Dodge Charger Insurance Cost for 2023

How much will it cost to insure a Dodge Charger?

We compared average policy premiums for the SXT trim level to the more expensive SRT Hellcat Redeye Widebody Jailbreak model to see how insurance on the Charger ranks when compared to the similar models.

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  • Average Dodge Charger insurance cost is $2,456 per year, or $205 per month for full coverage.
  • The Charger SXT trim level is the cheapest to insure at around $2,168 per year. The most expensive trim is the SRT Hellcat Redeye Widebody Jailbreak at $2,720 per year.
  • The Charger ranks third out of three vehicles in the 2023 large car class for insurance affordability.

How much does Dodge Charger insurance cost?

Dodge Charger car insurance costs an average of $2,456 a year for a full coverage policy, which is about $205 each month. Monthly payments range from $181 to $227 depending on the trim level being insured.

Comprehensive insurance will cost around $530 a year, liability/medical (or PIP) coverage averages $824, and the remaining collision coverage will cost around $1,102.

The following chart breaks down average car insurance rates on a 2023 Dodge Charger with a variety of policy scenarios. Younger drivers pay higher rates when compared to more mature drivers, low-deductible policies are more expensive, and safe drivers pay less than drivers requiring high-risk insurance.

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Chart Data Details: Average rates are for a 2023 model year Dodge Charger with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Dodge Charger trim levels.Data last updated on January 23, 2023
Dodge Charger Insurance Cost Summary
2023 Dodge Charger Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,626$469
Safe Driver Age 20$4,924$410
At-fault Accidents Age 40$3,492$291
Low Deductibles Age 40$3,180$265
Safe Driver Age 30$2,582$215
Safe Driver Age 40$2,456$205
Safe Driver Age 50$2,240$187
Safe Driver Age 60$2,202$184
High Deductibles Age 40$2,086$174
Discount Rate Age 40$2,034$170

The chart of auto insurance rates above shows just a handful of rates selected from a very large data set. If we displayed all rates for every possible combination of rating factors, including all 11 Charger trim levels and all 42,000 zip codes in the U.S., the end result would have 1,064,448,000,000 different rate possibilities. That’s one big chart.

In order to help you understand how variable rates are for a Charger, keep in mind that buying a policy with only liability coverage in the cheaper areas of Ohio or Virginia may be as cheap as $205 a year.

For the same model year of Dodge Charger, a 16-year-old male driver with a propensity for speed in certain areas in California might be as much as $19,060 a year for a policy with full coverage.

What is the cheapest Dodge Charger insurance?

With Dodge Charger car insurance rates ranging from $2,168 to $2,720 annually for an average driver, the cheapest trim level to insure is the SXT. The second cheapest model to insure is the SXT AWD at $2,210 per year.

On average, plan on budgeting at a bare minimum $181 per month for full coverage insurance. This amount depends on factors like where you live, your age, your driving record, and other details, however.

On the high end of the cost spectrum, the two highest cost Charger trim levels to insure are the Dodge Charger SRT Hellcat Redeye Widebody, and the SRT Hellcat Redeye Widebody Jailbreak trim levels at $2,714 and $2,720 per year, respectively.

The next table displays average annual and 6-month policy costs, including a monthly budget amount, for each 2023 Dodge Charger trim level.

2023 Dodge Charger Insurance Cost by Trim Level
Dodge Charger Trim Level Annual Policy Six-Month Policy Per Month
SXT$2,168$1,084$181
SXT AWD$2,210$1,105$184
GT$2,236$1,118$186
GT AWD$2,266$1,133$189
R/T$2,362$1,181$197
Scat Pack$2,450$1,225$204
Scat Pack Widebody$2,516$1,258$210
SRT Hellcat Widebody$2,678$1,339$223
SRT Hellcat Widebody Jailbreak$2,684$1,342$224
SRT Hellcat Redeye Widebody$2,714$1,357$226
SRT Hellcat Redeye Widebody Jailbreak$2,720$1,360$227

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Dodge Charger Insurance Cost by Trim Level

Is Charger insurance cheaper than the competition?

The Dodge Charger ranks third out of three comparison vehicles in the 2023 large car class. The Charger costs an estimated $2,456 per year for insurance, while the segment average cost is $2,052 annually, a difference of $404 per year.

When average rates are compared for all vehicles in the large car segment, insurance for a Dodge Charger costs $476 more per year than the Nissan Maxima and $736 more than the Chrysler 300.

The table below shows how well Charger auto insurance rates fare against the rest of its full-size competitors.

