Minivan Insurance Rates and Comparisons for 2022

What is the cheapest minivan to insure? We compared average minivan insurance rates across the entire segment to find out which model has the most affordable insurance prices.

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Despite the popularity of small and mid-size SUVs, minivans still fill a demand for larger passenger and cargo space and ease-of-entry. With 13 models like the Chevy Venture, Mazda MPV, Nissan Quest, and Chrysler Voyager being discontinued since 2005, and the Dodge Grand Caravan being discontinued for 2021, that leaves only four minivan models still in production.

We ranked the full 2022 minivan segment for car insurance affordability to find out which model has the cheapest insurance rates. The Kia Carnival is a new model for 2022, having been named the Kia Sedona in prior model years.

In addition, we also ranked average insurance rates for all minivans for the 2015 through 2021 model years, because there are some discontinued models like the Dodge Grand Caravan, Chrysler Town & Country, and Nissan Quest that definitely need to be compared.

So without further ado, the table below shows the 2022 minivan car insurance cost rankings.

2022 Minivan Insurance Cost Comparison
Rank Make/Model Annual Cost Monthly Cost
1Honda Odyssey$1,422$119
2Chrysler Pacifica$1,530$128
3Kia Carnival$1,592$133
4Toyota Sienna$1,598$133

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
    2022 Minivan Insurance Cost Comparison

    What is the cheapest minivan to insure?

    The cheapest insurance rate for a 2021 minivan goes to the Kia Sedona, costing an average of $1,244 per year. This is $622 for a 6-month policy or about $104 per month. With the segment average costing $1,411 per year, the Kia Sedona can potentially save around $167 a year, or about 11.8%.

    Second place goes to the Chrysler Pacifica, costing an average of $1,396 per year. Rounding out the list for third and fourth are the Toyota Sienna at $1,494 and Honda Odyssey at $1,510 per year.

    Which minivan is most expensive to insure?

    The most expensive minivan to insure is the Honda Odyssey, costing $1,510 per year. It will cost around $266 more to insure a Honda Odyssey each year compared to the cheapest minivan to insure, the Kia Sedona.

    At $1,510 a year, that is a 6.6% premium over the $1,411 average for the minivan segment, but 3.6% less than the national average car insurance rate (all vehicles) of $1,567.

    What is the average car insurance cost on a minivan?

    The average car insurance cost per year for the minivan segment is $1,411, ranging from the cheapest rate on the Kia Sedona at $1,244 per year to the most expensive rate on the Honda Odyssey at $1,510. Overall, minivans cost 10% less to insure than the national average car insurance rate (all vehicles) of $1,567.

    Minivan vs. SUV car insurance rates: Which are cheaper?

    In general, minivans will be cheaper to insure than both the midsize and large SUV classes. The average insurance rate for the minivan segment is $1,411 per year. For midsize SUVs like the Toyota Highlander and Honda Pilot, the average rate is $1,544, and for large SUVs like the Chevy Suburban or GMC Yukon, the average cost is $1,720 per year.

    See our full minivan vs SUV car insurance rates comparison for more information including in-depth comparisons of minivan insurance rates to compact, midsize, and full-size SUV models.

    Minivan car insurance rates for 2015 to 2021 models

    The tables below compare average full coverage insurance rates for the minivan segment for the 2015 through 2021 model years.

    2021 Minivan Insurance Rate Comparison
    Rank Make/Model Annual Cost Monthly Cost
    1Kia Sedona$1,244$104
    2Chrysler Pacifica$1,396$116
    3Toyota Sienna$1,494$125
    4Honda Odyssey$1,510$126

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2021 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
      2021 Minivan Insurance Rate Comparison
      2020 Minivan Insurance Rate Comparison
      Rank Make/Model Annual Cost Monthly Cost
      1Kia Sedona$1,218$102
      2Dodge Grand Caravan$1,246$104
      3Chrysler Pacifica$1,368$114
      4Toyota Sienna$1,466$122
      5Honda Odyssey$1,482$124

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2020 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
        2020 Minivan Insurance Rate Comparison
        2019 Minivan Insurance Rate Comparison
        Rank Make/Model Annual Cost Monthly Cost
        1Dodge Grand Caravan$1,316$110
        2Chrysler Pacifica$1,320$110
        3Kia Sedona$1,320$110
        4Honda Odyssey$1,338$112
        5Toyota Sienna$1,528$127

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2019 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
          2019 Minivan Insurance Rate Comparison
          2018 Minivan Insurance Rate Comparison
          Rank Make/Model Annual Cost Monthly Cost
          1Chrysler Pacifica$1,208$101
          2Dodge Grand Caravan$1,276$106
          3Honda Odyssey$1,300$108
          4Kia Sedona$1,338$112
          5Toyota Sienna$1,506$126

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2018 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
            2018 Minivan Insurance Rate Comparison
            2017 Minivan Insurance Rate Comparison
            Rank Make/Model Annual Cost Monthly Cost
            1Dodge Grand Caravan$1,192$99
            2Chrysler Pacifica$1,206$101
            3Honda Odyssey$1,254$105
            4Kia Sedona$1,302$109
            5Nissan Quest$1,332$111
            6Toyota Sienna$1,450$121

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2017 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
              2017 Minivan Insurance Rate Comparison
              2016 Minivan Insurance Rate Comparison
              Rank Make/Model Annual Cost Monthly Cost
              1Honda Odyssey$1,096$91
              2Dodge Grand Caravan$1,146$96
              3Nissan Quest$1,234$103
              4Kia Sedona$1,260$105
              5Chrysler Town And Country$1,278$107
              6Toyota Sienna$1,312$109

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2016 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
                2016 Minivan Insurance Rate Comparison
                2015 Minivan Insurance Rate Comparison
                Rank Make/Model Annual Cost Monthly Cost
                1Dodge Grand Caravan$1,118$93
                2Nissan Quest$1,148$96
                3Honda Odyssey$1,166$97
                4Kia Sedona$1,218$102
                5Chrysler Town And Country$1,226$102
                6Toyota Sienna$1,244$104

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2015 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 31, 2022
                  2015 Minivan Insurance Rate Comparison