Toyota Highlander vs. Nissan Pathfinder Insurance

In a battle between Toyota and Nissan midsize SUVs, does the Highlander or Pathfinder have the cheapest insurance? We compared insurance rates for the 2015 through 2023 model years to find out.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • When comparing 2023 models, a Nissan Pathfinder is generally cheaper to insure than a Toyota Highlander by an average of $46 per year.
  • For a 2023 Toyota Highlander, average insurance rates range from $1,582 to $2,034 per year, while insurance for a 2023 Nissan Pathfinder ranges from $1,656 to $1,864.
  • Out of 31 models in the 2023 midsize SUV segment, the Toyota Highlander ranks 21st and the Nissan Pathfinder ranks 17th for insurance affordability.
  • The Highlander L 2WD and L AWD trims are the cheapest Toyota models to insure, while the Pathfinder S 2WD and S 4WD trims are the cheapest Nissan models to insure.

Is it cheaper to insure a Toyota Highlander or Nissan Pathfinder?

When comparing 2023 Toyota Highlander and Nissan Pathfinder models, the model with cheaper average insurance rates is the Nissan Pathfinder. Insurance rates on a Toyota Highlander cost an average of $1,806 per year, whereas insurance for the Nissan Pathfinder averages $1,760 per year.

For the 22 trims available for the 2023 Toyota Highlander, the cheapest trim to insure is the L 2WD model at an average cost of $1,582 per year, or $132 per month.

For the nine trims available for the Nissan Pathfinder, the cheapest 2023 model to insure is the S 2WD trim at a cost of $1,656.

When rates are compared for the 31 trim levels of both 2023 models, the cheapest vehicle to insure is the Toyota Highlander L 2WD at an average rate of $1,582 per year. The overall most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum AWD at an average of $2,034 per year.

The next table compares the cost of car insurance for 2023 Toyota Highlander and Nissan Pathfinder models, with average rates for each vehicle.

2023 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,582$132
$1,622$135
$1,640$137
$1,656$138
$1,676$140
$1,694$141
$1,700$142
$1,704$142
$1,730$144
$1,730$144
$1,740$145
$1,762$147
$1,766$147
$1,768$147
$1,774$148
$1,782$149
$1,788$149
$1,792$149
$1,804$150
$1,818$152
$1,842$154
$1,844$154
$1,844$154
$1,864$155
$1,872$156
$1,898$158
$1,922$160
$1,974$165
$1,994$166
$2,016$168
$2,034$170

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota Highlander and a 2023 Nissan Pathfinder. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2023 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level

The chart shown below visualizes the average cost to insure the two models for a range of driver ages. For a 2023 Toyota Highlander, the average cost of car insurance ranges from $1,646 to $3,614 per year for the age groups used in the chart. A 2023 Nissan Pathfinder costs from $1,602 to $3,476 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota Highlander and a 2023 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 12, 2023
2023 Toyota Highlander vs. 2023 Nissan Pathfinder Insurance Cost
2023 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,614$1,916$1,806$1,646
Nissan Pathfinder$3,476$1,848$1,760$1,602

The next tables display average car insurance rates for every trim level for both 2023 models, as well as an average rate for each model.

2023 Toyota Highlander

$1,806

Insurance Rates by Trim Level for 2023 Toyota Highlander
2023 Toyota Highlander TrimsRate
L 2WD$1,582
L AWD1,622
LE 2WD1,640
LE AWD1,676
XLE 2WD1,700
XLE AWD1,730
XSE 2WD1,730
XSE AWD1,762
Bronze Edition 2WD1,768
Limited 2WD1,774
Bronze Edition AWD1,792
Limited AWD1,804
Platinum 2WD1,818
Hybrid LE 2WD1,842
Platinum AWD1,844
Hybrid LE AWD1,872
Hybrid XLE 2WD1,898
Hybrid XLE AWD1,922
Hybrid Limited 2WD1,974
Hybrid Limited AWD1,994
Hybrid Platinum 2WD2,016
Hybrid Platinum AWD2,034
2023 Toyota Highlander Average Rate$1,806

2023 Nissan Pathfinder

$1,760

Insurance Rates by Trim Level for 2023 Toyota Highlander
2023 Nissan Pathfinder TrimsRate
S 2WD$1,656
S 4WD1,694
SV 2WD1,704
SV 4WD1,740
SL 2WD1,766
Rock Creek 4WD1,782
SL 4WD1,788
Platinum 2WD1,844
Platinum 4WD1,864
2023 Nissan Pathfinder Average Rate$1,760

2022 Toyota Highlander vs. Nissan Pathfinder

Car insurance rates for a 2022 Toyota Highlander cost an average of $1,704 per year, whereas insurance for a Nissan Pathfinder costs an average of $1,720 per year, making the Toyota Highlander the model with lower average insurance cost.

