Toyota RAV4 vs Nissan Rogue Insurance – Which is Cheaper?

• A 2024 Nissan Rogue is generally cheaper to insure than a 2024 Toyota RAV4 by an average of $44 per year, $1,748 compared to $1,704.
• Average car insurance cost per month for the Toyota RAV4 is 2.8% more expensive than the Nissan Rogue, at $146 versus $142.
• Out of 47 models in the 2024 small SUV segment, the Toyota RAV4 ranks 25^th and the Nissan Rogue ranks 19^th for overall insurance affordability.

Is insurance cheaper for a Toyota RAV4 or Nissan Rogue?

Car insurance on a 2024 Toyota RAV4 costs an average of $1,748 per year, and insurance for a 2024 Nissan Rogue costs an average of $1,704 per year, making the Nissan Rogue the cheaper of the two models by $44 per year.

Out of 19 Toyota RAV4 trims, the cheapest 2024 trim to insure is the LE AWD trim at an average cost of $1,546 per year, or $129 per month. The 2024 Nissan Rogue has eight trims available, with the cheapest trim to insure being the S 2WD trim at an average cost of $1,614 per year, or about $135 per month.

When comparing rates by trim level for both models, the cheapest trim is the Toyota RAV4 LE AWD at an average cost of $1,546 per year, and the highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at an average of $2,046 per year.

The rate table below compares and ranks the annual and monthly cost of car insurance for 2024 Toyota RAV4 and Nissan Rogue models, showing average premium cost for each trim level.

The next chart displays the average cost to insure the two models for drivers aged 20 to 50. Insurance cost ranges from $1,556 to $3,514 per year for a 2024 Toyota RAV4, and $1,518 to $3,402 for a 2024 Nissan Rogue for the included age groups.

The next two rate tables illustrate average car insurance cost by trim level for each 2024 model, as well as an average rate for each model.

2023 Toyota RAV4 vs. Nissan Rogue

For the 2023 model year, the vehicle with the cheapest average car insurance rates is the Nissan Rogue. Insurance rates on a Toyota RAV4 cost an average of $1,710 per year, and insurance for a Nissan Rogue costs an average of $1,696 per year.

For the 19 trims available for the 2023 Toyota RAV4, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,534 per year, or around $128 per month. The 2023 Nissan Rogue has 10 trim levels available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,594 per year.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Toyota RAV4 LE 2WD at a cost of $1,534 per year. The most expensive trim is the Toyota RAV4 Prime XSE AWD at an average cost of $1,918 per year.

The rate table below compares the cost of car insurance for 2023 Toyota RAV4 and Nissan Rogue models, showing average cost for each trim level.

The next chart illustrates the average cost to insure both models using a range of rated driver ages. Insurance cost ranges from $1,514 to $3,446 per year for a 2023 Toyota RAV4, and $1,508 to $3,414 for a 2023 Nissan Rogue for the age groups used in the chart.

The tables below show both 2023 models and all trim levels available for each one, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2023 is the Nissan Rogue.

2022 Toyota RAV4 vs. Nissan Rogue

For the 2022 model year, the model having cheaper average car insurance is the Toyota RAV4. Insurance on a Toyota RAV4 costs an average of $1,636 per year, while the Nissan Rogue costs an average of $1,696 per year.

Within each model, however, the cost of car insurance varies greatly for each different trim level.

For a 2022 Toyota RAV4, car insurance rates range from $1,512 per year for the LE 2WD model up to the most expensive rate of $1,768 for the Prime XSE AWD model. For a 2022 Nissan Rogue, rates range from $1,560 per year for the S 2WD model up to $1,828 for the most expensive to insure Platinum AWD model.

When comparing rates for both models from a trim-level perspective, the lowest-cost model and trim is the Toyota RAV4 LE 2WD at an average cost of $1,512 per year. The most expensive trim is the Nissan Rogue Platinum AWD costing an average of $1,828 per year.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Nissan Rogue models include the S 2WD, S AWD, and SV 2WD.

Average car insurance rates for all 2022 Toyota RAV4 and Nissan Rogue models range from $126 to $152 per month.

The table shown below ranks the 12-month and monthly car insurance cost for 2022 Toyota RAV4 and Nissan Rogue models, showing average cost for every trim level.

