Nissan Pathfinder Insurance Cost for 2022

How much does Nissan Pathfinder insurance cost? We explore rates from the base S 2WD model up to the SL Rock Creek Premium and Platinum trim levels to see how prices compare to other midsize SUVs.

Start QuoteCompare Pathfinder car insurance rates and save on your next policy.

How much does Nissan Pathfinder insurance cost?

Nissan Pathfinder insurance costs an average of $1,540 per year for a full-coverage policy. Monthly insurance cost for the Pathfinder ranges from $121 to $136, depending on the trim level.

For individual policy coverages, collision insurance costs approximately $642 a year, comprehensive coverage costs about $388, and the remaining liability/medical will cost an estimated $510.

The chart below shows how average Nissan Pathfinder car insurance cost changes with changes in driver age and insurance policy deductibles. Chart values range from the cheapest rate of $1,168 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $3,522 per year for a driver age 20 with a $250 policy deductible.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Nissan Pathfinder with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Pathfinder trim levels.Data last updated on September 8, 2022
Nissan Pathfinder Car Insurance Rates
Nissan Pathfinder Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,594$216
$500$3,046$254
$250$3,522$294
30$1,000$1,366$114
$500$1,622$135
$250$1,888$157
40$1,000$1,306$109
$500$1,540$128
$250$1,784$149
50$1,000$1,192$99
$500$1,402$117
$250$1,620$135
60$1,000$1,168$97
$500$1,374$115
$250$1,588$132

What is the cheapest Nissan Pathfinder insurance?

With Nissan Pathfinder insurance rates ranging from $1,450 to $1,636 per year for the average driver, the most budget-friendly trim level to insure is the Pathfinder S 2WD. The next cheapest model to insure is the S 4WD at $1,482 per year.

For the more expensive models, the three highest cost Pathfinder trim levels to insure are the Nissan Pathfinder SL 4WD, the Platinum 2WD, and the Platinum 4WD trim levels all costing an estimated $1,636 per year.

On average, plan on budgeting between $121 to $136 per month to insure a Pathfinder with full coverage. This is a rough estimate, however, as rates can vary significantly based on where you live, your age and driving record, and even your credit rating in some states.

The table below details average yearly and 6-month car insurance policy costs, plus a monthly insurance rate, for each 2022 Nissan Pathfinder trim level.

2022 Nissan Pathfinder Insurance Cost by Trim Level
Nissan Pathfinder Trim Level Annual Policy 6-month Policy Per Month
S 2WD$1,450$725$121
S 4WD$1,482$741$124
SV 2WD$1,496$748$125
SV 4WD$1,522$761$127
SL 2WD$1,544$772$129
SL 4WD$1,570$785$131
Platinum 2WD$1,618$809$135
Platinum 4WD$1,636$818$136

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Pathfinder, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Nissan Pathfinder Insurance Cost by Trim Level

How much is insurance on a used Pathfinder?

When comparing insurance rates on a Nissan Pathfinder, the model year of vehicle plays an important part in determining the amount of your policy. Rates in the table below range from a low of $1,056 for a 2013 model driven by a 60-year-old up to $3,046 per year for a 20-year-old driver.

Nissan Pathfinder Insurance Cost for 2013-2022 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2022$3,046$1,622$1,540$1,402$1,374
2021$3,042$1,612$1,532$1,394$1,368
2020$2,988$1,582$1,502$1,370$1,344
2019$2,998$1,576$1,510$1,376$1,352
2018$2,930$1,538$1,476$1,346$1,322
2017$2,830$1,478$1,422$1,300$1,276
2016$2,522$1,326$1,270$1,160$1,138
2015$2,666$1,392$1,344$1,226$1,204
2014$2,696$1,402$1,356$1,240$1,214
2013$2,336$1,222$1,178$1,076$1,056

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Nissan Pathfinder Insurance Costs by Model Year

How does Nissan Pathfinder insurance cost rank?

The Nissan Pathfinder ranks #16 out of 29 comparison vehicles in the 2022 midsize SUV class. The Pathfinder costs an average of $1,540 per year for full coverage insurance, while the category average is $1,544 per year, a difference of $4 per year.