Insurance Cost Comparison: Dodge Charger vs Large Cars
Rank Make/Model Insurance Cost Difference
1Chrysler 300$1,720-$736
2Nissan Maxima$1,980-$476
3Dodge Charger$2,456--

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Dodge Charger vs Large Cars

The Charger is categorized as a large sedan due to it having four doors, but it would compare more favorably in the sports car segment. The extra ponies under the hood are what drive the cost of insurance for the Charger higher than the other vehicles in the regular full-size sedan segment.

If the Charger is compared to the 2023 model year sports car segment, it would rank around position seventeen.

Dodge Charger prior model year insurance rates

The following sections detail Dodge Charger insurance rates for every trim level since the 2013 model year. Rates for the 2023 model are detailed earlier in this article.

2022 Dodge Charger average insurance rates

Average rates for a 2022 Dodge Charger are $2,296 per year, or $191 per month. Rates range from $2,038 per year for the Charger SXT to $2,574 for the Charger SRT Jailbreak.

2022 Dodge Charger Insurance Cost by Trim Level
2022 Dodge Charger Trim Level Annual Rate Per Month
SXT$2,038$170
GT$2,096$175
SXT AWD$2,136$178
GT AWD$2,162$180
R/T$2,220$185
Scat Pack$2,284$190
Scat Pack Widebody$2,352$196
SRT Hellcat Widebody$2,532$211
SRT Hellcat Redeye Widebody$2,570$214
SRT Jailbreak$2,574$215

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2022 Dodge Charger Insurance Cost by Trim Level

2021 Dodge Charger average insurance rates

Average car insurance rates for a 2021 Dodge Charger are $2,172 per year, or around $181 per month. Rates range from $2,002 per year for the Charger SXT Sedan to $2,588 for the Charger SRT Hellcat Sedan.

2021 Dodge Charger Insurance Cost by Trim Level
2021 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$2,002$167
GT Sedan$2,052$171
GT AWD$2,100$175
SXT AWD$2,100$175
R/T Scat Pack Sedan$2,182$182
R/T Sedan$2,182$182
SRT Hellcat Sedan$2,588$216

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2021 Dodge Charger Insurance Cost by Trim Level

2020 Dodge Charger average insurance rates

Average car insurance rates for a 2020 Dodge Charger are $2,146 per year, or around $179 per month. Rates range from $1,978 per year for the Charger SXT Sedan to $2,552 for the Charger SRT Hellcat Sedan.

2020 Dodge Charger Insurance Cost by Trim Level
2020 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,978$165
GT Sedan$2,028$169
GT AWD$2,074$173
SXT AWD$2,074$173
R/T Scat Pack Sedan$2,156$180
R/T Sedan$2,156$180
SRT Hellcat Sedan$2,552$213

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2020 Dodge Charger Insurance Cost by Trim Level

2019 Dodge Charger average insurance rates

Insurance rates for a 2019 Dodge Charger average $1,950 per year, or about $163 per month. Rates range from $1,800 per year for the Charger SXT Sedan to $2,336 for the Charger SRT Hellcat Sedan.

2019 Dodge Charger Insurance Cost by Trim Level
2019 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,800$150
GT Sedan$1,846$154
Police Sedan$1,890$158
R/T Sedan$1,890$158
SXT AWD$1,890$158
Police AWD$1,970$164
R/T Scat Pack Sedan$1,970$164
SRT Hellcat Sedan$2,336$195

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2019 Dodge Charger Insurance Cost by Trim Level

2018 Dodge Charger average insurance rates

2018 Dodge Charger car insurance rates average $1,908 per year, or around $159 per month. Cost ranges from $1,756 per year for the Charger SXT Sedan to $2,270 for the Charger SRT Hellcat Sedan.

2018 Dodge Charger Insurance Cost by Trim Level
2018 Dodge Charger Trim Level Annual Rate Per Month
SXT Sedan$1,756$146
GT AWD$1,798$150
Police Sedan$1,798$150
SXT Plus Sedan$1,798$150
R/T Daytona Sedan$1,844$154
R/T Sedan$1,844$154
Police AWD$1,918$160
R/T 392 Daytona Sedan$1,918$160
R/T 392 Scat Pack Sedan$1,918$160
R/T 392 Sedan$1,918$160
SRT 392 Sedan$2,108$176
SRT Hellcat Sedan$2,270$189

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2018 Dodge Charger Insurance Cost by Trim Level

2017 Dodge Charger average insurance rates

A 2017 Dodge Charger averages $1,828 per year for full coverage car insurance, or around $152 per month. Rates range from $1,662 per year for the Charger SE Sedan to $2,174 for the Charger SRT Hellcat Sedan.

