Nissan Pathfinder Insurance Cost for 2023

How much is insurance for a Nissan Pathfinder?

From the S 2WD model to the Platinum 4WD trim, we analyzed average insurance cost for a Pathfinder to see how prices rank when compared to competing midsize SUVs.

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How much does Nissan Pathfinder insurance cost?

Nissan Pathfinder insurance costs an average of $1,712 per year for a full-coverage policy. Monthly insurance cost for the Pathfinder ranges from $134 to $151, depending on the trim level.

For individual policy coverages, collision insurance costs approximately $712 a year, comprehensive coverage costs about $432, and the remaining liability/medical will cost an estimated $568.

The chart below shows how average Nissan Pathfinder car insurance cost changes with changes in driver age and insurance policy deductibles. Chart values range from the cheapest rate of $1,300 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $3,916 per year for a driver age 20 with a $250 policy deductible.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Nissan Pathfinder with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Pathfinder trim levels.Data last updated on January 23, 2023
Nissan Pathfinder Car Insurance Rates
Nissan Pathfinder Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,884$240
$500$3,386$282
$250$3,916$326
30$1,000$1,518$127
$500$1,802$150
$250$2,096$175
40$1,000$1,452$121
$500$1,712$143
$250$1,984$165
50$1,000$1,326$111
$500$1,558$130
$250$1,802$150
60$1,000$1,300$108
$500$1,528$127
$250$1,766$147

What is the cheapest Nissan Pathfinder insurance?

With Nissan Pathfinder insurance rates ranging from $1,612 to $1,816 per year for the average driver, the most budget-friendly trim level to insure is the Pathfinder S 2WD. The next cheapest model to insure is the S 4WD at $1,648 per year.

For the more expensive models, the three highest cost Pathfinder trim levels to insure are the Nissan Pathfinder SL 4WD, the Platinum 2WD, and the Platinum 4WD trim levels all costing an estimated $1,816 per year.

On average, plan on budgeting between $134 to $151 per month to insure a Pathfinder with full coverage. This is a rough estimate, however, as rates can vary significantly based on where you live, your age and driving record, and even your credit rating in some states.

The table below details average yearly and 6-month car insurance policy costs, plus a monthly insurance rate, for each 2023 Nissan Pathfinder trim level.

2023 Nissan Pathfinder Insurance Cost by Trim Level
Nissan Pathfinder Trim Level Annual Policy 6-month Policy Per Month
S 2WD$1,612$806$134
S 4WD$1,648$824$137
SV 2WD$1,660$830$138
SV 4WD$1,692$846$141
SL 2WD$1,718$859$143
Rock Creek 4WD$1,736$868$145
SL 4WD$1,742$871$145
Platinum 2WD$1,796$898$150
Platinum 4WD$1,816$908$151

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Nissan Pathfinder, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Pathfinder Insurance Cost by Trim Level

How much is insurance on a used Pathfinder?

When comparing insurance rates on a Nissan Pathfinder, the model year of vehicle plays an important part in determining the amount of your policy. Rates in the table below range from a low of $1,132 for a 2013 model driven by a 60-year-old up to $3,386 per year for a 20-year-old driver.

Nissan Pathfinder Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Nissan Pathfinder$3,386$1,712$1,528
2022 Nissan Pathfinder$3,314$1,672$1,494
2021 Nissan Pathfinder$3,324$1,674$1,494
2020 Nissan Pathfinder$3,282$1,650$1,476
2019 Nissan Pathfinder$3,258$1,638$1,468
2018 Nissan Pathfinder$3,188$1,602$1,434
2017 Nissan Pathfinder$3,038$1,528$1,368
2016 Nissan Pathfinder$2,724$1,374$1,228
2015 Nissan Pathfinder$2,832$1,428$1,282
2014 Nissan Pathfinder$2,888$1,452$1,304
2013 Nissan Pathfinder$2,512$1,268$1,132

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Pathfinder Insurance Costs by Model Year

How does Nissan Pathfinder insurance cost rank?

