Toyota Highlander vs. Nissan Pathfinder Insurance

In a battle between Toyota and Nissan midsize SUVs, does the Highlander or Pathfinder have the cheapest insurance? We compared insurance rates for the 2015 through 2023 model years to find out.

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  • When comparing 2023 models, a Nissan Pathfinder is generally cheaper to insure than a Toyota Highlander by an average of $50 per year.
  • For a 2023 Toyota Highlander, average insurance rates range from $1,542 to $1,980 per year, while insurance for a 2023 Nissan Pathfinder ranges from $1,612 to $1,816.
  • Out of 31 models in the 2023 midsize SUV segment, the Toyota Highlander ranks 21st and the Nissan Pathfinder ranks 17th for insurance affordability.
  • The Highlander L 2WD and L AWD trims are the cheapest Toyota models to insure, while the Pathfinder S 2WD and S 4WD trims are the cheapest Nissan models to insure.

Is it cheaper to insure a Toyota Highlander or Nissan Pathfinder?

When comparing 2023 Toyota Highlander and Nissan Pathfinder models, the model with cheaper average insurance rates is the Nissan Pathfinder. Insurance rates on a Toyota Highlander cost an average of $1,762 per year, whereas insurance for the Nissan Pathfinder averages $1,712 per year.

For the 22 trims available for the 2023 Toyota Highlander, the cheapest trim to insure is the L 2WD model at an average cost of $1,542 per year, or $129 per month.

For the nine trims available for the Nissan Pathfinder, the cheapest 2023 model to insure is the S 2WD trim at a cost of $1,612.

When rates are compared for the 31 trim levels of both 2023 models, the cheapest vehicle to insure is the Toyota Highlander L 2WD at an average rate of $1,542 per year. The overall most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum AWD at an average of $1,980 per year.

The next table compares the cost of car insurance for 2023 Toyota Highlander and Nissan Pathfinder models, with average rates for each vehicle.

2023 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,542$129
$1,580$132
$1,598$133
$1,612$134
$1,632$136
$1,648$137
$1,658$138
$1,660$138
$1,688$141
$1,688$141
$1,692$141
$1,716$143
$1,718$143
$1,722$144
$1,728$144
$1,736$145
$1,742$145
$1,746$146
$1,758$147
$1,770$148
$1,794$150
$1,796$150
$1,796$150
$1,816$151
$1,824$152
$1,850$154
$1,874$156
$1,922$160
$1,942$162
$1,962$164
$1,980$165

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota Highlander and a 2023 Nissan Pathfinder. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2023 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level

The chart shown below visualizes the average cost to insure the two models for a range of driver ages. For a 2023 Toyota Highlander, the average cost of car insurance ranges from $1,604 to $3,524 per year for the age groups used in the chart. A 2023 Nissan Pathfinder costs from $1,558 to $3,386 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota Highlander and a 2023 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2023 Toyota Highlander vs. 2023 Nissan Pathfinder Insurance Cost
2023 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,524$1,866$1,762$1,604
Nissan Pathfinder$3,386$1,802$1,712$1,558

The next tables display average car insurance rates for every trim level for both 2023 models, as well as an average rate for each model.

2023 Toyota Highlander

$1,762

Insurance Rates by Trim Level for 2023 Toyota Highlander
2023 Toyota Highlander TrimsRate
L 2WD$1,542
L AWD1,580
LE 2WD1,598
LE AWD1,632
XLE 2WD1,658
XLE AWD1,688
XSE 2WD1,688
XSE AWD1,716
Bronze Edition 2WD1,722
Limited 2WD1,728
Bronze Edition AWD1,746
Limited AWD1,758
Platinum 2WD1,770
Hybrid LE 2WD1,794
Platinum AWD1,796
Hybrid LE AWD1,824
Hybrid XLE 2WD1,850
Hybrid XLE AWD1,874
Hybrid Limited 2WD1,922
Hybrid Limited AWD1,942
Hybrid Platinum 2WD1,962
Hybrid Platinum AWD1,980
2023 Toyota Highlander Average Rate$1,762