Within each model, however, car insurance cost varies noticeably for different trim levels. For a 2022 Toyota Highlander, insurance rates range from $1,496 per year for the L 2WD model up to the highest rate of $1,926 for the Hybrid Platinum AWD model. For a 2022 Nissan Pathfinder, rates can range from $1,618 per year for the S 2WD model up to $1,828 for the most expensive to insure Platinum 4WD model.

When rates are compared for both models, the lowest-cost model and trim is the Toyota Highlander L 2WD at a cost of $1,496 per year. The highest-cost model and trim level is the Toyota Highlander Hybrid Platinum AWD at a cost of $1,926 per year.

For a 2022 Toyota Highlander, the cheapest models are the L 2WD, L AWD, and LE 2WD. The cheapest Nissan Pathfinder models include the S 2WD, S 4WD, and SV 2WD. Average car insurance rates for all 2022 Toyota Highlander and Nissan Pathfinder models and trims range from $125 to $161 per month.

The rate table below ranks the annual and monthly car insurance cost for 2022 Toyota Highlander and Nissan Pathfinder models, showing cost for each trim level of both models.

2022 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,496$125
$1,534$128
$1,546$129
$1,576$131
$1,602$134
$1,618$135
$1,628$136
$1,628$136
$1,656$138
$1,658$138
$1,662$139
$1,668$139
$1,672$139
$1,682$140
$1,698$142
$1,700$142
$1,708$142
$1,724$144
$1,732$144
$1,750$146
$1,750$146
$1,776$148
$1,802$150
$1,808$151
$1,826$152
$1,828$152
$1,862$155
$1,888$157
$1,906$159
$1,926$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Highlander and a 2022 Nissan Pathfinder. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
2022 Toyota Highlander vs Nissan Pathfinder Insurance Cost by Trim Level

How does Toyota Highlander insurance compare to Nissan Pathfinder insurance? The chart below details average rates for both 2022 models and for different driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota Highlander and a 2022 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 11, 2023
2022 Toyota Highlander vs. 2022 Nissan Pathfinder Insurance Cost
2022 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,416$1,804$1,704$1,554
Nissan Pathfinder$3,398$1,802$1,720$1,564

The tables below detail insurance rates for all trim levels of 2022 Highlander and Pathfinder models. The 2022 Toyota Highlander has an average insurance cost of $1,704 and the 2022 Nissan Pathfinder is $1,720, making the Toyota Highlander cheaper by $16 per year.

2022 Toyota Highlander

$1,704

Insurance Rates by Trim Level for 2022 Toyota Highlander
2022 Toyota Highlander TrimsRate
L 2WD$1,496
L AWD1,534
LE 2WD1,546
LE AWD1,576
XLE 2WD1,602
XLE AWD1,628
XSE 2WD1,628
Bronze Edition 2WD1,658
XSE AWD1,662
Limited 2WD1,668
Bronze Edition AWD1,682
Limited AWD1,698
Platinum 2WD1,708
Platinum AWD1,732
Hybrid LE 2WD1,750
Hybrid LE AWD1,776
Hybrid XLE 2WD1,802
Hybrid XLE AWD1,826
Hybrid Limited 2WD1,862
Hybrid Limited AWD1,888
Hybrid Platinum 2WD1,906
Hybrid Platinum AWD1,926
2022 Toyota Highlander Average Rate$1,704

2022 Nissan Pathfinder

$1,720

Insurance Rates by Trim Level for 2022 Toyota Highlander
2022 Nissan Pathfinder TrimsRate
S 2WD$1,618
S 4WD1,656
SV 2WD1,672
SV 4WD1,700
SL 2WD1,724
SL 4WD1,750
Platinum 2WD1,808
Platinum 4WD1,828
2022 Nissan Pathfinder Average Rate$1,720

2021 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for 2021 models, a Toyota Highlander costs an average of $1,754 per year to insure and a Nissan Pathfinder costs $1,718, making the Nissan Pathfinder cheaper to insure by $36 per year for this model year.

