- For the 2024 model year, a Nissan Murano has cheaper car insurance rates than a Kia Sorento by an average of $262 per year.
- For a 2024 Kia Sorento, average full-coverage car insurance rates range from $2,088 to $2,450 per year, while auto insurance for a 2024 Nissan Murano ranges from $1,936 to $2,108.
- With 34 models in the 2024 midsize SUV automotive segment, the Kia Sorento ranks 15th and the Nissan Murano ranks second for overall car insurance affordability.
- The Kia Sorento LX and the Nissan Murano SV FWD are the trims with the cheapest rates for each model in our comparison.
- When compared to the U.S. national average cost of car insurance of $2,276 per year, the Kia Sorento costs an average of $2 more per year, while the Nissan Murano averages $260 less per year.
Does a Kia Sorento or Nissan Murano have cheaper insurance?
Car insurance on a 2024 Kia Sorento costs an average of $2,278 per year, while insurance for a Nissan Murano averages $2,016 per year, making the Nissan Murano the cheaper of the two models to insure.
Out of 11 trim levels for the 2024 Kia Sorento, the cheapest auto insurance rates are on the LX trim at a cost of $2,088 per year. The 2024 Nissan Murano has eight trim levels available, with the cheapest model to insure being the SV FWD model at an average cost of $1,936 per year, or $161 per month.
When looking at the aggregated rates by trim for both models, the cheapest trim is the Nissan Murano SV FWD at an average cost of $1,936 per year. The most expensive vehicle to insure is the Kia Sorento SX Prestige Plug-in Hybrid at an average cost of $2,450 per year.
The table below ranks the 12-month and monthly car insurance cost for 2024 Kia Sorento and Nissan Murano models, showing average cost by trim level for each model.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Murano SV FWD | $1,936 | $161 |
| Murano SV AWD | $1,970 | $164 |
| Murano Midnight Edition FWD | $1,970 | $164 |
| Murano Midnight Edition AWD | $2,002 | $167 |
| Murano SL FWD | $2,016 | $168 |
| Murano SL AWD | $2,044 | $170 |
| Murano Platinum FWD | $2,084 | $174 |
| Sorento LX | $2,088 | $174 |
| Murano Platimum AWD | $2,108 | $176 |
| Sorento S | $2,144 | $179 |
| Sorento X-Line S AWD | $2,192 | $183 |
| Sorento EX | $2,236 | $186 |
| Sorento EX Hybrid | $2,256 | $188 |
| Sorento SX | $2,294 | $191 |
| Sorento X-Line EX AWD | $2,312 | $193 |
| Sorento SX Prestige Hybrid | $2,344 | $195 |
| Sorento SX Prestige AWD | $2,364 | $197 |
| Sorento X-Line SX Prestige AWD | $2,378 | $198 |
| Sorento SX Prestige Plug-in Hybrid | $2,450 | $204 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The chart below visualizes the average cost to insure both 2024 models rated for multiple driver ages. Average car insurance cost ranges from $2,014 to $4,580 per year for a 2024 Kia Sorento, and $1,792 to $4,000 for a 2024 Nissan Murano for the illustrated age groups.
The rate tables below show average car insurance cost by trim level for each 2024 model, along with an average cost for each model. The 2024 Nissan Murano has cheaper average auto insurance rates than the 2024 Kia Sorento.
2024 Kia Sorento
$2,278
| 2024 Kia Sorento Trims | Rate |
|---|---|
| LX | $2,088 |
| S | 2,144 |
| X-Line S AWD | 2,192 |
| EX | 2,236 |
| EX Hybrid | 2,256 |
| SX | 2,294 |
| X-Line EX AWD | 2,312 |
| SX Prestige Hybrid | 2,344 |
| SX Prestige AWD | 2,364 |
| X-Line SX Prestige AWD | 2,378 |
| SX Prestige Plug-in Hybrid | 2,450 |
| 2024 Kia Sorento Average Rate | $2,278 |
2024 Nissan Murano
$2,016
| 2024 Nissan Murano Trims | Rate |
|---|---|
| SV FWD | $1,936 |
| SV AWD | 1,970 |
| Midnight Edition FWD | 1,970 |
| Midnight Edition AWD | 2,002 |
| SL FWD | 2,016 |
| SL AWD | 2,044 |
| Platinum FWD | 2,084 |
| Platimum AWD | 2,108 |
| 2024 Nissan Murano Average Rate | $2,016 |
2023 Kia Sorento vs. Nissan Murano
For 2023 Kia Sorento and Nissan Murano models, the model having cheaper average car insurance is the Nissan Murano. Insurance rates on a Kia Sorento cost an average of $2,140 per year, whereas insurance for the Nissan Murano costs an average of $2,004 per year.