2017 Dodge Charger Insurance Cost by Trim Level
2017 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,662$139
SXT Sedan$1,690$141
Police Sedan$1,732$144
SE AWD Sedan$1,732$144
SXT AWD Sedan$1,732$144
R/T Sedan$1,772$148
Police AWD Sedan$1,844$154
R/T 392 Scat Pack Sedan$1,844$154
R/T 392 Sedan$1,844$154
R/T Daytona Sedan$1,844$154
R/T 392 Daytona Sedan$1,884$157
SRT 392 Sedan$2,020$168
SRT Hellcat Sedan$2,174$181

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2017 Dodge Charger Insurance Cost by Trim Level

2016 Dodge Charger average insurance rates

Average insurance cost for a 2016 Dodge Charger is $1,766 per year, or around $147 per month. Rates range from $1,612 per year for the Charger SE Sedan to $2,100 for the Charger SRT Hellcat Sedan.

2016 Dodge Charger Insurance Cost by Trim Level
2016 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,612$134
SXT Sedan$1,640$137
Police Sedan$1,680$140
SE AWD Sedan$1,680$140
SXT AWD Sedan$1,680$140
R/T Sedan$1,718$143
Police AWD Sedan$1,786$149
R/T Road Track Sedan$1,786$149
R/T Scat Pack Sedan$1,786$149
SRT 392 Sedan$1,954$163
SRT Hellcat Sedan$2,100$175

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2016 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2016 Dodge Charger Insurance Cost by Trim Level

2015 Dodge Charger average insurance rates

Insurance rates average $1,688 per year for a 2015 Dodge Charger, or around $141 per month. Rates range from $1,564 per year for the Charger SE Sedan to $1,980 for the Charger SRT Hellcat Sedan.

2015 Dodge Charger Insurance Cost by Trim Level
2015 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,564$130
SXT Sedan$1,598$133
Police Sedan$1,634$136
R/T Road Track Sedan$1,634$136
R/T Sedan$1,634$136
SE AWD Sedan$1,634$136
SXT AWD Sedan$1,634$136
Police AWD Sedan$1,696$141
R/T Scat Pack Sedan$1,730$144
SRT 392 Sedan$1,836$153
SRT Hellcat Sedan$1,980$165

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2015 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2015 Dodge Charger Insurance Cost by Trim Level

2014 Dodge Charger average insurance rates

Average insurance cost for a 2014 Dodge Charger is $1,706 per year, or around $142 per month. Rates range from $1,636 per year for the Charger SE Sedan to $1,854 for the Charger SRT8 Sedan.

2014 Dodge Charger Insurance Cost by Trim Level
2014 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,636$136
SXT Sedan$1,646$137
Police AWD Sedan$1,678$140
Police Sedan$1,678$140
R/T AWD Sedan$1,678$140
R/T R/T Plus Sedan$1,678$140
R/T Sedan$1,678$140
SE AWD Sedan$1,678$140
SXT AWD Sedan$1,678$140
SXT SXT Plus Sedan$1,678$140
R/T AWD R/T Plus Sedan$1,712$143
R/T Road Track Sedan$1,712$143
SXT AWD SXT Plus Sedan$1,712$143
R/T AWD R/T Max Sedan$1,754$146
R/T R/T Max Sedan$1,754$146
Superbee Sedan$1,812$151
SRT8 Sedan$1,854$155

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2014 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2014 Dodge Charger Insurance Cost by Trim Level

2013 Dodge Charger average insurance rates

Insurance rates for a 2013 Dodge Charger average $1,582 per year, or about $132 per month. Rates range from $1,498 per year for the Charger SE Sedan to $1,686 for the Charger Superbee Sedan.

2013 Dodge Charger Insurance Cost by Trim Level
2013 Dodge Charger Trim Level Annual Rate Per Month
SE Sedan$1,498$125
Police Sedan$1,530$128
R/T Sedan$1,530$128
SE AWD Sedan$1,530$128
SXT Sedan$1,530$128
R/T AWD Sedan$1,562$130
R/T R/T Plus Sedan$1,562$130
SXT AWD Sedan$1,562$130
SXT SXT Plus Sedan$1,562$130
R/T AWD R/T Plus Sedan$1,592$133
R/T Road Track Sedan$1,592$133
SXT AWD SXT Plus Sedan$1,592$133
R/T AWD R/T Max Sedan$1,654$138
R/T R/T Max Sedan$1,654$138
SRT8 Sedan$1,686$141
Superbee Sedan$1,686$141

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2013 Dodge Charger, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2013 Dodge Charger Insurance Cost by Trim Level