2023 Nissan Pathfinder

$1,712

Insurance Rates by Trim Level for 2023 Toyota Highlander
2023 Nissan Pathfinder TrimsRate
S 2WD$1,612
S 4WD1,648
SV 2WD1,660
SV 4WD1,692
SL 2WD1,718
Rock Creek 4WD1,736
SL 4WD1,742
Platinum 2WD1,796
Platinum 4WD1,816
2023 Nissan Pathfinder Average Rate$1,712

2022 Toyota Highlander vs. Nissan Pathfinder

Car insurance rates for a 2022 Toyota Highlander cost an average of $1,662 per year, whereas insurance for a Nissan Pathfinder costs an average of $1,672 per year, making the Toyota Highlander the model with lower average insurance cost.

Within each model, however, car insurance cost varies noticeably for different trim levels. For a 2022 Toyota Highlander, insurance rates range from $1,456 per year for the L 2WD model up to the highest rate of $1,874 for the Hybrid Platinum AWD model. For a 2022 Nissan Pathfinder, rates can range from $1,574 per year for the S 2WD model up to $1,778 for the most expensive to insure Platinum 4WD model.

When rates are compared for both models, the lowest-cost model and trim is the Toyota Highlander L 2WD at a cost of $1,456 per year. The highest-cost model and trim level is the Toyota Highlander Hybrid Platinum AWD at a cost of $1,874 per year.

For a 2022 Toyota Highlander, the cheapest models are the L 2WD, L AWD, and LE 2WD. The cheapest Nissan Pathfinder models include the S 2WD, S 4WD, and SV 2WD. Average car insurance rates for all 2022 Toyota Highlander and Nissan Pathfinder models and trims range from $121 to $156 per month.

The rate table below ranks the annual and monthly car insurance cost for 2022 Toyota Highlander and Nissan Pathfinder models, showing cost for each trim level of both models.

2022 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,456$121
$1,494$125
$1,506$126
$1,534$128
$1,564$130
$1,574$131
$1,588$132
$1,588$132
$1,610$134
$1,616$135
$1,620$135
$1,626$136
$1,628$136
$1,640$137
$1,654$138
$1,654$138
$1,666$139
$1,678$140
$1,690$141
$1,700$142
$1,704$142
$1,730$144
$1,754$146
$1,758$147
$1,778$148
$1,778$148
$1,812$151
$1,838$153
$1,856$155
$1,874$156

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Highlander and a 2022 Nissan Pathfinder. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2022 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level

How does Toyota Highlander insurance compare to Nissan Pathfinder insurance? The chart below details average rates for both 2022 models and for different driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Highlander and a 2022 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2022 Toyota Highlander vs. 2022 Nissan Pathfinder Insurance Cost
2022 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,328$1,758$1,662$1,516
Nissan Pathfinder$3,314$1,758$1,672$1,524

The tables below detail insurance rates for all trim levels of 2022 Highlander and Pathfinder models. The 2022 Toyota Highlander has an average insurance cost of $1,662 and the 2022 Nissan Pathfinder is $1,672, making the Toyota Highlander cheaper by $10 per year.

2022 Toyota Highlander

$1,662

Insurance Rates by Trim Level for 2022 Toyota Highlander
2022 Toyota Highlander TrimsRate
L 2WD$1,456
L AWD1,494
LE 2WD1,506
LE AWD1,534
XLE 2WD1,564
XLE AWD1,588
XSE 2WD1,588
Bronze Edition 2WD1,616
XSE AWD1,620
Limited 2WD1,626
Bronze Edition AWD1,640
Limited AWD1,654
Platinum 2WD1,666
Platinum AWD1,690
Hybrid LE 2WD1,700
Hybrid LE AWD1,730
Hybrid XLE 2WD1,754
Hybrid XLE AWD1,778
Hybrid Limited 2WD1,812
Hybrid Limited AWD1,838
Hybrid Platinum 2WD1,856
Hybrid Platinum AWD1,874
2022 Toyota Highlander Average Rate$1,662

2022 Nissan Pathfinder

$1,672

Insurance Rates by Trim Level for 2022 Toyota Highlander
2022 Nissan Pathfinder TrimsRate
S 2WD$1,574
S 4WD1,610
SV 2WD1,628
SV 4WD1,654
SL 2WD1,678
SL 4WD1,704
Platinum 2WD1,758
Platinum 4WD1,778
2022 Nissan Pathfinder Average Rate$1,672

2021 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for 2021 models, a Toyota Highlander costs an average of $1,710 per year to insure and a Nissan Pathfinder costs $1,674, making the Nissan Pathfinder cheaper to insure by $36 per year for this model year.

