How Much Does Nissan Leaf Insurance Cost?

How much does Nissan Leaf insurance cost? We compared average rates for the S, SV, and SL trim levels to see how insurance prices for the Leaf compared to the rest of the compact car market.

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How much does Nissan Leaf insurance cost?

Car insurance for a Nissan Leaf costs an average of $1,826 a year for full coverage. Monthly insurance cost for the Leaf ranges from $146 to $159, depending on the trim level.

Plan on paying around $22 more annually to insure a Nissan Leaf compared to the average rate for the compact car segment, and $98 more per year than the $1,728 average for all vehicles.

The chart below shows how average Nissan Leaf car insurance cost varies based on the age of the driver and different policy deductibles. The cost estimates vary from a low of $1,380 per year for a driver age 60 with a $1,000 policy deductible to the highest rate of $4,198 each year for a driver age 20 with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Nissan Leaf with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Leaf trim levels.Data last updated on August 11, 2023
Nissan Leaf Insurance Rate Summary
2023 Nissan Leaf Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,074$256
$500$3,622$302
$250$4,198$350
30$1,000$1,612$134
$500$1,920$160
$250$2,240$187
40$1,000$1,544$129
$500$1,826$152
$250$2,120$177
50$1,000$1,410$118
$500$1,664$139
$250$1,928$161
60$1,000$1,380$115
$500$1,630$136
$250$1,888$157

To help you understand the vast range of Leaf insurance rates, think about the fact that a liability-only policy for a Nissan Leaf in the most affordable parts of Vermont or Virginia costs as little as $212 a year, while a newly-licensed teenage driver with an accident or two in specific Pennsylvania zip codes might be as much as $13,726 a year for full coverage.

Which Nissan Leaf car insurance is cheapest?

The cheapest trim level of Nissan Leaf to insure is the S at an estimated $1,746 per year. The SV Plus follows at $1,908 per year.

The table below shows average car insurance rates for each 2023 Nissan Leaf model trim level.

2023 Nissan Leaf Insurance Cost by Trim Level
Nissan Leaf Trim Level Annual Policy Six-Month Policy Per Month
S$1,746$873$146
SV Plus$1,908$954$159

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Table Data Details: Average rates are for a 2023 Nissan Leaf, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Nissan Leaf Insurance Cost by Trim Level

Is Nissan Leaf insurance cheap?

The Nissan Leaf ranks 11th out of 15 total comparison vehicles in the 2023 small car category for auto insurance affordability. The Leaf costs an average of $1,826 per year for full coverage car insurance, while the class median average cost is $1,804 annually, a difference of $22 per year.

When compared to other compact cars, insurance for a Nissan Leaf costs $54 more per year than the Honda Civic, $126 more than the Toyota Corolla, $144 more than the Nissan Sentra, and $152 less than the Hyundai Elantra.

The chart below shows how average Nissan Leaf car insurance rates compare to the most popular compact cars in America for the 2023 model year. Additionally, a more comprehensive table is included after the chart that details average insurance rates for all 15 vehicles in the small car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Nissan Leaf, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Leaf trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Leaf vs Top 10 Small Cars Insurance Rate Comparison
Nissan Leaf Insurance Cost Compared to All Small Cars
Rank Make/Model Insurance Cost Difference
1Subaru Impreza$1,498-$328
2Volkswagen Jetta$1,654-$172
3Nissan Sentra$1,682-$144
4Toyota Corolla$1,700-$126
5Volkswagen Golf$1,704-$122
6Toyota Prius$1,706-$120
7Mazda 3$1,738-$88
8Honda Civic$1,772-$54
9Kia Forte$1,778-$48
10Mitsubishi Mirage G4$1,784-$42
11Nissan Leaf$1,826--
12Nissan Versa$1,932$106
13Hyundai Elantra$1,978$152
14Toyota GR Corolla$2,058$232
15Toyota Mirai$2,248$422

How much is insurance on a used Nissan Leaf?

Skipping the new 2023 model and instead driving a 2013 Nissan Leaf can reduce your insurance bill by as much as $902 each year. Even a 2017 model is $280 cheaper to insure than new.

The following table shows average insurance policy premiums for a Nissan Leaf for a range of driver age groups and the 2010 to 2023 model years. Average insurance cost ranges from below $780 for a 60-year-old driver rated on a 2010 Nissan Leaf to the most expensive price of $3,622 for a 20-year-old with a 2023 Nissan Leaf.

Nissan Leaf Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Nissan Leaf$3,622$1,826$1,630
2022 Nissan Leaf$3,606$1,818$1,622
2021 Nissan Leaf$3,448$1,744$1,554
2020 Nissan Leaf$3,404$1,718$1,534
2018 Nissan Leaf$3,110$1,568$1,402
2017 Nissan Leaf$3,064$1,546$1,382
2016 Nissan Leaf$2,756$1,396$1,244
2015 Nissan Leaf$2,600$1,318$1,178
2014 Nissan Leaf$2,336$1,178$1,056
2013 Nissan Leaf$1,798$924$828
2012 Nissan Leaf$1,762$906$811
2011 Nissan Leaf$1,727$887$795
2010 Nissan Leaf$1,692$870$779

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Nissan Leaf Insurance Cost by Model Year

Some additional example rates and ways to keep cost down are included below.

  • Get a discount from your occupation. Some car insurance companies offer policy discounts for specific occupations like architects, police officers and law enforcement, emergency medical technicians, lawyers, scientists, nurses, and others. By qualifying for an occupational discount, you could save between $55 and $183 on your insurance premium, depending on the coverage levels.
  • Rates tend to decrease as driver age increases. The difference in Leaf insurance cost between a 60-year-old driver ($1,630 per year) and a 30-year-old driver ($1,920 per year) is $290, or a savings of 16.3%.
  • Good credit equals better rates. Drivers who maintain a credit score over 800 may see savings of $287 per year over a lower credit score of 670-739. Conversely, a weak credit score could cost as much as $332 more per year.
  • Obey driving laws to keep insurance cost low. To pay the cheapest price for Leaf insurance, it’s necessary to follow the law. Just a few minor infractions on your motor vehicle report could end up increasing the cost of a policy by as much as $478 per year. Major misdemeanors such as DUI or reckless driving could raise rates by an additional $1,666 or more.
  • Careless drivers spend more for insurance. Causing frequent accidents will increase insurance cost, potentially by an additional $844 per year for a 30-year-old driver and even $582 per year for a 50-year-old driver.
  • High-risk drivers pay much more for Leaf insurance. For a 20-year-old driver, the need to buy a high-risk policy could raise rates by $2,804 or more per year.