The next chart demonstrates the average cost to insure both 2021 models for the 20 to 50-year-old driver age groups. The average cost of car insurance ranges from $1,602 to $3,524 per year for a 2021 Toyota Highlander, and $1,564 to $3,412 for a 2021 Nissan Pathfinder for the example age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota Highlander and a 2021 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 12, 2023
2021 Toyota Highlander vs. 2021 Nissan Pathfinder Insurance Cost
2021 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,524$1,846$1,754$1,602
Nissan Pathfinder$3,412$1,800$1,718$1,564

The 2021 Toyota Highlander has 17 trims available, with the cheapest trim level to insure being the L 2WD trim at an average cost of $1,540 per year.

For the 10 trims available for the Nissan Pathfinder, the cheapest 2021 trim level to insure is the S 2WD model at a cost of $1,590.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Toyota Highlander L 2WD at an average rate of $1,540 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $2,022 per year.

The two tables below illustrate trim level insurance cost averages for both 2021 models, along with the average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Nissan Pathfinder.

2021 Toyota Highlander

$1,754

Insurance Rates by Trim Level for 2021 Toyota Highlander
2021 Toyota Highlander TrimsRate
L 2WD$1,540
L 4WD1,592
LE 2WD1,592
LE 4WD1,592
XLE 2WD1,592
Limited 2WD1,640
XLE 4WD1,640
Limited 4WD1,692
Platinum 2WD1,692
Platinum 4WD1,692
Hybrid LE 2WD1,854
Hybrid LE 4WD1,854
Hybrid XLE 4WD1,904
Hybrid Limited 2WD1,988
Hybrid Limited 4WD1,988
Hybrid Platinum 2WD1,988
Hybrid Platinum 4WD2,022
2021 Toyota Highlander Average Rate$1,754

2021 Nissan Pathfinder

$1,718

Insurance Rates by Trim Level for 2021 Toyota Highlander
2021 Nissan Pathfinder TrimsRate
S 2WD$1,590
S 4WD1,640
SV 2WD1,676
SL 2WD1,726
SL 4WD1,726
SV 4WD1,726
Platinum 2WD1,776
Platinum 4WD1,776
SL Rock Creek Premium 2WD1,776
SL Rock Creek Premium 4WD1,776
2021 Nissan Pathfinder Average Rate$1,718

2020 Toyota Highlander vs Nissan Pathfinder

For 2020 Toyota Highlander and Nissan Pathfinder models, the Nissan Pathfinder has lower-cost car insurance by an average of $40 per year for this comparison year.

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,582 to $3,480 per year for a 2020 Toyota Highlander, and $1,546 to $3,370 for a 2020 Nissan Pathfinder for these driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota Highlander and a 2020 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 11, 2023
2020 Toyota Highlander vs. 2020 Nissan Pathfinder Insurance Cost
2020 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,480$1,822$1,734$1,582
Nissan Pathfinder$3,370$1,776$1,694$1,546

Out of 17 trim levels for the 2020 Toyota Highlander, the cheapest insurance rates are on the L 2WD model at a cost of $1,520 per year.

Out of the 10 trim levels available for the Nissan Pathfinder, the cheapest 2020 model to insure is the S 2WD trim at a cost of $1,570.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Toyota Highlander L 2WD at a cost of $1,520 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD costing $1,996 per year.

The next tables show average car insurance cost by trim level for a 2020 Toyota Highlander and Nissan Pathfinder, including an overall average cost for each model.

