Is a Toyota Corolla or Volkswagen Jetta Cheaper to Insure?

• Out of 15 models in the 2024 small car segment, the Toyota Corolla ranks seventh and the Volkswagen Jetta ranks 11^th for car insurance affordability.
• The Toyota Corolla LE and the Volkswagen Jetta S are the trims with the cheapest rates for each model based on our comparison.
• When compared to the average cost to insure a car in the U.S. of $2,221 per year, the Toyota Corolla costs $61 more per year, while the Volkswagen Jetta costs $149 more per year.

Is Toyota Corolla or Volkswagen Jetta insurance cheaper?

Insurance rates on a 2024 Toyota Corolla cost an average of $2,282 per year, whereas insurance for a 2024 Volkswagen Jetta averages $2,370 per year, making the Toyota Corolla the cheaper of the two by $88 per year.

Out of 12 Toyota Corolla trims, the cheapest 2024 trim to insure is the LE model at an average cost of $2,078 per year.

Out of the six trims available for the Volkswagen Jetta, the cheapest 2024 model to insure is the S trim at a cost of $2,218 per year, or about $185 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim level is the Toyota Corolla LE at a cost of $2,078 per year, and the highest-cost model and trim level is the Toyota Corolla XSE Hatchback at an average of $2,582 per year.

The table below compares and ranks the cost of car insurance for 2024 Toyota Corolla and Volkswagen Jetta models, showing average cost by trim level for each model.

The chart shown below visualizes the average cost to insure the two models rated for a variety of different driver ages. For a 2024 Toyota Corolla, average insurance cost ranges from $2,034 to $4,562 per year for the included driver ages. A 2024 Volkswagen Jetta costs from $2,110 to $4,702 to insure per year.

The next two tables display the average insurance cost by trim level for both 2024 models, including the average rate for each model. The cheapest to insure for the 2024 model year is the Toyota Corolla.

2023 Toyota Corolla vs. Volkswagen Jetta

Average car insurance rates for a 2023 Toyota Corolla are $2,136 per year, whereas insurance for a 2023 Volkswagen Jetta costs an average of $2,074 per year, making the Volkswagen Jetta the cheaper option by $62 per year.

Out of eight Toyota Corolla trim levels, the cheapest 2023 model to insure is the LE trim at an average cost of $2,028 per year. For the five trims available for the Volkswagen Jetta, the cheapest 2023 trim level to insure is the S model at a cost of $1,956.

When rates are compared for the 13 trim levels of both 2023 models, the cheapest trim to insure is the Volkswagen Jetta S at a cost of $1,956 per year, and the overall most expensive vehicle to insure is the Volkswagen Jetta GLI Autobahn costing an average of $2,212 per year.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2023 Toyota Corolla and Volkswagen Jetta models, broken down by trim level.

The chart below visualizes the average cost to insure both models with different ages of drivers. For a 2023 Toyota Corolla, the average car insurance cost ranges from $1,898 to $4,268 per year for the driver ages used. A 2023 Volkswagen Jetta costs from $1,856 to $4,116 to insure per year.

The next tables show both 2023 models and all trim levels available for each one, as well as the overall average rate for each model.

2022 Toyota Corolla vs. Volkswagen Jetta

For the 2022 model year, the Volkswagen Jetta has cheaper overall car insurance rates. Average car insurance rates for the Toyota Corolla are $2,098 per year, while insurance for the Volkswagen Jetta averages $2,074 per year.

Insurance rates for the Corolla range from $1,998 per year for the L model up to the XSE Apex Edition model which costs an average of $2,200 per year to insure.

For a 2022 Jetta, rates can range from $1,912 per year for the S model up to $2,184 on the most expensive GLI Autobahn model.

For a 2022 Toyota Corolla, the cheapest models are the L, LE, and SE Hatchback. The cheapest Volkswagen Jetta models include the S, R-Line, and SE.

From a cost-per-month standpoint, average insurance rates for all 2022 Toyota Corolla and Volkswagen Jetta trim levels range from $159 to $183 per month.

The next table compares and ranks the cost of car insurance for 2022 Toyota Corolla and Volkswagen Jetta models, showing average cost for each trim level.

The following chart demonstrates the average car insurance cost for both 2022 models with different ages of drivers. For a 2022 Toyota Corolla, average insurance cost ranges from $1,884 to $4,180 per year for the different drivers illustrated in the chart. Insurance on a 2022 Volkswagen Jetta ranges from $1,856 to $4,124 on average per year.

Out of 12 trim levels for the 2022 Toyota Corolla, the cheapest average insurance prices are on the L trim at a cost of $1,998 per year, or about $167 per month.

