Kia Sorento vs. Nissan Murano Insurance Comparison

We compare the cost to insure a Kia Sorento and a Nissan Murano back to the 2015 model year to discover which has the cheapest car insurance rates.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • For the 2024 model year, a Nissan Murano has cheaper car insurance rates than a Kia Sorento by an average of $262 per year.
  • For a 2024 Kia Sorento, average full-coverage car insurance rates range from $2,088 to $2,450 per year, while auto insurance for a 2024 Nissan Murano ranges from $1,936 to $2,108.
  • With 34 models in the 2024 midsize SUV automotive segment, the Kia Sorento ranks 15th and the Nissan Murano ranks second for overall car insurance affordability.
  • The Kia Sorento LX and the Nissan Murano SV FWD are the trims with the cheapest rates for each model in our comparison.
  • When compared to the U.S. national average cost of car insurance of $2,276 per year, the Kia Sorento costs an average of $2 more per year, while the Nissan Murano averages $260 less per year.

Does a Kia Sorento or Nissan Murano have cheaper insurance?

Car insurance on a 2024 Kia Sorento costs an average of $2,278 per year, while insurance for a Nissan Murano averages $2,016 per year, making the Nissan Murano the cheaper of the two models to insure.

Out of 11 trim levels for the 2024 Kia Sorento, the cheapest auto insurance rates are on the LX trim at a cost of $2,088 per year. The 2024 Nissan Murano has eight trim levels available, with the cheapest model to insure being the SV FWD model at an average cost of $1,936 per year, or $161 per month.

When looking at the aggregated rates by trim for both models, the cheapest trim is the Nissan Murano SV FWD at an average cost of $1,936 per year. The most expensive vehicle to insure is the Kia Sorento SX Prestige Plug-in Hybrid at an average cost of $2,450 per year.

The table below ranks the 12-month and monthly car insurance cost for 2024 Kia Sorento and Nissan Murano models, showing average cost by trim level for each model.

2024 Model Year Kia Sorento vs. Nissan Murano Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,936$161
$1,970$164
$1,970$164
$2,002$167
$2,016$168
$2,044$170
$2,084$174
$2,088$174
$2,108$176
$2,144$179
$2,192$183
$2,236$186
$2,256$188
$2,294$191
$2,312$193
$2,344$195
$2,364$197
$2,378$198
$2,450$204

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Kia Sorento and a 2024 Nissan Murano
Annual and monthly insurance cost by trim level for a 2024 Kia Sorento and a 2024 Nissan Murano

The chart below visualizes the average cost to insure both 2024 models rated for multiple driver ages. Average car insurance cost ranges from $2,014 to $4,580 per year for a 2024 Kia Sorento, and $1,792 to $4,000 for a 2024 Nissan Murano for the illustrated age groups.

Average car insurance premiums for 2024 Kia Sorento and Nissan Murano models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$7,047$6,114
20-Year-Old$4,580$4,000
25-Year-Old$2,646$2,334
30-Year-Old$2,430$2,146
40-Year-Old$2,278$2,016
50-Year-Old$2,014$1,792
60-Year-Old$1,888$1,674

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The rate tables below show average car insurance cost by trim level for each 2024 model, along with an average cost for each model. The 2024 Nissan Murano has cheaper average auto insurance rates than the 2024 Kia Sorento.

2024 Kia Sorento

$2,278

Insurance Rates by Trim Level for a 2024 Kia Sorento
2024 Kia Sorento TrimsRate
LX$2,088
S2,144
X-Line S AWD2,192
EX2,236
EX Hybrid2,256
SX2,294
X-Line EX AWD2,312
SX Prestige Hybrid2,344
SX Prestige AWD2,364
X-Line SX Prestige AWD2,378
SX Prestige Plug-in Hybrid2,450
2024 Kia Sorento Average Rate$2,278

