Toyota RAV4 vs. Chevy Equinox Insurance Cost

• For 2023 models, a Chevrolet Equinox is cheaper to insure than a Toyota RAV4 by an average of $46 per year.
• For a 2023 Toyota RAV4, car insurance rates range from $1,506 to $1,878 per year, while car insurance for a 2023 Chevrolet Equinox ranges from $1,564 to $1,688 for full-coverage.
• Average car insurance cost per month for the Toyota RAV4 is 2.9% more expensive than the Chevrolet Equinox, at $140 versus $136, a difference of $4.
• Out of 47 models in the 2023 compact SUV segment, the Toyota RAV4 ranks 29^th and the Chevrolet Equinox ranks 22^nd for most affordable car insurance rates.

Does insurance cost less for a RAV4 or Equinox?

For 2023, the model having more affordable car insurance is the Chevrolet Equinox. Insurance on the Toyota RAV4 averages $1,676 per year, and the Chevrolet Equinox averages $1,630 per year.

For the 19 trim levels available for the 2023 Toyota RAV4, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,506 per year, or about $126 per month.

The 2023 Chevrolet Equinox has eight trim levels available, with the cheapest trim level to insure being the LS model at an average cost of $1,564 per year, or about $130 per month.

When rates are compared for the 27 trim levels of both 2023 models, the lowest-cost model and trim level to insure is the Toyota RAV4 LE 2WD at an average cost of $1,506 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $1,878 per year.

The next table ranks the annual and monthly car insurance cost for 2023 Toyota RAV4 and Chevrolet Equinox models, with average rates for each vehicle.

The chart shown below displays the average cost to insure both models with different ages of drivers. For a 2023 Toyota RAV4, the average car insurance cost ranges from $1,528 to $3,336 per year for the included age groups. A 2023 Chevrolet Equinox costs from $1,484 to $3,208 to insure per year.

The two tables below display the average insurance cost by trim level for both 2023 models, including an overall average cost for each model. The winner for the 2023 car insurance comparison is the Chevrolet Equinox.

2022 Toyota RAV4 vs. Chevrolet Equinox

Insurance cost for a 2022 Toyota RAV4 averages $1,602 per year, while insurance for a Chevrolet Equinox averages $1,594 per year, making the Chevrolet Equinox the model with more affordable average car insurance rates.

The exact cost of insurance can vary greatly for each of the different trim levels, however.

For a 2022 Toyota RAV4, average insurance rates range from $1,482 per year for the LE 2WD model up to $1,732 for the Prime XSE AWD model.

For a 2022 Chevrolet Equinox, rates range from $1,532 per year for the LS model up to $1,670 for the most expensive to insure Premier AWD model.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Toyota RAV4 LE 2WD at an average cost of $1,482 per year, and the most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $1,732 per year.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Chevrolet Equinox models include the LS, LT, and LS AWD. From a monthly standpoint, insurance rates for all 2022 Toyota RAV4 and Chevrolet Equinox models and trims range from $124 to $144 per month.

For previous model years, average auto insurance rates for a RAV4 and an Equinox compare as shown below. Click any model year to view rates by trim level.

• 2021 Models – Cheaper insurance: Chevrolet Equinox by $184 per year
• 2020 Models – Cheaper insurance: Chevrolet Equinox by $182 per year
• 2019 Models – Cheaper insurance: Chevrolet Equinox by $130 per year
• 2018 Models – Cheaper insurance: Chevrolet Equinox by $166 per year
• 2017 Models – Cheaper insurance: Chevrolet Equinox by $190 per year
• 2016 Models – Cheaper insurance: Chevrolet Equinox by $104 per year
• 2015 Models – Cheaper insurance: Chevrolet Equinox by $56 per year

The next table compares the cost of car insurance for 2022 Toyota RAV4 and Chevrolet Equinox models, showing average cost by trim level for each model.

The chart below compares average Toyota RAV4 insurance rates to Chevy Equinox insurance rates for the 2022 model year. Rates are shown for drivers aged 20, 30, 40 and 50.

The tables below detail insurance rates for all trim levels of 2022 RAV4 and Equinox models. The 2022 Toyota RAV4 has an average insurance cost of $1,602 and the 2022 Chevrolet Equinox is $1,594, making the Chevrolet Equinox cheaper by $8 per year.