2020 Toyota Highlander

$1,734

Insurance Rates by Trim Level for 2020 Toyota Highlander
2020 Toyota Highlander TrimsRate
L 2WD$1,520
L 4WD1,570
LE 2WD1,570
LE 4WD1,570
XLE 2WD1,570
Limited 2WD1,618
XLE 4WD1,618
Limited 4WD1,666
Platinum 2WD1,666
Platinum 4WD1,666
Hybrid LE 2WD1,830
Hybrid LE 4WD1,830
Hybrid XLE 4WD1,878
Hybrid Limited 2WD1,962
Hybrid Limited 4WD1,962
Hybrid Platinum 2WD1,962
Hybrid Platinum 4WD1,996
2020 Toyota Highlander Average Rate$1,734

2020 Nissan Pathfinder

$1,694

Insurance Rates by Trim Level for 2020 Toyota Highlander
2020 Nissan Pathfinder TrimsRate
S 2WD$1,570
S 4WD1,618
SV 2WD1,652
SL 2WD1,702
SL 4WD1,702
SV 4WD1,702
Platinum 2WD1,752
Platinum 4WD1,752
SL Rock Creek Premium 2WD1,752
SL Rock Creek Premium 4WD1,752
2020 Nissan Pathfinder Average Rate$1,694

2019 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for the 2019 Toyota Highlander and Nissan Pathfinder models, the Toyota Highlander is cheaper by an average of $54 per year.

The chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. The average car insurance cost ranges from $1,488 to $3,282 per year for a 2019 Toyota Highlander, and $1,538 to $3,344 for a 2019 Nissan Pathfinder for the included age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota Highlander and a 2019 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 12, 2023
2019 Toyota Highlander vs. 2019 Nissan Pathfinder Insurance Cost
2019 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,282$1,718$1,632$1,488
Nissan Pathfinder$3,344$1,754$1,686$1,538

Out of 17 trims for the 2019 Toyota Highlander, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,468 per year. For the eight trim levels available for the Nissan Pathfinder, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,590.

When all 25 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Toyota Highlander LE 2WD at an average rate of $1,468 per year, and the most expensive model and trim level is the Toyota Highlander Hybrid Limited Platinum 4WD at a cost of $1,794 per year.

The next two rate tables display the average insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The model with the cheapest car insurance rates for 2019 is the Toyota Highlander.

2019 Toyota Highlander

$1,632

Insurance Rates by Trim Level for 2019 Toyota Highlander
2019 Toyota Highlander TrimsRate
LE 2WD$1,468
LE 4WD1,516
LE Plus 2WD1,562
LE Plus 4WD1,562
XLE 2WD1,562
Limited 2WD1,610
Limited 4WD1,610
SE 2WD1,610
SE 4WD1,610
XLE 4WD1,610
Limited Platinum 2WD1,656
Limited Platinum 4WD1,656
Hybrid 4WD1,700
Hybrid LE 4WD1,700
Hybrid XLE 4WD1,746
Hybrid Limited 4WD1,794
Hybrid Limited Platinum 4WD1,794
2019 Toyota Highlander Average Rate$1,632

2019 Nissan Pathfinder

$1,686

Insurance Rates by Trim Level for 2019 Toyota Highlander
2019 Nissan Pathfinder TrimsRate
S 2WD$1,590
S 4WD1,590
SV 2WD1,670
SV 4WD1,670
SL 2WD1,718
SL 4WD1,718
Platinum 2WD1,766
Platinum 4WD1,766
2019 Nissan Pathfinder Average Rate$1,686

2018 Toyota Highlander vs Nissan Pathfinder

When comparing average insurance rates for 2018 models, a Toyota Highlander costs an average of $1,590 per year to insure and a Nissan Pathfinder costs $1,646, making the Toyota Highlander cheaper to insure by $56 per year for this comparison year.

The chart shown below visualizes the average cost to insure both models with different driver age groups. For a 2018 Toyota Highlander, average car insurance cost ranges from $1,450 to $3,198 per year for the age groups used in this illustration. A 2018 Nissan Pathfinder costs from $1,502 to $3,272 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota Highlander and a 2018 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 11, 2023
2018 Toyota Highlander vs. 2018 Nissan Pathfinder Insurance Cost
2018 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,198$1,670$1,590$1,450
Nissan Pathfinder$3,272$1,710$1,646$1,502

Out of 16 Toyota Highlander trims, the cheapest 2018 trim to insure is the LE 2WD model at an average cost of $1,430 per year. Out of the eight trim levels available for the Nissan Pathfinder, the cheapest 2018 trim level to insure is the S 2WD trim at a cost of $1,554 per year, or about $130 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Toyota Highlander LE 2WD at an average rate of $1,430 per year. The highest-cost model and trim is the Toyota Highlander Hybrid Limited 4WD costing $1,746 per year.

