Minivan Insurance Rates and Comparisons for 2023

What is the cheapest minivan to insure? We compared average minivan insurance rates across the entire segment to find out which model has the most affordable insurance prices.

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Despite the popularity of small and mid-size SUVs, minivans still fill a demand for larger passenger and cargo space and ease-of-entry. With 13 models like the Chevy Venture, Mazda MPV, Nissan Quest, and Chrysler Voyager being discontinued since 2005, and the Dodge Grand Caravan being discontinued in 2021, that leaves only four minivan models still in production.

We ranked the full 2023 minivan segment for car insurance affordability to find out which model has the cheapest insurance rates. The Kia Carnival was a new model for 2022, having been named the Kia Sedona in prior model years.

In addition, we also ranked average insurance rates for all minivans for the 2015 through 2022 model years, because there are some discontinued models like the Dodge Grand Caravan, Chrysler Town & Country, and Nissan Quest that definitely need to be compared.

So without further ado, the table below shows the 2023 minivan car insurance cost rankings.

2023 Minivan Insurance Cost Comparison
Rank Make/Model Annual Cost Monthly Cost
1Honda Odyssey$1,654$138
2Chrysler Pacifica$1,774$148
3Kia Carnival$1,816$151
4Toyota Sienna$1,860$155

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average rates are based on 2023 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
    2023 Minivan Insurance Cost Comparison

    What is the cheapest minivan to insure?

    The cheapest insurance rate for a 2023 minivan goes to the Honda Odyssey, costing an average of $1,654 per year. This is $827 for a 6-month policy or about $138 per month. With the segment average costing $1,776 per year, the Honda Odyssey can potentially save around $122 a year, or about 7.1%.

    Second place goes to the Chrysler Pacifica, costing an average of $1,774 per year. Rounding out the list for third and fourth are the Kia Carnival at $1,816 and Toyota Sienna at $1,860 per year.

    Which minivan is most expensive to insure?

    The most expensive minivan to insure is the Toyota Sienna, costing $1,860 per year. It will cost around $206 more to insure a Toyota Sienna each year compared to the cheapest minivan to insure, the Honda Odyssey.

    At $1,860 a year, that is a 4.6% premium over the $1,776 average for the minivan segment, but 7.4% less than the national average car insurance rate (all vehicles) of $1,728.

    What is the average car insurance cost on a minivan?

    The average car insurance cost per year for the minivan segment is $1,776, ranging from the cheapest rate on the Honda Odyssey at $1,654 per year to the most expensive rate on the Toyota Sienna at $1,860. Overall, minivans cost 2.7% more to insure than the national average car insurance rate (all vehicles) of $1,728.

    Minivan vs. SUV car insurance rates: Which are cheaper?

    In general, minivans will be slightly more expensive to insure than the midsize class, but cheaper to insure than the large SUV class. The average insurance rate for the minivan segment is $1,776 per year. For midsize SUVs like the Toyota Highlander and Honda Pilot, the average rate is $1,770, and for large SUVs like the Chevy Suburban or GMC Yukon, the average cost is $1,982 per year.

    See our full minivan vs SUV car insurance rates comparison for more information including in-depth comparisons of minivan insurance rates to compact, midsize, and full-size SUV models.

    Minivan car insurance rates for 2015 to 2021 models

    The tables below compare average full coverage insurance rates for the minivan segment for the 2015 through 2022 model years.

    2022 Minivan Insurance Rate Comparison
    Rank Make/Model Annual Cost Monthly Cost
    1Honda Odyssey$1,582$132
    2Chrysler Pacifica$1,702$142
    3Kia Carnival$1,778$148
    4Toyota Sienna$1,784$149

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
      2022 Minivan Insurance Rate Comparison
      2021 Minivan Insurance Rate Comparison
      Rank Make/Model Annual Cost Monthly Cost
      1Kia Sedona$1,388$116
      2Chrysler Pacifica$1,560$130
      3Toyota Sienna$1,670$139
      4Honda Odyssey$1,696$141

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
        2021 Minivan Insurance Rate Comparison
        2020 Minivan Insurance Rate Comparison
        Rank Make/Model Annual Cost Monthly Cost
        1Kia Sedona$1,366$114
        2Dodge Grand Caravan$1,408$117
        3Chrysler Pacifica$1,538$128
        4Toyota Sienna$1,644$137
        5Honda Odyssey$1,674$140

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2020 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
          2020 Minivan Insurance Rate Comparison
          2019 Minivan Insurance Rate Comparison
          Rank Make/Model Annual Cost Monthly Cost
          1Chrysler Pacifica$1,466$122
          2Kia Sedona$1,468$122
          3Dodge Grand Caravan$1,472$123
          4Honda Odyssey$1,488$124
          5Toyota Sienna$1,702$142

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2019 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
            2019 Minivan Insurance Rate Comparison
            2018 Minivan Insurance Rate Comparison
            Rank Make/Model Annual Cost Monthly Cost
            1Chrysler Pacifica$1,342$112
            2Dodge Grand Caravan$1,426$119
            3Honda Odyssey$1,444$120
            4Kia Sedona$1,484$124
            5Toyota Sienna$1,676$140

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2018 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
              2018 Minivan Insurance Rate Comparison
              2017 Minivan Insurance Rate Comparison
              Rank Make/Model Annual Cost Monthly Cost
              1Dodge Grand Caravan$1,320$110
              2Chrysler Pacifica$1,322$110
              3Honda Odyssey$1,374$115
              4Kia Sedona$1,426$119
              5Nissan Quest$1,470$123
              6Toyota Sienna$1,596$133

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2017 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
                2017 Minivan Insurance Rate Comparison
                2016 Minivan Insurance Rate Comparison
                Rank Make/Model Annual Cost Monthly Cost
                1Honda Odyssey$1,206$101
                2Dodge Grand Caravan$1,274$106
                3Nissan Quest$1,372$114
                4Kia Sedona$1,400$117
                5Chrysler Town And Country$1,420$118
                6Toyota Sienna$1,446$121

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2016 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
                  2016 Minivan Insurance Rate Comparison
                  2015 Minivan Insurance Rate Comparison
                  Rank Make/Model Annual Cost Monthly Cost
                  1Dodge Grand Caravan$1,224$102
                  2Nissan Quest$1,244$104
                  3Honda Odyssey$1,264$105
                  4Kia Sedona$1,318$110
                  5Chrysler Town And Country$1,336$111
                  6Toyota Sienna$1,346$112

                    Get Rates in Your AreaWhy is this important?

                    Table Data Details: Average rates are based on 2015 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
                    2015 Minivan Insurance Rate Comparison