2021 Toyota RAV4 vs. Chevrolet Equinox

When comparing average insurance rates for the 2021 Toyota RAV4 and Chevrolet Equinox models, the Chevrolet Equinox has cheaper rates by an average of $184 per year for this comparison year.

The chart shown below illustrates the average cost to insure both models for four different driver age groups. The average car insurance cost ranges from $1,466 to $3,196 per year for a 2021 Toyota RAV4, and $1,298 to $2,812 for a 2021 Chevrolet Equinox for the driver ages used.

Out of 12 trim levels for the 2021 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,476 per year.

For the 13 trim levels available for the Chevrolet Equinox, the cheapest 2021 model to insure is the L 2WD trim at a cost of $1,298.

When all 25 trims of both models are combined and compared, the cheapest trim to insure is the Chevrolet Equinox L 2WD at an average rate of $1,298 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Hybrid XSE AWD at a cost of $1,712 per year.

The next two rate tables display the average insurance cost by trim level for both 2021 models, plus the average rate for each model. The 2021 Chevrolet Equinox reigns victorious over the 2021 Toyota RAV4 for the cheapest overall car insurance rates.

2020 Toyota RAV4 vs Chevy Equinox

When comparing car insurance rates for the 2020 Toyota RAV4 and Chevrolet Equinox models, the Chevrolet Equinox has cheaper rates by an average of $182 per year for this comparison year.

The chart below displays the average cost to insure both 2020 models for the 20, 30, 40, and 50-year-old driver age groups. Average insurance cost ranges from $1,448 to $3,158 per year for a 2020 Toyota RAV4, and $1,282 to $2,778 for a 2020 Chevrolet Equinox for the age groups used in the chart.

For the 12 trims available for the 2020 Toyota RAV4, the cheapest model to insure is the LE 2WD model at an average cost of $1,456 per year.

For the 13 trims available for the Chevrolet Equinox, the cheapest 2020 model to insure is the L 2WD trim at a cost of $1,282 per year, or $107 per month.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Chevrolet Equinox L 2WD at an average of $1,282 per year, and the most expensive trim is the Toyota RAV4 Hybrid XSE AWD costing $1,688 per year.

The two tables below display the cost to insure the available trim levels for both 2020 models, including an overall average cost for each model. The model with the cheapest overall car insurance rates for 2020 is the Chevrolet Equinox.

2019 Toyota RAV4 vs Chevy Equinox

When comparing car insurance rates for 2019 models, a Toyota RAV4 costs an average of $1,496 per year to insure and a Chevrolet Equinox costs $1,366, making the Chevrolet Equinox cheaper to insure by $130 per year for this comparison year.

The rate chart below visualizes the average cost to insure the two models using different driver ages. Insurance cost ranges from $1,364 to $2,974 per year for a 2019 Toyota RAV4, and $1,244 to $2,688 for a 2019 Chevrolet Equinox for the included driver ages.

Out of 13 trim levels for the 2019 Toyota RAV4, the cheapest insurance prices are on the LE 2WD model at a cost of $1,392 per year.

The 2019 Chevrolet Equinox has 13 trim levels available, with the cheapest trim level to insure being the L 2WD trim at an average cost of $1,222 per year, or $102 per month.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Chevrolet Equinox L 2WD at an average cost of $1,222 per year, and the most expensive model and trim level is the Toyota RAV4 Limited 4WD costing $1,580 per year.

The next two tables show trim level insurance rates for each 2019 model, along with the average rate for each model. The winner for the 2019 car insurance rate comparison is the Chevrolet Equinox.

2018 Toyota RAV4 vs Chevy Equinox

For the 2018 Toyota RAV4 and Chevrolet Equinox models, the Chevrolet Equinox has cheaper car insurance cost by an average of $166 per year.

The next chart demonstrates the average cost to insure the two models rated for multiple driver ages. For a 2018 Toyota RAV4, average insurance cost ranges from $1,324 to $2,886 per year for these driver ages. A 2018 Chevrolet Equinox costs from $1,172 to $2,532 to insure per year.

Out of 16 trims for the 2018 Toyota RAV4, the cheapest insurance rates are on the LE 2WD model at a cost of $1,360 per year, or $113 per month.