The next chart demonstrates the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. The average cost of car insurance ranges from $1,560 to $3,432 per year for a 2021 Toyota Highlander, and $1,524 to $3,324 for a 2021 Nissan Pathfinder for the example age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Highlander and a 2021 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2021 Toyota Highlander vs. 2021 Nissan Pathfinder Insurance Cost
2021 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,432$1,800$1,710$1,560
Nissan Pathfinder$3,324$1,758$1,674$1,524

The 2021 Toyota Highlander has 17 trims available, with the cheapest trim level to insure being the L 2WD trim at an average cost of $1,502 per year.

For the 10 trims available for the Nissan Pathfinder, the cheapest 2021 trim level to insure is the S 2WD model at a cost of $1,550.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Toyota Highlander L 2WD at an average rate of $1,502 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,968 per year.

The two tables below illustrate trim level insurance cost averages for both 2021 models, along with the average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Nissan Pathfinder.

2021 Toyota Highlander

$1,710

Insurance Rates by Trim Level for 2021 Toyota Highlander
2021 Toyota Highlander TrimsRate
L 2WD$1,502
L 4WD1,550
LE 2WD1,550
LE 4WD1,550
XLE 2WD1,550
Limited 2WD1,600
XLE 4WD1,600
Limited 4WD1,648
Platinum 2WD1,648
Platinum 4WD1,648
Hybrid LE 2WD1,804
Hybrid LE 4WD1,804
Hybrid XLE 4WD1,854
Hybrid Limited 2WD1,936
Hybrid Limited 4WD1,936
Hybrid Platinum 2WD1,936
Hybrid Platinum 4WD1,968
2021 Toyota Highlander Average Rate$1,710

2021 Nissan Pathfinder

$1,674

Insurance Rates by Trim Level for 2021 Toyota Highlander
2021 Nissan Pathfinder TrimsRate
S 2WD$1,550
S 4WD1,598
SV 2WD1,632
SL 2WD1,680
SL 4WD1,680
SV 4WD1,680
Platinum 2WD1,728
Platinum 4WD1,728
SL Rock Creek Premium 2WD1,728
SL Rock Creek Premium 4WD1,728
2021 Nissan Pathfinder Average Rate$1,674

2020 Toyota Highlander vs Nissan Pathfinder

For 2020 Toyota Highlander and Nissan Pathfinder models, the Nissan Pathfinder has lower-cost car insurance by an average of $38 per year for this comparison year.

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,540 to $3,390 per year for a 2020 Toyota Highlander, and $1,504 to $3,282 for a 2020 Nissan Pathfinder for these driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Highlander and a 2020 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2020 Toyota Highlander vs. 2020 Nissan Pathfinder Insurance Cost
2020 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,390$1,776$1,688$1,540
Nissan Pathfinder$3,282$1,732$1,650$1,504

Out of 17 trim levels for the 2020 Toyota Highlander, the cheapest insurance rates are on the L 2WD model at a cost of $1,480 per year.

Out of the 10 trim levels available for the Nissan Pathfinder, the cheapest 2020 model to insure is the S 2WD trim at a cost of $1,528.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Toyota Highlander L 2WD at a cost of $1,480 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD costing $1,942 per year.

The next tables show average car insurance cost by trim level for a 2020 Toyota Highlander and Nissan Pathfinder, including an overall average cost for each model.

