Dodge Charger Insurance Cost for 2022

How much does Dodge Charger car insurance cost? We compare rates from the SXT up to the SRT Hellcat and Jailbreak to find out how prices rank against the competition.

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  • Average Dodge Charger insurance cost is $2,116 per year, or $176 per month for full coverage.
  • The Charger SXT trim level is the cheapest to insure at around $1,876 per year. The most expensive trim is the SRT Jailbreak at $2,376 per year.
  • The Charger ranks #4 out of four vehicles in the 2022 large car class for insurance affordability.

How much does Dodge Charger insurance cost?

Dodge Charger car insurance costs an average of $2,116 a year for a full coverage policy, which is about $176 each month. Monthly payments range from $156 to $198 depending on the trim level being insured.

Comprehensive insurance will cost around $472 a year, liability/medical (or PIP) coverage averages $666, and the remaining collision coverage will cost around $978.

The following chart breaks down average car insurance rates on a 2022 Dodge Charger with a variety of policy scenarios. Younger drivers pay higher rates when compared to more mature drivers, low-deductible policies are more expensive, and safe drivers pay less than drivers requiring high-risk insurance.

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Chart Data Details: Average rates are for a 2022 model year Dodge Charger with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Dodge Charger trim levels.Data last updated on September 13, 2022
Dodge Charger Insurance Cost Summary
Dodge Charger Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,846$404
Safe Driver Age 20$4,240$353
At-fault Accidents Age 40$2,998$250
Low Deductibles Age 40$2,760$230
Safe Driver Age 30$2,226$186
Safe Driver Age 40$2,116$176
Safe Driver Age 50$1,928$161
Safe Driver Age 60$1,896$158
High Deductibles Age 40$1,788$149
Discount Rate Age 40$1,752$146

The chart of auto insurance rates above shows just a handful of rates selected from a very large data set. If we displayed all rates for every possible combination of rating factors, including all 10 Charger trim levels and all 42,000 zip codes in the U.S., the end result would have 967,680,000,000 different rate possibilities. That’s one big chart.

In order to help you understand how variable rates are for a Charger, keep in mind that buying a policy with only liability coverage in the cheaper areas of Ohio or Virginia may be as cheap as $205 a year.

For the same model year of Dodge Charger, a 16-year-old male driver with a propensity for speed in certain areas in California might be as much as $17,322 a year for a policy with full coverage.

What is the cheapest Dodge Charger insurance?

With Dodge Charger car insurance rates ranging from $1,876 to $2,376 annually for an average driver, the cheapest trim level to insure is the SXT. The second cheapest model to insure is the GT at $1,930 per year.

On average, plan on budgeting at a bare minimum $156 per month for full coverage insurance. This amount depends on factors like where you live, your age, your driving record, and other details, however.

On the high end of the cost spectrum, the two highest cost Charger trim levels to insure are the Dodge Charger SRT Hellcat Redeye Widebody, and the SRT Jailbreak trim levels at $2,372 and $2,376 per year, respectively.

The next table displays average annual and 6-month policy costs, including a monthly budget amount, for each 2022 Dodge Charger trim level.

2022 Dodge Charger Insurance Cost by Trim Level
Dodge Charger Trim Level Annual Policy 6-month Policy Per Month
SXT$1,876$938$156
GT$1,930$965$161
SXT AWD$1,966$983$164
GT AWD$1,990$995$166
R/T$2,044$1,022$170
Scat Pack$2,104$1,052$175
Scat Pack Widebody$2,168$1,084$181
SRT Hellcat Widebody$2,336$1,168$195
SRT Hellcat Redeye Widebody$2,372$1,186$198
SRT Jailbreak$2,376$1,188$198

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Dodge Charger Insurance Cost by Trim Level

Is Charger insurance cheaper than the competition?

The Dodge Charger ranks #4 out of four comparison vehicles in the 2022 large car class. The Charger costs an estimated $2,116 per year for insurance, while the segment average cost is $1,762 annually, a difference of $354 per year.

When average rates are compared for all vehicles in the large car segment, insurance for a Dodge Charger costs $416 more per year than the Nissan Maxima, $484 more than the Chrysler 300, and $516 more than the Toyota Avalon.

The table below shows how well Charger auto insurance rates fare against the rest of it’s full-size competitors.

