Kia Sorento vs. Nissan Murano Insurance Comparison

We compare the cost to insure a Kia Sorento and a Nissan Murano back to the 2015 model year to discover which has the cheapest car insurance rates.

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  • For the 2024 model year, a Nissan Murano has cheaper car insurance rates than a Kia Sorento by an average of $254 per year.
  • For a 2024 Kia Sorento, average full-coverage car insurance rates range from $2,036 to $2,392 per year, while auto insurance for a 2024 Nissan Murano ranges from $1,888 to $2,056.
  • With 34 models in the 2024 midsize SUV automotive segment, the Kia Sorento ranks 15th and the Nissan Murano ranks second for overall car insurance affordability.
  • The Kia Sorento LX and the Nissan Murano SV FWD are the trims with the cheapest rates for each model in our comparison.
  • When compared to the U.S. national average cost of car insurance of $2,221 per year, the Kia Sorento costs an average of $1 more per year, while the Nissan Murano averages $253 less per year.

Does a Kia Sorento or Nissan Murano have cheaper insurance?

Car insurance on a 2024 Kia Sorento costs an average of $2,222 per year, while insurance for a Nissan Murano averages $1,968 per year, making the Nissan Murano the cheaper of the two models to insure.

Out of 11 trim levels for the 2024 Kia Sorento, the cheapest auto insurance rates are on the LX trim at a cost of $2,036 per year. The 2024 Nissan Murano has eight trim levels available, with the cheapest model to insure being the SV FWD model at an average cost of $1,888 per year, or $157 per month.

When looking at the aggregated rates by trim for both models, the cheapest trim is the Nissan Murano SV FWD at an average cost of $1,888 per year. The most expensive vehicle to insure is the Kia Sorento SX Prestige Plug-in Hybrid at an average cost of $2,392 per year.

The table below ranks the 12-month and monthly car insurance cost for 2024 Kia Sorento and Nissan Murano models, showing average cost by trim level for each model.

2024 Model Year Kia Sorento vs. Nissan Murano Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,888$157
$1,922$160
$1,922$160
$1,952$163
$1,968$164
$1,996$166
$2,032$169
$2,036$170
$2,056$171
$2,090$174
$2,140$178
$2,182$182
$2,204$184
$2,238$187
$2,256$188
$2,288$191
$2,306$192
$2,320$193
$2,392$199

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Kia Sorento and a 2024 Nissan Murano
Annual and monthly insurance cost by trim level for a 2024 Kia Sorento and a 2024 Nissan Murano

The chart below visualizes the average cost to insure both 2024 models rated for multiple driver ages. Average car insurance cost ranges from $1,966 to $4,472 per year for a 2024 Kia Sorento, and $1,750 to $3,906 for a 2024 Nissan Murano for the illustrated age groups.

Average car insurance premiums for 2024 Kia Sorento and Nissan Murano models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,878$5,968
20-Year-Old$4,472$3,906
25-Year-Old$2,580$2,278
30-Year-Old$2,374$2,096
40-Year-Old$2,222$1,968
50-Year-Old$1,966$1,750
60-Year-Old$1,842$1,634

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The rate tables below show average car insurance cost by trim level for each 2024 model, along with an average cost for each model. The 2024 Nissan Murano has cheaper average auto insurance rates than the 2024 Kia Sorento.

2024 Kia Sorento

$2,222

Insurance Rates by Trim Level for a 2024 Kia Sorento
2024 Kia Sorento TrimsRate
LX$2,036
S2,090
X-Line S AWD2,140
EX2,182
EX Hybrid2,204
SX2,238
X-Line EX AWD2,256
SX Prestige Hybrid2,288
SX Prestige AWD2,306
X-Line SX Prestige AWD2,320
SX Prestige Plug-in Hybrid2,392
2024 Kia Sorento Average Rate$2,222

2024 Nissan Murano

$1,968

Insurance Rates by Trim Level for 2024 Kia Sorento
2024 Nissan Murano TrimsRate
SV FWD$1,888
SV AWD1,922
Midnight Edition FWD1,922
Midnight Edition AWD1,952
SL FWD1,968
SL AWD1,996
Platinum FWD2,032
Platimum AWD2,056
2024 Nissan Murano Average Rate$1,968

2023 Kia Sorento vs. Nissan Murano

For 2023 Kia Sorento and Nissan Murano models, the model having cheaper average car insurance is the Nissan Murano. Insurance rates on a Kia Sorento cost an average of $2,092 per year, whereas insurance for the Nissan Murano costs an average of $1,958 per year.