2020 Toyota Highlander

$1,688

Insurance Rates by Trim Level for 2020 Toyota Highlander
2020 Toyota Highlander TrimsRate
L 2WD$1,480
L 4WD1,528
LE 2WD1,528
LE 4WD1,528
XLE 2WD1,528
Limited 2WD1,576
XLE 4WD1,576
Limited 4WD1,624
Platinum 2WD1,624
Platinum 4WD1,624
Hybrid LE 2WD1,780
Hybrid LE 4WD1,780
Hybrid XLE 4WD1,828
Hybrid Limited 2WD1,910
Hybrid Limited 4WD1,910
Hybrid Platinum 2WD1,910
Hybrid Platinum 4WD1,942
2020 Toyota Highlander Average Rate$1,688

2020 Nissan Pathfinder

$1,650

Insurance Rates by Trim Level for 2020 Toyota Highlander
2020 Nissan Pathfinder TrimsRate
S 2WD$1,528
S 4WD1,576
SV 2WD1,608
SL 2WD1,656
SL 4WD1,656
SV 4WD1,656
Platinum 2WD1,704
Platinum 4WD1,704
SL Rock Creek Premium 2WD1,704
SL Rock Creek Premium 4WD1,704
2020 Nissan Pathfinder Average Rate$1,650

2019 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for the 2019 Toyota Highlander and Nissan Pathfinder models, the Toyota Highlander is cheaper by an average of $48 per year.

The chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. The average car insurance cost ranges from $1,454 to $3,196 per year for a 2019 Toyota Highlander, and $1,498 to $3,258 for a 2019 Nissan Pathfinder for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Highlander and a 2019 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2019 Toyota Highlander vs. 2019 Nissan Pathfinder Insurance Cost
2019 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,196$1,674$1,590$1,454
Nissan Pathfinder$3,258$1,710$1,638$1,498

Out of 17 trims for the 2019 Toyota Highlander, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,432 per year. For the eight trim levels available for the Nissan Pathfinder, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,546.

When all 25 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Toyota Highlander LE 2WD at an average rate of $1,432 per year, and the most expensive model and trim level is the Toyota Highlander Hybrid Limited Platinum 4WD at a cost of $1,746 per year.

The next two rate tables display the average insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The model with the cheapest car insurance rates for 2019 is the Toyota Highlander.

2019 Toyota Highlander

$1,590

Insurance Rates by Trim Level for 2019 Toyota Highlander
2019 Toyota Highlander TrimsRate
LE 2WD$1,432
LE 4WD1,478
LE Plus 2WD1,522
LE Plus 4WD1,522
XLE 2WD1,522
Limited 2WD1,568
Limited 4WD1,568
SE 2WD1,568
SE 4WD1,568
XLE 4WD1,568
Limited Platinum 2WD1,614
Limited Platinum 4WD1,614
Hybrid 4WD1,654
Hybrid LE 4WD1,654
Hybrid XLE 4WD1,700
Hybrid Limited 4WD1,746
Hybrid Limited Platinum 4WD1,746
2019 Toyota Highlander Average Rate$1,590

2019 Nissan Pathfinder

$1,638

Insurance Rates by Trim Level for 2019 Toyota Highlander
2019 Nissan Pathfinder TrimsRate
S 2WD$1,546
S 4WD1,546
SV 2WD1,624
SV 4WD1,624
SL 2WD1,672
SL 4WD1,672
Platinum 2WD1,718
Platinum 4WD1,718
2019 Nissan Pathfinder Average Rate$1,638

2018 Toyota Highlander vs Nissan Pathfinder

When comparing average insurance rates for 2018 models, a Toyota Highlander costs an average of $1,546 per year to insure and a Nissan Pathfinder costs $1,602, making the Toyota Highlander cheaper to insure by $56 per year for this comparison year.

The chart shown below visualizes the average cost to insure both models with different driver age groups. For a 2018 Toyota Highlander, average car insurance cost ranges from $1,416 to $3,114 per year for the age groups used in this illustration. A 2018 Nissan Pathfinder costs from $1,462 to $3,188 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Highlander and a 2018 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2018 Toyota Highlander vs. 2018 Nissan Pathfinder Insurance Cost
2018 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,114$1,626$1,546$1,416
Nissan Pathfinder$3,188$1,668$1,602$1,462

Out of 16 Toyota Highlander trims, the cheapest 2018 trim to insure is the LE 2WD model at an average cost of $1,394 per year. Out of the eight trim levels available for the Nissan Pathfinder, the cheapest 2018 trim level to insure is the S 2WD trim at a cost of $1,512 per year, or about $126 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Toyota Highlander LE 2WD at an average rate of $1,394 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Limited 4WD costing $1,700 per year.