Out of the seven option levels available for the Volkswagen Jetta, the cheapest 2022 trim level to insure is the S model at a cost of $1,912.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to buy insurance for is the Volkswagen Jetta S at an average rate of $1,912 per year, and the overall most expensive vehicle to insure is the Toyota Corolla XSE Apex Edition at an average cost of $2,200 per year.

The rate tables below illustrate both 2022 models and all trim levels available for each one, along with the average rate for each model. The cheapest of the two models to insure for the 2022 model year is the Volkswagen Jetta.

2021 Toyota Corolla vs. Volkswagen Jetta

When comparing insurance cost for 2021 models, a Toyota Corolla costs an average of $1,736 per year to insure while a Volkswagen Jetta costs $2,156, making the Toyota Corolla more affordable to insure by $420 per year for this model year.

The following chart displays the average cost to insure the two models for a range of driver ages. For a 2021 Toyota Corolla, average car insurance cost ranges from $1,548 to $3,450 per year for the chosen age groups in the chart. Auto insurance for a 2021 Volkswagen Jetta costs from $1,932 to $4,320 on average per year.

The 2021 Toyota Corolla has 12 trim levels available, with the cheapest trim level to insure being the iM SE Hatchback trim at an average cost of $1,640 per year. For the seven different trims available for the Volkswagen Jetta, the cheapest 2021 model to insure is the S Sedan model at a cost of $1,988.

When insurance rates for all 19 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Toyota Corolla iM SE Hatchback at an average cost of $1,640 per year, and the highest-cost model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan costing $2,324 per year.

The next two tables show the cost to insure the available trim levels for both 2021 models, including an overall average rate. The model with the cheapest overall car insurance cost for 2021 is the Toyota Corolla.

2020 Toyota Corolla vs. Volkswagen Jetta

When comparing insurance rates for 2020 models, the Toyota Corolla costs $1,690 per year to insure and the Volkswagen Jetta costs $2,100, making the Toyota Corolla the model with cheaper insurance by $410.

The chart below visualizes the average insurance cost for both 2020 models with different driver age groups. For a 2020 Toyota Corolla, insurance cost ranges from $1,508 to $3,364 per year for the five age groups shown in the chart. Full-coverage insurance on a 2020 Volkswagen Jetta costs from $1,882 to $4,208 on average per year.

Out of 12 trims for the 2020 Toyota Corolla, the cheapest average car insurance prices are on the L Hatchback trim at a cost of $1,606 per year.

Out of the seven different trim levels available for the Volkswagen Jetta, the cheapest 2020 model to insure is the S Sedan trim at a cost of $1,938 per year, or $162 per month.

When comparing both models combined at a trim-level basis, the most affordable model and trim level to buy insurance for is the Toyota Corolla L Hatchback at a cost of $1,606 per year, and the highest-cost model and trim level is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at an average of $2,260 per year.

The tables shown below break down trim level insurance cost averages for both 2020 models, including an overall average cost for each model. The 2020 Toyota Corolla has cheaper overall car insurance rates than the 2020 Volkswagen Jetta.

2019 Toyota Corolla vs. Volkswagen Jetta

When comparing average insurance rates for the 2019 Toyota Corolla and Volkswagen Jetta models, the Toyota Corolla is cheaper by an average of $592 per year.

The chart shown below illustrates the average insurance cost for the two models using different driver ages. Insurance cost ranges from $1,388 to $3,066 per year on a 2019 Toyota Corolla, and $1,928 to $4,300 for a 2019 Volkswagen Jetta for the included age groups.

The 2019 Toyota Corolla has 12 trims available, with the cheapest trim to insure being the L Hatchback model at an average cost of $1,516 per year, or $126 per month.

For the eight trim levels available for the Volkswagen Jetta, the cheapest 2019 model to insure is the R-Line Sedan trim at a cost of $1,860 per year, or about $155 per month.

When all 20 trims of both models are combined and compared, the lowest-cost model and trim to buy insurance for is the Toyota Corolla L Hatchback at a cost of $1,516 per year, and the highest-cost model and trim is the Volkswagen Jetta GLI 2.0 Autobahn Sedan at an average cost of $2,290 per year.

The rate tables below break down average car insurance cost by trim level for a 2019 Toyota Corolla and Volkswagen Jetta, along with an average cost for each model.

2018 Toyota Corolla vs. Volkswagen Jetta

When comparing insurance cost for 2018 models, the Toyota Corolla costs $1,874 per year to insure and the Volkswagen Jetta costs $2,078, making the Toyota Corolla the model with cheaper insurance by $204.