Out of 11 Kia Sorento trims, the cheapest 2023 model to insure is the LX trim at an average cost of $1,912 per year, or $159 per month. For the 10 trims available for the Nissan Murano, the cheapest 2023 trim level to insure is the S 2WD trim at a cost of $1,836 per year, or $153 per month.

When insurance prices for all 21 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Murano S 2WD at an average cost of $1,836 per year, and the highest-cost model and trim level is the Kia Sorento SX Prestige Plug-in Hybrid costing $2,250 per year.

The next table compares and ranks the cost of car insurance for 2023 Kia Sorento and Nissan Murano models, showing average cost for every trim level.

2023 Model Year Kia Sorento vs. Nissan Murano Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,836$153
$1,872$156
$1,912$159
$1,912$159
$1,942$162
$1,942$162
$1,970$164
$1,976$165
$1,984$165
$2,006$167
$2,024$169
$2,040$170
$2,050$171
$2,062$172
$2,064$172
$2,102$175
$2,118$177
$2,158$180
$2,172$181
$2,176$181
$2,250$188

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Kia Sorento and a 2023 Nissan Murano
Annual and monthly insurance cost by trim level for a 2023 Kia Sorento and a 2023 Nissan Murano

The next chart visualizes the average cost to insure both models for different driver ages. For a 2023 Kia Sorento, the average car insurance cost ranges from $1,852 to $4,212 per year for these driver ages. A 2023 Nissan Murano costs from $1,740 to $3,888 to insure per year.

Average car insurance premiums for 2023 Kia Sorento and Nissan Murano models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,482$5,949
20-Year-Old$4,212$3,888
25-Year-Old$2,426$2,264
30-Year-Old$2,230$2,084
40-Year-Old$2,092$1,958
50-Year-Old$1,852$1,740
60-Year-Old$1,734$1,624

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The next tables display both 2023 models and all trim levels available for each one, plus the average rate for each model. The winner for the 2023 car insurance comparison is the Nissan Murano.

2023 Kia Sorento

$2,092

Insurance Rates by Trim Level for a 2023 Kia Sorento
2023 Kia Sorento TrimsRate
LX$1,912
S1,976
X-Line S AWD2,024
EX2,050
EX Hybrid2,064
SX2,102
X-Line EX AWD2,118
SX Prestige Hybrid2,158
SX Prestige AWD2,172
X-Line SX Prestige AWD2,176
SX Prestige Plug-in Hybrid2,250
2023 Kia Sorento Average Rate$2,092

2023 Nissan Murano

$1,958

Insurance Rates by Trim Level for 2023 Kia Sorento
2023 Nissan Murano TrimsRate
S 2WD$1,836
S AWD1,872
SV 2WD1,912
SV AWD1,942
Midnight Edition 2WD1,942
Midnight Edition AWD1,970
SL 2WD1,984
SL AWD2,006
Platinum 2WD2,040
Platimum AWD2,062
2023 Nissan Murano Average Rate$1,958

2022 Kia Sorento vs. Nissan Murano

For 2022, the cheapest model to insure is the Nissan Murano. Insurance rates on a Kia Sorento cost an average of $2,024 per year, and insurance for the Nissan Murano costs an average of $1,984 per year.