Out of 11 Kia Sorento trims, the cheapest 2023 model to insure is the LX trim at an average cost of $1,956 per year, or $163 per month. For the 10 trims available for the Nissan Murano, the cheapest 2023 trim level to insure is the S 2WD trim at a cost of $1,882 per year, or $157 per month.
When insurance prices for all 21 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Murano S 2WD at an average cost of $1,882 per year, and the highest-cost model and trim level is the Kia Sorento SX Prestige Plug-in Hybrid costing $2,304 per year.
The next table compares and ranks the cost of car insurance for 2023 Kia Sorento and Nissan Murano models, showing average cost for every trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Murano S 2WD | $1,882 | $157 |
| Murano S AWD | $1,918 | $160 |
| Sorento LX | $1,956 | $163 |
| Murano SV 2WD | $1,958 | $163 |
| Murano SV AWD | $1,990 | $166 |
| Murano Midnight Edition 2WD | $1,990 | $166 |
| Murano Midnight Edition AWD | $2,016 | $168 |
| Sorento S | $2,024 | $169 |
| Murano SL 2WD | $2,030 | $169 |
| Murano SL AWD | $2,054 | $171 |
| Sorento X-Line S AWD | $2,072 | $173 |
| Murano Platinum 2WD | $2,090 | $174 |
| Sorento EX | $2,100 | $175 |
| Murano Platimum AWD | $2,112 | $176 |
| Sorento EX Hybrid | $2,114 | $176 |
| Sorento SX | $2,154 | $180 |
| Sorento X-Line EX AWD | $2,168 | $181 |
| Sorento SX Prestige Hybrid | $2,208 | $184 |
| Sorento SX Prestige AWD | $2,222 | $185 |
| Sorento X-Line SX Prestige AWD | $2,228 | $186 |
| Sorento SX Prestige Plug-in Hybrid | $2,304 | $192 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The next chart visualizes the average cost to insure both models for different driver ages. For a 2023 Kia Sorento, the average car insurance cost ranges from $1,898 to $4,314 per year for these driver ages. A 2023 Nissan Murano costs from $1,782 to $3,984 to insure per year.
The next tables display both 2023 models and all trim levels available for each one, plus the average rate for each model. The winner for the 2023 car insurance comparison is the Nissan Murano.
2023 Kia Sorento
$2,140
| 2023 Kia Sorento Trims | Rate |
|---|---|
| LX | $1,956 |
| S | 2,024 |
| X-Line S AWD | 2,072 |
| EX | 2,100 |
| EX Hybrid | 2,114 |
| SX | 2,154 |
| X-Line EX AWD | 2,168 |
| SX Prestige Hybrid | 2,208 |
| SX Prestige AWD | 2,222 |
| X-Line SX Prestige AWD | 2,228 |
| SX Prestige Plug-in Hybrid | 2,304 |
| 2023 Kia Sorento Average Rate | $2,140 |
2023 Nissan Murano
$2,004
| 2023 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,882 |
| S AWD | 1,918 |
| SV 2WD | 1,958 |
| SV AWD | 1,990 |
| Midnight Edition 2WD | 1,990 |
| Midnight Edition AWD | 2,016 |
| SL 2WD | 2,030 |
| SL AWD | 2,054 |
| Platinum 2WD | 2,090 |
| Platimum AWD | 2,112 |
| 2023 Nissan Murano Average Rate | $2,004 |
2022 Kia Sorento vs. Nissan Murano
For 2022, the cheapest model to insure is the Nissan Murano. Insurance rates on a Kia Sorento cost an average of $2,072 per year, and insurance for the Nissan Murano costs an average of $2,030 per year.
For the 2022 Kia Sorento, insurance rates range from $1,912 per year for the LX model up to $2,320 for the SX Prestige Plug-in Hybrid model. For a 2022 Nissan Murano, rates range from $1,836 per year for the S 2WD model up to $2,180 for the most expensive to insure Platimum AWD model.
When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Nissan Murano S 2WD at an average rate of $1,836 per year, and the highest-cost model and trim is the Kia Sorento SX Prestige Plug-in Hybrid at an average of $2,320 per year.
