Honda Odyssey Car Insurance Rates for 2022

How much does Honda Odyssey insurance cost? We analyze car insurance rates from the base LX model up to the Elite trim to see how prices compare to all other minivans.

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  • Honda Odyssey insurance costs an average of $1,422 per year or around $119 per month, depending on the trim level.
  • The cheapest Honda Odyssey insurance can be found on the LX trim level at an average of $1,318 per year to insure, while the Odyssey Elite is the most expensive to insure at $1,520 for an annual policy.
  • When compared to other midsize minivans, the 2022 Honda Odyssey is one of the cheaper midsize minivans to insure, costing $114 less per year on average.
  • Honda Odyssey insurance rates in a few larger cities include $3,326 in New Orleans, LA, $1,682 in San Jose, CA, and $1,126 in Cleveland, OH.

How much does Honda Odyssey insurance cost?

Honda Odyssey car insurance costs an average of $1,422 per year, which is about $119 each month, for full coverage. Comprehensive coverage costs about $342 a year, liability and medical payments insurance is around $436, and the remaining collision insurance will cost around $644.

The following chart demonstrates how average 2022 Honda Odyssey insurance rates change depending on the age of the driver and policy deductibles for physical damage coverage.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Honda Odyssey with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Honda Odyssey trim levels.Data last updated on September 8, 2022
Honda Odyssey Car Insurance Rates
Honda Odyssey Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,392$199
$500$2,830$236
$250$3,294$275
30$1,000$1,256$105
$500$1,500$125
$250$1,756$146
40$1,000$1,198$100
$500$1,422$119
$250$1,656$138
50$1,000$1,094$91
$500$1,298$108
$250$1,506$126
60$1,000$1,076$90
$500$1,274$106
$250$1,480$123

Car insurance rates vary a lot, and to help give you an better idea of how much, insuring a Honda Odyssey for only liability insurance in the most affordable parts of North Carolina or Indiana can cost around $233 a year.

For the same model year of Honda Odyssey, a newly-licensed teenage driver with a poor driving record in a few Pennsylvania zip codes could cost as much as $11,540 a year for full coverage.

Now, the likelihood of a 16-year-old choosing a Honda minivan as his ride is not very likely. But for this illustration, young males are the most expensive to insure, and we wanted to show how much rates vary depending on driver risk factors.

The table below shows average Honda Odyssey car insurance rates for the 2013 to 2022 model years and for drivers aged 20 through 60.

Honda Odyssey Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$2,830$1,500$1,422$1,298$1,274
2021$3,018$1,590$1,510$1,378$1,352
2020$2,966$1,558$1,482$1,354$1,330
2019$2,670$1,406$1,338$1,222$1,200
2018$2,594$1,366$1,300$1,186$1,166
2017$2,504$1,314$1,254$1,144$1,124
2016$2,168$1,150$1,096$998$980
2015$2,326$1,220$1,166$1,068$1,050
2014$2,270$1,192$1,142$1,044$1,024
2013$2,128$1,116$1,074$980$962

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Honda Odyssey Insurance Rates by Model Year

Which Odyssey trim level is cheapest to insure?

With Honda Odyssey insurance cost ranging from $1,318 to $1,520 annually for the average driver, the most affordable trim level to insure is the LX. The second cheapest model to insure is the EX at $1,378 per year. On average, expect to budget at least $110 per month to insure a Odyssey for full coverage.

The costliest models of Honda Odyssey to insure are the Elite at $1,520 and the Touring at $1,474 per year. Those two trim levels will cost an extra $202 and $156 per year, respectively, over the lowest cost LX model.

The next table shows the average Honda Odyssey insurance rates, in addition to a monthly amount for budgeting, for each 2022 model year package and trim level.

2022 Honda Odyssey Insurance Cost by Trim Level
Honda Odyssey Trim Level Annual Policy 6-month Policy Per Month
LX$1,318$659$110
EX$1,378$689$115
EX-L$1,424$712$119
Touring$1,474$737$123
Elite$1,520$760$127

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Honda Odyssey, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Honda Odyssey Insurance Cost by Trim Level

Is Odyssey insurance cheaper than other minivans?