For the 2022 Kia Sorento, insurance rates range from $1,866 per year for the LX model up to $2,264 for the SX Prestige Plug-in Hybrid model. For a 2022 Nissan Murano, rates range from $1,792 per year for the S 2WD model up to $2,130 for the most expensive to insure Platimum AWD model.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Nissan Murano S 2WD at an average rate of $1,792 per year, and the highest-cost model and trim is the Kia Sorento SX Prestige Plug-in Hybrid at an average of $2,264 per year.

The rate table below ranks the annual and monthly cost of car insurance for 2022 Kia Sorento and Nissan Murano models, with average cost for each trim level.

2022 Model Year Kia Sorento vs. Nissan Murano Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,792$149
$1,866$156
$1,898$158
$1,906$159
$1,918$160
$1,932$161
$1,944$162
$1,950$163
$1,958$163
$1,964$164
$1,972$164
$1,998$167
$2,010$168
$2,024$169
$2,038$170
$2,054$171
$2,064$172
$2,090$174
$2,120$177
$2,130$178
$2,230$186
$2,264$189

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Kia Sorento and a 2022 Nissan Murano
Annual and monthly insurance cost by trim level for a 2022 Kia Sorento and a 2022 Nissan Murano

The rate chart below visualizes the average insurance cost for both 2022 models rated for a variety of different driver ages.

For a 2022 Kia Sorento, average car insurance cost ranges from $1,794 to $4,084 per year for the different drivers illustrated in the chart. Full-coverage car insurance for a 2022 Nissan Murano costs from $1,760 to $3,978 on average per year.

Average car insurance premiums for 2022 Kia Sorento and Nissan Murano models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,286$6,109
20-Year-Old$4,084$3,978
25-Year-Old$2,350$2,302
30-Year-Old$2,158$2,116
40-Year-Old$2,024$1,984
50-Year-Old$1,794$1,760
60-Year-Old$1,680$1,646

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

For the 12 trims available for the 2022 Kia Sorento, the cheapest model to insure is the LX model at an average cost of $1,866 per year, or about $156 per month.

For the 10 different trims available for the Nissan Murano, the cheapest 2022 model to insure is the S 2WD trim at a cost of $1,792 per year, or about $149 per month.

When average insurance prices for all 22 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Nissan Murano S 2WD at a cost of $1,792 per year. The highest-cost model and trim is the Kia Sorento SX Prestige Plug-in Hybrid costing an average of $2,264 per year.

The next two rate tables show both 2022 models and all trim levels available for each one, along with an average cost for each model.

2022 Kia Sorento

$2,024

Insurance Rates by Trim Level for a 2022 Kia Sorento
2022 Kia Sorento TrimsRate
LX$1,866
S1,898
S Hybrid1,932
X-Line S AWD1,944
EX1,964
EX Hybrid1,998
SX2,010
X-Line EX AWD2,024
SX Prestige2,064
X-Line SX Prestige AWD2,090
SX Plug-in Hybrid2,230
SX Prestige Plug-in Hybrid2,264
2022 Kia Sorento Average Rate$2,024

2022 Nissan Murano

$1,984

Insurance Rates by Trim Level for 2022 Kia Sorento
2022 Nissan Murano TrimsRate
S 2WD$1,792
S AWD1,906
SV 2WD1,918
Midnight Edition 2WD1,950
Midnight Edition AWD1,958
SV AWD1,972
SL 2WD2,038
SL AWD2,054
Platinum 2WD2,120
Platimum AWD2,130
2022 Nissan Murano Average Rate$1,984

2021 Kia Sorento vs. Nissan Murano

For the 2021 Kia Sorento and Nissan Murano models, the Nissan Murano costs less to insure by an average of $174 per year for this model year.

The rate chart below illustrates the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. Average full-coverage insurance ranges from $1,860 to $4,246 per year on a 2021 Kia Sorento, and $1,704 to $3,866 on a 2021 Nissan Murano for the age groups included in the chart.

