How much does Nissan Pathfinder insurance cost?
Nissan Pathfinder insurance costs an average of $1,760 per year for a full-coverage policy. Monthly insurance cost for the Pathfinder ranges from $138 to $155, depending on the trim level.
For individual policy coverages, collision insurance costs approximately $732 a year, comprehensive coverage costs about $444, and the remaining liability/medical will cost an estimated $584.
The chart below shows how Nissan Pathfinder car insurance prices vary with changes in driver age and insurance policy deductibles. Chart values range from the cheapest rate of $1,334 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $4,020 per year for a driver age 20 with a $250 policy deductible.
What is the cheapest Nissan Pathfinder insurance?
With Nissan Pathfinder insurance rates ranging from $1,656 to $1,864 per year for the average driver, the most budget-friendly trim level to insure is the Pathfinder S 2WD. The next cheapest model to insure is the S 4WD at $1,694 per year.
For the more expensive models, the three highest cost Pathfinder trim levels to insure are the Nissan Pathfinder SL 4WD, the Platinum 2WD, and the Platinum 4WD trim levels all costing an estimated $1,864 per year.
On average, plan on budgeting between $138 to $155 per month to insure a Pathfinder with full coverage. This is a rough estimate, however, as rates can vary significantly based on where you live, your age and driving record, and even your credit rating in some states.
The table below details average yearly and 6-month car insurance policy costs, plus a monthly insurance rate, for each 2023 Nissan Pathfinder trim level.
| Nissan Pathfinder Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| S 2WD | $1,656 | $828 | $138 |
| S 4WD | $1,694 | $847 | $141 |
| SV 2WD | $1,704 | $852 | $142 |
| SV 4WD | $1,740 | $870 | $145 |
| SL 2WD | $1,766 | $883 | $147 |
| Rock Creek 4WD | $1,782 | $891 | $149 |
| SL 4WD | $1,788 | $894 | $149 |
| Platinum 2WD | $1,844 | $922 | $154 |
| Platinum 4WD | $1,864 | $932 | $155 |
How much is insurance on a used Pathfinder?
When comparing insurance rates on a Nissan Pathfinder, the model year of the vehicle plays an important part in determining the amount of your policy. Rates in the table below range from a low of $1,162 for a 2013 model driven by a 60-year-old up to $3,476 per year for a 20-year-old driver.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2023 Nissan Pathfinder | $3,476 | $1,760 | $1,570 |
| 2022 Nissan Pathfinder | $3,398 | $1,720 | $1,532 |
| 2021 Nissan Pathfinder | $3,412 | $1,718 | $1,534 |
| 2020 Nissan Pathfinder | $3,370 | $1,694 | $1,514 |
| 2019 Nissan Pathfinder | $3,344 | $1,686 | $1,508 |
| 2018 Nissan Pathfinder | $3,272 | $1,646 | $1,470 |
| 2017 Nissan Pathfinder | $3,116 | $1,570 | $1,404 |
| 2016 Nissan Pathfinder | $2,796 | $1,412 | $1,260 |
| 2015 Nissan Pathfinder | $2,906 | $1,468 | $1,314 |
| 2014 Nissan Pathfinder | $2,966 | $1,492 | $1,340 |
| 2013 Nissan Pathfinder | $2,580 | $1,302 | $1,162 |
How does Nissan Pathfinder insurance cost rank?
The Nissan Pathfinder ranks 17th out of 31 comparison vehicles in the 2023 midsize SUV class. The Pathfinder costs an average of $1,760 per year for full coverage insurance, while the category average is $1,770 per year, a difference of $10 per year.
When Pathfinder insurance rates are compared to the top-selling vehicles in the midsize SUV segment, insurance for a Nissan Pathfinder costs $166 less per year than the Jeep Grand Cherokee, $46 less than the Toyota Highlander, $218 more than the Ford Explorer, and $208 less than the Jeep Cherokee.