The next chart compares average Toyota RAV4 insurance cost to Nissan Rogue insurance for the 2022 model year and for different ages of drivers.

The tables below detail insurance rates for all trim levels of 2022 RAV4 and Rogue models. The 2022 Toyota RAV4 has an average insurance cost of $1,636 and the 2022 Nissan Rogue is $1,696, making the Toyota RAV4 cheaper by $60 per year.

2021 Toyota RAV4 vs. Nissan Rogue

For the 2021 Toyota RAV4 and Nissan Rogue models, the Nissan Rogue has cheaper car insurance rates by an average of $124 per year.

The rate chart below displays the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2021 Toyota RAV4, average car insurance cost ranges from $1,456 to $3,296 per year for the included driver ages. A 2021 Nissan Rogue costs from $1,342 to $3,026 to insure per year.

Out of 12 Toyota RAV4 trim levels, the cheapest 2021 trim level to insure is the LE 2WD trim at an average cost of $1,496 per year, or around $125 per month. For the eight trims available for the Nissan Rogue, the cheapest 2021 model to insure is the S 2WD trim at a cost of $1,412.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Nissan Rogue S 2WD at an average of $1,412 per year. The most expensive trim is the Toyota RAV4 Hybrid XSE AWD at an average of $1,742 per year.

The tables below illustrate trim level insurance cost averages for both 2021 models, including an overall average cost for each model. The cheapest of the two models to insure for the 2021 model year is the Nissan Rogue.

2020 Toyota RAV4 vs. Nissan Rogue

When comparing car insurance rates for 2020 models, a Toyota RAV4 costs an average of $1,590 per year to insure and a Nissan Rogue costs $1,466, making the Nissan Rogue cheaper to insure by $124 per year for this model year.

The next chart demonstrates the average cost to insure the two models for a range of driver ages. For a 2020 Toyota RAV4, average car insurance cost ranges from $1,416 to $3,204 per year for these driver ages. A 2020 Nissan Rogue costs from $1,304 to $2,938 to insure per year.

Out of 12 Toyota RAV4 trim levels, the cheapest 2020 model to insure is the LE 2WD trim at an average cost of $1,456 per year, or around $121 per month. For the eight trim levels available for the Nissan Rogue, the cheapest 2020 model to insure is the S 2WD model at a cost of $1,372 per year, or $114 per month.

When average insurance prices for all 20 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Nissan Rogue S 2WD at a cost of $1,372 per year. The most expensive model and trim level is the Toyota RAV4 Hybrid XSE AWD at an average cost of $1,692 per year.

The rate tables below show average cost to insure each trim level for a 2020 Toyota RAV4 and Nissan Rogue, along with the average rate for each model. The winner for the 2020 car insurance rate comparison is the Nissan Rogue.

2019 Toyota RAV4 vs. Nissan Rogue

When comparing average insurance cost for 2019 models, the Toyota RAV4 costs an average of $1,490 per year to insure and the Nissan Rogue costs $1,408, making the Nissan Rogue the winner by $82 for the 2019 comparison year.

The rate chart below illustrates the average cost to insure both 2019 models with different drivers at the wheel. For a 2019 Toyota RAV4, the average cost of car insurance ranges from $1,328 to $3,000 per year for these driver ages. A 2019 Nissan Rogue costs from $1,260 to $2,826 to insure per year.

The 2019 Toyota RAV4 has 13 trim levels available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,378 per year, or around $115 per month. For the 16 trims available for the Nissan Rogue, the cheapest 2019 model to insure is the Sport S AWD Hatchback trim at a cost of $1,262.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Nissan Rogue Sport S AWD Hatchback at an average of $1,262 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Limited 4WD costing an average of $1,570 per year.

The next two tables display the expected annual car insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The winner for the 2019 car insurance rate comparison is the Nissan Rogue.

2018 Toyota RAV4 vs. Nissan Rogue

For the 2018 Toyota RAV4 and Nissan Rogue models, the Nissan Rogue has cheaper car insurance rates by an average of $76 per year for this comparison year.

The rate chart below shows the average cost to insure both models for different driver ages. Insurance cost ranges from $1,266 to $2,850 per year for a 2018 Toyota RAV4, and $1,202 to $2,684 for a 2018 Nissan Rogue for the example age groups.

