Honda Civic vs. Toyota Corolla Insurance

• For the 2024 model year, a Honda Civic has less-expensive car insurance than a Toyota Corolla by an average of $170 per year.
• Average car insurance cost per month for the Toyota Corolla is 9.5% more expensive than the Honda Civic, at $140 versus $154, a difference of $14.
• Out of 15 models in the 2024 small car segment, the Honda Civic ranks third and the Toyota Corolla ranks seventh for most affordable car insurance.

Is a Honda Civic or Toyota Corolla cheaper to insure?

Car insurance for a 2024 Honda Civic averages $1,680 per year, while insurance for a Toyota Corolla costs an average of $1,850 per year, making the Honda Civic the model with the cheapest overall car insurance rates.

Out of 10 Honda Civic trims, the cheapest 2024 trim to insure is the LX model at an average cost of $1,502 per year.

Out of the 12 trims available for the Toyota Corolla, the cheapest 2024 trim to insure is the LE trim at a cost of $1,682.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Honda Civic LX at an average rate of $1,502 per year, and the most expensive vehicle to insure is the Toyota Corolla XSE Hatchback at an average cost of $2,094 per year.

The table shown below compares and ranks the 12-month and monthly car insurance cost for 2024 Honda Civic and Toyota Corolla models, with average rates for every trim level for each model.

The next chart illustrates the average cost to insure both models for drivers from age 20 to 50. The average cost of car insurance ranges from $1,490 to $3,332 per year for a 2024 Honda Civic, and $1,648 to $3,696 for a 2024 Toyota Corolla for the age groups used in this illustration.

The tables below display average car insurance rates for each trim level, including an overall average cost for each model.

2023 Honda Civic vs. Toyota Corolla

Average car insurance rates for a 2023 Honda Civic are $1,806 per year, while insurance for a Toyota Corolla costs an average of $1,730 per year, making the Toyota Corolla the cheaper of the two by $76 per year.

For a 2023 Honda Civic, the cheapest models are the Sport, Sport Hatchback, and EX. The cheapest Toyota Corolla models include the LE, LE Hybrid, and SE Hatchback.

The exact cost of insurance can vary quite a bit depending on the exact trim level of the vehicle being insured, however. For a 2023 Honda Civic, car insurance rates range from $1,684 per year for the Sport model up to the highest rate of $1,990 for the Type R model. For a 2023 Toyota Corolla, rates range from $1,644 per year for the LE model up to $1,788 for the XSE model.

The table shown below ranks the 12-month and monthly car insurance cost for 2023 Honda Civic and Toyota Corolla models, with average rates for each trim level.

The rate chart below visualizes the average cost to insure both 2023 models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,604 to $3,612 per year for a 2023 Honda Civic, and $1,538 to $3,458 for a 2023 Toyota Corolla.

Out of eight Honda Civic trims, the cheapest 2023 trim to insure is the Sport trim at an average cost of $1,684 per year, or around $140 per month.

The 2023 Toyota Corolla has eight trim levels available, with the cheapest trim level to insure being the LE trim at an average cost of $1,644 per year.

When all 16 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Toyota Corolla LE at a cost of $1,644 per year. The most expensive model and trim level is the Honda Civic Type R costing an average of $1,990 per year.

The tables shown below display the average cost to insure each trim level for a 2023 Honda Civic and Toyota Corolla, plus the average rate for each model. The model with the cheapest average car insurance rates for 2023 is the Toyota Corolla.

2022 Honda Civic vs. Toyota Corolla

Insurance rates for a 2022 Honda Civic average $1,710 per year, whereas the 2022 Toyota Corolla costs an average of $1,702 per year, making the Toyota Corolla the winner with the cheapest average insurance rates.

Within each model, however, cost varies quite a bit depending on the vehicle trim level. For a 2022 Honda Civic, insurance rates range from the lowest full-coverage rate of $1,592 per year for the LX model up to the most expensive rate of $1,868 for the Type R model. For a 2022 Toyota Corolla, rates can range from $1,620 per year for the L model up to $1,784 for the most expensive XSE Apex Edition model.

When trim-level rates for both models are compared, the most affordable model and trim level is the Honda Civic LX at an average cost of $1,592 per year, and the highest-cost model and trim level is the Honda Civic Type R costing an average of $1,868 per year.

For a 2022 Honda Civic, the cheapest models are the LX, LX Hatchback, and Sport. The cheapest Toyota Corolla models include the L, LE, and SE Hatchback. From a cost-per-month standpoint, average insurance rates for all 2022 Honda Civic and Toyota Corolla trim levels range from $133 to $156 per month.

For models prior to 2022, average car insurance costs for a Civic and a Corolla compare as shown in the list below. Click on a model year to view the full cost comparisons.

