Minivan Insurance Rates and Comparisons for 2023

What is the cheapest minivan to insure? We compared average minivan insurance rates across the entire segment to find out which model has the most affordable insurance prices.

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Despite the popularity of small and mid-size SUVs, minivans still fill a demand for larger passenger and cargo space and ease-of-entry. With 13 models like the Chevy Venture, Mazda MPV, Nissan Quest, and Chrysler Voyager being discontinued since 2005, and the Dodge Grand Caravan being discontinued in 2021, that leaves only four minivan models still in production.

We ranked the full 2023 minivan segment for car insurance affordability to find out which model has the cheapest insurance rates. The Kia Carnival was a new model for 2022, having been named the Kia Sedona in prior model years.

In addition, we also ranked average insurance rates for all minivans for the 2015 through 2022 model years, because there are some discontinued models like the Dodge Grand Caravan, Chrysler Town & Country, and Nissan Quest that definitely need to be compared.

So without further ado, the table below shows the 2023 minivan car insurance cost rankings.

2023 Minivan Insurance Cost Comparison
Rank Make/Model Annual Cost Monthly Cost
1Honda Odyssey$1,612$134
2Chrysler Pacifica$1,726$144
3Kia Carnival$1,768$147
4Toyota Sienna$1,812$151

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
    2023 Minivan Insurance Cost Comparison

    What is the cheapest minivan to insure?

    The cheapest insurance rate for a 2023 minivan goes to the Honda Odyssey, costing an average of $1,612 per year. This is $806 for a 6-month policy or about $134 per month. With the segment average costing $1,730 per year, the Honda Odyssey can potentially save around $118 a year, or about 6.8%.

    Second place goes to the Chrysler Pacifica, costing an average of $1,726 per year. Rounding out the list for third and fourth are the Kia Carnival at $1,768 and Toyota Sienna at $1,812 per year.

    Which minivan is most expensive to insure?

    The most expensive minivan to insure is the Toyota Sienna, costing $1,812 per year. It will cost around $200 more to insure a Toyota Sienna each year compared to the cheapest minivan to insure, the Honda Odyssey.

    At $1,812 a year, that is a 4.5% premium over the $1,730 average for the minivan segment, but 7.5% less than the national average car insurance rate (all vehicles) of $1,685.

    What is the average car insurance cost on a minivan?

    The average car insurance cost per year for the minivan segment is $1,730, ranging from the cheapest rate on the Honda Odyssey at $1,612 per year to the most expensive rate on the Toyota Sienna at $1,812. Overall, minivans cost 2.7% more to insure than the national average car insurance rate (all vehicles) of $1,685.

    Minivan vs. SUV car insurance rates: Which are cheaper?

    In general, minivans will be slightly more expensive to insure than the midsize class, but cheaper to insure than the large SUV class. The average insurance rate for the minivan segment is $1,730 per year. For midsize SUVs like the Toyota Highlander and Honda Pilot, the average rate is $1,724, and for large SUVs like the Chevy Suburban or GMC Yukon, the average cost is $1,930 per year.

    See our full minivan vs SUV car insurance rates comparison for more information including in-depth comparisons of minivan insurance rates to compact, midsize, and full-size SUV models.

    Minivan car insurance rates for 2015 to 2021 models

    The tables below compare average full coverage insurance rates for the minivan segment for the 2015 through 2022 model years.

    2022 Minivan Insurance Rate Comparison
    Rank Make/Model Annual Cost Monthly Cost
    1Honda Odyssey$1,542$129
    2Chrysler Pacifica$1,658$138
    3Kia Carnival$1,730$144
    4Toyota Sienna$1,734$145

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
      2022 Minivan Insurance Rate Comparison
      2021 Minivan Insurance Rate Comparison
      Rank Make/Model Annual Cost Monthly Cost
      1Kia Sedona$1,352$113
      2Chrysler Pacifica$1,518$127
      3Toyota Sienna$1,628$136
      4Honda Odyssey$1,652$138

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
        2021 Minivan Insurance Rate Comparison
        2020 Minivan Insurance Rate Comparison
        Rank Make/Model Annual Cost Monthly Cost
        1Kia Sedona$1,334$111
        2Dodge Grand Caravan$1,370$114
        3Chrysler Pacifica$1,496$125
        4Toyota Sienna$1,604$134
        5Honda Odyssey$1,628$136

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2020 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
          2020 Minivan Insurance Rate Comparison
          2019 Minivan Insurance Rate Comparison
          Rank Make/Model Annual Cost Monthly Cost
          1Chrysler Pacifica$1,430$119
          2Kia Sedona$1,432$119
          3Dodge Grand Caravan$1,434$120
          4Honda Odyssey$1,450$121
          5Toyota Sienna$1,658$138

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2019 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
            2019 Minivan Insurance Rate Comparison
            2018 Minivan Insurance Rate Comparison
            Rank Make/Model Annual Cost Monthly Cost
            1Chrysler Pacifica$1,308$109
            2Dodge Grand Caravan$1,388$116
            3Honda Odyssey$1,408$117
            4Kia Sedona$1,446$121
            5Toyota Sienna$1,634$136

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2018 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 29, 2022
              2018 Minivan Insurance Rate Comparison
              2017 Minivan Insurance Rate Comparison
              Rank Make/Model Annual Cost Monthly Cost
              1Dodge Grand Caravan$1,284$107
              2Chrysler Pacifica$1,286$107
              3Honda Odyssey$1,340$112
              4Kia Sedona$1,390$116
              5Nissan Quest$1,430$119
              6Toyota Sienna$1,552$129

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2017 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
                2017 Minivan Insurance Rate Comparison
                2016 Minivan Insurance Rate Comparison
                Rank Make/Model Annual Cost Monthly Cost
                1Honda Odyssey$1,176$98
                2Dodge Grand Caravan$1,240$103
                3Nissan Quest$1,334$111
                4Kia Sedona$1,362$114
                5Chrysler Town And Country$1,382$115
                6Toyota Sienna$1,410$118

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2016 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 29, 2022
                  2016 Minivan Insurance Rate Comparison
                  2015 Minivan Insurance Rate Comparison
                  Rank Make/Model Annual Cost Monthly Cost
                  1Dodge Grand Caravan$1,194$100
                  2Nissan Quest$1,214$101
                  3Honda Odyssey$1,234$103
                  4Kia Sedona$1,286$107
                  5Chrysler Town And Country$1,302$109
                  6Toyota Sienna$1,312$109

                    Get Rates in Your AreaWhy is this important?

                    Table Data Details: Average rates are based on 2015 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
                    2015 Minivan Insurance Rate Comparison