Dodge Car Insurance Cost for 2023

How much does Dodge car insurance cost? We break down average rates to find out which Dodge models have the cheapest insurance cost.

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Since splitting the truck division off under the Ram brand, Dodge doesn’t have a lot of nameplates left in production. The Challenger, Charger, and Durango are the sole survivors for the 2023 model year.

Average car insurance cost for the remaining 2023 Dodge models ranges from $1,922 per year for the Dodge Hornet to $2,730 per year for the Dodge Challenger.

The average cost of Dodge insurance is $2,333 per year. Thanks to the more expensive insurance rates for the higher performance Challenger and Charger, and the relatively few models left, this rate gets skewed upwards considerably.

The table below shows the average insurance cost for Dodge models produced since 2013 (excluding Ram trucks). Click on any linked model to view detailed insurance comparison data including rates by trim level and rates for prior model years.

Average Insurance Cost for Dodge Vehicles
Model Annual Cost Monthly Cost
Dodge Avenger 2014 and prior model years$1,508$126
Dodge Challenger$2,730$228
Dodge Charger$2,522$210
Dodge Dart 2016 and prior model years$1,686$141
Dodge Durango$2,158$180
Dodge Grand Caravan 2020 and prior model years$1,408$117
Dodge Hornet$1,922$160
Dodge Journey 2020 and prior model years$1,604$134
Dodge Viper 2017 and prior model years$2,142$179

How do average Dodge insurance rates compare?

Thanks to higher Charger and Challenger rates, average Dodge car insurance costs 25.9% more per year on average than Chevrolet vehicles, 24.4% more than Ford, 33.9% more than Honda, 24.2% more than Toyota, and 27.2% more than Nissan.

Due to the lack of a full assortment of vehicles contributing to the average insurance cost, which would tend to pull the average down to a more reasonable level, we recommend viewing rate comparisons for each individual Dodge model, which are linked to in the previous table.

The table below shows how average Dodge insurance rates (orange bar) compare to other primary auto manufacturers in the U.S.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Dodge, Chevrolet, Ford, Honda, Toyota, and Nissan vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Dodge Car Insurance Cost vs. Top Competitors

When adding in luxury models, we finally see some rates that are actually more expensive than Dodge as shown in the table below.

Dodge insurance cost is featured in the first row. The average car insurance rates for other brands are compared and the difference is shown. If the value in the difference column is green, this means that brand has cheaper average insurance rates than Dodge. If the value is red, that means the brand is more expensive to insure than Dodge.

Dodge Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Dodge$2,333--
Acura$2,031-$302
Cadillac$1,910-$423
Chevrolet$1,798-$535
Ford$1,826-$507
Genesis$2,102-$231
GMC$1,880-$453
Honda$1,656-$677
Hyundai$1,768-$565
Infiniti$2,183-$150
Jaguar$2,171-$162
Jeep$1,965-$368
Kia$1,759-$574
Land Rover$2,201-$132
Lexus$2,066-$267
Lincoln$1,976-$357
Mazda$1,638-$695
Mercedes-Benz$2,480$147
Mitsubishi$1,834-$499
Nissan$1,775-$558
Ram$2,004-$329
Subaru$1,661-$672
Tesla$2,224-$109
Toyota$1,830-$503
Volkswagen$1,689-$644
Volvo$1,928-$405

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2023 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Dodge insurance. Green indicates the brand is cheaper to insure on average than Dodge and red indicates the brand costs more to insure on average than Dodge.Data last updated on August 12, 2023
Dodge Car Insurance Cost vs. Popular Automotive Brands

With only about three brands showing more expensive rates than Dodge, it would seem that insuring a Dodge could be pretty expensive.

In fact, Dodge rates do not differ substantially from the other U.S. nameplates from GM and Ford. As we mentioned earlier, the Charger and Challenger models have significant weight in the overall Dodge average. The higher performance of these two models results in more expensive car insurance rates.

So don’t despair if it seems like Dodge insurance is expensive. Just compare rates for the specific model you’re needing coverage for and as long as you have a decent driving record and credit, you’ll be OK.