The rate table below ranks the annual and monthly cost of car insurance for 2022 Kia Sorento and Nissan Murano models, with average cost for each trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Murano S 2WD | $1,836 | $153 |
| Sorento LX | $1,912 | $159 |
| Sorento S | $1,944 | $162 |
| Murano S AWD | $1,952 | $163 |
| Murano SV 2WD | $1,966 | $164 |
| Sorento S Hybrid | $1,978 | $165 |
| Sorento X-Line S AWD | $1,992 | $166 |
| Murano Midnight Edition 2WD | $1,996 | $166 |
| Murano Midnight Edition AWD | $2,006 | $167 |
| Sorento EX | $2,012 | $168 |
| Murano SV AWD | $2,018 | $168 |
| Sorento EX Hybrid | $2,046 | $171 |
| Sorento SX | $2,058 | $172 |
| Sorento X-Line EX AWD | $2,072 | $173 |
| Murano SL 2WD | $2,086 | $174 |
| Murano SL AWD | $2,104 | $175 |
| Sorento SX Prestige | $2,112 | $176 |
| Sorento X-Line SX Prestige AWD | $2,138 | $178 |
| Murano Platinum 2WD | $2,170 | $181 |
| Murano Platimum AWD | $2,180 | $182 |
| Sorento SX Plug-in Hybrid | $2,284 | $190 |
| Sorento SX Prestige Plug-in Hybrid | $2,320 | $193 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The rate chart below visualizes the average insurance cost for both 2022 models rated for a variety of different driver ages.
For a 2022 Kia Sorento, average car insurance cost ranges from $1,838 to $4,182 per year for the different drivers illustrated in the chart. Full-coverage car insurance for a 2022 Nissan Murano costs from $1,804 to $4,076 on average per year.
For the 12 trims available for the 2022 Kia Sorento, the cheapest model to insure is the LX model at an average cost of $1,912 per year, or about $159 per month.
For the 10 different trims available for the Nissan Murano, the cheapest 2022 model to insure is the S 2WD trim at a cost of $1,836 per year, or about $153 per month.
When average insurance prices for all 22 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Nissan Murano S 2WD at a cost of $1,836 per year. The highest-cost model and trim is the Kia Sorento SX Prestige Plug-in Hybrid costing an average of $2,320 per year.
The next two rate tables show both 2022 models and all trim levels available for each one, along with an average cost for each model.
2022 Kia Sorento
$2,072
| 2022 Kia Sorento Trims | Rate |
|---|---|
| LX | $1,912 |
| S | 1,944 |
| S Hybrid | 1,978 |
| X-Line S AWD | 1,992 |
| EX | 2,012 |
| EX Hybrid | 2,046 |
| SX | 2,058 |
| X-Line EX AWD | 2,072 |
| SX Prestige | 2,112 |
| X-Line SX Prestige AWD | 2,138 |
| SX Plug-in Hybrid | 2,284 |
| SX Prestige Plug-in Hybrid | 2,320 |
| 2022 Kia Sorento Average Rate | $2,072 |
2022 Nissan Murano
$2,030
| 2022 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,836 |
| S AWD | 1,952 |
| SV 2WD | 1,966 |
| Midnight Edition 2WD | 1,996 |
| Midnight Edition AWD | 2,006 |
| SV AWD | 2,018 |
| SL 2WD | 2,086 |
| SL AWD | 2,104 |
| Platinum 2WD | 2,170 |
| Platimum AWD | 2,180 |
| 2022 Nissan Murano Average Rate | $2,030 |
2021 Kia Sorento vs. Nissan Murano
For the 2021 Kia Sorento and Nissan Murano models, the Nissan Murano costs less to insure by an average of $176 per year for this model year.
The rate chart below illustrates the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. Average full-coverage insurance ranges from $1,904 to $4,348 per year on a 2021 Kia Sorento, and $1,746 to $3,956 on a 2021 Nissan Murano for the age groups included in the chart.
Out of seven Kia Sorento trim levels, the cheapest 2021 trim to insure is the L 2WD model at an average cost of $1,984 per year.
The 2021 Nissan Murano has 10 trim and option levels available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,830 per year, or around $153 per month.
When looking at the combined rates by trim for both models, the cheapest model and trim level to buy insurance for is the Nissan Murano S 2WD at an average of $1,830 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX 4WD costing $2,314 per year.
The next tables illustrate average car insurance cost by trim level for each 2021 model, including the average rate for each model. The 2021 Nissan Murano takes the win over the 2021 Kia Sorento for the cheapest average car insurance rates.
