Honda Pilot vs. Odyssey Car Insurance Cost (2015 to 2025 Models)

• A 2024 Honda Odyssey is generally cheaper to insure than a 2024 Honda Pilot by $142 per year.
• For a 2024 Honda Pilot, rates range from $2,132 to $2,422 per year, while a 2024 Honda Odyssey ranges from $2,034 to $2,256.
• The average monthly cost to insure the Honda Pilot is 6.5% higher than the Honda Odyssey, at $190 versus $178.
• When compared to the average cost to insure a vehicle in the U.S. of $2,221 per year, the Honda Pilot costs an average of $59 more per year, while the Honda Odyssey costs an average of $83 less per year.

Is a Honda Pilot or Honda Odyssey cheaper to insure?

For new Pilot and Odyssey models, the model having the cheapest car insurance rates is the Honda Odyssey. Insurance rates for the Honda Pilot average $2,280 per year, whereas the Honda Odyssey costs an average of $2,138 per year.

Out of 10 Honda Pilot trim levels, the cheapest 2024 trim to insure is the LX model at an average cost of $2,132 per year. The 2024 Honda Odyssey has five trims available, with the cheapest model to insure being the EX trim at an average cost of $2,034 per year.

When comparing both models at a trim-level basis, the most affordable model and trim level is the Honda Odyssey EX at an average cost of $2,034 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite AWD at a cost of $2,422 per year.

The table below compares the cost of car insurance for 2024 Honda Pilot and Honda Odyssey models, broken down by trim level.

The rate chart below illustrates the average cost to insure the two models rated for a variety of different driver ages. For a 2024 Honda Pilot, insurance cost ranges from $2,014 to $4,622 per year for the example age groups. A 2024 Honda Odyssey costs from $1,896 to $4,304 to insure per year.

The next tables illustrate average car insurance cost by trim level for each 2024 model, along with an average cost for each model.

2023 Honda Pilot vs. Honda Odyssey

Insurance rates on a 2023 Honda Pilot cost an average of $2,192 per year, whereas insurance for a 2023 Honda Odyssey costs an average of $2,082 per year, making the Honda Odyssey the model with lower average car insurance rates.

Out of eight Honda Pilot trim levels, the cheapest 2023 trim to insure is the Sport trim at an average cost of $2,072 per year.

Out of the five trims available for the Honda Odyssey, the cheapest 2023 trim to insure is the EX trim at a cost of $1,978.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Honda Odyssey EX at an average rate of $1,978 per year. The overall most expensive vehicle to insure is the Honda Pilot Elite AWD at a cost of $2,306 per year.

The rate table below compares the annual and monthly cost of car insurance for 2023 Honda Pilot and Honda Odyssey models, broken down by trim level.

The chart below visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2023 Honda Pilot, average insurance cost ranges from $1,940 to $4,450 per year for the included driver ages. A 2023 Honda Odyssey costs from $1,846 to $4,194 to insure per year.

The next two tables display the average cost to insure each trim level for a 2023 Honda Pilot and Honda Odyssey, as well as an average rate for each model.

2022 Honda Pilot vs. Honda Odyssey

Insurance rates on a 2022 Honda Pilot cost an average of $2,168 per year, and insurance for a 2022 Honda Odyssey averages $1,994 per year, making the Honda Odyssey the better deal by $174 per year.

Rates vary significantly for each different trim level, however. For example, on a 2022 Honda Pilot, insurance rates range from $2,024 per year for the Sport model up to $2,288 for the Black Edition model. For the 2022 Honda Odyssey, rates range from $1,846 per year on the LX model up to $2,130 for the Elite model.

When comparing both models, the cheapest vehicle to insure is the Honda Odyssey LX at an average rate of $1,846 per year. The highest-cost model and trim is the Honda Pilot Black Edition at a cost of $2,288 per year.

For a 2022 Honda Pilot, the cheapest models are the Sport, Special Edition, and EX-L. The cheapest Honda Odyssey models include the LX, EX, and EX-L. Average car insurance rates for all 2022 Honda Pilot and Honda Odyssey models range from $154 to $191 per month.

The table below compares and ranks the annual and monthly cost of car insurance for 2022 Honda Pilot and Honda Odyssey models, with average rates for every trim level for each model.

