Minivan Insurance Rates and Comparisons for 2023

Despite the popularity of small and mid-size SUVs, minivans still fill a demand for larger passenger and cargo space and ease-of-entry. With 13 models like the Chevy Venture, Mazda MPV, Nissan Quest, and Chrysler Voyager being discontinued since 2005, and the Dodge Grand Caravan being discontinued in 2021, that leaves only four minivan models still in production.

We ranked the full 2023 minivan segment for car insurance affordability to find out which model has the cheapest insurance rates. The Kia Carnival was a new model for 2022, having been named the Kia Sedona in prior model years.

In addition, we also ranked average insurance rates for all minivans for the 2015 through 2022 model years, because there are some discontinued models like the Dodge Grand Caravan, Chrysler Town & Country, and Nissan Quest that definitely need to be compared.

So without further ado, the table below shows the 2023 minivan car insurance cost rankings.

What is the cheapest minivan to insure?

The cheapest insurance rate for a 2023 minivan goes to the Honda Odyssey, costing an average of $1,654 per year. This is $827 for a 6-month policy or about $138 per month. With the segment average costing $1,776 per year, the Honda Odyssey can potentially save around $122 a year, or about 7.1%.

Second place goes to the Chrysler Pacifica, costing an average of $1,774 per year. Rounding out the list for third and fourth are the Kia Carnival at $1,816 and Toyota Sienna at $1,860 per year.

Which minivan is most expensive to insure?

The most expensive minivan to insure is the Toyota Sienna, costing $1,860 per year. It will cost around $206 more to insure a Toyota Sienna each year compared to the cheapest minivan to insure, the Honda Odyssey.

At $1,860 a year, that is a 4.6% premium over the $1,776 average for the minivan segment, but 7.4% less than the national average car insurance rate (all vehicles) of $1,728.

What is the average car insurance cost on a minivan?

The average car insurance cost per year for the minivan segment is $1,776, ranging from the cheapest rate on the Honda Odyssey at $1,654 per year to the most expensive rate on the Toyota Sienna at $1,860. Overall, minivans cost 2.7% more to insure than the national average car insurance rate (all vehicles) of $1,728.

Minivan vs. SUV car insurance rates: Which are cheaper?

In general, minivans will be slightly more expensive to insure than the midsize class, but cheaper to insure than the large SUV class. The average insurance rate for the minivan segment is $1,776 per year. For midsize SUVs like the Toyota Highlander and Honda Pilot, the average rate is $1,770, and for large SUVs like the Chevy Suburban or GMC Yukon, the average cost is $1,982 per year.

See our full minivan vs SUV car insurance rates comparison for more information including in-depth comparisons of minivan insurance rates to compact, midsize, and full-size SUV models.

Minivan car insurance rates for 2015 to 2021 models

The tables below compare average full coverage insurance rates for the minivan segment for the 2015 through 2022 model years.