2021 Kia Sorento
$2,144
| 2021 Kia Sorento Trims | Rate |
|---|---|
| L 2WD | $1,984 |
| LX 2WD | 1,984 |
| LX 4WD | 2,050 |
| EX 2WD | 2,182 |
| EX 4WD | 2,248 |
| SX 2WD | 2,248 |
| SX 4WD | 2,314 |
| 2021 Kia Sorento Average Rate | $2,144 |
2021 Nissan Murano
$1,968
| 2021 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,830 |
| S AWD | 1,898 |
| SV 2WD | 1,898 |
| SL 2WD | 1,964 |
| SV Premium AWD | 1,964 |
| SV AWD | 1,974 |
| SV Premium 2WD | 1,978 |
| SL AWD | 2,030 |
| Platinum 2WD | 2,040 |
| Platinum AWD | 2,094 |
| 2021 Nissan Murano Average Rate | $1,968 |
2020 Kia Sorento vs. Nissan Murano
When comparing insurance cost for the 2020 Kia Sorento and Nissan Murano models, the Nissan Murano is cheaper to insure by $176 per year.
The rate chart below illustrates the average insurance cost for both 2020 models for different driver ages. A full-coverage car insurance policy ranges from $1,848 to $4,222 per year on a 2020 Kia Sorento, and $1,694 to $3,842 on a 2020 Nissan Murano for the driver ages used.
Out of seven Kia Sorento trim levels, the cheapest 2020 model to insure is the L 2WD model at an average cost of $1,930 per year, or about $161 per month. For the 10 different trim levels available for the Nissan Murano, the cheapest 2020 trim level to insure is the S 2WD trim at a cost of $1,778 per year, or about $148 per month.
When comparing rates by trim level for both models, the lowest-cost model and trim level to buy insurance for is the Nissan Murano S 2WD at an average cost of $1,778 per year, and the most expensive vehicle to insure is the Kia Sorento SX 4WD at an average cost of $2,246 per year.
The next tables display the cost to insure the available trim levels for both 2020 models, as well as an average rate for each model. The model with the cheapest car insurance rates for 2020 is the Nissan Murano.
2020 Kia Sorento
$2,084
| 2020 Kia Sorento Trims | Rate |
|---|---|
| L 2WD | $1,930 |
| LX 2WD | 1,930 |
| LX 4WD | 1,992 |
| EX 2WD | 2,118 |
| EX 4WD | 2,180 |
| SX 2WD | 2,180 |
| SX 4WD | 2,246 |
| 2020 Kia Sorento Average Rate | $2,084 |
2020 Nissan Murano
$1,908
| 2020 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,778 |
| S AWD | 1,842 |
| SV 2WD | 1,842 |
| SL 2WD | 1,904 |
| SV Premium 2WD | 1,904 |
| SV Premium AWD | 1,904 |
| SV AWD | 1,916 |
| SL AWD | 1,968 |
| Platinum 2WD | 1,980 |
| Platinum AWD | 2,044 |
| 2020 Nissan Murano Average Rate | $1,908 |
2019 Kia Sorento vs. Nissan Murano
For 2019 Kia Sorento and Nissan Murano models, the Nissan Murano is cheaper to insure by an average of $86 per year for this comparison year.
The rate chart below visualizes the average car insurance cost for the two models rated for multiple driver ages. For a 2019 Kia Sorento, average insurance cost ranges from $1,768 to $4,038 per year for the five driver ages sampled in the chart. Full-coverage insurance on a 2019 Nissan Murano ranges from $1,688 to $3,830 on average per year.
The 2019 Kia Sorento has nine trim levels available, with the cheapest trim level to insure being the L 2WD model at an average cost of $1,750 per year, or $146 per month.
For the eight trim levels available for the Nissan Murano, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,786 per year, or $149 per month.
When average car insurance prices for all 17 trim levels for the 2019 model year of both models are compared, the cheapest trim to put coverage on is the Kia Sorento L 2WD at an average of $1,750 per year. The overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD at a cost of $2,176 per year.
The next two tables break down the cost to insure the available trim levels for both 2019 models, plus an average rate for each model. The 2019 Nissan Murano wins out over the 2019 Kia Sorento for cheapest car insurance cost.