The Honda Odyssey ranks #1 out of four comparison vehicles in the 2022 midsize minivan category. The average insurance cost for a Honda Odyssey is $1,422 per year for full coverage, while the category average cost is $1,536 per year, a difference of $114 per year.

When minivan insurance rates are compared, the Honda Odyssey costs $108 less per year than the Chrysler Pacifica, $176 less than the Toyota Sienna, and $170 less than the Kia Carnival.

The chart below compares Odyssey car insurance rates to the rest of the minivan class. One notable exclusion on this list is the Dodge Grand Caravan insurance rate. The chart only shows data for 2021 models, and production for the Grand Caravan ended after the 2020 model year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Honda Odyssey, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Honda Odyssey trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Insurance Cost Comparison: Honda Odyssey vs Midsize Minivans
Honda Odyssey Insurance Cost Compared to All Midsize Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,422--
2Chrysler Pacifica$1,530$108
3Kia Carnival$1,592$170
4Toyota Sienna$1,598$176

Does where I live affect how much I pay for car insurance?

The cost to insure an Odyssey minivan can be significantly different, from lower rates like $956 a year in Virginia Beach, VA, or $1,016 in Charlotte, NC, to higher rates such as $2,356 a year in Los Angeles, CA and $2,680 in New York City.

Insurance rates on an Odyssey in some additional locations include Tucson, AZ, averaging $1,376 per year, Dallas, TX, costing $1,514, Houston, TX, at $1,510, and Indianapolis, IN, at an estimated $1,430.

The following bar chart illustrates estimated insurance rate data for a Honda Odyssey for the highest populated cities in the U.S. The average annual cost ranges from $1,066 per year in Columbus, OH, to $2,680 in New York, NY, a difference of $1,614.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Honda Odyssey, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Honda Odyssey trim levels.Data last updated on September 8, 2022
Honda Odyssey Insurance Rates in Large U.S. Cities
Honda Odyssey Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,680$223
Philadelphia, PA$2,368$197
Los Angeles, CA$2,356$196
San Francisco, CA$2,024$169
Jacksonville, FL$2,016$168
San Jose, CA$1,682$140
Phoenix, AZ$1,632$136
San Diego, CA$1,598$133
Chicago, IL$1,544$129
Dallas, TX$1,514$126
Houston, TX$1,510$126
Indianapolis, IN$1,430$119
San Antonio, TX$1,360$113
Austin, TX$1,292$108
Columbus, OH$1,066$89

Frequently Asked Questions

What is the average cost per year for Honda Odyssey Insurance?

Honda Odyssey car insurance costs an average of $1,422 per year with rates ranging from $1,318 per year for the Odyssey LX to $1,520 for the Odyssey Elite.

What is the average monthly cost to insure a Odyssey?

The average monthly cost to insure a Honda Odyssey is $119 for full coverage. Rates range from around $106 per month for a 60-year-old drive to $236 for a 20-year-old driver. Teen drivers pay significantly higher rates.

How much does insurance cost for a 2020 Honda Odyssey?

For the average driver, expect to pay around $1,482 per year, or about $124 per month, to insure a 2020 Honda Odyssey with full coverage and $500 physical damage deductibles.

How much does insurance cost for a 2019 Honda Odyssey?

Plan on paying around $1,338 per year, or about $112 per month, to insure a 2019 Honda Odyssey with full coverage and $500 physical damage deductibles.

Is car insurance cheaper on a Honda Odyssey or a Pilot?

The Honda Odyssey has an average insurance cost of $1,510 and the Honda Pilot is $1,364, making the Honda Pilot cheaper by $146 per year for the 2021 model year.

Is insurance cheaper on a Honda Odyssey or a CR-V?

For 2021 models, the Odyssey has an average insurance cost of $1,510 and the Honda CR-V is $1,196, making the Honda CR-V cheaper by $314 per year.