Dodge Charger Insurance Cost for 2022

How much does Dodge Charger car insurance cost? We compare rates from the SXT up to the SRT Hellcat and Jailbreak to find out how prices rank against the competition.

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  • Average Dodge Charger insurance cost is $2,098 per year, or $175 per month for full coverage.
  • The Charger SXT trim level is the cheapest to insure at around $1,858 per year. The most expensive trim is the SRT Jailbreak at $2,352 per year.
  • The Charger ranks #4 out of four vehicles in the 2022 large car class for insurance affordability.

How much does Dodge Charger insurance cost?

Dodge Charger car insurance costs an average of $2,098 a year for a full coverage policy, which is about $175 each month. Monthly payments range from $155 to $196 depending on the trim level being insured.

Comprehensive insurance will cost around $468 a year, liability/medical (or PIP) coverage averages $658, and the remaining collision coverage will cost around $972.

The following chart breaks down average car insurance rates on a 2022 Dodge Charger with a variety of policy scenarios. Younger drivers pay higher rates when compared to more mature drivers, low-deductible policies are more expensive, and safe drivers pay less than drivers requiring high-risk insurance.

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Chart Data Details: Average rates are for a 2022 model year Dodge Charger with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Dodge Charger trim levels.Data last updated on April 20, 2022
Dodge Charger Insurance Cost Summary
Dodge Charger Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,804$400
Safe Driver Age 20$4,202$350
At-fault Accidents Age 40$2,974$248
Low Deductibles Age 40$2,736$228
Safe Driver Age 30$2,210$184
Safe Driver Age 40$2,098$175
Safe Driver Age 50$1,912$159
Safe Driver Age 60$1,880$157
High Deductibles Age 40$1,772$148
Discount Rate Age 40$1,738$145

The chart of auto insurance rates above shows just a handful of rates selected from a very large data set. If we displayed all rates for every possible combination of rating factors, including all 10 Charger trim levels and all 42,000 zip codes in the U.S., the end result would have 967,680,000,000 different rate possibilities. That’s one big chart.

In order to help you understand how variable rates are for a Charger, keep in mind that buying a policy with only liability coverage in the cheaper areas of Ohio or Virginia may be as cheap as $205 a year.

For the same model year of Dodge Charger, a 16-year-old male driver with a propensity for speed in certain areas in California might be as much as $17,322 a year for a policy with full coverage.

What is the cheapest Dodge Charger insurance?

With Dodge Charger car insurance rates ranging from $1,858 to $2,352 annually for an average driver, the cheapest trim level to insure is the SXT. The second cheapest model to insure is the GT at $1,912 per year.

On average, plan on budgeting at a bare minimum $155 per month for full coverage insurance. This amount depends on factors like where you live, your age, your driving record, and other details, however.

On the high end of the cost spectrum, the two highest cost Charger trim levels to insure are the Dodge Charger SRT Hellcat Redeye Widebody, and the SRT Jailbreak trim levels at $2,348 and $2,352 per year, respectively.

The next table displays average annual and 6-month policy costs, including a monthly budget amount, for each 2022 Dodge Charger trim level.

2022 Dodge Charger Insurance Cost by Trim Level
Dodge Charger Trim Level Annual Policy 6-month Policy Per Month
SXT$1,858$929$155
GT$1,912$956$159
SXT AWD$1,948$974$162
GT AWD$1,972$986$164
R/T$2,028$1,014$169
Scat Pack$2,086$1,043$174
Scat Pack Widebody$2,148$1,074$179
SRT Hellcat Widebody$2,314$1,157$193
SRT Hellcat Redeye Widebody$2,348$1,174$196
SRT Jailbreak$2,352$1,176$196

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Dodge Charger Insurance Cost by Trim Level

Is Charger insurance cheaper than the competition?

The Dodge Charger ranks #4 out of four comparison vehicles in the 2022 large car class. The Charger costs an estimated $2,098 per year for insurance, while the segment average cost is $1,749 annually, a difference of $349 per year.

When average rates are compared for all vehicles in the large car segment, insurance for a Dodge Charger costs $410 more per year than the Nissan Maxima, $476 more than the Chrysler 300, and $510 more than the Toyota Avalon.

The table below shows how well Charger auto insurance rates fare against the rest of it’s full-size competitors.

