Toyota Sienna vs. Honda Odyssey Insurance Cost

• For 2024 models, a Honda Odyssey is generally cheaper to insure than a Toyota Sienna by an average of $210 per year.
• For a 2024 Toyota Sienna, average full-coverage car insurance rates range from $1,790 to $2,044 per year, while insurance for a 2024 Honda Odyssey ranges from $1,648 to $1,828.
• Out of four models in the midsize minivan segment, the Toyota Sienna ranks third and the Honda Odyssey ranks first for cheapest overall car insurance rates.
• If the cheapest auto insurance rates are your top consideration, the LE 2WD and LE AWD trims are the cheapest Toyota Sienna models to insure, while the EX and EX-L trims are the cheapest Honda Odyssey models to insure.

Is Toyota Sienna or Honda Odyssey insurance cheaper?

For 2024 models, the cheapest to insure is the Honda Odyssey. Insurance on a Toyota Sienna costs an average of $1,944 per year, and the Honda Odyssey averages $1,734 per year.

Out of 11 trims for the 2024 Toyota Sienna, the cheapest insurance rates are on the LE 2WD trim at a cost of $1,790 per year, or $149 per month. For the five trims available for the Honda Odyssey, the cheapest 2024 trim level to insure is the EX model at a cost of $1,648 per year, or about $137 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest model and trim level is the Honda Odyssey EX at an average of $1,648 per year, and the overall most expensive vehicle to insure is the Toyota Sienna Platinum AWD at a cost of $2,044 per year.

The table shown below compares the annual and monthly car insurance cost for 2024 Toyota Sienna and Honda Odyssey models, showing cost for each trim level of both models.

The rate chart below illustrates the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. For a 2024 Toyota Sienna, average car insurance cost ranges from $1,722 to $3,926 per year for these driver ages. A 2024 Honda Odyssey costs from $1,538 to $3,488 to insure per year.

The tables shown below show average car insurance rates for each trim level, along with the average rate for each model. The winner for the 2024 car insurance cost comparison is the Honda Odyssey.

2023 Toyota Sienna vs. Honda Odyssey

Insurance rates on a 2024 Toyota Sienna cost an average of $1,944 per year, whereas insurance for a Honda Odyssey averages $1,734 per year, making the Honda Odyssey the cheaper model to insure.

Out of 11 Toyota Sienna trims, the cheapest 2024 model to insure is the LE 2WD model at an average cost of $1,790 per year, or about $149 per month. Out of the five trims available for the Honda Odyssey, the cheapest 2024 trim to insure is the EX model at a cost of $1,648 per year, or around $137 per month.

When rates are compared for the 16 trim levels of both 2024 models, the cheapest model and trim level to insure is the Honda Odyssey EX at an average of $1,648 per year, and the most expensive trim is the Toyota Sienna Platinum AWD costing an average of $2,044 per year.

For pre-2024 models, average insurance premiums for a Sienna and an Odyssey compare as follows. Click on any linked model year for full comparisons.

• 2022 Model Year – Cheaper average rate: Toyota Sienna by $202 per year
• 2021 Model Year – Cheaper average rate: Toyota Sienna by $18 per year
• 2020 Model Year – Cheaper average rate: Toyota Sienna by $20 per year
• 2019 Model Year – Cheaper average rate: Honda Odyssey by $208 per year
• 2018 Model Year – Cheaper average rate: Honda Odyssey by $226 per year
• 2017 Model Year – Cheaper average rate: Honda Odyssey by $210 per year
• 2016 Model Year – Cheaper average rate: Honda Odyssey by $228 per year
• 2015 Model Year – Cheaper average rate: Honda Odyssey by $80 per year

The table below compares and ranks the annual and monthly cost of car insurance for 2024 Toyota Sienna and Honda Odyssey models, broken down by trim level.

The chart below demonstrates the average cost to insure both models rated for different driver ages. For a 2024 Toyota Sienna, the average car insurance cost ranges from $1,722 to $3,926 per year for the illustrated age groups. A 2024 Honda Odyssey costs from $1,538 to $3,488 to insure per year.

The tables below show average cost to insure each trim level for a 2024 Toyota Sienna and Honda Odyssey, including an overall average cost for each model. The 2024 Honda Odyssey defeats the 2024 Toyota Sienna for cheapest overall car insurance cost.

2022 Toyota Sienna vs. Honda Odyssey

Average car insurance rates for a 2022 Toyota Sienna are $1,816 per year, while insurance for a Honda Odyssey costs an average of $1,614 per year, making the Honda Odyssey the cheaper of the two models to insure.

For a 2022 Toyota Sienna, average insurance rates range from the lowest rate of $1,704 per year for the LE 2WD model up to $1,918 for the Platinum AWD model. For a 2022 Honda Odyssey, rates can range from $1,496 per year for the LX model up to $1,726 for the Elite model.

