Dodge Car Insurance Cost for 2023

How much does Dodge car insurance cost? We break down average rates to find out which Dodge models have the cheapest insurance cost.

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Since splitting the truck division off under the Ram brand, Dodge doesn’t have a lot of nameplates left in production. The Challenger, Charger, and Durango are the sole survivors for the 2023 model year.

Average car insurance cost for the remaining 2023 Dodge models ranges from $1,872 per year for the Dodge Hornet to $2,660 per year for the Dodge Challenger.

The average cost of Dodge insurance is $2,273 per year. Thanks to the more expensive insurance rates for the higher performance Challenger and Charger, and the relatively few models left, this rate gets skewed upwards considerably.

The table below shows the average insurance cost for Dodge models produced since 2013 (excluding Ram trucks). Click on any linked model to view detailed insurance comparison data including rates by trim level and rates for prior model years.

Average Insurance Cost for Dodge Vehicles
Model Annual Cost Monthly Cost
Dodge Avenger 2014 and prior model years$1,468$122
Dodge Challenger$2,660$222
Dodge Charger$2,456$205
Dodge Dart 2016 and prior model years$1,640$137
Dodge Durango$2,102$175
Dodge Grand Caravan 2020 and prior model years$1,370$114
Dodge Hornet$1,872$156
Dodge Journey 2020 and prior model years$1,560$130
Dodge Viper 2017 and prior model years$2,088$174

How do average Dodge insurance rates compare?

Thanks to higher Charger and Challenger rates, average Dodge car insurance costs 25.9% more per year on average than Chevrolet vehicles, 24.4% more than Ford, 34% more than Honda, 24.2% more than Toyota, and 27.2% more than Nissan.

Due to the lack of a full assortment of vehicles contributing to the average insurance cost, which would tend to pull the average down to a more reasonable level, we recommend viewing rate comparisons for each individual Dodge model, which are linked to in the previous table.

The table below shows how average Dodge insurance rates (orange bar) compare to other primary auto manufacturers in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Dodge, Chevrolet, Ford, Honda, Toyota, and Nissan vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 30, 2022
Dodge Car Insurance Cost vs. Top Competitors

When adding in luxury models, we finally see some rates that are actually more expensive than Dodge as shown in the table below.

Dodge insurance cost is featured in the first row. The average car insurance rates for other brands are compared and the difference is shown. If the value in the difference column is green, this means that brand has cheaper average insurance rates than Dodge. If the value is red, that means the brand is more expensive to insure than Dodge.

Dodge Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Land Rover$2,145-$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2023 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Dodge insurance. Green indicates the brand is cheaper to insure on average than Dodge and red indicates the brand costs more to insure on average than Dodge.Data last updated on December 29, 2022
Dodge Car Insurance Cost vs. Popular Automotive Brands

With only about three brands showing more expensive rates than Dodge, it would seem that insuring a Dodge could be pretty expensive.

In fact, Dodge rates do not differ substantially from the other U.S. nameplates from GM and Ford. As we mentioned earlier, the Charger and Challenger models have significant weight in the overall Dodge average. The higher performance of these two models results in more expensive car insurance rates.

So don’t despair if it seems like Dodge insurance is expensive. Just compare rates for the specific model you’re needing coverage for and as long as you have a decent driving record and credit, you’ll be OK.