The rate tables below show average car insurance rates for each trim level, along with the average rate for each model.

2018 Toyota Highlander

$1,546

Insurance Rates by Trim Level for 2018 Toyota Highlander
2018 Toyota Highlander TrimsRate
LE 2WD$1,394
LE 4WD1,438
Plus 2WD1,438
Plus 4WD1,482
XLE 2WD1,482
Limited 4WD1,526
SE 4WD1,526
XLE 4WD1,526
SE 2WD1,550
Limited Platinum 4WD1,570
Limited 2WD1,594
Limited Platinum 2WD1,594
Hybrid LE 4WD1,612
Hybrid XLE 4WD1,656
Hybrid 4WD1,700
Hybrid Limited 4WD1,700
2018 Toyota Highlander Average Rate$1,546

2018 Nissan Pathfinder

$1,602

Insurance Rates by Trim Level for 2018 Toyota Highlander
2018 Nissan Pathfinder TrimsRate
S 2WD$1,512
S 4WD1,512
SV 2WD1,586
SV 4WD1,586
SL 2WD1,630
SL 4WD1,630
Platinum 2WD1,674
Platinum 4WD1,674
2018 Nissan Pathfinder Average Rate$1,602

2017 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for the 2017 Toyota Highlander and Nissan Pathfinder models, the Toyota Highlander is cheaper by an average of $54 per year for this model year.

The rate chart below shows the average cost to insure the two models rated for different driver ages. For a 2017 Toyota Highlander, insurance cost ranges from $1,350 to $2,960 per year for the age groups used in this illustration. A 2017 Nissan Pathfinder costs from $1,398 to $3,038 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Highlander and a 2017 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2017 Toyota Highlander vs. 2017 Nissan Pathfinder Insurance Cost
2017 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,960$1,548$1,474$1,350
Nissan Pathfinder$3,038$1,588$1,528$1,398

For the 14 trim levels available for the 2017 Toyota Highlander, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,340 per year, or $112 per month. The 2017 Nissan Pathfinder has eight trim levels available, with the cheapest trim to insure being the S S 2WD trim at an average cost of $1,422 per year, or $119 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,340 per year. The most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum 4WD at a cost of $1,634 per year.

The two tables below illustrate the average cost to insure all 2017 trim levels, along with the average rate for each model. The 2017 Toyota Highlander takes the win over the 2017 Nissan Pathfinder for cheapest car insurance rates.

2017 Toyota Highlander

$1,474

Insurance Rates by Trim Level for 2017 Toyota Highlander
2017 Toyota Highlander TrimsRate
LE 2WD$1,340
LE 4WD1,382
Plus 2WD1,382
Plus 4WD1,424
XLE 2WD1,424
XLE 4WD1,424
Limited 2WD1,466
Limited 4WD1,466
Platinum 2WD1,466
Platinum 4WD1,506
Hybrid LE 4WD1,552
Hybrid Limited 4WD1,592
Hybrid XLE 4WD1,592
Hybrid Platinum 4WD1,634
2017 Toyota Highlander Average Rate$1,474

2017 Nissan Pathfinder

$1,528

Insurance Rates by Trim Level for 2017 Toyota Highlander
2017 Nissan Pathfinder TrimsRate
S S 2WD$1,422
S 4WD1,464
SV SV 2WD1,464
SL SL 2WD1,534
SV 4WD1,534
SL 4WD1,574
Platinum Edition 2WD1,616
Platinum Edition 4WD1,616
2017 Nissan Pathfinder Average Rate$1,528

2016 Toyota Highlander vs Nissan Pathfinder

For the 2016 Toyota Highlander and Nissan Pathfinder models, the Nissan Pathfinder has cheaper car insurance rates by an average of $124 per year for this model year.

