- If the lowest insurance premium is a primary consideration for which model you take home from the dealership, you’ll want to lean towards buying the Ford Bronco Sport over the Jeep Compass.
- Out of 47 models in the 2024 small SUV automotive segment, the Jeep Compass ranks 45th and the Ford Bronco Sport ranks ninth for cheapest overall car insurance rates.
- For the 2024 Jeep Compass, insurance rates range from $2,374 to $2,616 per year, while a 2024 Ford Bronco Sport ranges from $1,844 to $1,992, depending on trim level.
Is a Jeep Compass or Ford Bronco Sport cheaper to insure?
Insurance on a 2024 Jeep Compass costs an average of $2,536 per year, while insurance for a 2024 Ford Bronco Sport costs an average of $1,918 per year, making the Ford Bronco Sport the cheapest to insure.
For the eight trim levels available for the 2024 Jeep Compass, the cheapest trim to insure is the Sport model at an average cost of $2,374 per year, or about $198 per month.
For the five trims available for the Ford Bronco Sport, the cheapest 2024 trim to insure is the Big Bend trim at a cost of $1,844.
When all 13 trims of both models are combined and compared, the cheapest vehicle to insure is the Ford Bronco Sport Big Bend at an average cost of $1,844 per year. The highest-cost model and trim level is the Jeep Compass Red at an average cost of $2,616 per year.
The rate table below ranks the yearly and monthly cost of car insurance for 2024 Jeep Compass and Ford Bronco Sport models, showing cost for each trim level of both models.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Bronco Sport Big Bend | $1,844 | $154 |
Bronco Sport Heritage | $1,902 | $159 |
Bronco Sport Free Wheeling | $1,902 | $159 |
Bronco Sport Outer Banks | $1,950 | $163 |
Bronco Sport Badlands | $1,992 | $166 |
Compass Sport | $2,374 | $198 |
Compass Latitude | $2,500 | $208 |
Compass Altitude | $2,524 | $210 |
Compass Latitude Lux | $2,538 | $212 |
Compass Limited | $2,558 | $213 |
Compass Trailhawk | $2,560 | $213 |
Compass High Altitude | $2,608 | $217 |
Compass Red | $2,616 | $218 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025
The chart shown below visualizes the average cost to insure both 2024 models with different drivers at the wheel. For a 2024 Jeep Compass, average car insurance cost ranges from $2,268 to $5,108 per year for the included age groups. A 2024 Ford Bronco Sport costs from $1,704 to $3,840 to insure per year.

The two tables below illustrate trim level insurance cost averages for both 2024 models, plus the average rate for each model. The model with the cheapest average car insurance rates for 2024 is the Ford Bronco Sport.
2024 Jeep Compass
$2,536
2024 Jeep Compass Trims | Rate |
---|---|
Sport | $2,374 |
Latitude | 2,500 |
Altitude | 2,524 |
Latitude Lux | 2,538 |
Limited | 2,558 |
Trailhawk | 2,560 |
High Altitude | 2,608 |
Red | 2,616 |
2024 Jeep Compass Average Rate | $2,536 |
2024 Ford Bronco Sport
$1,918
2024 Ford Bronco Sport Trims | Rate |
---|---|
Big Bend | $1,844 |
Heritage | 1,902 |
Free Wheeling | 1,902 |
Outer Banks | 1,950 |
Badlands | 1,992 |
2024 Ford Bronco Sport Average Rate | $1,918 |
2023 Jeep Compass vs. Ford Bronco Sport
Insurance on a 2023 Jeep Compass costs an average of $2,130 per year, and insurance for a 2023 Ford Bronco Sport averages $1,984 per year, making the Ford Bronco Sport the cheaper of the two models by $146 per year.
The next table ranks the annual and monthly car insurance cost for 2023 Jeep Compass and Ford Bronco Sport models, with the average insurance rates for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Bronco Sport Base | $1,864 | $155 |
Bronco Sport Big Bend | $1,904 | $159 |
Bronco Sport Heritage | $1,944 | $162 |
Bronco Sport Outer Banks | $1,998 | $167 |
Bronco Sport Badlands | $2,026 | $169 |
Compass Sport 4WD | $2,030 | $169 |
Compass Latitude 4WD | $2,084 | $174 |
Compass Latitude Lux 4WD | $2,114 | $176 |
Compass Altitude 4WD | $2,126 | $177 |
Compass Trailhawk 4WD | $2,148 | $179 |
Compass Limited 4WD | $2,154 | $180 |
Bronco Sport Heritage Limited | $2,168 | $181 |
Compass Red 4WD | $2,188 | $182 |
Compass High Altitude 4WD | $2,200 | $183 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The following chart illustrates the average insurance cost for the two models rated for a variety of different driver ages. Average car insurance cost ranges from $1,902 to $4,280 per year on the 2023 Jeep Compass, and $1,760 to $3,980 on a 2023 Ford Bronco Sport for the age groups in the chart.