The rate chart below visualizes the average car insurance cost for the two models for the 20 to 50-year-old driver age groups. For a 2018 Toyota Corolla, average insurance cost ranges from $1,690 to $3,748 per year for these driver ages. Car insurance on a 2018 Volkswagen Jetta ranges from $1,870 to $4,170 on average per year.

Out of six trim levels for the 2018 Toyota Corolla, the cheapest insurance rates are on the L Sedan model at a cost of $1,838 per year, or around $153 per month.

Out of the four option levels available for the Volkswagen Jetta, the cheapest 2018 trim level to insure is the S Sedan model at a cost of $1,944 per year, or about $162 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to put coverage on is the Toyota Corolla L Sedan at an average of $1,838 per year, and the most expensive model and trim level is the Volkswagen Jetta 2.0T GLI Sedan at an average cost of $2,204 per year.

The next tables display average car insurance cost by trim level for each 2018 model, along with an average cost for each model. The 2018 Toyota Corolla has cheaper overall car insurance rates than the 2018 Volkswagen Jetta.

2017 Toyota Corolla vs. Volkswagen Jetta

For 2017 Toyota Corolla and Volkswagen Jetta models, the Toyota Corolla costs less to insure by $150 per year.

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. For a 2017 Toyota Corolla, the average car insurance cost ranges from $1,646 to $3,646 per year. Insurance for a 2017 Volkswagen Jetta ranges from $1,780 to $3,960 on average per year.

The 2017 Toyota Corolla has seven trim levels available, with the cheapest trim to insure being the L Sedan model at an average cost of $1,782 per year. Out of the four option levels available for the Volkswagen Jetta, the cheapest 2017 model to insure is the S Sedan trim at a cost of $1,834.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level to put coverage on is the Toyota Corolla L Sedan at an average of $1,782 per year. The highest-cost model and trim is the Volkswagen Jetta 2.0T GLI Sedan at an average cost of $2,082 per year.

The next two tables break down the average cost to insure all 2017 trim levels, including an overall average rate. The winner for the 2017 car insurance comparison is the Toyota Corolla.

2016 Toyota Corolla vs. Volkswagen Jetta

When comparing average insurance rates for the 2016 Toyota Corolla and Volkswagen Jetta models, the Toyota Corolla has cheaper rates by an average of $296 per year.

The next chart displays the average cost to insure both models using different driver ages. The average cost of full-coverage insurance ranges from $1,466 to $3,232 per year for a 2016 Toyota Corolla, and $1,734 to $3,848 for a 2016 Volkswagen Jetta for the five driver ages sampled in the chart

The 2016 Toyota Corolla has 11 trims available, with the cheapest trim level to insure being the L Sedan trim at an average cost of $1,556 per year, or about $130 per month.

Out of the eight option levels available for the Volkswagen Jetta, the cheapest 2016 model to insure is the Hybrid Sedan model at a cost of $1,748.

When comparing combined rates for both models from a trim-level perspective, the lowest-cost model and trim level to put coverage on is the Toyota Corolla L Sedan at an average of $1,556 per year. The highest-cost model and trim is the Volkswagen Jetta 2.0T GLI SEL Sedan at an average of $2,084 per year.

The rate tables below detail the expected annual car insurance cost by trim level for both 2016 models, including an overall average rate.

2015 Toyota Corolla vs. Volkswagen Jetta

When comparing average insurance cost for 2015 models, the Toyota Corolla costs $1,440 per year for full coverage and the Volkswagen Jetta costs $1,704, making the Toyota Corolla the cheaper model to insure by $264 for this model year.

The following chart displays the average insurance cost for both 2015 models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,296 to $2,854 per year for a 2015 Toyota Corolla, and $1,538 to $3,416 for a 2015 Volkswagen Jetta for the sample drivers in the chart

For the 10 trims available for the 2015 Toyota Corolla, the cheapest trim level to insure is the L Sedan model at an average cost of $1,378 per year.

For the seven option levels available for the Volkswagen Jetta, the cheapest 2015 trim to insure is the 2 Sedan trim at a cost of $1,622 per year, or about $135 per month.

When comparing rates by trim level for both models, the cheapest trim to insure is the Toyota Corolla L Sedan at a cost of $1,378 per year, and the most expensive trim is the Volkswagen Jetta SEL Sedan at an average of $1,832 per year.

The tables shown below illustrate both 2015 models and all trim levels available for each one, including the average rate for each model. The model with the cheapest average car insurance rates for 2015 is the Toyota Corolla.

Additional Toyota Corolla and Volkswagen Jetta Resources

• Toyota Corolla Insurance Cost
• Volkswagen Jetta Insurance Cost
• Small Car Insurance Cost Comparisons