- Toyota GR86 insurance costs an average of $1,776 per year for a full coverage policy, depending on policy limits.
- The cheapest GR86 insurance is on the base Coupe at around $1,760 per year, with the Premium Coupe costing $1,794 annually.
- When compared to other 2022 sports car models, the Toyota GR86 is one of the cheaper to insure, costing $376 less per year on average.
How much does Toyota GR86 insurance cost?
Toyota GR86 insurance rates average $1,776 per year. You can expect to pay about $376 less each year for Toyota GR86 insurance compared to similar vehicles, and $209 more per year than the overall national average of $1,567.
Average monthly insurance cost for a 2022 Toyota GR86 is $148, with the base Coupe trim (MSRP of $27,700) being cheapest to insure and the Premium Coupe model (MSRP of $31,800) costing the most to insure.
The chart below breaks down average insurance rates on a Toyota GR86 using a range of different policy rating factors including changes in driver ages, low vs. high-risk drivers, and different policy deductibles.
As mentioned above, there are two trims available for the 2022 GR86 model, the base coupe and the Premium coupe. The table below shows average car insurance rates for those two trim levels.
| Toyota GR86 Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Coupe | $1,760 | $880 | $147 |
| Premium Coupe | $1,794 | $897 | $150 |
The 2022 model came with a slightly different name, with the GR added to the normal 86 designation. The table below shows average car insurance rates for the original Toyota 86 model, for the 2017 to 2021 model years. More rate information for this model can be found on our Toyota 86 insurance cost page.
| Model Year | Driver Age 20 | Age 30 | Age 40 | Age 50 | Age 60 |
|---|---|---|---|---|---|
| 2021 | $3,506 | $1,850 | $1,760 | $1,604 | $1,576 |
| 2020 | $3,444 | $1,812 | $1,728 | $1,574 | $1,546 |
| 2019 | $3,292 | $1,738 | $1,658 | $1,510 | $1,482 |
| 2018 | $3,278 | $1,724 | $1,652 | $1,506 | $1,476 |
| 2017 | $3,276 | $1,716 | $1,648 | $1,506 | $1,476 |
Is it expensive to insure a Toyota GR86?
When compared directly to other popular sports cars, average insurance prices for a Toyota GR86 cost $168 more per year than the Ford Mustang, $394 less than the Dodge Challenger, and $336 less than the Chevrolet Camaro.
For insurance affordability, the Toyota GR86 ranks #5 out of 23 total vehicles for the 2022 model year in the sports car segment. The GR86 averages $1,776 per year for full coverage insurance, while the segment average rate is $2,152 annually, a difference of $376 per year.
The chart displayed below shows how well GR86 insurance rates fare against the top-selling sports cars in the U.S. like the Ford Mustang, Chevy Camaro, and Dodge Challenger. A rate table with all 23 models in the segment is included following the chart.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Mazda MX-5 Miata | $1,322 | -$454 |
| 2 | Ford Mustang | $1,608 | -$168 |
| 3 | BMW Z4 | $1,642 | -$134 |
| 4 | Subaru WRX | $1,734 | -$42 |
| 5 | Toyota GR86 | $1,776 | -- |
| 6 | Toyota GR Supra | $1,818 | $42 |
| 7 | Audi TT | $1,856 | $80 |
| 8 | Subaru BRZ | $1,916 | $140 |
| 9 | Chevrolet Corvette | $1,922 | $146 |
| 10 | BMW M3 | $1,974 | $198 |
| 11 | Porsche 718 | $2,064 | $288 |
| 12 | Chevrolet Camaro | $2,112 | $336 |
| 13 | Lexus RC F | $2,162 | $386 |
| 14 | Dodge Challenger | $2,170 | $394 |
| 15 | Mercedes-Benz AMG GT53 | $2,202 | $426 |
| 16 | Jaguar F-Type | $2,304 | $528 |
| 17 | Porsche Taycan | $2,366 | $590 |
| 18 | Porsche 911 | $2,426 | $650 |
| 19 | BMW M4 | $2,428 | $652 |
| 20 | Lexus LC 500 | $2,514 | $738 |
| 21 | Acura NSX | $2,948 | $1,172 |
| 22 | Audi R8 | $3,078 | $1,302 |
| 23 | Nissan GT-R | $3,154 | $1,378 |