2024 Nissan Murano

$2,016

Insurance Rates by Trim Level for 2024 Kia Sorento
2024 Nissan Murano TrimsRate
SV FWD$1,936
SV AWD1,970
Midnight Edition FWD1,970
Midnight Edition AWD2,002
SL FWD2,016
SL AWD2,044
Platinum FWD2,084
Platimum AWD2,108
2024 Nissan Murano Average Rate$2,016

2023 Kia Sorento vs. Nissan Murano

For 2023 Kia Sorento and Nissan Murano models, the model having cheaper average car insurance is the Nissan Murano. Insurance rates on a Kia Sorento cost an average of $2,140 per year, whereas insurance for the Nissan Murano costs an average of $2,004 per year.

Out of 11 Kia Sorento trims, the cheapest 2023 model to insure is the LX trim at an average cost of $1,956 per year, or $163 per month. For the 10 trims available for the Nissan Murano, the cheapest 2023 trim level to insure is the S 2WD trim at a cost of $1,882 per year, or $157 per month.

When insurance prices for all 21 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Murano S 2WD at an average cost of $1,882 per year, and the highest-cost model and trim level is the Kia Sorento SX Prestige Plug-in Hybrid costing $2,304 per year.

The next table compares and ranks the cost of car insurance for 2023 Kia Sorento and Nissan Murano models, showing average cost for every trim level.

2023 Model Year Kia Sorento vs. Nissan Murano Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,882$157
$1,918$160
$1,956$163
$1,958$163
$1,990$166
$1,990$166
$2,016$168
$2,024$169
$2,030$169
$2,054$171
$2,072$173
$2,090$174
$2,100$175
$2,112$176
$2,114$176
$2,154$180
$2,168$181
$2,208$184
$2,222$185
$2,228$186
$2,304$192

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Kia Sorento and a 2023 Nissan Murano
Annual and monthly insurance cost by trim level for a 2023 Kia Sorento and a 2023 Nissan Murano

The next chart visualizes the average cost to insure both models for different driver ages. For a 2023 Kia Sorento, the average car insurance cost ranges from $1,898 to $4,314 per year for these driver ages. A 2023 Nissan Murano costs from $1,782 to $3,984 to insure per year.

Average car insurance premiums for 2023 Kia Sorento and Nissan Murano models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,643$6,094
20-Year-Old$4,314$3,984
25-Year-Old$2,486$2,320
30-Year-Old$2,284$2,136
40-Year-Old$2,140$2,004
50-Year-Old$1,898$1,782
60-Year-Old$1,776$1,664

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next tables display both 2023 models and all trim levels available for each one, plus the average rate for each model. The winner for the 2023 car insurance comparison is the Nissan Murano.

2023 Kia Sorento

$2,140

Insurance Rates by Trim Level for a 2023 Kia Sorento
2023 Kia Sorento TrimsRate
LX$1,956
S2,024
X-Line S AWD2,072
EX2,100
EX Hybrid2,114
SX2,154
X-Line EX AWD2,168
SX Prestige Hybrid2,208
SX Prestige AWD2,222
X-Line SX Prestige AWD2,228
SX Prestige Plug-in Hybrid2,304
2023 Kia Sorento Average Rate$2,140

2023 Nissan Murano

$2,004

Insurance Rates by Trim Level for 2023 Kia Sorento
2023 Nissan Murano TrimsRate
S 2WD$1,882
S AWD1,918
SV 2WD1,958
SV AWD1,990
Midnight Edition 2WD1,990
Midnight Edition AWD2,016
SL 2WD2,030
SL AWD2,054
Platinum 2WD2,090
Platimum AWD2,112
2023 Nissan Murano Average Rate$2,004

2022 Kia Sorento vs. Nissan Murano

For 2022, the cheapest model to insure is the Nissan Murano. Insurance rates on a Kia Sorento cost an average of $2,072 per year, and insurance for the Nissan Murano costs an average of $2,030 per year.