The chart below shows how Pathfinder car insurance rates compare to other top-selling midsize SUVs, while the table following the chart ranks car insurance costs for all models in the 2023 segment.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,404 | -$356 |
| 2 | Subaru Ascent | $1,472 | -$288 |
| 3 | Ford Edge | $1,534 | -$226 |
| 4 | Ford Explorer | $1,542 | -$218 |
| 5 | Volkswagen Atlas | $1,546 | -$214 |
| 6 | Nissan Murano | $1,554 | -$206 |
| 7 | Subaru Outback | $1,558 | -$202 |
| 8 | Volkswagen Atlas Cross Sport | $1,616 | -$144 |
| 9 | Toyota Venza | $1,650 | -$110 |
| 10 | Kia Sorento | $1,660 | -$100 |
| 11 | Hyundai Palisade | $1,680 | -$80 |
| 12 | Toyota 4Runner | $1,696 | -$64 |
| 13 | GMC Acadia | $1,726 | -$34 |
| 14 | Chevrolet Traverse | $1,730 | -$30 |
| 15 | Honda Pilot | $1,742 | -$18 |
| 16 | Buick Enclave | $1,748 | -$12 |
| 17 | Nissan Pathfinder | $1,760 | -- |
| 18 | Mazda CX-9 | $1,762 | $2 |
| 19 | Mitsubishi Outlander Sport | $1,790 | $30 |
| 20 | Kia Telluride | $1,798 | $38 |
| 21 | Toyota Highlander | $1,806 | $46 |
| 22 | Chevrolet Blazer | $1,836 | $76 |
| 23 | Hyundai Santa Fe | $1,858 | $98 |
| 24 | Jeep Grand Cherokee | $1,926 | $166 |
| 25 | Jeep Cherokee | $1,968 | $208 |
| 26 | Jeep Wrangler | $2,008 | $248 |
| 27 | Ford Bronco | $2,014 | $254 |
| 28 | Tesla Model Y | $2,026 | $266 |
| 29 | Mitsubishi Outlander PHEV | $2,072 | $312 |
| 30 | Dodge Durango | $2,158 | $398 |
| 31 | Rivian R1S | $2,216 | $456 |
Comparing the average cost of auto insurance for a Nissan Pathfinder to midsize non-luxury SUVs with the closest average MSRP gives us additional insight. With an average MSRP of $41,649, the cost to buy a new 2023 Nissan Pathfinder ranges from $35,000 to $49,870, depending on the trim level being purchased.
The four 2023 model year midsize SUVs most similar in price to the Nissan Pathfinder are the Ford Edge, Hyundai Palisade, Chevrolet Blazer, and Subaru Ascent.
The list below shows how those four models compare to a Nissan Pathfinder by both MSRP and average insurance rates.
- Compared to the Ford Edge – With an average sticker price of $41,995 and ranging from $37,945 to $46,485, the 2023 Ford Edge costs $346 more than the average cost of the Nissan Pathfinder. Buying insurance for the Ford Edge costs an average of $226 less than the Nissan Pathfinder.
- Compared to the Hyundai Palisade – The Hyundai Palisade sells for an average of $42,010 ($37,945 to $49,200), which is $361 more expensive than the MSRP for the Nissan Pathfinder. Full-coverage insurance for the Hyundai Palisade costs an average of $80 less per year than the Nissan Pathfinder.
- Compared to the Chevrolet Blazer – The Chevrolet Blazer has an average sticker price of $42,795, ranging from $36,495 to $47,095, which is $1,146 more expensive than the average cost of the Nissan Pathfinder. The cost to insure a 2023 Nissan Pathfinder compared to the Chevrolet Blazer is $76 less each year on average.
- Compared to the Subaru Ascent – The Subaru Ascent has an average sticker price of $40,295, ranging from $33,895 to $48,195, which is $1,354 cheaper than the MSRP for the Nissan Pathfinder. Expect to pay an average of $288 less annually for full-coverage insurance on the Subaru Ascent compared to a Pathfinder.