Is it Cheaper to Insure a Kia Telluride or Nissan Murano?

• The Nissan Murano takes the win over the Kia Telluride, costing an average of $488 less per year to insure.
• For the 2024 Kia Telluride, insurance prices range from $2,278 to $2,628 per year, while insurance on the 2024 Nissan Murano ranges from $1,936 to $2,108.
• If fitting car insurance into your budget is the most important factor, the LX and S trims are the cheapest Kia Telluride models to insure, while the SV FWD and SV AWD trims are the cheapest Nissan Murano models to insure.

Does a Kia Telluride or Nissan Murano cost less to insure?

Insurance rates on a 2024 Kia Telluride cost an average of $2,504 per year, whereas insurance for a 2024 Nissan Murano averages $2,016 per year, making the Nissan Murano the cheaper option by $488 per year.

Out of 10 trim levels for the 2024 Kia Telluride, the cheapest auto insurance rates are on the LX model at a cost of $2,278 per year, or $190 per month. Out of the eight trims available for the Nissan Murano, the cheapest 2024 model to insure is the SV FWD model at a cost of $1,936.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level is the Nissan Murano SV FWD at an average rate of $1,936 per year, and the highest-cost model and trim level is the Kia Telluride SX Prestige X-Pro costing $2,628 per year.

The table shown below ranks the 12-month and monthly car insurance cost for 2024 Kia Telluride and Nissan Murano models, broken down by individual trim level.

The chart shown below shows the average cost to insure both models with different ages of drivers. The average car insurance cost ranges from $2,210 to $5,058 per year for a 2024 Kia Telluride, and $1,792 to $4,000 for a 2024 Nissan Murano for the example age groups.

The next tables show the expected annual car insurance cost by trim level for both 2024 models, including an overall average rate. The cheapest of the two models to insure for the 2024 model year is the Nissan Murano.

2023 Kia Telluride vs. Nissan Murano

Car insurance rates for a 2023 Kia Telluride cost an average of $2,320 per year, while insurance for a 2023 Nissan Murano averages $2,004 per year, making the Nissan Murano the cheapest to insure.

Out of nine Kia Telluride trim levels, the cheapest 2023 trim level to insure is the LX model at an average cost of $2,116 per year. Out of the 10 trim levels available for the Nissan Murano, the cheapest 2023 model to insure is the S 2WD model at a cost of $1,882 per year, or around $157 per month.

When average car insurance prices for all 19 trim levels for both 2023 models are compared, the overall cheapest vehicle to insure is the Nissan Murano S 2WD at an average of $1,882 per year. The overall most expensive vehicle to insure is the Kia Telluride SX Prestige X-Pro at an average cost of $2,428 per year.

For previous model years, the average car insurance prices for each model compare as follows. Click any model year for full comparisons.

• Cheapest 2022 Model – Nissan Murano ($2,030 vs. Kia Telluride at $2,292)
• Cheapest 2021 Model – Kia Telluride ($1,876 vs. Nissan Murano at $1,968)
• Cheapest 2020 Model – Kia Telluride ($1,818 vs. Nissan Murano at $1,908)

The table shown below compares and ranks the annual and monthly car insurance cost for 2023 Kia Telluride and Nissan Murano models, showing average cost for every trim level.

The next chart illustrates the average cost to insure both 2023 models using drivers aged 20 to 50. For a 2023 Kia Telluride, insurance cost ranges from $2,054 to $4,656 per year. A 2023 Nissan Murano costs from $1,782 to $3,984 to insure per year.

The next two tables display the average cost to insure all 2023 trim levels, plus the average rate for each model. The 2023 Nissan Murano has more affordable average car insurance than the 2023 Kia Telluride.

2022 Kia Telluride vs. Nissan Murano

Average car insurance rates for a 2022 Kia Telluride are $2,292 per year, and insurance for a Nissan Murano averages $2,030 per year, making the Nissan Murano the model with the cheapest overall car insurance rates.