For the 2022 Kia Sorento, insurance rates range from $1,912 per year for the LX model up to $2,320 for the SX Prestige Plug-in Hybrid model. For a 2022 Nissan Murano, rates range from $1,836 per year for the S 2WD model up to $2,180 for the most expensive to insure Platimum AWD model.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Nissan Murano S 2WD at an average rate of $1,836 per year, and the highest-cost model and trim is the Kia Sorento SX Prestige Plug-in Hybrid at an average of $2,320 per year.

The rate table below ranks the annual and monthly cost of car insurance for 2022 Kia Sorento and Nissan Murano models, with average cost for each trim level.

2022 Model Year Kia Sorento vs. Nissan Murano Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,836$153
$1,912$159
$1,944$162
$1,952$163
$1,966$164
$1,978$165
$1,992$166
$1,996$166
$2,006$167
$2,012$168
$2,018$168
$2,046$171
$2,058$172
$2,072$173
$2,086$174
$2,104$175
$2,112$176
$2,138$178
$2,170$181
$2,180$182
$2,284$190
$2,320$193

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Kia Sorento and a 2022 Nissan Murano
Annual and monthly insurance cost by trim level for a 2022 Kia Sorento and a 2022 Nissan Murano

The rate chart below visualizes the average insurance cost for both 2022 models rated for a variety of different driver ages.

For a 2022 Kia Sorento, average car insurance cost ranges from $1,838 to $4,182 per year for the different drivers illustrated in the chart. Full-coverage car insurance for a 2022 Nissan Murano costs from $1,804 to $4,076 on average per year.

Average car insurance premiums for 2022 Kia Sorento and Nissan Murano models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,440$6,256
20-Year-Old$4,182$4,076
25-Year-Old$2,406$2,356
30-Year-Old$2,212$2,166
40-Year-Old$2,072$2,030
50-Year-Old$1,838$1,804
60-Year-Old$1,722$1,688

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

For the 12 trims available for the 2022 Kia Sorento, the cheapest model to insure is the LX model at an average cost of $1,912 per year, or about $159 per month.

For the 10 different trims available for the Nissan Murano, the cheapest 2022 model to insure is the S 2WD trim at a cost of $1,836 per year, or about $153 per month.

When average insurance prices for all 22 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Nissan Murano S 2WD at a cost of $1,836 per year. The highest-cost model and trim is the Kia Sorento SX Prestige Plug-in Hybrid costing an average of $2,320 per year.

The next two rate tables show both 2022 models and all trim levels available for each one, along with an average cost for each model.

2022 Kia Sorento

$2,072

Insurance Rates by Trim Level for a 2022 Kia Sorento
2022 Kia Sorento TrimsRate
LX$1,912
S1,944
S Hybrid1,978
X-Line S AWD1,992
EX2,012
EX Hybrid2,046
SX2,058
X-Line EX AWD2,072
SX Prestige2,112
X-Line SX Prestige AWD2,138
SX Plug-in Hybrid2,284
SX Prestige Plug-in Hybrid2,320
2022 Kia Sorento Average Rate$2,072

2022 Nissan Murano

$2,030

Insurance Rates by Trim Level for 2022 Kia Sorento
2022 Nissan Murano TrimsRate
S 2WD$1,836
S AWD1,952
SV 2WD1,966
Midnight Edition 2WD1,996
Midnight Edition AWD2,006
SV AWD2,018
SL 2WD2,086
SL AWD2,104
Platinum 2WD2,170
Platimum AWD2,180
2022 Nissan Murano Average Rate$2,030

2021 Kia Sorento vs. Nissan Murano

For the 2021 Kia Sorento and Nissan Murano models, the Nissan Murano costs less to insure by an average of $176 per year for this model year.

The rate chart below illustrates the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. Average full-coverage insurance ranges from $1,904 to $4,348 per year on a 2021 Kia Sorento, and $1,746 to $3,956 on a 2021 Nissan Murano for the age groups included in the chart.