2019 Kia Sorento
$1,986
| 2019 Kia Sorento Trims | Rate |
|---|---|
| L 2WD | $1,750 |
| LX 2WD | 1,810 |
| LX 4WD | 1,810 |
| EX 2WD | 1,994 |
| EX 4WD | 2,054 |
| SX 2WD | 2,054 |
| SX 4WD | 2,116 |
| SX-L 2WD | 2,116 |
| SX-L 4WD | 2,176 |
| 2019 Kia Sorento Average Rate | $1,986 |
2019 Nissan Murano
$1,900
| 2019 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,786 |
| S AWD | 1,786 |
| SV 2WD | 1,846 |
| SL 2WD | 1,908 |
| SV AWD | 1,908 |
| Platinum 2WD | 1,968 |
| SL AWD | 1,968 |
| Platinum AWD | 2,030 |
| 2019 Nissan Murano Average Rate | $1,900 |
2018 Kia Sorento vs. Nissan Murano
When comparing average insurance cost for 2018 models, the Kia Sorento costs an average of $1,906 per year for a full-coverage policy and the Nissan Murano costs $1,794, making the Nissan Murano the cheaper model to insure by $112 for this comparison year.
The rate chart below visualizes the average cost to insure both models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,698 to $3,868 per year for a 2018 Kia Sorento, and $1,596 to $3,612 on a 2018 Nissan Murano for the different drivers illustrated in the chart.
For the nine trims available for the 2018 Kia Sorento, the cheapest model to insure is the L 2WD model at an average cost of $1,680 per year.
For the eight different trims available for the Nissan Murano, the cheapest 2018 trim to insure is the S 2WD model at a cost of $1,708.
When rates are compared for the 17 option levels of both 2018 models, the lowest-cost model and trim to buy insurance for is the Kia Sorento L 2WD at a cost of $1,680 per year. The most expensive model and trim level is the Kia Sorento SX-L 4WD costing $2,082 per year.
The tables below detail the average insurance cost by trim level for both 2018 models, plus the average rate for each model. The 2018 Nissan Murano has more affordable average car insurance rates than the 2018 Kia Sorento.
2018 Kia Sorento
$1,906
| 2018 Kia Sorento Trims | Rate |
|---|---|
| L 2WD | $1,680 |
| LX 2WD | 1,766 |
| LX 4WD | 1,824 |
| EX 2WD | 1,880 |
| EX 4WD | 1,910 |
| SX 2WD | 1,966 |
| SX 4WD | 2,024 |
| SX-L 2WD | 2,024 |
| SX-L 4WD | 2,082 |
| 2018 Kia Sorento Average Rate | $1,906 |
2018 Nissan Murano
$1,794
| 2018 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,708 |
| S AWD | 1,708 |
| SV 2WD | 1,766 |
| SV AWD | 1,766 |
| SL 2WD | 1,822 |
| SL AWD | 1,822 |
| Platinum 2WD | 1,880 |
| Platinum AWD | 1,880 |
| 2018 Nissan Murano Average Rate | $1,794 |
2017 Kia Sorento vs. Nissan Murano
For 2017 Kia Sorento and Nissan Murano models, the Nissan Murano costs less to insure by $146 per year.
The following chart demonstrates the average cost to insure both 2017 models using different driver ages. For a 2017 Kia Sorento, the average cost of car insurance ranges from $1,654 to $3,758 per year for the included driver ages. Auto insurance for a 2017 Nissan Murano ranges from $1,522 to $3,432 on average per year.
The 2017 Kia Sorento has eight trim levels available, with the cheapest trim level to insure being the LX 2WD trim at an average cost of $1,678 per year.
Out of the eight different trim levels available for the Nissan Murano, the cheapest 2017 trim level to insure is the S 2WD model at a cost of $1,592 per year, or $133 per month.
When looking at the combined rates by trim for both models, the lowest-cost model and trim level to buy insurance for is the Nissan Murano S 2WD at an average of $1,592 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD costing $2,000 per year.
The next tables display the expected annual car insurance cost by trim level for both 2017 models, along with the average rate for each model. The winner for the 2017 car insurance battle is the Nissan Murano.
2017 Kia Sorento
$1,854
| 2017 Kia Sorento Trims | Rate |
|---|---|
| LX 2WD | $1,678 |
| LX 4WD | 1,732 |
| EX 2WD | 1,784 |
| EX 4WD | 1,840 |
| SX 2WD | 1,894 |
| SX 4WD | 1,948 |
| SX-L 2WD | 1,948 |
| SX-L 4WD | 2,000 |
| 2017 Kia Sorento Average Rate | $1,854 |
2017 Nissan Murano
$1,708
| 2017 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,592 |
| S AWD | 1,646 |
| SV 2WD | 1,646 |
| SV AWD | 1,700 |
| Platinum 2WD | 1,754 |
| SL 2WD | 1,754 |
| SL AWD | 1,754 |
| Platinum AWD | 1,808 |
| 2017 Nissan Murano Average Rate | $1,708 |
2016 Kia Sorento vs. Nissan Murano
For 2016 Kia Sorento and Nissan Murano models, the Nissan Murano has cheaper car insurance rates by $142 per year.