The rate tables below show average car insurance rates for each trim level, along with the average rate for each model.

2018 Toyota Highlander

$1,590

Insurance Rates by Trim Level for 2018 Toyota Highlander
2018 Toyota Highlander TrimsRate
LE 2WD$1,430
LE 4WD1,476
Plus 2WD1,476
Plus 4WD1,522
XLE 2WD1,522
Limited 4WD1,566
SE 4WD1,566
XLE 4WD1,566
SE 2WD1,590
Limited Platinum 4WD1,612
Limited 2WD1,636
Limited Platinum 2WD1,636
Hybrid LE 4WD1,656
Hybrid XLE 4WD1,702
Hybrid 4WD1,746
Hybrid Limited 4WD1,746
2018 Toyota Highlander Average Rate$1,590

2018 Nissan Pathfinder

$1,646

Insurance Rates by Trim Level for 2018 Toyota Highlander
2018 Nissan Pathfinder TrimsRate
S 2WD$1,554
S 4WD1,554
SV 2WD1,632
SV 4WD1,632
SL 2WD1,676
SL 4WD1,676
Platinum 2WD1,722
Platinum 4WD1,722
2018 Nissan Pathfinder Average Rate$1,646

2017 Toyota Highlander vs Nissan Pathfinder

When comparing insurance rates for the 2017 Toyota Highlander and Nissan Pathfinder models, the Toyota Highlander is cheaper by an average of $56 per year for this model year.

The rate chart below shows the average cost to insure the two models rated for different driver ages. For a 2017 Toyota Highlander, insurance cost ranges from $1,382 to $3,040 per year for the age groups used in this illustration. A 2017 Nissan Pathfinder costs from $1,434 to $3,116 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota Highlander and a 2017 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 12, 2023
2017 Toyota Highlander vs. 2017 Nissan Pathfinder Insurance Cost
2017 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,040$1,586$1,514$1,382
Nissan Pathfinder$3,116$1,628$1,570$1,434

For the 14 trim levels available for the 2017 Toyota Highlander, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,376 per year, or $115 per month. The 2017 Nissan Pathfinder has eight trim levels available, with the cheapest trim to insure being the S S 2WD trim at an average cost of $1,460 per year, or $122 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,376 per year. The most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum 4WD at a cost of $1,678 per year.

The two tables below illustrate the average cost to insure all 2017 trim levels, along with the average rate for each model. The 2017 Toyota Highlander takes the win over the 2017 Nissan Pathfinder for cheapest car insurance rates.

2017 Toyota Highlander

$1,514

Insurance Rates by Trim Level for 2017 Toyota Highlander
2017 Toyota Highlander TrimsRate
LE 2WD$1,376
LE 4WD1,418
Plus 2WD1,418
Plus 4WD1,458
XLE 2WD1,458
XLE 4WD1,458
Limited 2WD1,502
Limited 4WD1,502
Platinum 2WD1,502
Platinum 4WD1,544
Hybrid LE 4WD1,594
Hybrid Limited 4WD1,636
Hybrid XLE 4WD1,636
Hybrid Platinum 4WD1,678
2017 Toyota Highlander Average Rate$1,514

2017 Nissan Pathfinder

$1,570

Insurance Rates by Trim Level for 2017 Toyota Highlander
2017 Nissan Pathfinder TrimsRate
S S 2WD$1,460
S 4WD1,504
SV SV 2WD1,504
SL SL 2WD1,576
SV 4WD1,576
SL 4WD1,618
Platinum Edition 2WD1,662
Platinum Edition 4WD1,662
2017 Nissan Pathfinder Average Rate$1,570

2016 Toyota Highlander vs Nissan Pathfinder

For the 2016 Toyota Highlander and Nissan Pathfinder models, the Nissan Pathfinder has cheaper car insurance rates by an average of $122 per year for this model year.