Average car insurance premiums for 2021 Kia Sorento and Nissan Murano models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,697$6,086
20-Year-Old$4,348$3,956
25-Year-Old$2,494$2,282
30-Year-Old$2,284$2,094
40-Year-Old$2,144$1,968
50-Year-Old$1,904$1,746
60-Year-Old$1,782$1,636

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of seven Kia Sorento trim levels, the cheapest 2021 trim to insure is the L 2WD model at an average cost of $1,984 per year.

The 2021 Nissan Murano has 10 trim and option levels available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,830 per year, or around $153 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to buy insurance for is the Nissan Murano S 2WD at an average of $1,830 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX 4WD costing $2,314 per year.

The next tables illustrate average car insurance cost by trim level for each 2021 model, including the average rate for each model. The 2021 Nissan Murano takes the win over the 2021 Kia Sorento for the cheapest average car insurance rates.

2021 Kia Sorento

$2,144

Insurance Rates by Trim Level for a 2021 Kia Sorento
2021 Kia Sorento TrimsRate
L 2WD$1,984
LX 2WD1,984
LX 4WD2,050
EX 2WD2,182
EX 4WD2,248
SX 2WD2,248
SX 4WD2,314
2021 Kia Sorento Average Rate$2,144

2021 Nissan Murano

$1,968

Insurance Rates by Trim Level for 2021 Kia Sorento
2021 Nissan Murano TrimsRate
S 2WD$1,830
S AWD1,898
SV 2WD1,898
SL 2WD1,964
SV Premium AWD1,964
SV AWD1,974
SV Premium 2WD1,978
SL AWD2,030
Platinum 2WD2,040
Platinum AWD2,094
2021 Nissan Murano Average Rate$1,968

2020 Kia Sorento vs. Nissan Murano

When comparing insurance cost for the 2020 Kia Sorento and Nissan Murano models, the Nissan Murano is cheaper to insure by $176 per year.

The rate chart below illustrates the average insurance cost for both 2020 models for different driver ages. A full-coverage car insurance policy ranges from $1,848 to $4,222 per year on a 2020 Kia Sorento, and $1,694 to $3,842 on a 2020 Nissan Murano for the driver ages used.

Average car insurance premiums for 2020 Kia Sorento and Nissan Murano models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,501$5,902
20-Year-Old$4,222$3,842
25-Year-Old$2,418$2,214
30-Year-Old$2,218$2,034
40-Year-Old$2,084$1,908
50-Year-Old$1,848$1,694
60-Year-Old$1,732$1,588

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

Out of seven Kia Sorento trim levels, the cheapest 2020 model to insure is the L 2WD model at an average cost of $1,930 per year, or about $161 per month. For the 10 different trim levels available for the Nissan Murano, the cheapest 2020 trim level to insure is the S 2WD trim at a cost of $1,778 per year, or about $148 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level to buy insurance for is the Nissan Murano S 2WD at an average cost of $1,778 per year, and the most expensive vehicle to insure is the Kia Sorento SX 4WD at an average cost of $2,246 per year.

The next tables display the cost to insure the available trim levels for both 2020 models, as well as an average rate for each model. The model with the cheapest car insurance rates for 2020 is the Nissan Murano.

2020 Kia Sorento

$2,084

Insurance Rates by Trim Level for a 2020 Kia Sorento
2020 Kia Sorento TrimsRate
L 2WD$1,930
LX 2WD1,930
LX 4WD1,992
EX 2WD2,118
EX 4WD2,180
SX 2WD2,180
SX 4WD2,246
2020 Kia Sorento Average Rate$2,084

2020 Nissan Murano

$1,908

Insurance Rates by Trim Level for 2020 Kia Sorento
2020 Nissan Murano TrimsRate
S 2WD$1,778
S AWD1,842
SV 2WD1,842
SL 2WD1,904
SV Premium 2WD1,904
SV Premium AWD1,904
SV AWD1,916
SL AWD1,968
Platinum 2WD1,980
Platinum AWD2,044
2020 Nissan Murano Average Rate$1,908

2019 Kia Sorento vs. Nissan Murano

For 2019 Kia Sorento and Nissan Murano models, the Nissan Murano is cheaper to insure by an average of $86 per year for this comparison year.

