Ford Bronco Sport Car Insurance Guide: Rates, Comparisons & Trends

How much is Ford Bronco Sport car insurance?

We looked at average rate quotes from the cheapest Big Bend model up to the Badlands trim level to look at how the 2024 Bronco Sport compares to similar small SUVs.

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  • Car insurance rates on a Ford Bronco Sport cost an average of $1,554 per year, or around $130 per month, but can vary a lot based on the policy limits.
  • With an insurance cost range of $120, the cheapest Bronco Sport trim level to insure is the Big Bend at around $1,494 per year, and the most expensive trim being the Badlands at $1,614 annually.
  • The Ford Bronco Sport is one of the cheaper small SUVs to insure for 2024, costing $191 less per year on average when compared to other small SUVs.

How much does Ford Bronco Sport insurance cost?

Insurance on the Bronco Sport averages $1,554 yearly, or around $130 monthly. Drivers can expect to pay around $191 less annually to insure a Ford Bronco Sport as compared to the average rate for compact SUVs, and $329 less per year than the overall national average of $1,883.

The rate chart below details how Bronco Sport car insurance costs can vary with differences in driver age and different policy deductibles.

Figure 1: Average 2024 Ford Bronco Sport car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

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Data Methodology: Average premiums are based on a 2024 model year Ford Bronco Sport. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Ford Bronco Sport Car Insurance Rates
2024 Ford Bronco Sport Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,648$221
$500$3,110$259
$250$3,600$300
30-Year-Old$1,000$1,394$116
$500$1,656$138
$250$1,924$160
40-Year-Old$1,000$1,314$110
$500$1,554$130
$250$1,802$150
50-Year-Old$1,000$1,176$98
$500$1,382$115
$250$1,596$133
60-Year-Old$1,000$1,100$92
$500$1,294$108
$250$1,494$125

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Ford Bronco Sport. Updated February 23, 2024

As shown in the chart above, driver age and policy deductible amount are two factors that can impact the cost of insurance. Another factor that helps determine the price you pay is the trim level of the Bronco Sport you’re insuring.

The table below breaks down average insurance rates for each of the trim levels available on the 2024 Bronco Sport.

2024 Ford Bronco Sport Insurance Rates by Trim Level
2024 Ford Bronco Sport Trim Level Annual Premium Cost Per Month
Big Bend$1,494$125
Heritage$1,540$128
Free Wheeling$1,540$128
Outer Banks$1,580$132
Badlands$1,614$135

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Ford Bronco Sport Insurance Cost by Trim Level

Rates in the table above range from $1,494 per year for the $31,230 Big Bend model up to $1,614 per year for the $38,390 Badlands model.

The model year of the vehicle you’re insuring is also used to calculate the cost of your policy. Generally, older models cost less to insure due to depreciation and a lower actual cash value of the vehicle.

Occasionally, however, new vehicle safety features can make a newer model year cheaper to insure thanks to a reduced likelihood of having and accident or a reduced risk of injury to occupants.

The table below shows the average cost of insurance on a Bronco Sport for three different driver age groups for the 2021 to 2024 model years.

Ford Bronco Sport Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Ford Bronco Sport$3,110$1,554$1,294
2023 Ford Bronco Sport$3,226$1,606$1,334
2022 Ford Bronco Sport$2,976$1,482$1,232
2021 Ford Bronco Sport$3,186$1,578$1,308

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Bronco Sport trim levels for each model year. Updated February 23, 2024

Ford Bronco Sport Insurance Cost by Model Year

Is it expensive to insure a Ford Bronco Sport?

When compared directly to some other models in the small SUV category, auto insurance rates for a Ford Bronco Sport cost $194 less per year than the Toyota RAV4, $64 less than the Honda CR-V, and $192 less than the Chevrolet Equinox.

The Ford Bronco Sport ranks ninth out of 47 total comparison vehicles in the small SUV segment for most affordable car insurance prices. The Bronco Sport costs an estimated $1,554 per year for insurance, while the segment average auto insurance cost is $1,745 per year, a difference of $191 less per year.

The next chart shows how the average car insurance rate for a Ford Bronco Sport compares to the top 10 best-selling small SUVs in the U.S. like the Subaru Crosstrek, Nissan Rogue, and the Hyundai Tucson. In addition to the chart, a larger table is included following the chart that displays average car insurance policy pricing for the entire 47 vehicle small SUV segment for the 2024 model year.

Figure 2: Average 2024 Ford Bronco Sport car insurance premium compared to other small SUV models. Rates updated on February 23, 2024.

Data Methodology: Average rates are for a 2024 model year Ford Bronco Sport. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Ford Bronco Sport trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Ford Bronco Sport vs Top 10 Small SUVs Insurance Rate Comparison
Ford Bronco Sport Insurance Cost Compared to All Small SUVs
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,402-$152
2Chevrolet Trailblazer$1,424-$130
3Kia Soul$1,482-$72
4Nissan Kicks$1,494-$60
5Buick Envision$1,520-$34
6Toyota Corolla Cross$1,530-$24
7Hyundai Venue$1,540-$14
8Mazda CX-5$1,548-$6
9Ford Bronco Sport$1,554--
10Volkswagen Tiguan$1,570$16
11Buick Encore$1,612$58
12Honda CR-V$1,618$64
13Volkswagen Taos$1,624$70
14Kia Niro$1,626$72
15Honda HR-V$1,650$96
16Subaru Forester$1,692$138
17Kia Seltos$1,694$140
18GMC Terrain$1,698$144
19Nissan Rogue$1,704$150
20Hyundai Kona$1,706$152
21Mazda CX-30$1,710$156
22Volkswagen ID4$1,720$166
23Ford Escape$1,730$176
24Chevrolet Equinox$1,746$192
25Toyota RAV4$1,748$194
26Mazda MX-30$1,760$206
27Hyundai Tucson$1,764$210
28Chevrolet Trax$1,794$240
29Mini Cooper Clubman$1,798$244
30Mini Cooper$1,800$246
31Mitsubishi Eclipse Cross$1,820$266
32Jeep Renegade$1,824$270
33Mitsubishi Outlander$1,848$294
34Nissan Ariya$1,856$302
35Kia Sportage$1,858$304
36Hyundai Ioniq 5$1,864$310
37Fiat 500X$1,870$316
38Mazda CX-50$1,884$330
39Toyota bz4X$1,890$336
40Mini Cooper Countryman$1,892$338
41Subaru Solterra$1,898$344
42Mitsubishi Mirage$1,900$346
43Kia EV6$1,958$404
44Dodge Hornet$2,018$464
45Jeep Compass$2,054$500
46Hyundai Nexo$2,094$540
47Ford Mustang Mach-E$2,220$666

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024