Is Insurance Cheaper on a Ford Edge or Kia Sorento?

• When insurance rates for 2024 models are compared, a Ford Edge has more affordable car insurance rates than a Kia Sorento by an average of $8 per year.
• The Ford Edge costs $6 less per year than the average cost of car insurance in the U.S. of $2,276, while the Kia Sorento costs $2 more per year.
• For a 2024 model year Ford Edge, average full-coverage car insurance rates cost from $2,186 to $2,372 per year, while a 2024 Kia Sorento ranges from $2,088 to $2,450, depending on the model being insured.

Does a Ford Edge or Kia Sorento have cheaper insurance?

For the 2024 model year, the model with the cheapest average insurance rates is the Ford Edge. Insurance rates on a Ford Edge cost an average of $2,270 per year, while insurance for a Kia Sorento costs an average of $2,278 per year.

Out of five Ford Edge trim levels, the cheapest 2024 trim to insure is the SE trim at an average cost of $2,186 per year, or about $182 per month. For the 11 trims available for the Kia Sorento, the cheapest 2024 trim level to insure is the LX model at a cost of $2,088 per year, or about $174 per month.

When insurance prices for all 16 trim levels for the 2024 model year of both models are compared, the most affordable model and trim level is the Kia Sorento LX at an average rate of $2,088 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX Prestige Plug-in Hybrid costing $2,450 per year.

The table below compares the cost of car insurance for 2024 Ford Edge and Kia Sorento models, showing average cost for each trim level.

The chart below visualizes the average cost to insure the two models for different driver ages. The average car insurance cost ranges from $2,008 to $4,596 per year for a 2024 Ford Edge, and $2,014 to $4,580 for a 2024 Kia Sorento for the illustrated age groups.

The tables shown below display the cost to insure the available trim levels for both 2024 models, as well as the overall average rate for each model.

2023 Ford Edge vs. Kia Sorento

For the 2023 model year, the model with the cheapest average car insurance rates is the Ford Edge. Insurance rates on a Ford Edge cost an average of $1,978 per year, whereas insurance for the Kia Sorento costs an average of $2,140 per year.

Out of five trims for the 2023 Ford Edge, the cheapest car insurance rates are on the SE model at a cost of $1,896 per year, or around $158 per month.

The 2023 Kia Sorento has 11 trims available, with the cheapest model to insure being the LX trim at an average cost of $1,956 per year, or $163 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Ford Edge SE at an average of $1,896 per year. The highest-cost model and trim level is the Kia Sorento SX Prestige Plug-in Hybrid at an average of $2,304 per year.

For models before the 2023 model year, average insurance prices compare as follows. Click on a model year to view rates by trim level.

• 2022 Model Year – Cheaper to insure: Ford Edge by $100 per year
• 2021 Model Year – Cheaper to insure: Ford Edge by $316 per year
• 2020 Model Year – Cheaper to insure: Ford Edge by $318 per year
• 2019 Model Year – Cheaper to insure: Ford Edge by $162 per year
• 2018 Model Year – Cheaper to insure: Ford Edge by $194 per year
• 2017 Model Year – Cheaper to insure: Ford Edge by $206 per year
• 2016 Model Year – Cheaper to insure: Ford Edge by $194 per year
• 2015 Model Year – Cheaper to insure: Ford Edge by $188 per year

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Ford Edge and Kia Sorento models, with average rates for each trim level.

The next chart demonstrates the average cost to insure both 2023 models for the 20 to 50-year-old driver age groups. The average car insurance cost ranges from $1,750 to $3,958 per year for a 2023 Ford Edge, and $1,898 to $4,314 for a 2023 Kia Sorento for the age groups used in the chart.

The tables below illustrate the expected annual car insurance cost by trim level for both 2023 models, including an overall average rate. The cheapest to insure for the 2023 model year is the Ford Edge.

2022 Ford Edge vs. Kia Sorento

When comparing 2022 Ford Edge and Kia Sorento models, the model having more affordable car insurance is the Ford Edge. Average insurance rates for the Ford Edge are $1,972 per year, while the Kia Sorento averages $2,072 per year.

When comparing rates, it’s important to consider the actual trim level of each of the models. For the Edge, rates range from $1,850 per year for the SE model up to $2,062 for the ST model. For a 2022 Kia Sorento, rates can range from $1,912 per year on the LX model up to $2,320 for the most expensive SX Prestige Plug-in Hybrid model.

For a 2022 Ford Edge, the lowest-cost trims to insure include the SE, SEL, and Titanium. The most affordable Kia Sorento models to insure include the LX, S, and S Hybrid.