The rate chart below visualizes the average car insurance cost for the two models rated for multiple driver ages. For a 2019 Kia Sorento, average insurance cost ranges from $1,768 to $4,038 per year for the five driver ages sampled in the chart. Full-coverage insurance on a 2019 Nissan Murano ranges from $1,688 to $3,830 on average per year.

Average car insurance premiums for 2019 Kia Sorento and Nissan Murano models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,218$5,894
20-Year-Old$4,038$3,830
25-Year-Old$2,308$2,204
30-Year-Old$2,114$2,022
40-Year-Old$1,986$1,900
50-Year-Old$1,768$1,688
60-Year-Old$1,656$1,580

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

The 2019 Kia Sorento has nine trim levels available, with the cheapest trim level to insure being the L 2WD model at an average cost of $1,750 per year, or $146 per month.

For the eight trim levels available for the Nissan Murano, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,786 per year, or $149 per month.

When average car insurance prices for all 17 trim levels for the 2019 model year of both models are compared, the cheapest trim to put coverage on is the Kia Sorento L 2WD at an average of $1,750 per year. The overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD at a cost of $2,176 per year.

The next two tables break down the cost to insure the available trim levels for both 2019 models, plus an average rate for each model. The 2019 Nissan Murano wins out over the 2019 Kia Sorento for cheapest car insurance cost.

2019 Kia Sorento

$1,986

Insurance Rates by Trim Level for a 2019 Kia Sorento
2019 Kia Sorento TrimsRate
L 2WD$1,750
LX 2WD1,810
LX 4WD1,810
EX 2WD1,994
EX 4WD2,054
SX 2WD2,054
SX 4WD2,116
SX-L 2WD2,116
SX-L 4WD2,176
2019 Kia Sorento Average Rate$1,986

2019 Nissan Murano

$1,900

Insurance Rates by Trim Level for 2019 Kia Sorento
2019 Nissan Murano TrimsRate
S 2WD$1,786
S AWD1,786
SV 2WD1,846
SL 2WD1,908
SV AWD1,908
Platinum 2WD1,968
SL AWD1,968
Platinum AWD2,030
2019 Nissan Murano Average Rate$1,900

2018 Kia Sorento vs. Nissan Murano

When comparing average insurance cost for 2018 models, the Kia Sorento costs an average of $1,906 per year for a full-coverage policy and the Nissan Murano costs $1,794, making the Nissan Murano the cheaper model to insure by $112 for this comparison year.

The rate chart below visualizes the average cost to insure both models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,698 to $3,868 per year for a 2018 Kia Sorento, and $1,596 to $3,612 on a 2018 Nissan Murano for the different drivers illustrated in the chart.

Average car insurance premiums for 2018 Kia Sorento and Nissan Murano models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,948$5,550
20-Year-Old$3,868$3,612
25-Year-Old$2,212$2,082
30-Year-Old$2,024$1,908
40-Year-Old$1,906$1,794
50-Year-Old$1,698$1,596
60-Year-Old$1,590$1,494

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

For the nine trims available for the 2018 Kia Sorento, the cheapest model to insure is the L 2WD model at an average cost of $1,680 per year.

For the eight different trims available for the Nissan Murano, the cheapest 2018 trim to insure is the S 2WD model at a cost of $1,708.

When rates are compared for the 17 option levels of both 2018 models, the lowest-cost model and trim to buy insurance for is the Kia Sorento L 2WD at a cost of $1,680 per year. The most expensive model and trim level is the Kia Sorento SX-L 4WD costing $2,082 per year.

The tables below detail the average insurance cost by trim level for both 2018 models, plus the average rate for each model. The 2018 Nissan Murano has more affordable average car insurance rates than the 2018 Kia Sorento.