The rate chart below visualizes the average car insurance cost for both models for drivers from age 20 to 50. For a 2022 Honda Pilot, the average cost of car insurance ranges from $1,916 to $4,406 per year for the five driver ages sampled in the chart. Insurance for a 2022 Honda Odyssey ranges from $1,768 to $4,026 on average per year.

The 2022 Honda Pilot has seven trims available, with the cheapest model to insure being the Sport trim at an average cost of $2,024 per year, or about $169 per month.

For the five different trim levels available for the Honda Odyssey, the cheapest 2022 trim level to insure is the LX trim at a cost of $1,846.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to buy insurance for is the Honda Odyssey LX at an average rate of $1,846 per year, and the most expensive model and trim level is the Honda Pilot Black Edition costing $2,288 per year.

The tables below show all the available trims for both 2022 models, including an overall average cost for each model.

2021 Honda Pilot vs. Honda Odyssey

When comparing insurance cost for 2021 models, a Honda Pilot costs an average of $1,928 per year to insure and a Honda Odyssey costs $2,132, making the Honda Pilot cheaper to insure by $204 per year for 2021.

The chart below displays the average cost to insure both models rated for a variety of different driver ages. For a 2021 Honda Pilot, average insurance cost ranges from $1,702 to $3,890 per year for the age groups used in this illustration. A 2021 Honda Odyssey costs from $1,892 to $4,318 to insure per year.

Out of 14 Honda Pilot trim levels, the cheapest 2021 model to insure is the LX 2WD model at an average cost of $1,756 per year.

The 2021 Honda Odyssey has six trims available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,938 per year, or around $162 per month.

When rates for all 20 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda Pilot LX 2WD at an average cost of $1,756 per year. The most expensive model and trim level is the Honda Odyssey Elite 2WD at an average of $2,260 per year.

The next two tables display trim level insurance rates for each 2021 model, as well as the overall average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Honda Pilot.

2020 Honda Pilot vs. Honda Odyssey

When comparing insurance rates for 2020 models, a Honda Pilot costs an average of $1,868 per year to insure while a Honda Odyssey costs $2,068, making the Honda Pilot more affordable to insure by $200 per year.

The chart shown below displays the average insurance cost for the two models for a range of driver ages. The average car insurance cost ranges from $1,648 to $3,764 per year on a 2020 Honda Pilot, and $1,836 to $4,192 on a 2020 Honda Odyssey for the included driver ages.

For the 14 trim levels available for the 2020 Honda Pilot, the cheapest model to insure is the LX 2WD model at an average cost of $1,704 per year, or around $142 per month.

Out of the six trim levels available for the Honda Odyssey, the cheapest 2020 trim level to insure is the LX 2WD trim at a cost of $1,884.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Honda Pilot LX 2WD at an average of $1,704 per year, and the overall most expensive vehicle to insure is the Honda Odyssey Elite 2WD at an average cost of $2,194 per year.

The tables below break down average cost to insure each trim level for a 2020 Honda Pilot and Honda Odyssey, plus an average rate for each model. The cheapest of the two models to insure for the 2020 model year is the Honda Pilot.

2019 Honda Pilot vs. Honda Odyssey

When comparing insurance cost for 2019 models, the Honda Pilot costs an average of $1,826 per year for a full-coverage policy and the Honda Odyssey costs $1,836, making the Honda Pilot the cheaper model by $10.

The next chart visualizes the average insurance cost for both models for a range of driver ages. For a 2019 Honda Pilot, average car insurance cost ranges from $1,612 to $3,704 per year for these driver ages. Car insurance for a 2019 Honda Odyssey costs from $1,632 to $3,720 on average per year.

The 2019 Honda Pilot has 14 trim levels available, with the cheapest trim to insure being the LX 2WD model at an average cost of $1,670 per year. For the six trim options available for the Honda Odyssey, the cheapest 2019 trim level to insure is the LX 2WD model at a cost of $1,668.

When rates are compared for the 20 trims of both 2019 models, the overall cheapest vehicle to put coverage on is the Honda Odyssey LX 2WD at a cost of $1,668 per year. The most expensive model and trim level is the Honda Odyssey Elite 2WD at an average of $1,972 per year.

The rate tables below detail the average cost to insure all 2019 trim levels, as well as an average rate for each model.

2018 Honda Pilot vs. Honda Odyssey

For the 2018 Honda Pilot and Honda Odyssey models, the Honda Pilot has cheaper car insurance cost by $14 per year for this comparison year.

