT Coupe trim at an average cost of $2,048 per year.

When rates for all 18 trim levels for both vehicles are combined and compared, the cheapest trim to insure is the Dodge Charger SE Sedan at an average cost of $1,928 per year, and the most expensive model and trim level is the Dodge Challenger SRT Hellcat Coupe at an average of $2,536 per year.

The next tables display average car insurance rates for each trim level, plus the average rate for each model.

Additional Dodge Charger and Dodge Challenger Resources

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