2018 Kia Sorento

$1,906

Insurance Rates by Trim Level for a 2018 Kia Sorento
2018 Kia Sorento TrimsRate
L 2WD$1,680
LX 2WD1,766
LX 4WD1,824
EX 2WD1,880
EX 4WD1,910
SX 2WD1,966
SX 4WD2,024
SX-L 2WD2,024
SX-L 4WD2,082
2018 Kia Sorento Average Rate$1,906

2018 Nissan Murano

$1,794

Insurance Rates by Trim Level for 2018 Kia Sorento
2018 Nissan Murano TrimsRate
S 2WD$1,708
S AWD1,708
SV 2WD1,766
SV AWD1,766
SL 2WD1,822
SL AWD1,822
Platinum 2WD1,880
Platinum AWD1,880
2018 Nissan Murano Average Rate$1,794

2017 Kia Sorento vs. Nissan Murano

For 2017 Kia Sorento and Nissan Murano models, the Nissan Murano costs less to insure by $146 per year.

The following chart demonstrates the average cost to insure both 2017 models using different driver ages. For a 2017 Kia Sorento, the average cost of car insurance ranges from $1,654 to $3,758 per year for the included driver ages. Auto insurance for a 2017 Nissan Murano ranges from $1,522 to $3,432 on average per year.

Average car insurance premiums for 2017 Kia Sorento and Nissan Murano models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,777$5,269
20-Year-Old$3,758$3,432
25-Year-Old$2,154$1,980
30-Year-Old$1,968$1,816
40-Year-Old$1,854$1,708
50-Year-Old$1,654$1,522
60-Year-Old$1,546$1,424

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

The 2017 Kia Sorento has eight trim levels available, with the cheapest trim level to insure being the LX 2WD trim at an average cost of $1,678 per year.

Out of the eight different trim levels available for the Nissan Murano, the cheapest 2017 trim level to insure is the S 2WD model at a cost of $1,592 per year, or $133 per month.

When looking at the combined rates by trim for both models, the lowest-cost model and trim level to buy insurance for is the Nissan Murano S 2WD at an average of $1,592 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD costing $2,000 per year.

The next tables display the expected annual car insurance cost by trim level for both 2017 models, along with the average rate for each model. The winner for the 2017 car insurance battle is the Nissan Murano.

2017 Kia Sorento

$1,854

Insurance Rates by Trim Level for a 2017 Kia Sorento
2017 Kia Sorento TrimsRate
LX 2WD$1,678
LX 4WD1,732
EX 2WD1,784
EX 4WD1,840
SX 2WD1,894
SX 4WD1,948
SX-L 2WD1,948
SX-L 4WD2,000
2017 Kia Sorento Average Rate$1,854

2017 Nissan Murano

$1,708

Insurance Rates by Trim Level for 2017 Kia Sorento
2017 Nissan Murano TrimsRate
S 2WD$1,592
S AWD1,646
SV 2WD1,646
SV AWD1,700
Platinum 2WD1,754
SL 2WD1,754
SL AWD1,754
Platinum AWD1,808
2017 Nissan Murano Average Rate$1,708

2016 Kia Sorento vs. Nissan Murano

For 2016 Kia Sorento and Nissan Murano models, the Nissan Murano has cheaper car insurance rates by $142 per year.

The following chart visualizes the average car insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Kia Sorento, the average car insurance cost ranges from $1,666 to $3,780 per year for the age groups used in this illustration. Insurance for a 2016 Nissan Murano ranges from $1,534 to $3,448 on average per year.

Average car insurance premiums for 2016 Kia Sorento and Nissan Murano models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,806$5,284
20-Year-Old$3,780$3,448
25-Year-Old$2,158$1,992
30-Year-Old$1,968$1,826
40-Year-Old$1,860$1,718
50-Year-Old$1,666$1,534
60-Year-Old$1,562$1,436

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

Out of eight trims for the 2016 Kia Sorento, the cheapest rates are on the LX 2WD trim at a cost of $1,732 per year. The 2016 Nissan Murano has 12 different trims available, with the cheapest trim to insure being the S 2WD trim at an average cost of $1,506 per year, or around $126 per month.