• Cheapest 2021 Model – Toyota Corolla ($1,406 vs. Honda Civic at $1,554)
• Cheapest 2020 Model – Toyota Corolla ($1,370 vs. Honda Civic at $1,520)
• Cheapest 2019 Model – Toyota Corolla ($1,258 vs. Honda Civic at $1,472)
• Cheapest 2018 Model – Honda Civic ($1,450 vs. Toyota Corolla at $1,522)
• Cheapest 2017 Model – Honda Civic ($1,384 vs. Toyota Corolla at $1,480)
• Cheapest 2016 Model – Honda Civic ($1,282 vs. Toyota Corolla at $1,320)
• Cheapest 2015 Model – Toyota Corolla ($1,166 vs. Honda Civic at $1,174)

The table below ranks the 12-month and monthly car insurance cost for 2022 Honda Civic and Toyota Corolla models, showing average cost for each trim level.

The bar chart below shows average Honda Civic insurance cost compared to Toyota Corolla insurance rates for the 2022 model year and for a range of different driver age groups.

How does insurance cost for a 2022 Honda Civic compare to a Toyota Corolla?

• Insurance cost in the chart above ranges from $1,522 to $3,428 per year for the Honda Civic and $1,528 to $3,386 per year for the Toyota Corolla.
• A 20-year-old driver pays an average of $42 more to insure a Honda Civic than a Toyota Corolla.
• A 30-year-old driver pays an average of $18 more to insure a Honda Civic than a Toyota Corolla.
• A 40-year-old driver pays an average of $8 more to insure a Honda Civic than a Toyota Corolla.
• For a 17-year-old driver, insurance on a Honda Civic costs an average of $5,916 per year and Toyota Corolla insurance costs an average of $5,931 per year, a difference of $15 per year.
• Having an at-fault accident could increase insurance rates by up to $718 per year for the Honda Civic and $724 for the Toyota Corolla.
• A high deductible policy could save as much as $254 per year for the Honda Civic and $218 for the Toyota Corolla.

The tables below detail insurance rates for all trim levels of 2022 Civic and Corolla models. 2022 Honda Civic insurance costs $1,710 and the 2022 Toyota Corolla is $1,702, making the Toyota Corolla cheaper by $8 per year.

2021 Honda Civic vs. Toyota Corolla

For 2021 Honda Civic and Toyota Corolla models, the Toyota Corolla is cheaper to insure by an average of $148 per year.

The rate chart below displays the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. For a 2021 Honda Civic, average car insurance cost ranges from $1,386 to $3,112 per year for the included age groups. A 2021 Toyota Corolla costs from $1,254 to $2,796 to insure per year.

Out of 13 trims for the 2021 Honda Civic, the cheapest average insurance prices are on the LX Sedan model at a cost of $1,402 per year, or around $117 per month. For the 12 trims available for the Toyota Corolla, the cheapest 2021 model to insure is the iM SE Hatchback model at a cost of $1,328 per year, or around $111 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Toyota Corolla iM SE Hatchback at an average of $1,328 per year. The most expensive model and trim level is the Honda Civic Sport Touring Hatchback at an average of $1,908 per year.

The tables below illustrate average car insurance rates for each trim level, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2021 is the Toyota Corolla.

2020 Honda Civic vs Toyota Corolla

For 2020 Honda Civic and Toyota Corolla models, the Toyota Corolla has lower-cost car insurance by an average of $150 per year for this model year.

The chart below shows the average cost to insure both models with different driver age groups. For a 2020 Honda Civic, insurance cost ranges from $1,350 to $3,040 per year for the illustrated age groups. A 2020 Toyota Corolla costs from $1,222 to $2,724 to insure per year.

Out of 17 trims for the 2020 Honda Civic, the cheapest insurance prices are on the LX Sedan trim at a cost of $1,362 per year, or $114 per month. The 2020 Toyota Corolla has 12 trim levels available, with the cheapest trim to insure being the L Hatchback trim at an average cost of $1,300 per year, or $108 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Toyota Corolla L Hatchback at an average rate of $1,300 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing an average of $1,858 per year.

The two tables below display the average cost to insure all 2020 trim levels, along with an average cost for each model.

2019 Honda Civic vs Toyota Corolla

When comparing average insurance rates for the 2019 Honda Civic and Toyota Corolla models, the Toyota Corolla is cheaper by an average of $214 per year.

The next chart demonstrates the average cost to insure both models rated for a variety of different driver ages. For a 2019 Honda Civic, average car insurance cost ranges from $1,310 to $2,952 per year. A 2019 Toyota Corolla costs from $1,124 to $2,486 to insure per year.

The 2019 Honda Civic has 18 trims available, with the cheapest trim level to insure being the SI Sedan model at an average cost of $1,284 per year.