Insurance Cost Comparison: Dodge Charger vs Large Cars
Rank Make/Model Insurance Cost Difference
1Toyota Avalon$1,588-$510
2Chrysler 300$1,622-$476
3Nissan Maxima$1,688-$410
4Dodge Charger$2,098--

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 25, 2022
Insurance Cost Comparison: Dodge Charger vs Large Cars

The Charger is categorized as a large sedan due to it having four doors, but it would compare more favorably in the sports car segment. The extra ponies under the hood are what drive the cost of insurance for the Charger higher than the other vehicles in the regular full-size sedan segment.

If the Charger is compared to the 2022 model year sports car segment, it would rank #11 for insurance cost, coming in between the BMW M3 and Porsche 718.

Dodge Charger prior model year insurance rates

The following sections detail Dodge Charger insurance rates for every trim level for the 2013 to 2021 model years. Rates for the 2022 model are detailed earlier in this article.

How much are 2021 Dodge Charger insurance rates?

Average car insurance rates for a 2021 Dodge Charger are $1,974 per year, or around $165 per month. Rates range from $1,818 per year for the Charger SXT Sedan to $2,356 for the Charger SRT Hellcat Sedan.

2021 Dodge Charger Insurance Cost by Trim Level
2021 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,818$152
GT Sedan$1,864$155
GT AWD$1,910$159
SXT AWD$1,910$159
R/T Scat Pack Sedan$1,984$165
R/T Sedan$1,984$165
SRT Hellcat Sedan$2,356$196

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2021 Dodge Charger Insurance Cost by Trim Level

How much are 2020 Dodge Charger car insurance rates?

Average car insurance rates for a 2020 Dodge Charger are $1,940 per year, or around $162 per month. Rates range from $1,786 per year for the Charger SXT Sedan to $2,308 for the Charger SRT Hellcat Sedan.

2020 Dodge Charger Insurance Cost by Trim Level
2020 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,786$149
GT Sedan$1,830$153
GT AWD$1,874$156
SXT AWD$1,874$156
R/T Scat Pack Sedan$1,948$162
R/T Sedan$1,948$162
SRT Hellcat Sedan$2,308$192

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2020 Dodge Charger Insurance Cost by Trim Level

How much does 2019 Dodge Charger insurance cost?

Insurance rates for a 2019 Dodge Charger average $1,786 per year, or about $149 per month. Rates range from $1,648 per year for the Charger SXT Sedan to $2,146 for the Charger SRT Hellcat Sedan.

2019 Dodge Charger Insurance Cost by Trim Level
2019 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,648$137
GT Sedan$1,690$141
Police Sedan$1,734$145
R/T Sedan$1,734$145
SXT AWD$1,734$145
Police AWD$1,806$151
R/T Scat Pack Sedan$1,806$151
SRT Hellcat Sedan$2,146$179

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2019 Dodge Charger Insurance Cost by Trim Level

What does 2018 Dodge Charger insurance cost?

2018 Dodge Charger car insurance rates average $1,748 per year, or around $146 per month. Cost ranges from $1,608 per year for the Charger SXT Sedan to $2,088 for the Charger SRT Hellcat Sedan.

2018 Dodge Charger Insurance Cost by Trim Level
2018 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,608$134
GT AWD$1,648$137
Police Sedan$1,648$137
SXT Plus Sedan$1,648$137
R/T Daytona Sedan$1,690$141
R/T Sedan$1,690$141
Police AWD$1,758$147
R/T 392 Daytona Sedan$1,758$147
R/T 392 Scat Pack Sedan$1,758$147
R/T 392 Sedan$1,758$147
SRT 392 Sedan$1,934$161
SRT Hellcat Sedan$2,088$174

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2018 Dodge Charger Insurance Cost by Trim Level

How much are average 2017 Charger insurance rates?

A 2017 Dodge Charger averages $1,700 per year for full coverage car insurance, or around $142 per month. Rates range from $1,540 per year for the Charger SE Sedan to $2,028 for the Charger SRT Hellcat Sedan.