The chart shown below demonstrates the average cost to insure both models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,404 to $3,076 per year for a 2016 Toyota Highlander, and $1,288 to $2,796 for a 2016 Nissan Pathfinder for the age groups used in this illustration.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota Highlander and a 2016 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 11, 2023
2016 Toyota Highlander vs. 2016 Nissan Pathfinder Insurance Cost
2016 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$3,076$1,604$1,534$1,404
Nissan Pathfinder$2,796$1,466$1,412$1,288

Out of 12 Toyota Highlander trim levels, the cheapest 2016 trim to insure is the LE 2WD trim at an average cost of $1,396 per year. For the eight trims available for the Nissan Pathfinder, the cheapest 2016 model to insure is the S 2WD model at a cost of $1,296.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Nissan Pathfinder S 2WD at an average cost of $1,296 per year, and the overall most expensive vehicle to insure is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,728 per year.

The tables below display the cost to insure the available trim levels for both 2016 models, as well as an average rate for each model.

2016 Toyota Highlander

$1,534

Insurance Rates by Trim Level for 2016 Toyota Highlander
2016 Toyota Highlander TrimsRate
LE 2WD$1,396
LE 4WD1,436
Plus 2WD1,476
Plus 4WD1,476
XLE 2WD1,516
XLE 4WD1,516
Limited 2WD1,558
Limited 4WD1,558
Platinum 2WD1,558
Platinum 4WD1,558
Hybrid Limited 4WD1,688
Hybrid Platinum 4WD1,728
2016 Toyota Highlander Average Rate$1,534

2016 Nissan Pathfinder

$1,412

Insurance Rates by Trim Level for 2016 Toyota Highlander
2016 Nissan Pathfinder TrimsRate
S 2WD$1,296
S 4WD1,336
SV 2WD1,404
SV 4WD1,404
SL 2WD1,446
SL 4WD1,446
Platinum Edition 2WD1,486
Platinum Edition 4WD1,486
2016 Nissan Pathfinder Average Rate$1,412

2015 Toyota Highlander vs Nissan Pathfinder

When comparing insurance cost for 2015 models, the Toyota Highlander costs an average of $1,374 per year to insure and the Nissan Pathfinder costs $1,468, making the Toyota Highlander the winner by $94.

The next chart visualizes the average cost to insure the two models for different driver ages. For a 2015 Toyota Highlander, the average car insurance cost ranges from $1,258 to $2,748 per year. A 2015 Nissan Pathfinder costs from $1,342 to $2,906 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Toyota Highlander and a 2015 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Highlander and Nissan Pathfinder trim levels.Data last updated on August 12, 2023
2015 Toyota Highlander vs. 2015 Nissan Pathfinder Insurance Cost
2015 Toyota Highlander vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Highlander$2,748$1,438$1,374$1,258
Nissan Pathfinder$2,906$1,518$1,468$1,342

The 2015 Toyota Highlander has 12 trims available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,242 per year. Out of the eight trims available for the Nissan Pathfinder, the cheapest 2015 trim level to insure is the S 2WD model at a cost of $1,370.

When rates for all 20 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Toyota Highlander LE 2WD at a cost of $1,242 per year, and the most expensive trim is the Toyota Highlander Hybrid Platinum 4WD at an average of $1,592 per year.

The rate tables below display both 2015 models and all trim levels available for each one, including an overall average rate. The cheapest of the two models to insure for the 2015 model year is the Toyota Highlander.

2015 Toyota Highlander

$1,374

Insurance Rates by Trim Level for 2015 Toyota Highlander
2015 Toyota Highlander TrimsRate
LE 2WD$1,242
LE 4WD1,276
Plus 2WD1,276
Plus 4WD1,314
Limited 2WD1,350
XLE 2WD1,350
XLE 4WD1,350
Limited 4WD1,388
Platinum 2WD1,388
Platinum 4WD1,388
Hybrid Limited 4WD1,592
Hybrid Platinum 4WD1,592
2015 Toyota Highlander Average Rate$1,374

2015 Nissan Pathfinder

$1,468

Insurance Rates by Trim Level for 2015 Toyota Highlander
2015 Nissan Pathfinder TrimsRate
S 2WD$1,370
S 4WD1,406
SV 2WD1,406
SV 4WD1,470
SL 2WD1,506
SL 4WD1,506
Platinum Edition 2WD1,544
Platinum Edition 4WD1,544
2015 Nissan Pathfinder Average Rate$1,468

Additional Toyota Highlander and Nissan Pathfinder Resources