Average car insurance premiums for 2021 Kia Sorento and Nissan Murano models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,537$5,940
20-Year-Old$4,246$3,866
25-Year-Old$2,432$2,228
30-Year-Old$2,228$2,044
40-Year-Old$2,094$1,920
50-Year-Old$1,860$1,704
60-Year-Old$1,742$1,596

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of seven Kia Sorento trim levels, the cheapest 2021 trim to insure is the L 2WD model at an average cost of $1,938 per year.

The 2021 Nissan Murano has 10 trim and option levels available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,788 per year, or around $149 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to buy insurance for is the Nissan Murano S 2WD at an average of $1,788 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX 4WD costing $2,260 per year.

The next tables illustrate average car insurance cost by trim level for each 2021 model, including the average rate for each model. The 2021 Nissan Murano takes the win over the 2021 Kia Sorento for the cheapest average car insurance rates.

2021 Kia Sorento

$2,094

Insurance Rates by Trim Level for a 2021 Kia Sorento
2021 Kia Sorento TrimsRate
L 2WD$1,938
LX 2WD1,938
LX 4WD2,002
EX 2WD2,132
EX 4WD2,194
SX 2WD2,194
SX 4WD2,260
2021 Kia Sorento Average Rate$2,094

2021 Nissan Murano

$1,920

Insurance Rates by Trim Level for 2021 Kia Sorento
2021 Nissan Murano TrimsRate
S 2WD$1,788
S AWD1,854
SV 2WD1,854
SL 2WD1,916
SV Premium AWD1,916
SV AWD1,926
SV Premium 2WD1,930
SL AWD1,982
Platinum 2WD1,992
Platinum AWD2,046
2021 Nissan Murano Average Rate$1,920

2020 Kia Sorento vs. Nissan Murano

When comparing insurance cost for the 2020 Kia Sorento and Nissan Murano models, the Nissan Murano is cheaper to insure by $170 per year.

The rate chart below illustrates the average insurance cost for both 2020 models for different driver ages. A full-coverage car insurance policy ranges from $1,806 to $4,120 per year on a 2020 Kia Sorento, and $1,656 to $3,750 on a 2020 Nissan Murano for the driver ages used.

Average car insurance premiums for 2020 Kia Sorento and Nissan Murano models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,345$5,763
20-Year-Old$4,120$3,750
25-Year-Old$2,362$2,160
30-Year-Old$2,162$1,984
40-Year-Old$2,034$1,864
50-Year-Old$1,806$1,656
60-Year-Old$1,692$1,550

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

Out of seven Kia Sorento trim levels, the cheapest 2020 model to insure is the L 2WD model at an average cost of $1,884 per year, or about $157 per month. For the 10 different trim levels available for the Nissan Murano, the cheapest 2020 trim level to insure is the S 2WD trim at a cost of $1,736 per year, or about $145 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level to buy insurance for is the Nissan Murano S 2WD at an average cost of $1,736 per year, and the most expensive vehicle to insure is the Kia Sorento SX 4WD at an average cost of $2,194 per year.

The next tables display the cost to insure the available trim levels for both 2020 models, as well as an average rate for each model. The model with the cheapest car insurance rates for 2020 is the Nissan Murano.

2020 Kia Sorento

$2,034

Insurance Rates by Trim Level for a 2020 Kia Sorento
2020 Kia Sorento TrimsRate
L 2WD$1,884
LX 2WD1,884
LX 4WD1,946
EX 2WD2,068
EX 4WD2,130
SX 2WD2,130
SX 4WD2,194
2020 Kia Sorento Average Rate$2,034

2020 Nissan Murano

$1,864

Insurance Rates by Trim Level for 2020 Kia Sorento
2020 Nissan Murano TrimsRate
S 2WD$1,736
S AWD1,798
SV 2WD1,798
SL 2WD1,860
SV Premium 2WD1,860
SV Premium AWD1,860
SV AWD1,872
SL AWD1,920
Platinum 2WD1,934
Platinum AWD1,994
2020 Nissan Murano Average Rate$1,864

2019 Kia Sorento vs. Nissan Murano

For 2019 Kia Sorento and Nissan Murano models, the Nissan Murano is cheaper to insure by an average of $84 per year for this comparison year.

