How Much Does Nissan Leaf Insurance Cost?

How much does Nissan Leaf insurance cost? We compared average rates for the S, SV, and SL trim levels to see how insurance prices for the Leaf compared to the rest of the compact car market.

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How much does Nissan Leaf insurance cost?

Car insurance for a Nissan Leaf costs an average of $1,628 a year for full coverage. Monthly insurance cost for the Leaf ranges from $127 to $140, depending on the trim level.

Plan on paying around $59 more annually to insure a Nissan Leaf compared to the average rate for the compact car segment, and $61 more per year than the $1,567 average for all vehicles.

The chart below shows how average Nissan Leaf car insurance cost varies based on the age of the driver and different policy deductibles. The cost estimates vary from a low of $1,230 per year for a driver age 60 with a $1,000 policy deductible to the highest rate of $3,752 each year for a driver age 20 with $250 deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 Nissan Leaf with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Nissan Leaf trim levels.Data last updated on December 5, 2022
Nissan Leaf Insurance Rate Summary
Nissan Leaf Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,738$228
$500$3,234$270
$250$3,752$313
30$1,000$1,442$120
$500$1,718$143
$250$2,008$167
40$1,000$1,376$115
$500$1,628$136
$250$1,892$158
50$1,000$1,254$105
$500$1,482$124
$250$1,720$143
60$1,000$1,230$103
$500$1,454$121
$250$1,688$141

To help you understand the vast range of Leaf insurance rates, think about the fact that a liability-only policy for a Nissan Leaf in the most affordable parts of Vermont or Virginia costs as little as $212 a year, while a newly-licensed teenage driver with an accident or two in specific Pennsylvania zip codes might be as much as $13,188 a year for full coverage.

Which Nissan Leaf car insurance is cheapest?

The cheapest trim level of Nissan Leaf to insure is the S at an estimated $1,528 per year. The second cheapest model is the SV at $1,622 per year, and the third cheapest (and most expensive) trim to insure is the S Plus at $1,646 per year.

The table below shows average car insurance rates for each 2022 Nissan Leaf model trim level.

2022 Nissan Leaf Insurance Cost by Trim Level
Nissan Leaf Trim Level Annual Policy 6-month Policy Per Month
S$1,528$764$127
SV$1,622$811$135
S Plus$1,646$823$137
SV Plus$1,668$834$139
SL Plus$1,680$840$140

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Nissan Leaf, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
Nissan Leaf Insurance Cost by Trim Level

Is Nissan Leaf insurance cheap?

The Nissan Leaf ranks #14 out of 20 total comparison vehicles in the 2022 small car category for auto insurance affordability. The Leaf costs an average of $1,628 per year for full coverage car insurance, while the class median average cost is $1,569 annually, a difference of $59 per year.

When compared to other compact cars, insurance for a Nissan Leaf costs $118 more per year than the Honda Civic, $128 more than the Toyota Corolla, $140 more than the Nissan Sentra, and $92 less than the Hyundai Elantra.

The chart below shows how average Nissan Leaf car insurance rates compare to the most popular compact cars in America for the 2022 model year. Additionally, a more comprehensive table is included after the chart that details average insurance rates for all 20 vehicles in the small car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Nissan Leaf, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Nissan Leaf trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
Nissan Leaf vs Top 10 Small Cars Insurance Rate Comparison
Nissan Leaf Insurance Cost Compared to All Small Cars
Rank Make/Model Insurance Cost Difference
1Subaru Impreza$1,324-$304
2Chevrolet Spark$1,328-$300
3Volkswagen Golf$1,466-$162
4Volkswagen Jetta$1,482-$146
5Nissan Sentra$1,488-$140
6Toyota Corolla$1,500-$128
7Kia Rio$1,504-$124
8Honda Civic$1,510-$118
9Mazda 3$1,516-$112
10Toyota Prius$1,526-$102
11Hyundai Accent$1,544-$84
12Hyundai Veloster$1,556-$72
13Kia Forte$1,560-$68
14Nissan Leaf$1,628--
15Hyundai Ioniq$1,636$8
16Honda Clarity$1,678$50
17Nissan Versa$1,718$90
18Hyundai Elantra$1,720$92
19Mitsubishi Mirage G4$1,728$100
20Toyota Mirai$1,968$340

How much is insurance on a used Nissan Leaf?

Skipping the new 2022 model and instead driving a 2013 Nissan Leaf can reduce your insurance bill by as much as $790 each year. Even a 2017 model is $228 cheaper to insure than new.

The following table shows average insurance policy premiums for a Nissan Leaf for a range of driver age groups and the 2010 to 2022 model years. Average insurance cost ranges from below $780 for a 60-year-old driver rated on a 2010 Nissan Leaf to the most expensive price of $3,234 for a 20-year-old with a 2022 Nissan Leaf.

Nissan Leaf Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Nissan Leaf$3,234$1,628$1,454
2021 Nissan Leaf$3,074$1,554$1,388
2020 Nissan Leaf$3,018$1,524$1,362
2018 Nissan Leaf$2,782$1,406$1,260
2017 Nissan Leaf$2,780$1,400$1,254
2016 Nissan Leaf$2,480$1,254$1,122
2015 Nissan Leaf$2,366$1,198$1,074
2014 Nissan Leaf$2,132$1,076$966
2013 Nissan Leaf$1,630$838$748
2012 Nissan Leaf$1,597$821$733
2011 Nissan Leaf$1,565$805$718
2010 Nissan Leaf$1,534$789$704

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 5, 2022
Nissan Leaf Insurance Cost by Model Year

Some additional example rates and ways to keep cost down are included below.

  • Get a discount from your occupation. Some car insurance companies offer policy discounts for specific occupations like architects, police officers and law enforcement, emergency medical technicians, lawyers, scientists, nurses, and others. By qualifying for an occupational discount, you could save between $49 and $159 on your insurance premium, depending on the coverage levels.
  • Rates tend to decrease as driver age increases. The difference in Leaf insurance cost between a 60-year-old driver ($1,454 per year) and a 30-year-old driver ($1,718 per year) is $264, or a savings of 15.4%.
  • Good credit equals better rates. Drivers who maintain a credit score over 800 may see savings of $256 per year over a lower credit score of 670-739. Conversely, a weak credit score could cost as much as $296 more per year.
  • Obey driving laws to keep insurance cost low. To pay the cheapest price for Leaf insurance, it’s necessary to follow the law. Just a few minor infractions on your motor vehicle report could end up increasing the cost of a policy by as much as $426 per year. Major misdemeanors such as DUI or reckless driving could raise rates by an additional $1,492 or more.
  • Careless drivers spend more for insurance. Causing frequent accidents will increase insurance cost, potentially by an additional $754 per year for a 30-year-old driver and even $522 per year for a 50-year-old driver.
  • High-risk drivers pay much more for Leaf insurance. For a 20-year-old driver, the need to buy a high-risk policy could raise rates by $2,504 or more per year.