Insurance Cost Comparison: Dodge Charger vs Large Cars
Rank Make/Model Insurance Cost Difference
1Toyota Avalon$1,600-$516
2Chrysler 300$1,632-$484
3Nissan Maxima$1,700-$416
4Dodge Charger$2,116--

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Insurance Cost Comparison: Dodge Charger vs Large Cars

The Charger is categorized as a large sedan due to it having four doors, but it would compare more favorably in the sports car segment. The extra ponies under the hood are what drive the cost of insurance for the Charger higher than the other vehicles in the regular full-size sedan segment.

If the Charger is compared to the 2022 model year sports car segment, it would rank #11 for insurance cost, coming in between the BMW M3 and Porsche 718.

Dodge Charger prior model year insurance rates

The following sections detail Dodge Charger insurance rates for every trim level for the 2013 to 2021 model years. Rates for the 2022 model are detailed earlier in this article.

How much are 2021 Dodge Charger insurance rates?

Average car insurance rates for a 2021 Dodge Charger are $1,992 per year, or around $166 per month. Rates range from $1,834 per year for the Charger SXT Sedan to $2,378 for the Charger SRT Hellcat Sedan.

2021 Dodge Charger Insurance Cost by Trim Level
2021 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,834$153
GT Sedan$1,878$157
GT AWD$1,924$160
SXT AWD$1,924$160
R/T Scat Pack Sedan$2,002$167
R/T Sedan$2,002$167
SRT Hellcat Sedan$2,378$198

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2021 Dodge Charger Insurance Cost by Trim Level

How much are 2020 Dodge Charger car insurance rates?

Average car insurance rates for a 2020 Dodge Charger are $1,956 per year, or around $163 per month. Rates range from $1,804 per year for the Charger SXT Sedan to $2,332 for the Charger SRT Hellcat Sedan.

2020 Dodge Charger Insurance Cost by Trim Level
2020 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,804$150
GT Sedan$1,846$154
GT AWD$1,892$158
SXT AWD$1,892$158
R/T Scat Pack Sedan$1,968$164
R/T Sedan$1,968$164
SRT Hellcat Sedan$2,332$194

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2020 Dodge Charger Insurance Cost by Trim Level

How much does 2019 Dodge Charger insurance cost?

Insurance rates for a 2019 Dodge Charger average $1,800 per year, or about $150 per month. Rates range from $1,660 per year for the Charger SXT Sedan to $2,162 for the Charger SRT Hellcat Sedan.

2019 Dodge Charger Insurance Cost by Trim Level
2019 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,660$138
GT Sedan$1,704$142
Police Sedan$1,746$146
R/T Sedan$1,746$146
SXT AWD$1,746$146
Police AWD$1,818$152
R/T Scat Pack Sedan$1,818$152
SRT Hellcat Sedan$2,162$180

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2019 Dodge Charger Insurance Cost by Trim Level

What does 2018 Dodge Charger insurance cost?

2018 Dodge Charger car insurance rates average $1,764 per year, or around $147 per month. Cost ranges from $1,620 per year for the Charger SXT Sedan to $2,102 for the Charger SRT Hellcat Sedan.

2018 Dodge Charger Insurance Cost by Trim Level
2018 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,620$135
GT AWD$1,660$138
Police Sedan$1,660$138
SXT Plus Sedan$1,660$138
R/T Daytona Sedan$1,704$142
R/T Sedan$1,704$142
Police AWD$1,774$148
R/T 392 Daytona Sedan$1,774$148
R/T 392 Scat Pack Sedan$1,774$148
R/T 392 Sedan$1,774$148
SRT 392 Sedan$1,950$163
SRT Hellcat Sedan$2,102$175

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2018 Dodge Charger Insurance Cost by Trim Level

How much are average 2017 Charger insurance rates?

A 2017 Dodge Charger averages $1,712 per year for full coverage car insurance, or around $143 per month. Rates range from $1,550 per year for the Charger SE Sedan to $2,044 for the Charger SRT Hellcat Sedan.

