Toyota GR86 Insurance Cost – [2022 Rates + Rankings]

How much are Toyota GR86 car insurance rates? We analyze rates for both the base and Premium models to see how prices rank against the competition.

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  • Toyota GR86 insurance costs an average of $1,776 per year for a full coverage policy, depending on policy limits.
  • The cheapest GR86 insurance is on the base Coupe at around $1,760 per year, with the Premium Coupe costing $1,794 annually.
  • When compared to other 2022 sports car models, the Toyota GR86 is one of the cheaper to insure, costing $376 less per year on average.

How much does Toyota GR86 insurance cost?

Toyota GR86 insurance rates average $1,776 per year. You can expect to pay about $376 less each year for Toyota GR86 insurance compared to similar vehicles, and $209 more per year than the overall national average of $1,567.

Average monthly insurance cost for a 2022 Toyota GR86 is $148, with the base Coupe trim (MSRP of $27,700) being cheapest to insure and the Premium Coupe model (MSRP of $31,800) costing the most to insure.

The chart below breaks down average insurance rates on a Toyota GR86 using a range of different policy rating factors including changes in driver ages, low vs. high-risk drivers, and different policy deductibles.

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Chart Data Details: Average rates are for a 2022 model year Toyota GR86 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Toyota GR86 trim levels.Data last updated on September 13, 2022
Toyota GR86 Insurance Cost Summary
Toyota GR86 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,026$336
Safe Driver Age 20$3,528$294
At-fault Accidents Age 40$2,508$209
Low Deductibles Age 40$2,302$192
Safe Driver Age 30$1,868$156
Safe Driver Age 40$1,776$148
Safe Driver Age 50$1,620$135
Safe Driver Age 60$1,590$133
High Deductibles Age 40$1,508$126
Discount Rate Age 40$1,476$123

As mentioned above, there are two trims available for the 2022 GR86 model, the base coupe and the Premium coupe. The table below shows average car insurance rates for those two trim levels.

2022 Toyota GR86 Insurance Cost by Trim Level
Toyota GR86 Trim Level Annual Policy 6-month Policy Per Month
Coupe$1,760$880$147
Premium Coupe$1,794$897$150

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Table Data Details: Average rates are for a 2022 Toyota GR86, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Toyota GR86 Insurance Cost by Trim Level

The 2022 model came with a slightly different name, with the GR added to the normal 86 designation. The table below shows average car insurance rates for the original Toyota 86 model, for the 2017 to 2021 model years. More rate information for this model can be found on our Toyota 86 insurance cost page.

Toyota 86 Insurance Cost for 2017-2021 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2021$3,506$1,850$1,760$1,604$1,576
2020$3,444$1,812$1,728$1,574$1,546
2019$3,292$1,738$1,658$1,510$1,482
2018$3,278$1,724$1,652$1,506$1,476
2017$3,276$1,716$1,648$1,506$1,476

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Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Toyota 86 Insurance Cost by Model Year

Is it expensive to insure a Toyota GR86?

When compared directly to other popular sports cars, average insurance prices for a Toyota GR86 cost $168 more per year than the Ford Mustang, $394 less than the Dodge Challenger, and $336 less than the Chevrolet Camaro.

For insurance affordability, the Toyota GR86 ranks #5 out of 23 total vehicles for the 2022 model year in the sports car segment. The GR86 averages $1,776 per year for full coverage insurance, while the segment average rate is $2,152 annually, a difference of $376 per year.

The chart displayed below shows how well GR86 insurance rates fare against the top-selling sports cars in the U.S. like the Ford Mustang, Chevy Camaro, and Dodge Challenger. A rate table with all 23 models in the segment is included following the chart.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Toyota GR86, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Toyota GR86 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Toyota GR86 vs Top 10 Sports Cars Insurance Rate Comparison
Toyota GR86 Insurance Cost Compared to All Sports Cars
Rank Make/Model Insurance Cost Difference
1Mazda MX-5 Miata$1,322-$454
2Ford Mustang$1,608-$168
3BMW Z4$1,642-$134
4Subaru WRX$1,734-$42
5Toyota GR86$1,776--
6Toyota GR Supra$1,818$42
7Audi TT$1,856$80
8Subaru BRZ$1,916$140
9Chevrolet Corvette$1,922$146
10BMW M3$1,974$198
11Porsche 718$2,064$288
12Chevrolet Camaro$2,112$336
13Lexus RC F$2,162$386
14Dodge Challenger$2,170$394
15Mercedes-Benz AMG GT53$2,202$426
16Jaguar F-Type$2,304$528
17Porsche Taycan$2,366$590
18Porsche 911$2,426$650
19BMW M4$2,428$652
20Lexus LC 500$2,514$738
21Acura NSX$2,948$1,172
22Audi R8$3,078$1,302
23Nissan GT-R$3,154$1,378