The Nissan Pathfinder ranks 17th out of 31 comparison vehicles in the 2023 midsize SUV class. The Pathfinder costs an average of $1,712 per year for full coverage insurance, while the category average is $1,724 per year, a difference of $12 per year.

When Pathfinder insurance rates are compared to the top-selling vehicles in the midsize SUV segment, insurance for a Nissan Pathfinder costs $164 less per year than the Jeep Grand Cherokee, $50 less than the Toyota Highlander, $208 more than the Ford Explorer, and $202 less than the Jeep Cherokee.

The chart below shows how Pathfinder car insurance rates compare to other top-selling midsize SUVs, while the table following the chart ranks car insurance cost for all models in the 2023 segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Pathfinder, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Pathfinder trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Nissan Pathfinder Insurance Rates vs. the Competition
Nissan Pathfinder Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,368-$344
2Subaru Ascent$1,434-$278
3Ford Edge$1,494-$218
4Ford Explorer$1,504-$208
5Volkswagen Atlas$1,506-$206
6Nissan Murano$1,516-$196
7Subaru Outback$1,518-$194
8Volkswagen Atlas Cross Sport$1,576-$136
9Toyota Venza$1,608-$104
10Kia Sorento$1,618-$94
11Hyundai Palisade$1,638-$74
12Toyota 4Runner$1,654-$58
13GMC Acadia$1,682-$30
14Chevrolet Traverse$1,684-$28
15Honda Pilot$1,696-$16
16Buick Enclave$1,702-$10
17Nissan Pathfinder$1,712--
18Mazda CX-9$1,720$8
19Mitsubishi Outlander Sport$1,744$32
20Kia Telluride$1,754$42
21Toyota Highlander$1,762$50
22Chevrolet Blazer$1,786$74
23Hyundai Santa Fe$1,810$98
24Jeep Grand Cherokee$1,876$164
25Jeep Cherokee$1,914$202
26Jeep Wrangler$1,952$240
27Ford Bronco$1,962$250
28Tesla Model Y$1,970$258
29Mitsubishi Outlander PHEV$2,018$306
30Dodge Durango$2,102$390
31Rivian R1S$2,160$448

Comparing the average cost of auto insurance for a Nissan Pathfinder to midsize non-luxury SUVs with the closest average MSRP gives us an additional insight. With an average MSRP of $41,649, the cost to buy a new 2023 Nissan Pathfinder ranges from $35,000 to $49,870, depending on the trim level being purchased.

The four 2023 model year midsize SUVs most similar in price to the Nissan Pathfinder are the Ford Edge, Hyundai Palisade, Chevrolet Blazer, and Subaru Ascent.

The list below shows how those four models compare to a Nissan Pathfinder by both MSRP and average insurance rates.

  • Compared to the Ford Edge – With an average sticker price of $41,995 and ranging from $37,945 to $46,485, the 2023 Ford Edge costs $346 more than the average cost of the Nissan Pathfinder. Buying insurance for the Ford Edge costs an average of $218 less than the Nissan Pathfinder.
  • Compared to the Hyundai Palisade – The Hyundai Palisade sells for an average of $42,010 ($37,945 to $49,200), which is $361 more expensive than the MSRP for the Nissan Pathfinder. Full-coverage insurance for the Hyundai Palisade costs an average of $74 less per year than the Nissan Pathfinder.
  • Compared to the Chevrolet Blazer – The Chevrolet Blazer has an average sticker price of $42,795, ranging from $36,495 to $47,095, which is $1,146 more expensive than the average cost of the Nissan Pathfinder. The cost to insure a 2023 Nissan Pathfinder compared to the Chevrolet Blazer is $74 less each year on average.
  • Compared to the Subaru Ascent – The Subaru Ascent has an average sticker price of $40,295, ranging from $33,895 to $48,195, which is $1,354 cheaper than the MSRP for the Nissan Pathfinder. Expect to pay an average of $278 less annually for full-coverage insurance on the Subaru Ascent compared to a Pathfinder.