- Nissan Leaf insurance costs an average of $1,778 per year, $889 for a 6-month policy, or $148 per month.
- The cheapest Nissan Leaf insurance is on the S trim level at an estimated $1,700 per year. The SV Plus is the most expensive to insure at $1,856 per year.
- Out of 15 vehicles in the 2023 small car segment, the Leaf ranks 11th for insurance affordability.
How much does Nissan Leaf insurance cost?
Car insurance for a Nissan Leaf costs an average of $1,778 a year for full coverage. Monthly insurance cost for the Leaf ranges from $142 to $155, depending on the trim level.
Plan on paying around $21 more annually to insure a Nissan Leaf compared to the average rate for the compact car segment, and $93 more per year than the $1,685 average for all vehicles.
The chart below shows how average Nissan Leaf car insurance cost varies based on the age of the driver and different policy deductibles. The cost estimates vary from a low of $1,346 per year for a driver age 60 with a $1,000 policy deductible to the highest rate of $4,090 each year for a driver age 20 with $250 deductibles.
|Driver Age||Deductible||Annual Cost||Monthly Cost|
To help you understand the vast range of Leaf insurance rates, think about the fact that a liability-only policy for a Nissan Leaf in the most affordable parts of Vermont or Virginia costs as little as $212 a year, while a newly-licensed teenage driver with an accident or two in specific Pennsylvania zip codes might be as much as $13,540 a year for full coverage.
Which Nissan Leaf car insurance is cheapest?
The cheapest trim level of Nissan Leaf to insure is the S at an estimated $1,700 per year. The SV Plus follows at $1,856 per year.
The table below shows average car insurance rates for each 2023 Nissan Leaf model trim level.
|Nissan Leaf Trim Level||Annual Policy||Six-Month Policy||Per Month|
Is Nissan Leaf insurance cheap?
The Nissan Leaf ranks 11th out of 15 total comparison vehicles in the 2023 small car category for auto insurance affordability. The Leaf costs an average of $1,778 per year for full coverage car insurance, while the class median average cost is $1,757 annually, a difference of $21 per year.
When compared to other compact cars, insurance for a Nissan Leaf costs $50 more per year than the Honda Civic, $122 more than the Toyota Corolla, $142 more than the Nissan Sentra, and $150 less than the Hyundai Elantra.
The chart below shows how average Nissan Leaf car insurance rates compare to the most popular compact cars in America for the 2023 model year. Additionally, a more comprehensive table is included after the chart that details average insurance rates for all 15 vehicles in the small car class.
|10||Mitsubishi Mirage G4||$1,738||-$40|
|14||Toyota GR Corolla||$2,004||$226|
How much is insurance on a used Nissan Leaf?
Skipping the new 2023 model and instead driving a 2013 Nissan Leaf can reduce your insurance bill by as much as $876 each year. Even a 2017 model is $274 cheaper to insure than new.
The following table shows average insurance policy premiums for a Nissan Leaf for a range of driver age groups and the 2010 to 2023 model years. Average insurance cost ranges from below $780 for a 60-year-old driver rated on a 2010 Nissan Leaf to the most expensive price of $3,528 for a 20-year-old with a 2023 Nissan Leaf.
|Model Year and Vehicle||Driver Age 20||Driver Age 40||Driver Age 60|
|2023 Nissan Leaf||$3,528||$1,778||$1,586|
|2022 Nissan Leaf||$3,514||$1,768||$1,580|
|2021 Nissan Leaf||$3,358||$1,696||$1,512|
|2020 Nissan Leaf||$3,316||$1,672||$1,492|
|2018 Nissan Leaf||$3,032||$1,526||$1,368|
|2017 Nissan Leaf||$2,988||$1,504||$1,348|
|2016 Nissan Leaf||$2,686||$1,356||$1,212|
|2015 Nissan Leaf||$2,532||$1,282||$1,150|
|2014 Nissan Leaf||$2,278||$1,148||$1,034|
|2013 Nissan Leaf||$1,754||$902||$806|
|2012 Nissan Leaf||$1,719||$884||$790|
|2011 Nissan Leaf||$1,685||$866||$774|
|2010 Nissan Leaf||$1,651||$849||$759|
Some additional example rates and ways to keep cost down are included below.
- Get a discount from your occupation. Some car insurance companies offer policy discounts for specific occupations like architects, police officers and law enforcement, emergency medical technicians, lawyers, scientists, nurses, and others. By qualifying for an occupational discount, you could save between $53 and $178 on your insurance premium, depending on the coverage levels.
- Rates tend to decrease as driver age increases. The difference in Leaf insurance cost between a 60-year-old driver ($1,586 per year) and a 30-year-old driver ($1,872 per year) is $286, or a savings of 16.5%.
- Good credit equals better rates. Drivers who maintain a credit score over 800 may see savings of $279 per year over a lower credit score of 670-739. Conversely, a weak credit score could cost as much as $324 more per year.
- Obey driving laws to keep insurance cost low. To pay the cheapest price for Leaf insurance, it’s necessary to follow the law. Just a few minor infractions on your motor vehicle report could end up increasing the cost of a policy by as much as $466 per year. Major misdemeanors such as DUI or reckless driving could raise rates by an additional $1,624 or more.
- Careless drivers spend more for insurance. Causing frequent accidents will increase insurance cost, potentially by an additional $822 per year for a 30-year-old driver and even $570 per year for a 50-year-old driver.
- High-risk drivers pay much more for Leaf insurance. For a 20-year-old driver, the need to buy a high-risk policy could raise rates by $2,736 or more per year.