The 2019 Toyota Corolla has 12 trim levels available, with the cheapest trim level to insure being the L Hatchback trim at an average cost of $1,228 per year.

When rates for all 30 trim levels for the 2019 model year of both models are compared, the cheapest model and trim level to insure is the Toyota Corolla L Hatchback at an average cost of $1,228 per year, and the overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback at an average of $1,668 per year.

The tables shown below show the average cost to insure all 2019 trim levels, along with an average cost for each model. The cheapest model to insure for the 2019 model year is the Toyota Corolla.

2018 Honda Civic vs Toyota Corolla

For the 2018 Honda Civic and Toyota Corolla models, the Honda Civic is cheaper to insure by an average of $72 per year for this model year.

The chart below visualizes the average cost to insure both 2018 models using different driver ages. Average insurance cost ranges from $1,298 to $2,896 per year for a 2018 Honda Civic, and $1,370 to $3,038 for a 2018 Toyota Corolla.

The 2018 Honda Civic has 22 trims available, with the cheapest trim level to insure being the SI Sedan model at an average cost of $1,226 per year, or about $102 per month.

For the six trim levels available for the Toyota Corolla, the cheapest 2018 model to insure is the L Sedan model at a cost of $1,492 per year, or about $124 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Honda Civic SI Sedan at a cost of $1,226 per year, and the most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing an average of $1,604 per year.

The next two tables show average car insurance rates for each trim level, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2018 is the Honda Civic.

2017 Honda Civic vs Toyota Corolla

When comparing car insurance rates for the 2017 Honda Civic and Toyota Corolla models, the Honda Civic is cheaper to insure by an average of $96 per year.

The chart shown below illustrates the average cost to insure the two models for different driver ages. For a 2017 Honda Civic, average insurance cost ranges from $1,242 to $2,756 per year for these driver ages. A 2017 Toyota Corolla costs from $1,334 to $2,956 to insure per year.

Out of 17 trim levels for the 2017 Honda Civic, the cheapest car insurance rates are on the SI Sedan model at a cost of $1,136 per year. For the seven trims available for the Toyota Corolla, the cheapest 2017 trim to insure is the L Sedan model at a cost of $1,446 per year, or around $121 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda Civic SI Sedan at an average rate of $1,136 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing $1,550 per year.

The rate tables below display both 2017 models and all trim levels available for each one, including an overall average cost for each model.

2016 Honda Civic vs Toyota Corolla

For the 2016 Honda Civic and Toyota Corolla models, the Honda Civic is cheaper to insure by an average of $38 per year.

The chart below visualizes the average cost to insure both models rated for multiple driver ages. Insurance cost ranges from $1,152 to $2,550 per year for a 2016 Honda Civic, and $1,190 to $2,618 for a 2016 Toyota Corolla for the example age groups.

Out of 10 trim levels for the 2016 Honda Civic, the cheapest car insurance rates are on the LX Sedan model at a cost of $1,206 per year, or around $101 per month.

The 2016 Toyota Corolla has 11 trim levels available, with the cheapest trim level to insure being the L Sedan model at an average cost of $1,260 per year.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to insure is the Honda Civic LX Sedan at an average of $1,206 per year, and the most expensive trim is the Toyota Corolla LE Premium Sedan at an average cost of $1,378 per year.

The two tables below illustrate trim level insurance rates for each 2016 model, plus the average rate for each model.

2015 Honda Civic vs Toyota Corolla

When comparing insurance rates for 2015 models, a Honda Civic costs an average of $1,174 per year to insure and a Toyota Corolla costs $1,166, making the Toyota Corolla cheaper to insure by $8 per year.

The rate chart below shows the average cost to insure the two models rated for different driver ages. Average insurance cost ranges from $1,060 to $2,338 per year for a 2015 Honda Civic, and $1,050 to $2,312 for a 2015 Toyota Corolla for the included driver ages.

The 2015 Honda Civic has 13 trim levels available, with the cheapest model to insure being the LX Sedan model at an average cost of $1,056 per year.

Out of the 10 trim levels available for the Toyota Corolla, the cheapest 2015 trim to insure is the L Sedan trim at a cost of $1,116.

When all 23 trims of both models are combined and compared, the cheapest vehicle to insure is the Honda Civic LX Sedan at an average rate of $1,056 per year. The highest-cost model and trim level is the Honda Civic SI Coupe at an average of $1,290 per year.

The ables shown below display both 2015 models and all trim levels available for each one, including an overall average cost for each model. The 2015 Toyota Corolla can declare victory over the 2015 Honda Civic for the cheapest average car insurance rates.

Additional Honda Civic and Toyota Corolla Resources

• Honda Civic Insurance Rates
• Toyota Corolla Insurance Rates
• Small Car Insurance Rate Comparisons