- Nissan Leaf insurance costs an average of $1,662 per year, $831 for a 6-month policy, or $139 per month.
- The cheapest Nissan Leaf insurance is on the S trim level at an estimated $1,590 per year. The SV Plus is the most expensive to insure at $1,732 per year.
- Out of 15 vehicles in the 2024 small car segment, the Leaf ranks second for insurance affordability.
How much does Nissan Leaf insurance cost?
Car insurance for a Nissan Leaf costs an average of $1,662 a year for full coverage. Monthly insurance cost for the Leaf ranges from $133 to $144, depending on the trim level.
Plan on paying around $214 less annually to insure a Nissan Leaf compared to the average rate for the compact car segment, and $221 less per year than the $1,883 average for all vehicles.
The chart below shows how average Nissan Leaf car insurance cost varies based on the age of the driver and different policy deductibles. The cost estimates vary from a low of $1,186 per year for a driver age 60 with a $1,000 policy deductible to the highest rate of $3,718 each year for a driver age 20 with $250 deductibles.
To help you understand the vast range of Leaf insurance rates, think about the fact that a liability-only policy for a Nissan Leaf in the most affordable parts of Vermont or Virginia costs as little as $212 a year, while a newly-licensed teenage driver with an accident or two in specific Pennsylvania zip codes might be as much as $12,125 a year for full coverage.
Which Nissan Leaf car insurance is cheapest?
The cheapest trim level of Nissan Leaf to insure is the S at an estimated $1,590 per year. The SV Plus follows at $1,732 per year.
The table below shows average car insurance rates for each 2024 Nissan Leaf model trim level.
| 2024 Nissan Leaf Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| S | $1,590 | $133 |
| SV Plus | $1,732 | $144 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
Is Nissan Leaf insurance cheap?
The Nissan Leaf ranks second out of 15 total comparison vehicles in the 2024 small car category for auto insurance affordability. The Leaf costs an average of $1,662 per year for full coverage car insurance, while the class median average cost is $1,876 annually, a difference of $214 per year.
When compared to other compact cars, insurance for a Nissan Leaf costs $18 less per year than the Honda Civic, $188 less than the Toyota Corolla, $76 less than the Nissan Sentra, and $400 less than the Hyundai Elantra.
The chart below shows how average Nissan Leaf car insurance rates compare to the most popular compact cars in America for the 2024 model year. Additionally, a more comprehensive table is included after the chart that details average insurance rates for all 15 vehicles in the small car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Toyota GR Corolla | $1,650 | -$12 |
| 2 | Nissan Leaf | $1,662 | -- |
| 3 | Honda Civic | $1,680 | $18 |
| 4 | Nissan Sentra | $1,738 | $76 |
| 5 | Subaru Impreza | $1,744 | $82 |
| 6 | Toyota Prius | $1,772 | $110 |
| 7 | Toyota Corolla | $1,850 | $188 |
| 8 | Kia Forte | $1,852 | $190 |
| 9 | Nissan Versa | $1,872 | $210 |
| 10 | Mitsubishi Mirage G4 | $1,916 | $254 |
| 11 | Volkswagen Jetta | $1,918 | $256 |
| 12 | Mazda 3 | $1,962 | $300 |
| 13 | Hyundai Elantra | $2,062 | $400 |
| 14 | Volkswagen Golf | $2,098 | $436 |
| 15 | Toyota Mirai | $2,362 | $700 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
How much is insurance on a used Nissan Leaf?
Skipping the new 2024 model and instead driving a 2013 Nissan Leaf can reduce your insurance bill by as much as $774 each year. Even a 2017 model is $156 cheaper to insure than new.
The following table shows average insurance policy premiums for a Nissan Leaf for a range of driver age groups and the 2010 to 2024 model years. Average insurance cost ranges from below $780 for a 60-year-old driver rated on a 2010 Nissan Leaf to the most expensive price of $3,246 for a 20-year-old with a 2024 Nissan Leaf.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2024 Nissan Leaf | $3,246 | $1,662 | $1,382 |
| 2023 Nissan Leaf | $3,734 | $1,858 | $1,544 |
| 2022 Nissan Leaf | $3,722 | $1,850 | $1,538 |
| 2021 Nissan Leaf | $3,556 | $1,772 | $1,476 |
| 2020 Nissan Leaf | $3,452 | $1,724 | $1,432 |
| 2018 Nissan Leaf | $3,066 | $1,530 | $1,280 |
| 2017 Nissan Leaf | $3,022 | $1,506 | $1,260 |
| 2016 Nissan Leaf | $2,648 | $1,330 | $1,112 |
| 2015 Nissan Leaf | $2,482 | $1,244 | $1,046 |
| 2014 Nissan Leaf | $2,260 | $1,130 | $946 |
| 2013 Nissan Leaf | $1,728 | $888 | $746 |
| 2012 Nissan Leaf | $1,693 | $870 | $731 |
| 2011 Nissan Leaf | $1,660 | $853 | $716 |
| 2010 Nissan Leaf | $1,626 | $836 | $702 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Nissan Leaf trim levels for each model year. Updated February 23, 2024
Some additional example rates and ways to keep cost down are included below.
- Get a discount from your occupation. Some car insurance companies offer policy discounts for specific occupations like architects, police officers and law enforcement, emergency medical technicians, lawyers, scientists, nurses, and others. By qualifying for an occupational discount, you could save between $50 and $185 on your insurance premium, depending on the coverage levels.
- Rates tend to decrease as driver age increases. The difference in Leaf insurance cost between a 60-year-old driver ($1,382 per year) and a 30-year-old driver ($1,768 per year) is $386, or a savings of 24.5%.
- Good credit equals better rates. Drivers who maintain a credit score over 800 may see savings of $261 per year over a lower credit score of 670-739. Conversely, a weak credit score could cost as much as $302 more per year.
- Obey driving laws to keep insurance cost low. To pay the cheapest price for Leaf insurance, it’s necessary to follow the law. Just a few minor infractions on your motor vehicle report could end up increasing the cost of a policy by as much as $426 per year. Major misdemeanors such as DUI or reckless driving could raise rates by an additional $1,474 or more.
- Careless drivers spend more for insurance. Causing frequent accidents will increase insurance cost, potentially by an additional $774 per year for a 30-year-old driver and even $488 per year for a 50-year-old driver.
- High-risk drivers pay much more for Leaf insurance. For a 20-year-old driver, the need to buy a high-risk policy could raise rates by $2,482 or more per year.