- Car insurance rates for a Hyundai Santa Cruz average $1,640 per year or around $137 per month, but can vary significantly based on the trim level.
- The Santa Cruz SE trim level is the cheapest to insure at around $1,510 per year. The most expensive trim is the Limited at $1,736 per year.
How much does Hyundai Santa Cruz insurance cost?
Insurance for a Hyundai Santa Cruz averages $1,640 per year for full coverage. With MSRP on the compact pickup ranging from $25,450 to $40,320 for the 2023 model, monthly insurance rates range from $126 to $145.
There are many factors that can impact the price you pay to insure a Santa Cruz, such as driver age, driving record, policy limits, and more. The price summary chart below takes some of these factors and applies them to the average rate to show how much rates can vary.
The exact model of Santa Cruz you’re insuring also has an impact on car insurance cost. The next table shows average insurance rates for each Hyundai Santa Cruz package and trim available for the 2023 model. As with most vehicles, higher trim levels generally cost more to insure.
| Hyundai Santa Cruz Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| SE | $1,510 | $755 | $126 |
| SEL | $1,562 | $781 | $130 |
| Night | $1,690 | $845 | $141 |
| SEL Premium | $1,704 | $852 | $142 |
| Limited | $1,736 | $868 | $145 |
Is Hyundai Santa Cruz insurance expensive?
The Hyundai Santa Cruz ranks seventh out of 10 other 2023 model year compact and midsize pickups. The Santa Cruz costs an estimated $1,640 per year for a full coverage policy, right around the average cost for the segment.
The Santa Cruz was introduced new in 2022, and it’s one of only a couple vehicles that are classified as compact pickups, the Ford Maverick being the other. For our comparison, we include midsize pickups along with the Santa Cruz and the Maverick to give a better view of how insurance prices stack up.
When Hyundai Santa Cruz insurance rates are compared to other compact and midsize pickups, it costs $26 more per year than the Toyota Tacoma, $170 more than the Chevrolet Colorado, and $176 more than the Ford Maverick.
The chart below shows how average Santa Cruz car insurance cost compares to the all other compact and midsize pickups available for the 2023 model year.