The table below compares and ranks the annual and monthly car insurance cost for 2022 Ford Edge and Kia Sorento models, with average rates for each vehicle.

The rate chart below visualizes the average insurance cost for both 2022 models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,744 to $3,948 per year for a 2022 Ford Edge, and $1,838 to $4,182 on a 2022 Kia Sorento for the chosen age groups in the chart.

Out of five Ford Edge trims, the cheapest 2022 trim to insure is the SE trim at an average cost of $1,850 per year, or about $154 per month.

For the 12 trim and option levels available for the Kia Sorento, the most affordable 2022 trim to insure is the LX trim at a cost of $1,912.

When rates are compared for the 17 trim levels of both 2022 models, the overall cheapest vehicle to insure is the Ford Edge SE at an average cost of $1,850 per year, and the highest-cost model and trim level is the Kia Sorento SX Prestige Plug-in Hybrid at a cost of $2,320 per year.

The tables below detail the average insurance cost by trim level for both 2022 models, plus an average rate for each model. The 2022 Ford Edge has cheaper average car insurance rates than the 2022 Kia Sorento.

2021 Ford Edge vs. Kia Sorento

For the 2021 Ford Edge and Kia Sorento models, the Ford Edge has cheaper car insurance rates by $316 per year.

The chart shown below visualizes the average car insurance cost for both 2021 models with different drivers at the wheel. For the 2021 Ford Edge, the average cost of car insurance ranges from $1,606 to $3,668 per year for the sample drivers in the chart. Full-coverage car insurance for the 2021 Kia Sorento ranges from $1,904 to $4,348 on average per year.

A 2021 Ford Edge has seven trim levels available, with the lowest-cost trim level to insure being the SE 2WD model at an average cost of $1,696 per year. A 2021 Kia Sorento has seven trim options available, with the cheapest trim level to insure being the L 2WD model at an average cost of $1,984 per year, or $165 per month.

When insurance rates for all 14 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Ford Edge SE 2WD at a cost of $1,696 per year. The most expensive model and trim level is the Kia Sorento SX 4WD at an average of $2,314 per year.

The tables below break down average car insurance rates for every trim level for both 2021 models, as well as the overall average rate for each model.

2020 Ford Edge vs. Kia Sorento

For 2020 Ford Edge and Kia Sorento models, the Ford Edge has lower-cost car insurance by an average of $318 per year.

The rate chart below illustrates the average insurance cost for the two models using drivers aged 20 to 50. Average insurance cost ranges from $1,554 to $3,546 per year on the 2020 Ford Edge, and $1,848 to $4,222 for the 2020 Kia Sorento for the driver examples in the chart.

The 2020 Ford Edge has seven trims available, with the most affordable trim to insure being the SE 2WD trim at an average cost of $1,642 per year.

For the seven option levels available for the Kia Sorento, the cheapest 2020 trim to insure is the L 2WD model at a cost of $1,930.

When trim-level rates for both models are compared, the cheapest model and trim level to put coverage on is the Ford Edge SE 2WD at an average of $1,642 per year. The most expensive trim is the Kia Sorento SX 4WD at a cost of $2,246 per year.

The next two rate tables display average car insurance rates for each trim level, along with an average cost for each model.

2019 Ford Edge vs. Kia Sorento

When comparing insurance rates for the 2019 Ford Edge and Kia Sorento models, the Ford Edge has cheaper rates by $162 per year.

The chart below displays the average insurance cost for both 2019 models rated for different driver ages. For a 2019 Ford Edge, the average car insurance cost ranges from $1,612 to $3,706 per year for the included age groups. Auto insurance on a 2019 Kia Sorento costs from $1,768 to $4,038 on average per year.

Out of seven trim levels for the 2019 Ford Edge, the most affordable auto insurance rates are on the SE 2WD model at a cost of $1,672 per year, or $139 per month. For the nine option levels available for the Kia Sorento, the most affordable 2019 model to insure is the L 2WD trim at a cost of $1,750.

When insurance prices for all 16 trim levels for the 2019 model year of both models are compared, the lowest-cost model and trim level to insure is the Ford Edge SE 2WD at a cost of $1,672 per year, and the most expensive vehicle to insure is the Kia Sorento SX-L 4WD costing an average of $2,176 per year.

The next two rate tables show both 2019 models and all trim levels available for each one, including an overall average cost for each model. The model with the cheapest overall car insurance cost for 2019 is the Ford Edge.

2018 Ford Edge vs. Kia Sorento

For 2018 Ford Edge and Kia Sorento models, the Ford Edge has cheaper car insurance rates by $194 per year for this model year.