Out of 16 trims for the 2018 Toyota RAV4, the cheapest insurance rates are on the LE 2WD model at a cost of $1,326 per year.

Out of the 16 trims available for the Nissan Rogue, the cheapest 2018 trim to insure is the Sport S Hatchback model at a cost of $1,166.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Nissan Rogue Sport S Hatchback at an average of $1,166 per year. The most expensive model and trim level is the Toyota RAV4 Platinum 4WD at an average cost of $1,552 per year.

The tables shown below illustrate all the available trims for both 2018 models, including the average rate for each model.

2017 Toyota RAV4 vs. Nissan Rogue

When comparing insurance cost for 2017 models, a Toyota RAV4 costs an average of $1,388 per year to insure and a Nissan Rogue costs $1,300, making the Nissan Rogue cheaper to insure by $88 per year.

The chart below illustrates the average cost to insure both models using a range of rated driver ages. For a 2017 Toyota RAV4, the average car insurance cost ranges from $1,240 to $2,788 per year for the illustrated age groups. A 2017 Nissan Rogue costs from $1,166 to $2,606 to insure per year.

The 2017 Toyota RAV4 has 12 trim levels available, with the cheapest model to insure being the LE 2WD model at an average cost of $1,280 per year.

For the 16 trim levels available for the Nissan Rogue, the cheapest 2017 trim to insure is the Sport S Hatchback model at a cost of $1,128.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level to insure is the Nissan Rogue Sport S Hatchback at an average of $1,128 per year, and the highest-cost model and trim is the Toyota RAV4 Platinum AWD 4WD costing $1,496 per year.

The tables below show trim level insurance cost averages for both 2017 models, plus an average rate for each model.

2016 Toyota RAV4 vs. Nissan Rogue

For 2016 Toyota RAV4 and Nissan Rogue models, the Nissan Rogue is cheaper to insure by an average of $60 per year.

The chart shown below shows the average cost to insure both models for different driver ages. For a 2016 Toyota RAV4, insurance cost ranges from $1,160 to $2,590 per year for the driver ages used. A 2016 Nissan Rogue costs from $1,108 to $2,462 to insure per year.

For the 10 trim levels available for the 2016 Toyota RAV4, the cheapest trim to insure is the LE 2WD trim at an average cost of $1,220 per year. For the six trim levels available for the Nissan Rogue, the cheapest 2016 model to insure is the S 2WD trim at a cost of $1,168 per year, or $97 per month.

When comparing rates by trim level for both models, the cheapest trim to insure is the Nissan Rogue S 2WD at an average rate of $1,168 per year, and the most expensive model and trim level is the Toyota RAV4 Hybrid Limited AWD costing $1,376 per year.

The tables below illustrate the average insurance cost by trim level for both 2016 models, plus the average rate for each model. The 2016 Nissan Rogue has cheaper average car insurance rates than the 2016 Toyota RAV4.

2015 Toyota RAV4 vs. Nissan Rogue

For the 2015 Toyota RAV4 and Nissan Rogue models, the Nissan Rogue has cheaper car insurance rates by an average of $28 per year.

The chart shown below demonstrates the average cost to insure both models rated for a variety of different driver ages. Insurance cost ranges from $1,068 to $2,374 per year for a 2015 Toyota RAV4, and $1,044 to $2,320 for a 2015 Nissan Rogue for the illustrated age groups.

For the six trim levels available for the 2015 Toyota RAV4, the cheapest trim level to insure is the LE 2WD trim at an average cost of $1,130 per year.

The 2015 Nissan Rogue has eight trims available, with the cheapest trim level to insure being the Select S 2WD trim at an average cost of $1,092 per year, or about $91 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Rogue Select S 2WD at a cost of $1,092 per year. The highest-cost model and trim is the Nissan Rogue SL AWD at a cost of $1,238 per year.

The next tables show all the available trims for both 2015 models, including the average rate for each model. The model with the cheapest car insurance rates for 2015 is the Nissan Rogue.

Additional Toyota RAV4 and Nissan Rogue Resources

• Toyota RAV4 Insurance Rates
• Nissan Rogue Insurance Rates
• Small SUV Insurance Rate Comparisons