Honda Civic vs. Toyota Corolla Insurance

• For the 2023 model year, a Toyota Corolla has less-expensive car insurance than a Honda Civic by an average of $72 per year.
• Average car insurance cost per month for the Honda Civic is 4.3% more expensive than the Toyota Corolla, at $144 versus $138, a difference of $6.
• Out of 15 models in the 2023 small car segment, the Honda Civic ranks eighth and the Toyota Corolla ranks fourth for most affordable car insurance.

Is a Honda Civic or Toyota Corolla cheaper to insure?

Average car insurance rates for a 2023 Honda Civic are $1,728 per year, while insurance for a Toyota Corolla costs an average of $1,656 per year, making the Toyota Corolla the cheaper of the two by $72 per year.

For a 2023 Honda Civic, the cheapest models are the Sport, Sport Hatchback, and EX. The cheapest Toyota Corolla models include the LE, LE Hybrid, and SE Hatchback.

The exact cost of insurance can vary quite a bit depending on the exact trim level of the vehicle being insured, however. For a 2023 Honda Civic, car insurance rates range from $1,612 per year for the Sport model up to the highest rate of $1,902 for the Type R model. For a 2023 Toyota Corolla, rates range from $1,574 per year for the LE model up to $1,714 for the XSE model.

The table shown below ranks the 12-month and monthly car insurance cost for 2023 Honda Civic and Toyota Corolla models, with average rates for each trim level.

The rate chart below visualizes the average cost to insure both 2023 models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,572 to $3,414 per year for a 2023 Honda Civic, and $1,506 to $3,272 for a 2023 Toyota Corolla.

Out of eight Honda Civic trims, the cheapest 2023 trim to insure is the Sport trim at an average cost of $1,612 per year, or around $134 per month.

The 2023 Toyota Corolla has eight trim levels available, with the cheapest trim level to insure being the LE trim at an average cost of $1,574 per year.

When all 16 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Toyota Corolla LE at a cost of $1,574 per year. The most expensive model and trim level is the Honda Civic Type R costing an average of $1,902 per year.

The tables shown below display the average cost to insure each trim level for a 2023 Honda Civic and Toyota Corolla, plus the average rate for each model. The model with the cheapest average car insurance rates for 2023 is the Toyota Corolla.

2022 Honda Civic vs. Toyota Corolla

Insurance rates for a 2022 Honda Civic average $1,640 per year, whereas the 2022 Toyota Corolla costs an average of $1,634 per year, making the Toyota Corolla the winner with the cheapest average insurance rates.

Within each model, however, cost varies quite a bit depending on the vehicle trim level. For a 2022 Honda Civic, insurance rates range from the lowest full-coverage rate of $1,526 per year for the LX model up to the most expensive rate of $1,784 for the Type R model. For a 2022 Toyota Corolla, rates can range from $1,558 per year for the L model up to $1,712 for the most expensive XSE Apex Edition model.

When trim-level rates for both models are compared, the most affordable model and trim level is the Honda Civic LX at an average cost of $1,526 per year, and the highest-cost model and trim level is the Honda Civic Type R costing an average of $1,784 per year.

For a 2022 Honda Civic, the cheapest models are the LX, LX Hatchback, and Sport. The cheapest Toyota Corolla models include the L, LE, and SE Hatchback. From a cost-per-month standpoint, average insurance rates for all 2022 Honda Civic and Toyota Corolla trim levels range from $127 to $149 per month.

For models prior to 2022, average car insurance costs for a Civic and a Corolla compare as shown in the list below. Click on a model year to view the full cost comparisons.

• Cheapest 2021 Model – Toyota Corolla ($1,346 vs. Honda Civic at $1,488)
• Cheapest 2020 Model – Toyota Corolla ($1,332 vs. Honda Civic at $1,474)
• Cheapest 2019 Model – Toyota Corolla ($1,232 vs. Honda Civic at $1,440)
• Cheapest 2018 Model – Honda Civic ($1,446 vs. Toyota Corolla at $1,522)
• Cheapest 2017 Model – Honda Civic ($1,382 vs. Toyota Corolla at $1,482)
• Cheapest 2016 Model – Honda Civic ($1,310 vs. Toyota Corolla at $1,354)
• Cheapest 2015 Model – Toyota Corolla ($1,200 vs. Honda Civic at $1,210)

The table below ranks the 12-month and monthly car insurance cost for 2022 Honda Civic and Toyota Corolla models, showing average cost for each trim level.

