Toyota Highlander vs. Nissan Pathfinder Insurance

• When comparing 2023 models, a Nissan Pathfinder is generally cheaper to insure than a Toyota Highlander by an average of $46 per year.
• For a 2023 Toyota Highlander, average insurance rates range from $1,582 to $2,034 per year, while insurance for a 2023 Nissan Pathfinder ranges from $1,656 to $1,864.
• Out of 31 models in the 2023 midsize SUV segment, the Toyota Highlander ranks 21^st and the Nissan Pathfinder ranks 17^th for insurance affordability.
• The Highlander L 2WD and L AWD trims are the cheapest Toyota models to insure, while the Pathfinder S 2WD and S 4WD trims are the cheapest Nissan models to insure.

Is it cheaper to insure a Toyota Highlander or Nissan Pathfinder?

When comparing 2023 Toyota Highlander and Nissan Pathfinder models, the model with cheaper average insurance rates is the Nissan Pathfinder. Insurance rates on a Toyota Highlander cost an average of $1,806 per year, whereas insurance for the Nissan Pathfinder averages $1,760 per year.

For the 22 trims available for the 2023 Toyota Highlander, the cheapest trim to insure is the L 2WD model at an average cost of $1,582 per year, or $132 per month.

For the nine trims available for the Nissan Pathfinder, the cheapest 2023 model to insure is the S 2WD trim at a cost of $1,656.

When rates are compared for the 31 trim levels of both 2023 models, the cheapest vehicle to insure is the Toyota Highlander L 2WD at an average rate of $1,582 per year. The overall most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum AWD at an average of $2,034 per year.

The next table compares the cost of car insurance for 2023 Toyota Highlander and Nissan Pathfinder models, with average rates for each vehicle.

The chart shown below visualizes the average cost to insure the two models for a range of driver ages. For a 2023 Toyota Highlander, the average cost of car insurance ranges from $1,646 to $3,614 per year for the age groups used in the chart. A 2023 Nissan Pathfinder costs from $1,602 to $3,476 to insure per year.

The next tables display average car insurance rates for every trim level for both 2023 models, as well as an average rate for each model.

2022 Toyota Highlander vs. Nissan Pathfinder

Car insurance rates for a 2022 Toyota Highlander cost an average of $1,704 per year, whereas insurance for a Nissan Pathfinder costs an average of $1,720 per year, making the Toyota Highlander the model with lower average insurance cost.

Within each model, however, car insurance cost varies noticeably for different trim levels. For a 2022 Toyota Highlander, insurance rates range from $1,496 per year for the L 2WD model up to the highest rate of $1,926 for the Hybrid Platinum AWD model. For a 2022 Nissan Pathfinder, rates can range from $1,618 per year for the S 2WD model up to $1,828 for the most expensive to insure Platinum 4WD model.

When rates are compared for both models, the lowest-cost model and trim is the Toyota Highlander L 2WD at a cost of $1,496 per year. The highest-cost model and trim level is the Toyota Highlander Hybrid Platinum AWD at a cost of $1,926 per year.

For a 2022 Toyota Highlander, the cheapest models are the L 2WD, L AWD, and LE 2WD. The cheapest Nissan Pathfinder models include the S 2WD, S 4WD, and SV 2WD. Average car insurance rates for all 2022 Toyota Highlander and Nissan Pathfinder models and trims range from $125 to $161 per month.

The rate table below ranks the annual and monthly car insurance cost for 2022 Toyota Highlander and Nissan Pathfinder models, showing cost for each trim level of both models.

How does Toyota Highlander insurance compare to Nissan Pathfinder insurance? The chart below details average rates for both 2022 models and for different driver ages.

The tables below detail insurance rates for all trim levels of 2022 Highlander and Pathfinder models. The 2022 Toyota Highlander has an average insurance cost of $1,704 and the 2022 Nissan Pathfinder is $1,720, making the Toyota Highlander cheaper by $16 per year.

2021 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for 2021 models, a Toyota Highlander costs an average of $1,754 per year to insure and a Nissan Pathfinder costs $1,718, making the Nissan Pathfinder cheaper to insure by $36 per year for this model year.

The next chart demonstrates the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. The average cost of car insurance ranges from $1,602 to $3,524 per year for a 2021 Toyota Highlander, and $1,564 to $3,412 for a 2021 Nissan Pathfinder for the example age groups.

The 2021 Toyota Highlander has 17 trims available, with the cheapest trim level to insure being the L 2WD trim at an average cost of $1,540 per year.

For the 10 trims available for the Nissan Pathfinder, the cheapest 2021 trim level to insure is the S 2WD model at a cost of $1,590.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Toyota Highlander L 2WD at an average rate of $1,540 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $2,022 per year.

The two tables below illustrate trim level insurance cost averages for both 2021 models, along with the average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Nissan Pathfinder.

2020 Toyota Highlander vs Nissan Pathfinder

For 2020 Toyota Highlander and Nissan Pathfinder models, the Nissan Pathfinder has lower-cost car insurance by an average of $40 per year for this comparison year.

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,582 to $3,480 per year for a 2020 Toyota Highlander, and $1,546 to $3,370 for a 2020 Nissan Pathfinder for these driver ages.

Out of 17 trim levels for the 2020 Toyota Highlander, the cheapest insurance rates are on the L 2WD model at a cost of $1,520 per year.