The rate chart below visualizes the average car insurance cost for the two models rated for multiple driver ages. For a 2019 Kia Sorento, average insurance cost ranges from $1,724 to $3,940 per year for the five driver ages sampled in the chart. Full-coverage insurance on a 2019 Nissan Murano ranges from $1,646 to $3,740 on average per year.

Average car insurance premiums for 2019 Kia Sorento and Nissan Murano models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$6,068$5,754
20-Year-Old$3,940$3,740
25-Year-Old$2,252$2,152
30-Year-Old$2,060$1,974
40-Year-Old$1,940$1,856
50-Year-Old$1,724$1,646
60-Year-Old$1,616$1,544

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

The 2019 Kia Sorento has nine trim levels available, with the cheapest trim level to insure being the L 2WD model at an average cost of $1,710 per year, or $143 per month.

For the eight trim levels available for the Nissan Murano, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,744 per year, or $145 per month.

When average car insurance prices for all 17 trim levels for the 2019 model year of both models are compared, the cheapest trim to put coverage on is the Kia Sorento L 2WD at an average of $1,710 per year. The overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD at a cost of $2,124 per year.

The next two tables break down the cost to insure the available trim levels for both 2019 models, plus an average rate for each model. The 2019 Nissan Murano wins out over the 2019 Kia Sorento for cheapest car insurance cost.

2019 Kia Sorento

$1,940

Insurance Rates by Trim Level for a 2019 Kia Sorento
2019 Kia Sorento TrimsRate
L 2WD$1,710
LX 2WD1,770
LX 4WD1,770
EX 2WD1,948
EX 4WD2,006
SX 2WD2,006
SX 4WD2,064
SX-L 2WD2,064
SX-L 4WD2,124
2019 Kia Sorento Average Rate$1,940

2019 Nissan Murano

$1,856

Insurance Rates by Trim Level for 2019 Kia Sorento
2019 Nissan Murano TrimsRate
S 2WD$1,744
S AWD1,744
SV 2WD1,804
SL 2WD1,864
SV AWD1,864
Platinum 2WD1,920
SL AWD1,920
Platinum AWD1,980
2019 Nissan Murano Average Rate$1,856

2018 Kia Sorento vs. Nissan Murano

When comparing average insurance cost for 2018 models, the Kia Sorento costs an average of $1,862 per year for a full-coverage policy and the Nissan Murano costs $1,752, making the Nissan Murano the cheaper model to insure by $110 for this comparison year.

The rate chart below visualizes the average cost to insure both models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,656 to $3,776 per year for a 2018 Kia Sorento, and $1,560 to $3,524 on a 2018 Nissan Murano for the different drivers illustrated in the chart.

Average car insurance premiums for 2018 Kia Sorento and Nissan Murano models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,805$5,417
20-Year-Old$3,776$3,524
25-Year-Old$2,162$2,030
30-Year-Old$1,976$1,864
40-Year-Old$1,862$1,752
50-Year-Old$1,656$1,560
60-Year-Old$1,554$1,458

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

For the nine trims available for the 2018 Kia Sorento, the cheapest model to insure is the L 2WD model at an average cost of $1,642 per year.

For the eight different trims available for the Nissan Murano, the cheapest 2018 trim to insure is the S 2WD model at a cost of $1,668.

When rates are compared for the 17 option levels of both 2018 models, the lowest-cost model and trim to buy insurance for is the Kia Sorento L 2WD at a cost of $1,642 per year. The most expensive model and trim level is the Kia Sorento SX-L 4WD costing $2,032 per year.

The tables below detail the average insurance cost by trim level for both 2018 models, plus the average rate for each model. The 2018 Nissan Murano has more affordable average car insurance rates than the 2018 Kia Sorento.

