- Honda Odyssey insurance costs an average of $1,412 per year or around $118 per month, depending on the trim level.
- The cheapest Honda Odyssey insurance can be found on the LX trim level at an average of $1,308 per year to insure, while the Odyssey Elite is the most expensive to insure at $1,506 for an annual policy.
- When compared to other midsize minivans, the 2022 Honda Odyssey is one of the cheaper midsize minivans to insure, costing $113 less per year on average.
- Honda Odyssey insurance rates in a few larger cities include $3,326 in New Orleans, LA, $1,682 in San Jose, CA, and $1,126 in Cleveland, OH.
How much does Honda Odyssey insurance cost?
Honda Odyssey car insurance costs an average of $1,412 per year, which is about $118 each month, for full coverage. Comprehensive coverage costs about $340 a year, liability and medical payments insurance is around $432, and the remaining collision insurance will cost around $640.
The following chart demonstrates how average 2022 Honda Odyssey insurance rates change depending on the age of the driver and policy deductibles for physical damage coverage.
Car insurance rates vary a lot, and to help give you an better idea of how much, insuring a Honda Odyssey for only liability insurance in the most affordable parts of North Carolina or Indiana can cost around $233 a year.
For the same model year of Honda Odyssey, a newly-licensed teenage driver with a poor driving record in a few Pennsylvania zip codes could cost as much as $11,540 a year for full coverage.
Now, the likelihood of a 16-year-old choosing a Honda minivan as his ride is not very likely. But for this illustration, young males are the most expensive to insure, and we wanted to show how much rates vary depending on driver risk factors.
The table below shows average Honda Odyssey car insurance rates for the 2013 to 2022 model years and for drivers aged 20 through 60.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2022 | $2,808 | $1,490 | $1,412 | $1,288 | $1,266 |
| 2021 | $2,994 | $1,578 | $1,502 | $1,370 | $1,342 |
| 2020 | $2,944 | $1,546 | $1,474 | $1,346 | $1,318 |
| 2019 | $2,652 | $1,398 | $1,328 | $1,214 | $1,192 |
| 2018 | $2,576 | $1,354 | $1,290 | $1,178 | $1,158 |
| 2017 | $2,486 | $1,306 | $1,242 | $1,136 | $1,116 |
| 2016 | $2,150 | $1,140 | $1,088 | $992 | $974 |
| 2015 | $2,310 | $1,212 | $1,158 | $1,060 | $1,040 |
| 2014 | $2,256 | $1,184 | $1,132 | $1,036 | $1,018 |
| 2013 | $2,112 | $1,108 | $1,066 | $974 | $956 |
Which Odyssey trim level is cheapest to insure?
With Honda Odyssey insurance cost ranging from $1,308 to $1,506 annually for the average driver, the most affordable trim level to insure is the LX. The second cheapest model to insure is the EX at $1,368 per year. On average, expect to budget at least $109 per month to insure a Odyssey for full coverage.
The costliest models of Honda Odyssey to insure are the Elite at $1,506 and the Touring at $1,460 per year. Those two trim levels will cost an extra $198 and $152 per year, respectively, over the lowest cost LX model.
The next table shows the average Honda Odyssey insurance rates, in addition to a monthly amount for budgeting, for each 2022 model year package and trim level.
| Honda Odyssey Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| LX | $1,308 | $654 | $109 |
| EX | $1,368 | $684 | $114 |
| EX-L | $1,414 | $707 | $118 |
| Touring | $1,460 | $730 | $122 |
| Elite | $1,506 | $753 | $126 |
Is Odyssey insurance cheaper than other minivans?
The Honda Odyssey ranks #1 out of four comparison vehicles in the 2022 midsize minivan category. The average insurance cost for a Honda Odyssey is $1,412 per year for full coverage, while the category average cost is $1,525 per year, a difference of $113 per year.
When minivan insurance rates are compared, the Honda Odyssey costs $106 less per year than the Chrysler Pacifica, $174 less than the Toyota Sienna, and $172 less than the Kia Carnival.
The chart below compares Odyssey car insurance rates to the rest of the minivan class. One notable exclusion on this list is the Dodge Grand Caravan insurance rate. The chart only shows data for 2021 models, and production for the Grand Caravan ended after the 2020 model year.
Does where I live affect how much I pay for car insurance?
The cost to insure an Odyssey minivan can be significantly different, from lower rates like $956 a year in Virginia Beach, VA, or $1,016 in Charlotte, NC, to higher rates such as $2,356 a year in Los Angeles, CA and $2,680 in New York City.
Insurance rates on an Odyssey in some additional locations include Tucson, AZ, averaging $1,376 per year, Dallas, TX, costing $1,514, Houston, TX, at $1,510, and Indianapolis, IN, at an estimated $1,430.
The following bar chart illustrates estimated insurance rate data for a Honda Odyssey for the highest populated cities in the U.S. The average annual cost ranges from $1,066 per year in Columbus, OH, to $2,680 in New York, NY, a difference of $1,614.
Frequently Asked Questions
What is the average cost per year for Honda Odyssey Insurance?
Honda Odyssey car insurance costs an average of $1,412 per year with rates ranging from $1,308 per year for the Odyssey LX to $1,506 for the Odyssey Elite.
What is the average monthly cost to insure a Odyssey?
The average monthly cost to insure a Honda Odyssey is $118 for full coverage. Rates range from around $106 per month for a 60-year-old drive to $234 for a 20-year-old driver. Teen drivers pay significantly higher rates.
How much does insurance cost for a 2020 Honda Odyssey?
For the average driver, expect to pay around $1,474 per year, or about $123 per month, to insure a 2020 Honda Odyssey with full coverage and $500 physical damage deductibles.
How much does insurance cost for a 2019 Honda Odyssey?
Plan on paying around $1,328 per year, or about $111 per month, to insure a 2019 Honda Odyssey with full coverage and $500 physical damage deductibles.
Is car insurance cheaper on a Honda Odyssey or a Pilot?
The Honda Odyssey has an average insurance cost of $1,502 and the Honda Pilot is $1,354, making the Honda Pilot cheaper by $148 per year for the 2021 model year.
Is insurance cheaper on a Honda Odyssey or a CR-V?
For 2021 models, the Odyssey has an average insurance cost of $1,502 and the Honda CR-V is $1,188, making the Honda CR-V cheaper by $314 per year.