2017 Dodge Charger Insurance Cost by Trim Level
2017 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,540$128
SXT Sedan$1,568$131
Police Sedan$1,608$134
SE AWD Sedan$1,608$134
SXT AWD Sedan$1,608$134
R/T Sedan$1,648$137
Police AWD Sedan$1,714$143
R/T 392 Scat Pack Sedan$1,714$143
R/T 392 Sedan$1,714$143
R/T Daytona Sedan$1,714$143
R/T 392 Daytona Sedan$1,752$146
SRT 392 Sedan$1,882$157
SRT Hellcat Sedan$2,028$169

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2017 Dodge Charger Insurance Cost by Trim Level

How much does 2016 Charger insurance cost?

Average insurance cost for a 2016 Dodge Charger is $1,630 per year, or around $136 per month. Rates range from $1,486 per year for the Charger SE Sedan to $1,944 for the Charger SRT Hellcat Sedan.

2016 Dodge Charger Insurance Cost by Trim Level
2016 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,486$124
SXT Sedan$1,512$126
Police Sedan$1,550$129
SE AWD Sedan$1,550$129
SXT AWD Sedan$1,550$129
R/T Sedan$1,586$132
Police AWD Sedan$1,650$138
R/T Road Track Sedan$1,650$138
R/T Scat Pack Sedan$1,650$138
SRT 392 Sedan$1,806$151
SRT Hellcat Sedan$1,944$162

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2016 Dodge Charger Insurance Cost by Trim Level

How much does it cost to insure a 2015 Charger?

Insurance rates average $1,588 per year for a 2015 Dodge Charger, or around $132 per month. Rates range from $1,466 per year for the Charger SE Sedan to $1,874 for the Charger SRT Hellcat Sedan.

2015 Dodge Charger Insurance Cost by Trim Level
2015 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,466$122
SXT Sedan$1,500$125
Police Sedan$1,536$128
R/T Road Track Sedan$1,536$128
R/T Sedan$1,536$128
SE AWD Sedan$1,536$128
SXT AWD Sedan$1,536$128
Police AWD Sedan$1,596$133
R/T Scat Pack Sedan$1,630$136
SRT 392 Sedan$1,734$145
SRT Hellcat Sedan$1,874$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2015 Dodge Charger Insurance Cost by Trim Level

How much does 2014 Dodge Charger car insurance cost?

Average insurance cost for a 2014 Dodge Charger is $1,578 per year, or around $132 per month. Rates range from $1,510 per year for the Charger SE Sedan to $1,722 for the Charger SRT8 Sedan.

2014 Dodge Charger Insurance Cost by Trim Level
2014 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,510$126
SXT Sedan$1,520$127
Police AWD Sedan$1,550$129
Police Sedan$1,550$129
SXT SXT Plus Sedan$1,550$129
SXT AWD Sedan$1,550$129
SE AWD Sedan$1,550$129
R/T Sedan$1,550$129
R/T R/T Plus Sedan$1,550$129
R/T AWD Sedan$1,550$129
R/T Road Track Sedan$1,582$132
SXT AWD SXT Plus Sedan$1,582$132
R/T AWD R/T Plus Sedan$1,582$132
R/T R/T Max Sedan$1,624$135
R/T AWD R/T Max Sedan$1,624$135
Superbee Sedan$1,680$140
SRT8 Sedan$1,722$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2014 Dodge Charger Insurance Cost by Trim Level

How much is 2013 Dodge Charger auto insurance?

Insurance rates for a 2013 Dodge Charger average $1,458 per year, or about $122 per month. Rates range from $1,378 per year for the Charger SE Sedan to $1,558 for the Charger Superbee Sedan.

2013 Dodge Charger Insurance Cost by Trim Level
2013 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,378$115
Police Sedan$1,408$117
R/T Sedan$1,408$117
SE AWD Sedan$1,408$117
SXT Sedan$1,408$117
R/T AWD Sedan$1,438$120
R/T R/T Plus Sedan$1,438$120
SXT AWD Sedan$1,438$120
SXT SXT Plus Sedan$1,438$120
R/T AWD R/T Plus Sedan$1,466$122
R/T Road Track Sedan$1,466$122
SXT AWD SXT Plus Sedan$1,466$122
R/T AWD R/T Max Sedan$1,528$127
R/T R/T Max Sedan$1,528$127
SRT8 Sedan$1,558$130
Superbee Sedan$1,558$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2013 Dodge Charger Insurance Cost by Trim Level