The following chart demonstrates the average cost to insure both models for a range of driver ages. For a 2018 Honda Pilot, the average cost of car insurance ranges from $1,532 to $3,508 per year for the five different driver ages shown in the chart. Full-coverage car insurance for a 2018 Honda Odyssey ranges from $1,554 to $3,528 on average per year.

For the 17 trim levels available for the 2018 Honda Pilot, the cheapest trim level to insure is the LX 2WD model at an average cost of $1,614 per year, or about $135 per month.

The 2018 Honda Odyssey has seven different option levels available, with the cheapest trim to insure being the LX 2WD model at an average cost of $1,540 per year, or about $128 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to put coverage on is the Honda Odyssey LX 2WD at an average rate of $1,540 per year. The overall most expensive vehicle to insure is the Honda Odyssey Elite 2WD at an average of $1,876 per year.

The next two tables show all the available trims for both 2018 models, along with an average cost for each model.

2017 Honda Pilot vs. Honda Odyssey

A 2017 Honda Pilot costs $10 less per year to insure per year on average than a 2017 Honda Odyssey, a difference of 0.6%.

The next chart illustrates the average cost to insure both 2017 models for four different driver age groups. For a 2017 Honda Pilot, average insurance cost ranges from $1,470 to $3,360 per year. Full-coverage insurance on a 2017 Honda Odyssey costs from $1,484 to $3,366 on average per year.

Out of 17 trim levels for the 2017 Honda Pilot, the cheapest insurance prices are on the LX 2WD model at a cost of $1,550 per year, or about $129 per month.

The 2017 Honda Odyssey has eight trim and option levels available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,488 per year, or about $124 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda Odyssey LX 2WD at a cost of $1,488 per year. The overall most expensive vehicle to insure is the Honda Odyssey Touring Elite 2WD at a cost of $1,804 per year.

The next two tables show the expected annual car insurance cost by trim level for both 2017 models, plus an average rate for each model.

2016 Honda Pilot vs. Honda Odyssey

For 2016 Honda Pilot and Honda Odyssey models, the Honda Odyssey has cheaper car insurance rates by $242 per year.

The chart shown below shows the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Honda Pilot, insurance cost ranges from $1,486 to $3,394 per year for the chosen age groups in the chart. Full-coverage car insurance on a 2016 Honda Odyssey costs from $1,270 to $2,838 on average per year.

Out of 17 trim levels for the 2016 Honda Pilot, the cheapest average insurance prices are on the LX 2WD model at a cost of $1,506 per year, or around $126 per month.

For the eight option levels available for the Honda Odyssey, the cheapest 2016 trim to insure is the LX 2WD model at a cost of $1,278 per year, or $107 per month.

When insurance prices for all 25 trims of both models are combined and sorted by cost, the lowest-cost model and trim to put coverage on is the Honda Odyssey LX 2WD at an average rate of $1,278 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite Navigation 4WD at an average cost of $1,796 per year.

The tables shown below illustrate the average cost to insure all 2016 trim levels, including an overall average cost for each model. The 2016 Honda Odyssey reigns victorious over the 2016 Honda Pilot for the cheapest overall car insurance rates.

2015 Honda Pilot vs. Honda Odyssey

For 2015 Honda Pilot and Honda Odyssey models, the Honda Odyssey is cheaper to insure by $48 per year for this comparison year.

The next chart shows the average car insurance cost for the two models for different driver ages. For a 2015 Honda Pilot, the average car insurance cost ranges from $1,378 to $3,092 per year for the included driver ages. A full-coverage policy on a 2015 Honda Odyssey costs from $1,332 to $2,996 on average per year.

For the 14 trims available for the 2015 Honda Pilot, the cheapest trim level to insure is the SE 4WD trim at an average cost of $1,366 per year, or $114 per month. Out of the seven different trim levels available for the Honda Odyssey, the cheapest 2015 trim level to insure is the LX 2WD model at a cost of $1,370 per year, or around $114 per month.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to buy insurance for is the Honda Pilot SE 4WD at a cost of $1,366 per year. The overall most expensive vehicle to insure is the Honda Pilot Touring 4WD at an average cost of $1,634 per year.

The tables below display the average insurance cost by trim level for both 2015 models, including an overall average rate.

Additional Honda Pilot and Honda Odyssey Resources

• Honda Pilot Insurance Cost
• Honda Odyssey Insurance Cost
• Midsize SUV Insurance Cost Comparisons
• Midsize Minivan Insurance Cost Comparisons