Due to dwindling demand in favor of mid-size and large SUVs, large sedans are a dying breed. The Kia Cadenza was discontinued for the 2022 model year, the Chevy Impala was discontinued in 2021, and the Buick LaCrosse and Ford Taurus both ended production with the 2019 model years.
The few models that are left in this segment (not including large luxury cars) include the Toyota Avalon, Nissan Maxima, and Chrysler 300. But which one has the cheapest insurance rates? Read on for our insurance cost rankings for the last models of the large car segment.
How much is insurance on average for large cars?
Large cars like the Nissan Maxima and Chrysler 300 have an average insurance cost of $2,107 per year. Rates range from the cheapest Chrysler 300 at $1,766 per year to the most expensive Dodge Charger at $2,522 per year.
The table below shows the rest of the segment and how the few remaining models stack up.
|Rank||Make/Model||Annual Cost||Monthly Cost|
As mentioned before, luxury models are not mixed in with the more affordable nameplates. Those rates can be found in our large luxury car insurance comparison.
For the Chevy Impala comparisons to the 2020 large car segment, see our Chevy Impala insurance cost comparison. For Toyota Avalon comparisons for 2022 and prior, see our Toyota Avalon insurance comparison page.
Which large sedan has the cheapest insurance?
The cheapest 2023 model year large car to insure is the Chrysler 300, costing $1,766 per year, $147 per month, or $883 for a 6-month policy. With the average large car costing $2,107 per year for insurance, the Chrysler 300 will save around $341 each year.
Which full-size sedan is most expensive to insure?
The most expensive large car to insure is the Dodge Charger, costing $2,522 per year, or around $210 per month. The Dodge Charger will cost around $756 extra each year compared to the cheapest large car to insure, the Chrysler 300.
How much is insurance on average for a large car?
Full coverage insurance for the average 2023 model year large car costs an average of $2,107 per year. With the national average for all vehicles being around $1,728, insuring a large car on average will cost around 19.8% more each year.
What is the most popular large car in America?
The terms “popular” and “large car” really don’t go together, since the top-selling Dodge Charger only sold just over 24,000 units in the third quarter of 2022. That’s more than all the other models in the large car segment combined.
The Charger is an interesting model, as it mixes the size of a large sedan with more power and performance than is normally found in competing models. It’s not quite a sports car, so it gets thrown into the large car segment.
The additional performance of the Charger does push insurance cost higher. At $2,522 a year, that is a 17.9% premium over the average for the large car class, and 35.3% more than the cheapest insurance rate on the Chrysler 300.
If it wasn’t for the Charger padding the sales data, the large car segment in it’s entirely wouldn’t have sold 15,000 units in the third quarter of 2022. In comparison, that’s about half the normal MONTHLY sales volume for the Toyota Camry or Honda Accord.