When Pathfinder insurance rates are compared to the top-selling vehicles in the midsize SUV segment, insurance for a Nissan Pathfinder costs $140 less per year than the Jeep Grand Cherokee, $6 more than the Toyota Highlander, $106 more than the Ford Explorer, and $152 less than the Jeep Cherokee.

The chart below shows how Pathfinder car insurance rates compare to other top-selling midsize SUVs, while the table following the chart ranks car insurance cost for all models in the 2022 segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Pathfinder, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Pathfinder trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Nissan Pathfinder Insurance Rates vs. the Competition
Nissan Pathfinder Insurance Cost Compared to All Midsize SUVs
Rank Make/Model Insurance Cost Difference
1Honda Passport$1,224-$316
2Subaru Ascent$1,310-$230
3Ford Edge$1,374-$166
4Subaru Outback$1,398-$142
5Nissan Murano$1,416-$124
6Toyota Venza$1,424-$116
7Ford Explorer$1,434-$106
8Kia Sorento$1,444-$96
9Hyundai Palisade$1,462-$78
10Volkswagen Atlas$1,472-$68
11Toyota 4Runner$1,488-$52
12Volkswagen Atlas Cross Sport$1,528-$12
13Mazda CX-9$1,530-$10
14GMC Acadia$1,532-$8
15Toyota Highlander$1,534-$6
16Nissan Pathfinder$1,540--
17Honda Pilot$1,546$6
18Mitsubishi Outlander Sport$1,548$8
19Buick Enclave$1,562$22
20Chevrolet Traverse$1,568$28
21Hyundai Santa Fe$1,590$50
22Kia Telluride$1,596$56
23Chevrolet Blazer$1,610$70
24Jeep Grand Cherokee$1,680$140
25Jeep Cherokee$1,692$152
26Mitsubishi Outlander PHEV$1,768$228
27Dodge Durango$1,788$248
28Tesla Model Y$1,804$264
29Rivian R1S$1,902$362

Comparing the average cost of auto insurance for a Nissan Pathfinder to midsize non-luxury SUVs with the closest average MSRP gives us an additional insight. With an average MSRP of $40,108, the cost to buy a new 2022 Nissan Pathfinder ranges from $33,680 to $48,440, depending on the trim level being purchased.

The four 2022 model year midsize SUVs most similar in price to the Nissan Pathfinder are the Ford Edge, Hyundai Palisade, Mitsubishi Outlander PHEV, and Volkswagen Atlas Cross Sport.

The list below shows how those four models compare to a Nissan Pathfinder by both MSRP and average insurance rates.

  • Compared to the Ford Edge – With an average sticker price of $40,055 and ranging from $35,395 to $44,195, the 2022 Ford Edge costs $53 less than the average cost of the Nissan Pathfinder. Buying insurance for the Ford Edge costs an average of $166 less than the Nissan Pathfinder.
  • Compared to the Hyundai Palisade – The Hyundai Palisade sells for an average of $39,683 ($35,395 to $46,690), which is $426 cheaper than the MSRP for the Nissan Pathfinder. Full-coverage insurance for the Hyundai Palisade costs an average of $78 less per year than the Nissan Pathfinder.
  • Compared to the Mitsubishi Outlander PHEV – The Mitsubishi Outlander PHEV has an average sticker price of $39,462, ranging from $36,995 to $42,695, which is $646 cheaper than the average cost of the Nissan Pathfinder. The cost to insure a 2022 Nissan Pathfinder compared to the Mitsubishi Outlander PHEV is $228 less each year on average.
  • Compared to the Volkswagen Atlas Cross Sport – The Volkswagen Atlas Cross Sport has an average sticker price of $40,844, ranging from $32,775 to $49,945, which is $736 more expensive than the MSRP for the Nissan Pathfinder. Expect to pay an average of $12 less annually for full-coverage insurance on the Volkswagen Atlas Cross Sport compared to a Pathfinder.