The chart shown below demonstrates the average cost to insure both models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,366 to $2,998 per year for a 2016 Toyota Highlander, and $1,252 to $2,724 for a 2016 Nissan Pathfinder for the age groups used in this illustration.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota Highlander and a 2016 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2016 Toyota Highlander vs. 2016 Nissan Pathfinder Insurance Cost
2016 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,998$1,558$1,498$1,366
Nissan Pathfinder$2,724$1,430$1,374$1,252

Out of 12 Toyota Highlander trim levels, the cheapest 2016 trim to insure is the LE 2WD trim at an average cost of $1,358 per year. For the eight trims available for the Nissan Pathfinder, the cheapest 2016 model to insure is the S 2WD model at a cost of $1,260.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Nissan Pathfinder S 2WD at an average cost of $1,260 per year, and the overall most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,680 per year.

The tables below display the cost to insure the available trim levels for both 2016 models, as well as an average rate for each model.

2016 Toyota Highlander

$1,498

Insurance Rates by Trim Level for 2016 Toyota Highlander
2016 Toyota Highlander TrimsRate
LE 2WD$1,358
LE 4WD1,398
Plus 2WD1,436
Plus 4WD1,436
XLE 2WD1,476
XLE 4WD1,476
Limited 2WD1,512
Limited 4WD1,512
Platinum 2WD1,512
Platinum 4WD1,512
Hybrid Limited 4WD1,640
Hybrid Platinum 4WD1,680
2016 Toyota Highlander Average Rate$1,498

2016 Nissan Pathfinder

$1,374

Insurance Rates by Trim Level for 2016 Toyota Highlander
2016 Nissan Pathfinder TrimsRate
S 2WD$1,260
S 4WD1,300
SV 2WD1,366
SV 4WD1,366
SL 2WD1,404
SL 4WD1,404
Platinum Edition 2WD1,444
Platinum Edition 4WD1,444
2016 Nissan Pathfinder Average Rate$1,374

2015 Toyota Highlander vs Nissan Pathfinder

When comparing insurance cost for 2015 models, the Toyota Highlander costs an average of $1,340 per year to insure and the Nissan Pathfinder costs $1,428, making the Toyota Highlander the winner by $88.

The next chart visualizes the average cost to insure the two models for different driver ages. For a 2015 Toyota Highlander, the average car insurance cost ranges from $1,226 to $2,678 per year. A 2015 Nissan Pathfinder costs from $1,308 to $2,832 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Toyota Highlander and a 2015 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on February 17, 2023
2015 Toyota Highlander vs. 2015 Nissan Pathfinder Insurance Cost
2015 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,678$1,402$1,340$1,226
Nissan Pathfinder$2,832$1,480$1,428$1,308

The 2015 Toyota Highlander has 12 trims available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,210 per year. Out of the eight trims available for the Nissan Pathfinder, the cheapest 2015 trim level to insure is the S 2WD model at a cost of $1,334.

When rates for all 20 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,210 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,550 per year.

The rate tables below display both 2015 models and all trim levels available for each one, including an overall average rate. The cheapest of the two models to insure for the 2015 model year is the Toyota Highlander.

2015 Toyota Highlander

$1,340

Insurance Rates by Trim Level for 2015 Toyota Highlander
2015 Toyota Highlander TrimsRate
LE 2WD$1,210
LE 4WD1,246
Plus 2WD1,246
Plus 4WD1,282
Limited 2WD1,316
XLE 2WD1,316
XLE 4WD1,316
Limited 4WD1,352
Platinum 2WD1,352
Platinum 4WD1,352
Hybrid Limited 4WD1,550
Hybrid Platinum 4WD1,550
2015 Toyota Highlander Average Rate$1,340

2015 Nissan Pathfinder

$1,428

Insurance Rates by Trim Level for 2015 Toyota Highlander
2015 Nissan Pathfinder TrimsRate
S 2WD$1,334
S 4WD1,368
SV 2WD1,368
SV 4WD1,430
SL 2WD1,466
SL 4WD1,466
Platinum Edition 2WD1,500
Platinum Edition 4WD1,500
2015 Nissan Pathfinder Average Rate$1,428

Additional Toyota Highlander and Nissan Pathfinder Resources