2018 Kia Sorento

$1,862

Insurance Rates by Trim Level for a 2018 Kia Sorento
2018 Kia Sorento TrimsRate
L 2WD$1,642
LX 2WD1,726
LX 4WD1,780
EX 2WD1,838
EX 4WD1,866
SX 2WD1,920
SX 4WD1,978
SX-L 2WD1,978
SX-L 4WD2,032
2018 Kia Sorento Average Rate$1,862

2018 Nissan Murano

$1,752

Insurance Rates by Trim Level for 2018 Kia Sorento
2018 Nissan Murano TrimsRate
S 2WD$1,668
S AWD1,668
SV 2WD1,724
SV AWD1,724
SL 2WD1,780
SL AWD1,780
Platinum 2WD1,836
Platinum AWD1,836
2018 Nissan Murano Average Rate$1,752

2017 Kia Sorento vs. Nissan Murano

For 2017 Kia Sorento and Nissan Murano models, the Nissan Murano costs less to insure by $144 per year.

The following chart demonstrates the average cost to insure both 2017 models using different driver ages. For a 2017 Kia Sorento, the average cost of car insurance ranges from $1,612 to $3,666 per year for the included driver ages. Auto insurance for a 2017 Nissan Murano ranges from $1,486 to $3,352 on average per year.

Average car insurance premiums for 2017 Kia Sorento and Nissan Murano models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,638$5,143
20-Year-Old$3,666$3,352
25-Year-Old$2,102$1,932
30-Year-Old$1,920$1,772
40-Year-Old$1,812$1,668
50-Year-Old$1,612$1,486
60-Year-Old$1,510$1,390

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

The 2017 Kia Sorento has eight trim levels available, with the cheapest trim level to insure being the LX 2WD trim at an average cost of $1,640 per year.

Out of the eight different trim levels available for the Nissan Murano, the cheapest 2017 trim level to insure is the S 2WD model at a cost of $1,556 per year, or $130 per month.

When looking at the combined rates by trim for both models, the lowest-cost model and trim level to buy insurance for is the Nissan Murano S 2WD at an average of $1,556 per year, and the overall most expensive vehicle to insure is the Kia Sorento SX-L 4WD costing $1,956 per year.

The next tables display the expected annual car insurance cost by trim level for both 2017 models, along with the average rate for each model. The winner for the 2017 car insurance battle is the Nissan Murano.

2017 Kia Sorento

$1,812

Insurance Rates by Trim Level for a 2017 Kia Sorento
2017 Kia Sorento TrimsRate
LX 2WD$1,640
LX 4WD1,694
EX 2WD1,746
EX 4WD1,798
SX 2WD1,852
SX 4WD1,904
SX-L 2WD1,904
SX-L 4WD1,956
2017 Kia Sorento Average Rate$1,812

2017 Nissan Murano

$1,668

Insurance Rates by Trim Level for 2017 Kia Sorento
2017 Nissan Murano TrimsRate
S 2WD$1,556
S AWD1,610
SV 2WD1,610
SV AWD1,662
Platinum 2WD1,714
SL 2WD1,714
SL AWD1,714
Platinum AWD1,768
2017 Nissan Murano Average Rate$1,668

2016 Kia Sorento vs. Nissan Murano

For 2016 Kia Sorento and Nissan Murano models, the Nissan Murano has cheaper car insurance rates by $138 per year.

The following chart visualizes the average car insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2016 Kia Sorento, the average car insurance cost ranges from $1,626 to $3,688 per year for the age groups used in this illustration. Insurance for a 2016 Nissan Murano ranges from $1,498 to $3,366 on average per year.

Average car insurance premiums for 2016 Kia Sorento and Nissan Murano models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,667$5,158
20-Year-Old$3,688$3,366
25-Year-Old$2,106$1,944
30-Year-Old$1,924$1,782
40-Year-Old$1,816$1,678
50-Year-Old$1,626$1,498
60-Year-Old$1,522$1,400

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

Out of eight trims for the 2016 Kia Sorento, the cheapest rates are on the LX 2WD trim at a cost of $1,690 per year. The 2016 Nissan Murano has 12 different trims available, with the cheapest trim to insure being the S 2WD trim at an average cost of $1,472 per year, or around $123 per month.