The bar chart below shows average Honda Civic insurance cost compared to Toyota Corolla insurance rates for the 2022 model year and for a range of different driver age groups.

How does insurance cost for a 2022 Honda Civic compare to a Toyota Corolla?

• Insurance cost in the chart above ranges from $1,494 to $3,242 per year for the Honda Civic and $1,492 to $3,214 per year for the Toyota Corolla.
• A 20-year-old driver pays an average of $28 more to insure a Honda Civic than a Toyota Corolla.
• A 30-year-old driver pays an average of $22 more to insure a Honda Civic than a Toyota Corolla.
• A 40-year-old driver pays an average of $6 more to insure a Honda Civic than a Toyota Corolla.
• A 50-year-old driver pays an average of $2 more to insure a Honda Civic than a Toyota Corolla.
• For a 17-year-old driver, insurance on a Honda Civic costs an average of $5,514 per year and Toyota Corolla insurance costs an average of $5,598 per year, a difference of $84 per year.
• Having an at-fault accident could increase insurance rates by up to $674 per year for the Honda Civic and $688 for the Toyota Corolla.
• A high deductible policy could save as much as $240 per year for the Honda Civic and $202 for the Toyota Corolla.

The tables below detail insurance rates for all trim levels of 2022 Civic and Corolla models. 2022 Honda Civic insurance costs $1,640 and the 2022 Toyota Corolla is $1,634, making the Toyota Corolla cheaper by $6 per year.

2021 Honda Civic vs. Toyota Corolla

For 2021 Honda Civic and Toyota Corolla models, the Toyota Corolla is cheaper to insure by an average of $142 per year.

The rate chart below displays the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. For a 2021 Honda Civic, average car insurance cost ranges from $1,356 to $2,944 per year for the included age groups. A 2021 Toyota Corolla costs from $1,226 to $2,648 to insure per year.

Out of 13 trims for the 2021 Honda Civic, the cheapest average insurance prices are on the LX Sedan model at a cost of $1,340 per year, or around $112 per month. For the 12 trims available for the Toyota Corolla, the cheapest 2021 model to insure is the iM SE Hatchback model at a cost of $1,272 per year, or around $106 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Toyota Corolla iM SE Hatchback at an average of $1,272 per year. The most expensive model and trim level is the Honda Civic Sport Touring Hatchback at an average of $1,830 per year.

The tables below illustrate average car insurance rates for each trim level, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2021 is the Toyota Corolla.

2020 Honda Civic vs Toyota Corolla

For 2020 Honda Civic and Toyota Corolla models, the Toyota Corolla has lower-cost car insurance by an average of $142 per year for this model year.

The chart below shows the average cost to insure both models with different driver age groups. For a 2020 Honda Civic, insurance cost ranges from $1,346 to $2,924 per year for the illustrated age groups. A 2020 Toyota Corolla costs from $1,214 to $2,626 to insure per year.

Out of 17 trims for the 2020 Honda Civic, the cheapest insurance prices are on the LX Sedan trim at a cost of $1,324 per year, or $110 per month. The 2020 Toyota Corolla has 12 trim levels available, with the cheapest trim to insure being the L Hatchback trim at an average cost of $1,264 per year, or $105 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Toyota Corolla L Hatchback at an average rate of $1,264 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing an average of $1,808 per year.

The two tables below display the average cost to insure all 2020 trim levels, along with an average cost for each model.

2019 Honda Civic vs Toyota Corolla

When comparing average insurance rates for the 2019 Honda Civic and Toyota Corolla models, the Toyota Corolla is cheaper by an average of $208 per year.

The next chart demonstrates the average cost to insure both models rated for a variety of different driver ages. For a 2019 Honda Civic, average car insurance cost ranges from $1,312 to $2,856 per year. A 2019 Toyota Corolla costs from $1,122 to $2,412 to insure per year.

The 2019 Honda Civic has 18 trims available, with the cheapest trim level to insure being the SI Sedan model at an average cost of $1,252 per year.

The 2019 Toyota Corolla has 12 trim levels available, with the cheapest trim level to insure being the L Hatchback trim at an average cost of $1,204 per year.

When rates for all 30 trim levels for the 2019 model year of both models are compared, the cheapest model and trim level to insure is the Toyota Corolla L Hatchback at an average cost of $1,204 per year, and the overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback at an average of $1,638 per year.

