Hyundai Santa Cruz Insurance Cost for 2022

How much does Hyundai Santa Cruz insurance cost? We break down rates from the base Santa Cruz SE up to the Limited trim to see how average prices rank.

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  • Car insurance rates for a Hyundai Santa Cruz average $1,464 per year or around $122 per month, but can vary significantly based on the trim level.
  • The Santa Cruz SE trim level is the cheapest to insure at around $1,348 per year. The most expensive trim is the Limited at $1,564 per year.

How much does Hyundai Santa Cruz insurance cost?

Insurance for a Hyundai Santa Cruz averages $1,464 per year for full coverage. With MSRP on the compact pickup ranging from $23,990 to $39,720 for the 2022 model, monthly insurance rates range from $112 to $130.

There are many factors that can impact the price you pay to insure a Santa Cruz, such as driver age, driving record, policy limits, and more. The price summary chart below takes some of these factors and applies them to the average rate to show how much rates can vary.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Hyundai Santa Cruz with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Hyundai Santa Cruz trim levels.Data last updated on August 23, 2022
Hyundai Santa Cruz Insurance Cost Summary
Hyundai Santa Cruz Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,324$277
Safe Driver Age 20$2,912$243
At-fault Accidents Age 40$2,072$173
Low Deductibles Age 40$1,886$157
Safe Driver Age 30$1,540$128
Safe Driver Age 40$1,464$122
Safe Driver Age 50$1,334$111
Safe Driver Age 60$1,310$109
High Deductibles Age 40$1,248$104
Discount Rate Age 40$1,216$101

The exact model of Santa Cruz you’re insuring also has an impact on car insurance cost. The next table shows average insurance rates for each Hyundai Santa Cruz package and trim available for the 2022 model. As with most vehicles, higher trim levels generally cost more to insure.

2022 Hyundai Santa Cruz Insurance Cost by Trim Level
Hyundai Santa Cruz Trim Level Annual Policy 6-month Policy Per Month
SE$1,348$674$112
SEL$1,414$707$118
SEL Premium$1,528$764$127
Limited$1,564$782$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Hyundai Santa Cruz, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Hyundai Santa Cruz Insurance Cost by Trim Level

Is Hyundai Santa Cruz insurance expensive?

The Hyundai Santa Cruz ranks #6 out of 10 other 2022 model year compact and midsize pickups. The Santa Cruz costs an estimated $1,464 per year for a full coverage policy, right around the average cost for the segment.

The Santa Cruz was introduced new in 2022, and it’s one of only a couple vehicles that are classified as compact pickups, the Ford Maverick being the other. For our comparison, we include midsize pickups along with the Santa Cruz and the Maverick to give a better view of how insurance prices stack up.

When Hyundai Santa Cruz insurance rates are compared to other compact and midsize pickups, it costs $50 more per year than the Toyota Tacoma, $208 more than the Chevrolet Colorado, and $160 more than the Ford Maverick.

The chart below shows how average Santa Cruz car insurance cost compares to the all other compact and midsize pickups available for the 2022 model year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Hyundai Santa Cruz, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Hyundai Santa Cruz trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 23, 2022
Hyundai Santa Cruz Insurance Cost vs Compact and Midsize Pickups
Hyundai Santa Cruz Insurance Cost Compared to All Midsize Trucks
Rank Make/Model Insurance Cost Difference
1Chevrolet Colorado$1,256-$208
2Ford Maverick$1,304-$160
3Ford Ranger$1,354-$110
4Toyota Tacoma$1,414-$50
5Nissan Frontier$1,452-$12
6Hyundai Santa Cruz$1,464--
7GMC Canyon$1,470$6
8Honda Ridgeline$1,486$22
9Jeep Gladiator$1,498$34
10Rivian R1T$1,938$474