When insurance prices for all 20 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Murano S 2WD at an average rate of $1,506 per year. The most expensive model and trim level is the Kia Sorento SX-L 4WD at a cost of $1,978 per year.

The next tables detail the average insurance cost by trim level for both 2016 models, plus an average rate for each model. The winner for the 2016 car insurance cost comparison is the Nissan Murano.

2016 Kia Sorento

$1,860

Insurance Rates by Trim Level for a 2016 Kia Sorento
2016 Kia Sorento TrimsRate
LX 2WD$1,732
LX 4WD1,732
EX 2WD1,830
EX 4WD1,830
SX 2WD1,930
SX 4WD1,930
SX-L 2WD1,930
SX-L 4WD1,978
2016 Kia Sorento Average Rate$1,860

2016 Nissan Murano

$1,718

Insurance Rates by Trim Level for 2016 Kia Sorento
2016 Nissan Murano TrimsRate
S 2WD$1,506
S AWD1,556
SV 2WD1,556
SV AWD1,606
Platinum 2WD1,656
SL 2WD1,656
SL AWD1,656
Platinum AWD1,706
Electric SL 2WD1,918
Electric SL AWD1,924
Electric Platinum 2WD1,934
Electric Platinum AWD1,948
2016 Nissan Murano Average Rate$1,718

2015 Kia Sorento vs. Nissan Murano

When comparing insurance rates for 2015 models, a Kia Sorento costs an average of $1,768 per year to insure and a Nissan Murano costs $1,532, making the Nissan Murano cheaper to insure by $236 per year.

The chart below illustrates the average cost to insure the two models for four different driver age groups. Average full-coverage insurance ranges from $1,586 to $3,592 per year for a 2015 Kia Sorento, and $1,368 to $3,066 for a 2015 Nissan Murano for the five driver age examples in the chart.

Average car insurance premiums for 2015 Kia Sorento and Nissan Murano models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,516$4,693
20-Year-Old$3,592$3,066
25-Year-Old$2,050$1,774
30-Year-Old$1,868$1,622
40-Year-Old$1,768$1,532
50-Year-Old$1,586$1,368
60-Year-Old$1,486$1,280

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

For the eight trims available for the 2015 Kia Sorento, the cheapest trim to insure is the LX 2WD trim at an average cost of $1,608 per year, or $134 per month. For the eight trim options available for the Nissan Murano, the cheapest 2015 trim to insure is the S 2WD trim at a cost of $1,434 per year, or $120 per month.

When rates are compared for the 16 different trim levels of both 2015 models, the lowest-cost model and trim level to insure is the Nissan Murano S 2WD at an average cost of $1,434 per year. The highest-cost model and trim level is the Kia Sorento SX-L 4WD at an average cost of $1,884 per year.

The tables shown below display average car insurance cost by trim level for each 2015 model, along with an average cost for each model.

2015 Kia Sorento

$1,768

Insurance Rates by Trim Level for a 2015 Kia Sorento
2015 Kia Sorento TrimsRate
LX 2WD$1,608
LX 4WD1,608
EX 2WD1,744
EX 4WD1,792
SX 2WD1,836
SX 4WD1,836
SX-L 2WD1,836
SX-L 4WD1,884
2015 Kia Sorento Average Rate$1,768

2015 Nissan Murano

$1,532

Insurance Rates by Trim Level for 2015 Kia Sorento
2015 Nissan Murano TrimsRate
S 2WD$1,434
S AWD1,478
SV 2WD1,478
SV AWD1,526
Platinum 2WD1,570
SL 2WD1,570
SL AWD1,570
Platinum AWD1,618
2015 Nissan Murano Average Rate$1,532

Additional Kia Sorento and Nissan Murano Resources