The 2018 Chevrolet Equinox has seven trims available, with the cheapest model to insure being the L 2WD trim at an average cost of $1,194 per year.

When insurance rates for all 23 trim levels for the 2018 model year of both models are compared, the overall cheapest vehicle to insure is the Chevrolet Equinox L 2WD at an average of $1,194 per year, and the most expensive model and trim level is the Toyota RAV4 Platinum 4WD at an average cost of $1,586 per year.

The tables shown below illustrate both 2018 models and all trim levels available for each one, including an overall average rate. The 2018 Chevrolet Equinox takes the trophy over the 2018 Toyota RAV4 for cheapest car insurance rates.

2017 Toyota RAV4 vs Chevy Equinox

When comparing car insurance rates for 2017 models, the Toyota RAV4 costs an average of $1,420 per year to insure and the Chevrolet Equinox costs $1,230, making the Chevrolet Equinox the winner by $190.

The chart shown below displays the average cost to insure the two models with different driver age groups. Insurance cost ranges from $1,296 to $2,820 per year for a 2017 Toyota RAV4, and $1,124 to $2,420 for a 2017 Chevrolet Equinox for the age groups used in this illustration.

Out of 12 Toyota RAV4 trims, the cheapest 2017 model to insure is the LE 2WD trim at an average cost of $1,318 per year, or $110 per month. For the seven trims available for the Chevrolet Equinox, the cheapest 2017 trim level to insure is the L 2WD model at a cost of $1,154.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Chevrolet Equinox L 2WD at an average rate of $1,154 per year, and the most expensive model and trim level is the Toyota RAV4 Platinum AWD 4WD costing $1,530 per year.

The next two tables display the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The 2017 Chevrolet Equinox has cheaper overall car insurance rates than the 2017 Toyota RAV4.

2016 Toyota RAV4 vs Chevy Equinox

For the 2016 Toyota RAV4 and Chevrolet Equinox models, the Chevrolet Equinox has cheaper car insurance cost by an average of $104 per year for this comparison year.

The next chart shows the average cost to insure both 2016 models for different driver ages. For a 2016 Toyota RAV4, average car insurance cost ranges from $1,236 to $2,694 per year for the illustrated age groups. A 2016 Chevrolet Equinox costs from $1,144 to $2,478 to insure per year.

For the 10 trims available for the 2016 Toyota RAV4, the cheapest trim to insure is the LE 2WD trim at an average cost of $1,284 per year, or around $107 per month. For the six trims available for the Chevrolet Equinox, the cheapest 2016 trim level to insure is the LS 2WD model at a cost of $1,192.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Chevrolet Equinox LS 2WD at a cost of $1,192 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Hybrid Limited AWD costing $1,438 per year.

The next two rate tables illustrate the average cost to insure all 2016 trim levels, plus an average rate for each model. The winner for the 2016 car insurance rate comparison is the Chevrolet Equinox.

2015 Toyota RAV4 vs Chevy Equinox

When comparing insurance cost for 2015 models, a Toyota RAV4 costs an average of $1,254 per year to insure and a Chevrolet Equinox costs $1,198, making the Chevrolet Equinox cheaper to insure by $56 per year.

The rate chart below demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. Average car insurance cost ranges from $1,148 to $2,480 per year for a 2015 Toyota RAV4, and $1,094 to $2,364 for a 2015 Chevrolet Equinox.

Out of six Toyota RAV4 trim levels, the cheapest 2015 trim level to insure is the LE 2WD trim at an average cost of $1,196 per year, or about $100 per month.

For the six trims available for the Chevrolet Equinox, the cheapest 2015 model to insure is the LS 2WD trim at a cost of $1,122 per year, or $94 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Chevrolet Equinox LS 2WD at an average of $1,122 per year. The highest-cost model and trim is the Toyota RAV4 Limited 4WD at an average of $1,300 per year.

The next two tables display all the available trims for both 2015 models, as well as an average rate for each model. The winner for the 2015 car insurance comparison is the Chevrolet Equinox.

Additional Toyota RAV4 and Chevrolet Equinox Resources

• Toyota RAV4 Insurance Rates
• Chevrolet Equinox Insurance Rates
• Small SUV Insurance Rate Comparisons