For the eight trims available for a 2023 Jeep Compass, the most affordable model to insure is the Sport 4WD model at an average cost of $2,030 per year, or around $169 per month. Out of the six different trim levels available for the Ford Bronco Sport, the cheapest 2023 trim to insure is the Base trim at a cost of $1,864 per year, or about $155 per month.
When trim-level rates for both models are compared, the overall cheapest vehicle to buy insurance for is the Ford Bronco Sport Base at an average of $1,864 per year, and the most expensive model and trim level is the Jeep Compass High Altitude 4WD at an average cost of $2,200 per year.
The two tables below illustrate trim level insurance rates for each 2023 model, including the average rate for each model. The model with the cheapest average car insurance rates for 2023 is the Ford Bronco Sport.
2023 Jeep Compass
$2,130
2023 Jeep Compass Trims | Rate |
---|---|
Sport 4WD | $2,030 |
Latitude 4WD | 2,084 |
Latitude Lux 4WD | 2,114 |
Altitude 4WD | 2,126 |
Trailhawk 4WD | 2,148 |
Limited 4WD | 2,154 |
Red 4WD | 2,188 |
High Altitude 4WD | 2,200 |
2023 Jeep Compass Average Rate | $2,130 |
2023 Ford Bronco Sport
$1,984
2023 Ford Bronco Sport Trims | Rate |
---|---|
Base | $1,864 |
Big Bend | 1,904 |
Heritage | 1,944 |
Outer Banks | 1,998 |
Badlands | 2,026 |
Heritage Limited | 2,168 |
2023 Ford Bronco Sport Average Rate | $1,984 |
2022 Jeep Compass vs. Ford Bronco Sport
For 2022 Jeep Compass and Ford Bronco Sport models, the Ford Bronco Sport has cheaper car insurance rates by an average of $242 per year for this comparison year.
The rate chart below demonstrates the average car insurance cost for the two models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,850 to $4,168 per year on a 2022 Jeep Compass, and $1,626 to $3,672 for the 2022 Ford Bronco Sport for these driver ages.

Out of nine Jeep Compass trims, the lowest-cost 2022 trim level to insure is the Sport 2WD model at an average cost of $1,918 per year, or about $160 per month. Out of the four different trim levels available for a Ford Bronco Sport, the lowest-cost 2022 trim level to insure is the Base model at a cost of $1,752 per year, or around $146 per month.
When average car insurance prices for all 13 trim levels for both 2022 models are compared, the cheapest trim to insure is the Ford Bronco Sport Base at an average of $1,752 per year, and the most expensive model and trim level is the Jeep Compass High Altitude 4WD costing an average of $2,200 per year.
The next two tables break down average car insurance cost by trim level for each 2022 model, along with an average cost for each model. The 2022 Ford Bronco Sport has lower-cost car average car insurance rates than the 2022 Jeep Compass.
2022 Jeep Compass
$2,070
2022 Jeep Compass Trims | Rate |
---|---|
Sport 2WD | $1,918 |
Sport 4WD | 1,984 |
Latitude 2WD | 1,998 |
Latitude 4WD | 2,050 |
Latitude Lux 4WD | 2,064 |
Limited 4WD | 2,096 |
Trailhawk 4WD | 2,118 |
Red 4WD | 2,184 |
High Altitude 4WD | 2,200 |
2022 Jeep Compass Average Rate | $2,070 |
2022 Ford Bronco Sport
$1,828
2022 Ford Bronco Sport Trims | Rate |
---|---|
Base | $1,752 |
Big Bend | 1,766 |
Outer Banks | 1,886 |
Badlands | 1,904 |
2022 Ford Bronco Sport Average Rate | $1,828 |
2021 Jeep Compass vs. Ford Bronco Sport
A 2021 Jeep Compass costs $166 less per year to insure per year on average than a 2021 Ford Bronco Sport, a difference of 8.9%.
The next chart displays the average insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. Average car insurance cost ranges from $1,592 to $3,588 per year for the 2021 Jeep Compass, and $1,726 to $3,932 on a 2021 Ford Bronco Sport for the five age groups shown in the chart.

Out of seven Jeep Compass trims, the lowest-cost 2021 model to insure is the Sport 2WD trim at an average cost of $1,698 per year, or around $142 per month.
The 2021 Ford Bronco Sport has four trim levels available, with the cheapest model to insure being the Big Bend model at an average cost of $1,898 per year.
When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Jeep Compass Sport 2WD at an average of $1,698 per year. The most expensive vehicle to insure is the Ford Bronco Sport First Edition at an average cost of $1,982 per year.
The two tables below break down average car insurance cost by trim level for each 2021 model, along with the average rate for each model. The model with the cheapest car insurance rates for 2021 is the Jeep Compass.
2021 Jeep Compass
$1,780
2021 Jeep Compass Trims | Rate |
---|---|
Sport 2WD | $1,698 |
Sport 4WD | 1,698 |
Latitude 2WD | 1,764 |
Latitude 4WD | 1,764 |
Limited 2WD | 1,846 |
Limited 4WD | 1,846 |
Trailhawk 4WD | 1,846 |
2021 Jeep Compass Average Rate | $1,780 |
2021 Ford Bronco Sport
$1,946
2021 Ford Bronco Sport Trims | Rate |
---|---|
Big Bend | $1,898 |
Outer Banks | 1,944 |
Badlands | 1,962 |
First Edition | 1,982 |
2021 Ford Bronco Sport Average Rate | $1,946 |