2017 Dodge Charger Insurance Cost by Trim Level
2017 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,550$129
SXT Sedan$1,580$132
Police Sedan$1,620$135
SE AWD Sedan$1,620$135
SXT AWD Sedan$1,620$135
R/T Sedan$1,660$138
Police AWD Sedan$1,728$144
R/T 392 Scat Pack Sedan$1,728$144
R/T 392 Sedan$1,728$144
R/T Daytona Sedan$1,728$144
R/T 392 Daytona Sedan$1,766$147
SRT 392 Sedan$1,896$158
SRT Hellcat Sedan$2,044$170

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2017 Dodge Charger Insurance Cost by Trim Level

How much does 2016 Charger insurance cost?

Average insurance cost for a 2016 Dodge Charger is $1,640 per year, or around $137 per month. Rates range from $1,494 per year for the Charger SE Sedan to $1,956 for the Charger SRT Hellcat Sedan.

2016 Dodge Charger Insurance Cost by Trim Level
2016 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,494$125
SXT Sedan$1,520$127
Police Sedan$1,558$130
SE AWD Sedan$1,558$130
SXT AWD Sedan$1,558$130
R/T Sedan$1,594$133
Police AWD Sedan$1,660$138
R/T Road Track Sedan$1,660$138
R/T Scat Pack Sedan$1,660$138
SRT 392 Sedan$1,820$152
SRT Hellcat Sedan$1,956$163

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2016 Dodge Charger Insurance Cost by Trim Level

How much does it cost to insure a 2015 Charger?

Insurance rates average $1,602 per year for a 2015 Dodge Charger, or around $134 per month. Rates range from $1,476 per year for the Charger SE Sedan to $1,890 for the Charger SRT Hellcat Sedan.

2015 Dodge Charger Insurance Cost by Trim Level
2015 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,476$123
SXT Sedan$1,514$126
Police Sedan$1,548$129
R/T Road Track Sedan$1,548$129
R/T Sedan$1,548$129
SE AWD Sedan$1,548$129
SXT AWD Sedan$1,548$129
Police AWD Sedan$1,606$134
R/T Scat Pack Sedan$1,644$137
SRT 392 Sedan$1,748$146
SRT Hellcat Sedan$1,890$158

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2015 Dodge Charger Insurance Cost by Trim Level

How much does 2014 Dodge Charger car insurance cost?

Average insurance cost for a 2014 Dodge Charger is $1,590 per year, or around $133 per month. Rates range from $1,520 per year for the Charger SE Sedan to $1,734 for the Charger SRT8 Sedan.

2014 Dodge Charger Insurance Cost by Trim Level
2014 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,520$127
SXT Sedan$1,530$128
Police AWD Sedan$1,562$130
Police Sedan$1,562$130
R/T AWD Sedan$1,562$130
R/T R/T Plus Sedan$1,562$130
R/T Sedan$1,562$130
SE AWD Sedan$1,562$130
SXT AWD Sedan$1,562$130
SXT SXT Plus Sedan$1,562$130
R/T AWD R/T Plus Sedan$1,596$133
R/T Road Track Sedan$1,596$133
SXT AWD SXT Plus Sedan$1,596$133
R/T AWD R/T Max Sedan$1,638$137
R/T R/T Max Sedan$1,638$137
Superbee Sedan$1,692$141
SRT8 Sedan$1,734$145

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2014 Dodge Charger Insurance Cost by Trim Level

How much is 2013 Dodge Charger auto insurance?

Insurance rates for a 2013 Dodge Charger average $1,472 per year, or about $123 per month. Rates range from $1,392 per year for the Charger SE Sedan to $1,572 for the Charger Superbee Sedan.

2013 Dodge Charger Insurance Cost by Trim Level
2013 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,392$116
Police Sedan$1,422$119
R/T Sedan$1,422$119
SE AWD Sedan$1,422$119
SXT Sedan$1,422$119
R/T AWD Sedan$1,452$121
R/T R/T Plus Sedan$1,452$121
SXT AWD Sedan$1,452$121
SXT SXT Plus Sedan$1,452$121
R/T AWD R/T Plus Sedan$1,482$124
R/T Road Track Sedan$1,482$124
SXT AWD SXT Plus Sedan$1,482$124
R/T AWD R/T Max Sedan$1,542$129
R/T R/T Max Sedan$1,542$129
SRT8 Sedan$1,572$131
Superbee Sedan$1,572$131

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
2013 Dodge Charger Insurance Cost by Trim Level