The rate chart below illustrates the average cost to insure both 2018 models using different driver ages. For a 2018 Ford Edge, the average car insurance cost ranges from $1,516 to $3,470 per year for the driver ages used. Car insurance for the 2018 Kia Sorento ranges from $1,698 to $3,868 on average per year.

Out of seven Ford Edge trim levels, the cheapest 2018 model to insure is the SE 2WD model at an average cost of $1,596 per year, or $133 per month. Out of the nine trim options available for the Kia Sorento, the lowest-cost 2018 model to insure is the L 2WD model at a cost of $1,680 per year, or about $140 per month.

When rates are compared for the 16 trims of both 2018 models, the cheapest trim to put coverage on is the Ford Edge SE 2WD at a cost of $1,596 per year. The highest-cost model and trim level is the Kia Sorento SX-L 4WD at a cost of $2,082 per year.

The two tables below break down the cost to insure the available trim levels for both 2018 models, as well as the overall average rate for each model.

2017 Ford Edge vs. Kia Sorento

When comparing insurance cost for the 2017 Ford Edge and Kia Sorento models, the Ford Edge is cheaper to insure by $206 per year.

The rate chart below displays the average cost to insure the two models rated for multiple driver ages. A full-coverage car insurance policy ranges from $1,460 to $3,336 per year for the 2017 Ford Edge, and $1,654 to $3,758 on a 2017 Kia Sorento for these driver ages.

Out of seven trim levels for the 2017 Ford Edge, the most affordable insurance rates are on the SE 2WD trim at a cost of $1,534 per year, or $128 per month. For the eight different option levels available for a Kia Sorento, the cheapest 2017 trim package to insure is the LX 2WD trim at a cost of $1,678.

When rates for all 15 trim levels for both 2017 models are compared, the lowest-cost model and trim to insure is the Ford Edge SE 2WD at an average rate of $1,534 per year, and the highest-cost model and trim level is the Kia Sorento SX-L 4WD costing $2,000 per year.

The rate tables below break down average cost to insure each trim level for a 2017 Ford Edge and Kia Sorento, including an overall average cost for each model.

2016 Ford Edge vs. Kia Sorento

For the 2016 Ford Edge and Kia Sorento models, the Ford Edge is cheaper to insure by $194 per year for this model year.

The chart below visualizes the average insurance cost for both 2016 models with different ages of drivers. Insurance cost ranges from $1,486 to $3,360 per year on the 2016 Ford Edge, and $1,666 to $3,780 for the 2016 Kia Sorento for the included age groups.

Out of seven trims for the 2016 Ford Edge, the cheapest average car insurance prices are on the SE 2WD model at a cost of $1,574 per year. For the eight trims available for the Kia Sorento, the lowest-cost 2016 model to insure is the LX 2WD model at a cost of $1,732 per year, or around $144 per month.

When rates are compared for the 15 trim options of both 2016 models, the most affordable model and trim level to put coverage on is the Ford Edge SE 2WD at a cost of $1,574 per year. The most expensive trim is the Kia Sorento SX-L 4WD at an average cost of $1,978 per year.

The next two rate tables display the average insurance cost by trim level for both 2016 models, plus the average rate for each model. The model with the cheapest car insurance rates for 2016 is the Ford Edge.

2015 Ford Edge vs. Kia Sorento

For the 2015 Ford Edge and Kia Sorento models, the Ford Edge has cheaper car insurance rates by $188 per year for this model year.

The rate chart below visualizes the average car insurance cost for the two models for drivers from age 20 to 50. The average cost of full-coverage insurance ranges from $1,412 to $3,186 per year on a 2015 Ford Edge, and $1,586 to $3,592 on a 2015 Kia Sorento for the driver examples in the chart.

The 2015 Ford Edge has eight trim levels available, with the most affordable trim to insure being the SE 2WD model at an average cost of $1,488 per year. The 2015 Kia Sorento has eight trims available, with the cheapest trim to insure being the LX 2WD model at an average cost of $1,608 per year.

When average insurance prices for all 16 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Ford Edge SE 2WD at a cost of $1,488 per year. The highest-cost model and trim level is the Kia Sorento SX-L 4WD costing $1,884 per year.

The next tables show both 2015 models and all trim levels available for each one, including an overall average rate. The cheapest of the two models to insure for the 2015 model year is the Ford Edge.

Additional Ford Edge and Kia Sorento Resources

• Ford Edge Insurance Cost
• Kia Sorento Insurance Cost
• Midsize SUV Insurance Cost Comparisons