The rate table below compares and ranks the 12-month and monthly car insurance cost for 2022 Toyota Sienna and Honda Odyssey models, with average rates for each vehicle.

For the 2022 Toyota Sienna and Honda Odyssey models, the Honda Odyssey has cheaper car insurance rates by an average of $202 per year for this comparison year.

The chart below illustrates the average cost to insure both 2022 models rated for a variety of different driver ages. Insurance cost ranges from $1,610 to $3,674 per year for a 2022 Toyota Sienna, and $1,434 to $3,262 for a 2022 Honda Odyssey for the age groups used in the chart.

Out of 11 Toyota Sienna trim levels, the cheapest 2022 trim level to insure is the LE 2WD model at an average cost of $1,704 per year. The 2022 Honda Odyssey has five trims available, with the cheapest trim to insure being the LX trim at an average cost of $1,496 per year, or around $125 per month.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to insure is the Honda Odyssey LX at an average cost of $1,496 per year. The highest-cost model and trim level is the Toyota Sienna Platinum AWD costing an average of $1,918 per year.

The next two tables illustrate average car insurance rates for each trim level, plus the average rate for each model. The cheapest model to insure for the 2022 model year is the Honda Odyssey.

2021 Toyota Sienna vs. Honda Odyssey

When comparing car insurance rates for the 2021 Toyota Sienna and Honda Odyssey models, the Toyota Sienna is cheaper to insure by an average of $18 per year for this model year.

The next chart demonstrates the average cost to insure both models with different driver age groups. The average cost of car insurance ranges from $1,512 to $3,452 per year for a 2021 Toyota Sienna, and $1,532 to $3,500 for a 2021 Honda Odyssey for the included age groups.

For the 15 trims available for the 2021 Toyota Sienna, the cheapest trim to insure is the L trim at an average cost of $1,588 per year, or about $132 per month.

For the six trim levels available for the Honda Odyssey, the cheapest 2021 trim to insure is the LX 2WD trim at a cost of $1,568 per year, or about $131 per month.

When average insurance prices for all 21 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Honda Odyssey LX 2WD at a cost of $1,568 per year. The overall most expensive vehicle to insure is the Honda Odyssey Elite 2WD at a cost of $1,830 per year.

The next two rate tables show trim level insurance rates for each 2021 model, plus an average rate for each model. The cheapest to insure for the 2021 model year is the Toyota Sienna.

2020 Toyota Sienna vs. Honda Odyssey

When comparing insurance rates for 2020 models, a Toyota Sienna costs an average of $1,656 per year to insure and a Honda Odyssey costs $1,676, making the Toyota Sienna cheaper to insure by $20 per year for this model year.

The chart shown below visualizes the average cost to insure both models for drivers aged 20 to 50. For a 2020 Toyota Sienna, the average cost of car insurance ranges from $1,466 to $3,348 per year for the illustrated age groups. A 2020 Honda Odyssey costs from $1,490 to $3,400 to insure per year.

The 2020 Toyota Sienna has 15 trims available, with the cheapest model to insure being the L model at an average cost of $1,542 per year.

For the six trim levels available for the Honda Odyssey, the cheapest 2020 model to insure is the LX 2WD model at a cost of $1,526 per year, or about $127 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Honda Odyssey LX 2WD at an average of $1,526 per year. The most expensive model and trim level is the Honda Odyssey Elite 2WD at a cost of $1,776 per year.

The next two rate tables show average car insurance cost by trim level for each 2020 model, as well as an average rate for each model. The model with the cheapest average car insurance rates for 2020 is the Toyota Sienna.

2019 Toyota Sienna vs. Honda Odyssey

When comparing average insurance cost for 2019 models, the Toyota Sienna costs an average of $1,696 per year to insure and the Honda Odyssey costs $1,488, making the Honda Odyssey the winner by $208 for 2019.

The rate chart below shows the average cost to insure the two models using a range of rated driver ages. Insurance cost ranges from $1,506 to $3,436 per year for a 2019 Toyota Sienna, and $1,322 to $3,014 for a 2019 Honda Odyssey for the driver ages used.

Out of 10 trims for the 2019 Toyota Sienna, the cheapest insurance prices are on the L trim at a cost of $1,590 per year. The 2019 Honda Odyssey has six trim levels available, with the cheapest model to insure being the LX 2WD trim at an average cost of $1,350 per year, or about $113 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Honda Odyssey LX 2WD at an average of $1,350 per year. The most expensive trim is the Toyota Sienna XLE Limited AWD at a cost of $1,734 per year.

The next two tables illustrate the average cost to insure all 2019 trim levels, plus an average rate for each model. The winner for the 2019 car insurance cost comparison is the Honda Odyssey.