The following chart visualizes the average car insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Kia Sorento, the average car insurance cost ranges from $1,666 to $3,780 per year for the age groups used in this illustration. Insurance for a 2016 Nissan Murano ranges from $1,534 to $3,448 on average per year.
Out of eight trims for the 2016 Kia Sorento, the cheapest rates are on the LX 2WD trim at a cost of $1,732 per year. The 2016 Nissan Murano has 12 different trims available, with the cheapest trim to insure being the S 2WD trim at an average cost of $1,506 per year, or around $126 per month.
When insurance prices for all 20 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Murano S 2WD at an average rate of $1,506 per year. The most expensive model and trim level is the Kia Sorento SX-L 4WD at a cost of $1,978 per year.
The next tables detail the average insurance cost by trim level for both 2016 models, plus an average rate for each model. The winner for the 2016 car insurance cost comparison is the Nissan Murano.
2016 Kia Sorento
$1,860
| 2016 Kia Sorento Trims | Rate |
|---|---|
| LX 2WD | $1,732 |
| LX 4WD | 1,732 |
| EX 2WD | 1,830 |
| EX 4WD | 1,830 |
| SX 2WD | 1,930 |
| SX 4WD | 1,930 |
| SX-L 2WD | 1,930 |
| SX-L 4WD | 1,978 |
| 2016 Kia Sorento Average Rate | $1,860 |
2016 Nissan Murano
$1,718
| 2016 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,506 |
| S AWD | 1,556 |
| SV 2WD | 1,556 |
| SV AWD | 1,606 |
| Platinum 2WD | 1,656 |
| SL 2WD | 1,656 |
| SL AWD | 1,656 |
| Platinum AWD | 1,706 |
| Electric SL 2WD | 1,918 |
| Electric SL AWD | 1,924 |
| Electric Platinum 2WD | 1,934 |
| Electric Platinum AWD | 1,948 |
| 2016 Nissan Murano Average Rate | $1,718 |
2015 Kia Sorento vs. Nissan Murano
When comparing insurance rates for 2015 models, a Kia Sorento costs an average of $1,768 per year to insure and a Nissan Murano costs $1,532, making the Nissan Murano cheaper to insure by $236 per year.
The chart below illustrates the average cost to insure the two models for four different driver age groups. Average full-coverage insurance ranges from $1,586 to $3,592 per year for a 2015 Kia Sorento, and $1,368 to $3,066 for a 2015 Nissan Murano for the five driver age examples in the chart.
For the eight trims available for the 2015 Kia Sorento, the cheapest trim to insure is the LX 2WD trim at an average cost of $1,608 per year, or $134 per month. For the eight trim options available for the Nissan Murano, the cheapest 2015 trim to insure is the S 2WD trim at a cost of $1,434 per year, or $120 per month.
When rates are compared for the 16 different trim levels of both 2015 models, the lowest-cost model and trim level to insure is the Nissan Murano S 2WD at an average cost of $1,434 per year. The highest-cost model and trim level is the Kia Sorento SX-L 4WD at an average cost of $1,884 per year.
The tables shown below display average car insurance cost by trim level for each 2015 model, along with an average cost for each model.
2015 Kia Sorento
$1,768
| 2015 Kia Sorento Trims | Rate |
|---|---|
| LX 2WD | $1,608 |
| LX 4WD | 1,608 |
| EX 2WD | 1,744 |
| EX 4WD | 1,792 |
| SX 2WD | 1,836 |
| SX 4WD | 1,836 |
| SX-L 2WD | 1,836 |
| SX-L 4WD | 1,884 |
| 2015 Kia Sorento Average Rate | $1,768 |
2015 Nissan Murano
$1,532
| 2015 Nissan Murano Trims | Rate |
|---|---|
| S 2WD | $1,434 |
| S AWD | 1,478 |
| SV 2WD | 1,478 |
| SV AWD | 1,526 |
| Platinum 2WD | 1,570 |
| SL 2WD | 1,570 |
| SL AWD | 1,570 |
| Platinum AWD | 1,618 |
| 2015 Nissan Murano Average Rate | $1,532 |