Out of the 10 trim levels available for the Nissan Pathfinder, the cheapest 2020 model to insure is the S 2WD trim at a cost of $1,570.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Toyota Highlander L 2WD at a cost of $1,520 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD costing $1,996 per year.

The next tables show average car insurance cost by trim level for a 2020 Toyota Highlander and Nissan Pathfinder, including an overall average cost for each model.

2019 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for the 2019 Toyota Highlander and Nissan Pathfinder models, the Toyota Highlander is cheaper by an average of $54 per year.

The chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. The average car insurance cost ranges from $1,488 to $3,282 per year for a 2019 Toyota Highlander, and $1,538 to $3,344 for a 2019 Nissan Pathfinder for the included age groups.

Out of 17 trims for the 2019 Toyota Highlander, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,468 per year. For the eight trim levels available for the Nissan Pathfinder, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,590.

When all 25 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Toyota Highlander LE 2WD at an average rate of $1,468 per year, and the most expensive model and trim level is the Toyota Highlander Hybrid Limited Platinum 4WD at a cost of $1,794 per year.

The next two rate tables display the average insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The model with the cheapest car insurance rates for 2019 is the Toyota Highlander.

2018 Toyota Highlander vs Nissan Pathfinder

When comparing average insurance rates for 2018 models, a Toyota Highlander costs an average of $1,590 per year to insure and a Nissan Pathfinder costs $1,646, making the Toyota Highlander cheaper to insure by $56 per year for this comparison year.

The chart shown below visualizes the average cost to insure both models with different driver age groups. For a 2018 Toyota Highlander, average car insurance cost ranges from $1,450 to $3,198 per year for the age groups used in this illustration. A 2018 Nissan Pathfinder costs from $1,502 to $3,272 to insure per year.

Out of 16 Toyota Highlander trims, the cheapest 2018 trim to insure is the LE 2WD model at an average cost of $1,430 per year. Out of the eight trim levels available for the Nissan Pathfinder, the cheapest 2018 trim level to insure is the S 2WD trim at a cost of $1,554 per year, or about $130 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Toyota Highlander LE 2WD at an average rate of $1,430 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Limited 4WD costing $1,746 per year.

The rate tables below show average car insurance rates for each trim level, along with the average rate for each model.

2017 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for the 2017 Toyota Highlander and Nissan Pathfinder models, the Toyota Highlander is cheaper by an average of $56 per year for this model year.

The rate chart below shows the average cost to insure the two models rated for different driver ages. For a 2017 Toyota Highlander, insurance cost ranges from $1,382 to $3,040 per year for the age groups used in this illustration. A 2017 Nissan Pathfinder costs from $1,434 to $3,116 to insure per year.

For the 14 trim levels available for the 2017 Toyota Highlander, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,376 per year, or $115 per month. The 2017 Nissan Pathfinder has eight trim levels available, with the cheapest trim to insure being the S S 2WD trim at an average cost of $1,460 per year, or $122 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,376 per year. The most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum 4WD at a cost of $1,678 per year.

The two tables below illustrate the average cost to insure all 2017 trim levels, along with the average rate for each model. The 2017 Toyota Highlander takes the win over the 2017 Nissan Pathfinder for cheapest car insurance rates.

2016 Toyota Highlander vs Nissan Pathfinder

For the 2016 Toyota Highlander and Nissan Pathfinder models, the Nissan Pathfinder has cheaper car insurance rates by an average of $122 per year for this model year.

The chart shown below demonstrates the average cost to insure both models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,404 to $3,076 per year for a 2016 Toyota Highlander, and $1,288 to $2,796 for a 2016 Nissan Pathfinder for the age groups used in this illustration.

Out of 12 Toyota Highlander trim levels, the cheapest 2016 trim to insure is the LE 2WD trim at an average cost of $1,396 per year. For the eight trims available for the Nissan Pathfinder, the cheapest 2016 model to insure is the S 2WD model at a cost of $1,296.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Nissan Pathfinder S 2WD at an average cost of $1,296 per year, and the overall most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,728 per year.

The tables below display the cost to insure the available trim levels for both 2016 models, as well as an average rate for each model.

2015 Toyota Highlander vs Nissan Pathfinder

When comparing insurance cost for 2015 models, the Toyota Highlander costs an average of $1,374 per year to insure and the Nissan Pathfinder costs $1,468, making the Toyota Highlander the winner by $94.

The next chart visualizes the average cost to insure the two models for different driver ages. For a 2015 Toyota Highlander, the average car insurance cost ranges from $1,258 to $2,748 per year. A 2015 Nissan Pathfinder costs from $1,342 to $2,906 to insure per year.

The 2015 Toyota Highlander has 12 trims available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,242 per year. Out of the eight trims available for the Nissan Pathfinder, the cheapest 2015 trim level to insure is the S 2WD model at a cost of $1,370.

When rates for all 20 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,242 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,592 per year.

The rate tables below display both 2015 models and all trim levels available for each one, including an overall average rate. The cheapest of the two models to insure for the 2015 model year is the Toyota Highlander.

Additional Toyota Highlander and Nissan Pathfinder Resources

• Toyota Highlander Insurance Rates
• Nissan Pathfinder Insurance Rates
• Midsize SUV Insurance Rate Comparisons