2018 Toyota Sienna vs. Honda Odyssey

For 2018 Toyota Sienna and Honda Odyssey models, the Honda Odyssey is cheaper to insure by an average of $226 per year for this model year.

The chart below visualizes the average cost to insure both 2018 models rated for a variety of different driver ages. The average car insurance cost ranges from $1,460 to $3,322 per year for a 2018 Toyota Sienna, and $1,258 to $2,860 for a 2018 Honda Odyssey.

The 2018 Toyota Sienna has 13 trim levels available, with the cheapest trim to insure being the L trim at an average cost of $1,524 per year. For the seven trims available for the Honda Odyssey, the cheapest 2018 model to insure is the LX 2WD trim at a cost of $1,248.

When rates are compared for the 20 trim levels of both 2018 models, the most affordable model and trim level to insure is the Honda Odyssey LX 2WD at an average cost of $1,248 per year, and the most expensive vehicle to insure is the Toyota Sienna Limited Premium AWD at an average cost of $1,706 per year.

The next two tables illustrate average car insurance rates for each trim level, plus an average rate for each model. The cheapest model to insure for the 2018 model year is the Honda Odyssey.

2017 Toyota Sienna vs. Honda Odyssey

When comparing car insurance rates for 2017 models, the Toyota Sienna costs an average of $1,562 per year to insure and the Honda Odyssey costs $1,352, making the Honda Odyssey the winner by $210.

The rate chart below shows the average cost to insure both 2017 models for a range of driver ages. Average car insurance cost ranges from $1,390 to $3,154 per year for a 2017 Toyota Sienna, and $1,202 to $2,730 for a 2017 Honda Odyssey for the age groups used in this illustration.

For the 13 trims available for the 2017 Toyota Sienna, the cheapest model to insure is the L trim at an average cost of $1,426 per year. For the eight trims available for the Honda Odyssey, the cheapest 2017 trim to insure is the LX 2WD model at a cost of $1,204 per year, or about $100 per month.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Honda Odyssey LX 2WD at an average cost of $1,204 per year. The overall most expensive vehicle to insure is the Toyota Sienna Limited Premium AWD at a cost of $1,640 per year.

The tables shown below illustrate average car insurance rates for each trim level, including an overall average rate. The winner for the 2017 car insurance comparison is the Honda Odyssey.

2016 Toyota Sienna vs. Honda Odyssey

When comparing average insurance cost for 2016 models, the Toyota Sienna costs an average of $1,386 per year to insure and the Honda Odyssey costs $1,158, making the Honda Odyssey the winner by $228 for the 2016 comparison year.

The chart shown below illustrates the average cost to insure both models for drivers aged 20 to 50. Average insurance cost ranges from $1,232 to $2,774 per year for a 2016 Toyota Sienna, and $1,032 to $2,302 for a 2016 Honda Odyssey for the included age groups.

For the 13 trim levels available for the 2016 Toyota Sienna, the cheapest model to insure is the L trim at an average cost of $1,270 per year, or $106 per month. The 2016 Honda Odyssey has eight trim levels available, with the cheapest trim level to insure being the LX 2WD model at an average cost of $1,036 per year, or about $86 per month.

When rates for all 21 trim levels for the 2016 model year of both models are compared, the cheapest trim to insure is the Honda Odyssey LX 2WD at a cost of $1,036 per year. The most expensive trim is the Toyota Sienna Limited Premium AWD at an average cost of $1,468 per year.

The next tables illustrate trim level insurance cost averages for both 2016 models, plus the average rate for each model.

2015 Toyota Sienna vs. Honda Odyssey

For 2015 Toyota Sienna and Honda Odyssey models, the Honda Odyssey has cheaper car insurance rates by an average of $80 per year.

The next chart shows the average cost to insure both models for different driver ages. The average cost of car insurance ranges from $1,148 to $2,580 per year for a 2015 Toyota Sienna, and $1,078 to $2,430 for a 2015 Honda Odyssey for these driver ages.

For the eight trims available for the 2015 Toyota Sienna, the cheapest trim level to insure is the L trim at an average cost of $1,208 per year, or around $101 per month. Out of the seven trim levels available for the Honda Odyssey, the cheapest 2015 trim to insure is the LX 2WD trim at a cost of $1,110.

When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Honda Odyssey LX 2WD at an average cost of $1,110 per year. The most expensive model and trim level is the Toyota Sienna Limited AWD at a cost of $1,352 per year.

The next tables display the cost to insure the available trim levels for both 2015 models, including an overall average rate. The 2015 Honda Odyssey takes the trophy over the 2015 Toyota Sienna for cheapest overall car insurance cost.

Additional Toyota Sienna and Honda Odyssey Resources

• Toyota Sienna Insurance Rates
• Honda Odyssey Insurance Rates
• Midsize Minivan Insurance Rate Comparisons
• Minivan vs SUV – Which Costs Less to Insure?