For a 2022 Kia Telluride, the most affordable models to insure are the LX, S, and EX. The most affordable Nissan Murano trims to insure are the S 2WD, S AWD, and SV 2WD.

From a monthly standpoint, insurance rates for all 2022 Kia Telluride and Nissan Murano trim levels cost from $153 to $198 per month.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2022 Kia Telluride and Nissan Murano models, showing cost for each trim level of both models.

The following chart demonstrates the average cost to insure the two models for drivers aged 20 to 50. For a 2022 Kia Telluride, insurance cost ranges from $2,032 to $4,628 per year for the chosen age groups in the chart. Insurance for a 2022 Nissan Murano ranges from $1,804 to $4,076 on average per year.

A 2022 Kia Telluride has four trims available, with the most affordable model to insure being the LX model at an average cost of $2,208 per year, or around $184 per month.

Out of the 10 trim and option levels available for the Nissan Murano, the most affordable 2022 trim level to insure is the S 2WD trim at a cost of $1,836.

When auto insurance rates for all 14 trim levels for the 2022 model year of both models are compared, the cheapest vehicle to insure is the Nissan Murano S 2WD at an average cost of $1,836 per year, and the most expensive trim is the Kia Telluride SX costing $2,378 per year.

The two tables below break down average car insurance rates for every trim level for both 2022 models, as well as the overall average rate for each model. The 2022 Nissan Murano has cheaper average car insurance rates than the 2022 Kia Telluride.

2021 Kia Telluride vs. Nissan Murano

For the 2021 Kia Telluride and Nissan Murano models, the Kia Telluride has cheaper car insurance rates by $92 per year for this model year.

The next chart displays the average car insurance cost for both models rated for drivers aged 20 to 50. For a 2021 Kia Telluride, average car insurance cost ranges from $1,658 to $3,768 per year. A full-coverage policy for the 2021 Nissan Murano ranges from $1,746 to $3,956 on average per year.

Out of eight trim levels for the 2021 Kia Telluride, the cheapest insurance prices are on the LX 2WD trim at a cost of $1,726 per year. For the 10 option levels available for the Nissan Murano, the lowest-cost 2021 trim level to insure is the S 2WD trim at a cost of $1,830.

When rates for all 18 trim levels for both vehicles are compared, the lowest-cost model and trim level to put coverage on is the Kia Telluride LX 2WD at an average rate of $1,726 per year. The most expensive vehicle to insure is the Nissan Murano Platinum AWD costing $2,094 per year.

The next tables detail all the available trims for both 2021 models, including an overall average cost for each model.

2020 Kia Telluride vs. Nissan Murano

A 2020 Kia Telluride is $90 cheaper to insure per year on average than a 2020 Nissan Murano, a difference of 4.8%.

The rate chart below visualizes the average insurance cost for the two models for drivers from age 20 to 50. The average full-coverage insurance policy ranges from $1,610 to $3,650 per year on a 2020 Kia Telluride, and $1,694 to $3,842 for the 2020 Nissan Murano for the driver examples in the chart.

Out of eight trims for the 2020 Kia Telluride, the cheapest car insurance rates are on the LX 2WD model at a cost of $1,676 per year, or $140 per month. Out of the 10 trim and option levels available for a Nissan Murano, the lowest-cost 2020 trim to insure is the S 2WD trim at a cost of $1,778.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Kia Telluride LX 2WD at an average rate of $1,676 per year. The most expensive model and trim level is the Nissan Murano Platinum AWD costing $2,044 per year.

The next two tables display the average cost to insure each trim level for a 2020 Kia Telluride and Nissan Murano, including an overall average rate. The cheapest of the two models to insure for the 2020 model year is the Kia Telluride.

Additional Kia Telluride and Nissan Murano Resources

• Kia Telluride Insurance Cost
• Nissan Murano Insurance Cost
• Midsize SUV Insurance Cost Comparisons