Dodge Charger Insurance Cost for 2023

• Average Dodge Charger insurance cost is $2,456 per year, or $205 per month for full coverage.
• The Charger SXT trim level is the cheapest to insure at around $2,168 per year. The most expensive trim is the SRT Hellcat Redeye Widebody Jailbreak at $2,720 per year.
• The Charger ranks third out of three vehicles in the 2023 large car class for insurance affordability.

How much does Dodge Charger insurance cost?

Dodge Charger car insurance costs an average of $2,456 a year for a full coverage policy, which is about $205 each month. Monthly payments range from $181 to $227 depending on the trim level being insured.

Comprehensive insurance will cost around $530 a year, liability/medical (or PIP) coverage averages $824, and the remaining collision coverage will cost around $1,102.

The following chart breaks down average car insurance rates on a 2023 Dodge Charger with a variety of policy scenarios. Younger drivers pay higher rates when compared to more mature drivers, low-deductible policies are more expensive, and safe drivers pay less than drivers requiring high-risk insurance.

The chart of auto insurance rates above shows just a handful of rates selected from a very large data set. If we displayed all rates for every possible combination of rating factors, including all 11 Charger trim levels and all 42,000 zip codes in the U.S., the end result would have 1,064,448,000,000 different rate possibilities. That’s one big chart.

In order to help you understand how variable rates are for a Charger, keep in mind that buying a policy with only liability coverage in the cheaper areas of Ohio or Virginia may be as cheap as $205 a year.

For the same model year of Dodge Charger, a 16-year-old male driver with a propensity for speed in certain areas in California might be as much as $19,060 a year for a policy with full coverage.

What is the cheapest Dodge Charger insurance?

With Dodge Charger car insurance rates ranging from $2,168 to $2,720 annually for an average driver, the cheapest trim level to insure is the SXT. The second cheapest model to insure is the SXT AWD at $2,210 per year.

On average, plan on budgeting at a bare minimum $181 per month for full coverage insurance. This amount depends on factors like where you live, your age, your driving record, and other details, however.

On the high end of the cost spectrum, the two highest cost Charger trim levels to insure are the Dodge Charger SRT Hellcat Redeye Widebody, and the SRT Hellcat Redeye Widebody Jailbreak trim levels at $2,714 and $2,720 per year, respectively.

The next table displays average annual and 6-month policy costs, including a monthly budget amount, for each 2023 Dodge Charger trim level.

Is Charger insurance cheaper than the competition?

The Dodge Charger ranks third out of three comparison vehicles in the 2023 large car class. The Charger costs an estimated $2,456 per year for insurance, while the segment average cost is $2,052 annually, a difference of $404 per year.

When average rates are compared for all vehicles in the large car segment, insurance for a Dodge Charger costs $476 more per year than the Nissan Maxima and $736 more than the Chrysler 300.

The table below shows how well Charger auto insurance rates fare against the rest of its full-size competitors.

The Charger is categorized as a large sedan due to it having four doors, but it would compare more favorably in the sports car segment. The extra ponies under the hood are what drive the cost of insurance for the Charger higher than the other vehicles in the regular full-size sedan segment.

If the Charger is compared to the 2023 model year sports car segment, it would rank around position seventeen.

Dodge Charger prior model year insurance rates

The following sections detail Dodge Charger insurance rates for every trim level since the 2013 model year. Rates for the 2023 model are detailed earlier in this article.

2022 Dodge Charger average insurance rates

Average rates for a 2022 Dodge Charger are $2,296 per year, or $191 per month. Rates range from $2,038 per year for the Charger SXT to $2,574 for the Charger SRT Jailbreak.

2021 Dodge Charger average insurance rates

Average car insurance rates for a 2021 Dodge Charger are $2,172 per year, or around $181 per month. Rates range from $2,002 per year for the Charger SXT Sedan to $2,588 for the Charger SRT Hellcat Sedan.

2020 Dodge Charger average insurance rates

Average car insurance rates for a 2020 Dodge Charger are $2,146 per year, or around $179 per month. Rates range from $1,978 per year for the Charger SXT Sedan to $2,552 for the Charger SRT Hellcat Sedan.

2019 Dodge Charger average insurance rates

Insurance rates for a 2019 Dodge Charger average $1,950 per year, or about $163 per month. Rates range from $1,800 per year for the Charger SXT Sedan to $2,336 for the Charger SRT Hellcat Sedan.

2018 Dodge Charger average insurance rates

2018 Dodge Charger car insurance rates average $1,908 per year, or around $159 per month. Cost ranges from $1,756 per year for the Charger SXT Sedan to $2,270 for the Charger SRT Hellcat Sedan.

2017 Dodge Charger average insurance rates

A 2017 Dodge Charger averages $1,828 per year for full coverage car insurance, or around $152 per month. Rates range from $1,662 per year for the Charger SE Sedan to $2,174 for the Charger SRT Hellcat Sedan.

2016 Dodge Charger average insurance rates

Average insurance cost for a 2016 Dodge Charger is $1,766 per year, or around $147 per month. Rates range from $1,612 per year for the Charger SE Sedan to $2,100 for the Charger SRT Hellcat Sedan.

2015 Dodge Charger average insurance rates

Insurance rates average $1,688 per year for a 2015 Dodge Charger, or around $141 per month. Rates range from $1,564 per year for the Charger SE Sedan to $1,980 for the Charger SRT Hellcat Sedan.

2014 Dodge Charger average insurance rates

Average insurance cost for a 2014 Dodge Charger is $1,706 per year, or around $142 per month. Rates range from $1,636 per year for the Charger SE Sedan to $1,854 for the Charger SRT8 Sedan.

2013 Dodge Charger average insurance rates

Insurance rates for a 2013 Dodge Charger average $1,582 per year, or about $132 per month. Rates range from $1,498 per year for the Charger SE Sedan to $1,686 for the Charger Superbee Sedan.