When insurance prices for all 20 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Murano S 2WD at an average rate of $1,472 per year. The most expensive model and trim level is the Kia Sorento SX-L 4WD at a cost of $1,930 per year.

The next tables detail the average insurance cost by trim level for both 2016 models, plus an average rate for each model. The winner for the 2016 car insurance cost comparison is the Nissan Murano.

2016 Kia Sorento

$1,816

Insurance Rates by Trim Level for a 2016 Kia Sorento
2016 Kia Sorento TrimsRate
LX 2WD$1,690
LX 4WD1,690
EX 2WD1,786
EX 4WD1,786
SX 2WD1,882
SX 4WD1,882
SX-L 2WD1,882
SX-L 4WD1,930
2016 Kia Sorento Average Rate$1,816

2016 Nissan Murano

$1,678

Insurance Rates by Trim Level for 2016 Kia Sorento
2016 Nissan Murano TrimsRate
S 2WD$1,472
S AWD1,520
SV 2WD1,520
SV AWD1,568
Platinum 2WD1,616
SL 2WD1,616
SL AWD1,616
Platinum AWD1,664
Electric SL 2WD1,876
Electric SL AWD1,882
Electric Platinum 2WD1,890
Electric Platinum AWD1,906
2016 Nissan Murano Average Rate$1,678

2015 Kia Sorento vs. Nissan Murano

When comparing insurance rates for 2015 models, a Kia Sorento costs an average of $1,726 per year to insure and a Nissan Murano costs $1,494, making the Nissan Murano cheaper to insure by $232 per year.

The chart below illustrates the average cost to insure the two models for four different driver age groups. Average full-coverage insurance ranges from $1,548 to $3,504 per year for a 2015 Kia Sorento, and $1,338 to $2,992 for a 2015 Nissan Murano for the five driver age examples in the chart.

Average car insurance premiums for 2015 Kia Sorento and Nissan Murano models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Kia Sorento and Nissan Murano models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Kia Sorento and Nissan Murano. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Kia Sorento vs. Nissan Murano Insurance Cost
Driver Age Kia Sorento Nissan Murano
18-Year-Old$5,384$4,579
20-Year-Old$3,504$2,992
25-Year-Old$2,000$1,728
30-Year-Old$1,826$1,584
40-Year-Old$1,726$1,494
50-Year-Old$1,548$1,338
60-Year-Old$1,450$1,250

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

For the eight trims available for the 2015 Kia Sorento, the cheapest trim to insure is the LX 2WD trim at an average cost of $1,570 per year, or $131 per month. For the eight trim options available for the Nissan Murano, the cheapest 2015 trim to insure is the S 2WD trim at a cost of $1,398 per year, or $117 per month.

When rates are compared for the 16 different trim levels of both 2015 models, the lowest-cost model and trim level to insure is the Nissan Murano S 2WD at an average cost of $1,398 per year. The highest-cost model and trim level is the Kia Sorento SX-L 4WD at an average cost of $1,838 per year.

The tables shown below display average car insurance cost by trim level for each 2015 model, along with an average cost for each model.

2015 Kia Sorento

$1,726

Insurance Rates by Trim Level for a 2015 Kia Sorento
2015 Kia Sorento TrimsRate
LX 2WD$1,570
LX 4WD1,570
EX 2WD1,704
EX 4WD1,750
SX 2WD1,794
SX 4WD1,794
SX-L 2WD1,794
SX-L 4WD1,838
2015 Kia Sorento Average Rate$1,726

2015 Nissan Murano

$1,494

Insurance Rates by Trim Level for 2015 Kia Sorento
2015 Nissan Murano TrimsRate
S 2WD$1,398
S AWD1,444
SV 2WD1,444
SV AWD1,490
Platinum 2WD1,534
SL 2WD1,534
SL AWD1,534
Platinum AWD1,578
2015 Nissan Murano Average Rate$1,494

Additional Kia Sorento and Nissan Murano Resources