The tables shown below show the average cost to insure all 2019 trim levels, along with an average cost for each model. The cheapest model to insure for the 2019 model year is the Toyota Corolla.

2018 Honda Civic vs Toyota Corolla

For the 2018 Honda Civic and Toyota Corolla models, the Honda Civic is cheaper to insure by an average of $76 per year for this model year.

The chart below visualizes the average cost to insure both 2018 models using different driver ages. Average insurance cost ranges from $1,318 to $2,864 per year for a 2018 Honda Civic, and $1,392 to $3,010 for a 2018 Toyota Corolla.

The 2018 Honda Civic has 22 trims available, with the cheapest trim level to insure being the SI Sedan model at an average cost of $1,218 per year, or about $102 per month.

For the six trim levels available for the Toyota Corolla, the cheapest 2018 model to insure is the L Sedan model at a cost of $1,492 per year, or about $124 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Honda Civic SI Sedan at a cost of $1,218 per year, and the most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing an average of $1,600 per year.

The next two tables show average car insurance rates for each trim level, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2018 is the Honda Civic.

2017 Honda Civic vs Toyota Corolla

When comparing car insurance rates for the 2017 Honda Civic and Toyota Corolla models, the Honda Civic is cheaper to insure by an average of $100 per year.

The chart shown below illustrates the average cost to insure the two models for different driver ages. For a 2017 Honda Civic, average insurance cost ranges from $1,262 to $2,726 per year for these driver ages. A 2017 Toyota Corolla costs from $1,356 to $2,928 to insure per year.

Out of 17 trim levels for the 2017 Honda Civic, the cheapest car insurance rates are on the SI Sedan model at a cost of $1,128 per year. For the seven trims available for the Toyota Corolla, the cheapest 2017 trim to insure is the L Sedan model at a cost of $1,452 per year, or around $121 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda Civic SI Sedan at an average rate of $1,128 per year. The overall most expensive vehicle to insure is the Honda Civic Sport Touring Hatchback costing $1,546 per year.

The rate tables below display both 2017 models and all trim levels available for each one, including an overall average cost for each model.

2016 Honda Civic vs Toyota Corolla

For the 2016 Honda Civic and Toyota Corolla models, the Honda Civic is cheaper to insure by an average of $44 per year.

The chart below visualizes the average cost to insure both models rated for multiple driver ages. Insurance cost ranges from $1,196 to $2,588 per year for a 2016 Honda Civic, and $1,236 to $2,668 for a 2016 Toyota Corolla for the example age groups.

Out of 10 trim levels for the 2016 Honda Civic, the cheapest car insurance rates are on the LX Sedan model at a cost of $1,234 per year, or around $103 per month.

The 2016 Toyota Corolla has 11 trim levels available, with the cheapest trim level to insure being the L Sedan model at an average cost of $1,294 per year.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to insure is the Honda Civic LX Sedan at an average of $1,234 per year, and the most expensive trim is the Toyota Corolla S Premium Sedan at an average cost of $1,410 per year.

The two tables below illustrate trim level insurance rates for each 2016 model, plus the average rate for each model.

2015 Honda Civic vs Toyota Corolla

When comparing insurance rates for 2015 models, a Honda Civic costs an average of $1,210 per year to insure and a Toyota Corolla costs $1,200, making the Toyota Corolla cheaper to insure by $10 per year.

The rate chart below shows the average cost to insure the two models rated for different driver ages. Average insurance cost ranges from $1,106 to $2,382 per year for a 2015 Honda Civic, and $1,094 to $2,356 for a 2015 Toyota Corolla for the included driver ages.

The 2015 Honda Civic has 13 trim levels available, with the cheapest model to insure being the LX Sedan model at an average cost of $1,092 per year.

Out of the 10 trim levels available for the Toyota Corolla, the cheapest 2015 trim to insure is the L Sedan trim at a cost of $1,150.

When all 23 trims of both models are combined and compared, the cheapest vehicle to insure is the Honda Civic LX Sedan at an average rate of $1,092 per year. The highest-cost model and trim level is the Honda Civic SI Coupe at an average of $1,328 per year.

The ables shown below display both 2015 models and all trim levels available for each one, including an overall average cost for each model. The 2015 Toyota Corolla can declare victory over the 2015 Honda Civic for the cheapest average car insurance rates.

Additional Honda Civic and Toyota Corolla Resources

• Honda Civic Insurance Rates
• Toyota Corolla Insurance Rates
• Small Car Insurance Rate Comparisons