What to Expect When Insuring a Ram Promaster City in 2025

How much does Ram Promaster City insurance cost? We compare rates by model year for the Promaster City Tradesman SLT and ST models to see how average prices rank against other large vans.

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  • Car insurance rates on a Ram Promaster City cost an average of $1,718 per year, or around $143 per month.
  • As one of the cheaper large vans to insure, the Ram Promaster City costs $212 less per year on average to insure when compared to the other large vans.

How much does Ram Promaster City car insurance cost?

Ranked first out of six vehicles in the large van class, Ram Promaster City insurance costs around $1,718 annually, or $143 monthly. With the average large van costing $1,930 a year to insure, the Ram Promaster City may save around $212 or more on an annual basis.

The next chart shows how Promaster City auto insurance cost can fluctuate with changes in driver age and the choice of physical damage coverage deductibles. The cost estimates shown are per year and vary from the cheapest policy rate of $1,230 per year for a driver age 60 with high deductibles to the highest cost estimate of $3,968 each year for a 20-year-old driver with a deductible of $250.

Average 2022 Ram Promaster City car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2022 Ram Promaster City car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2022 model year Ram Promaster City. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2022 Ram Promaster City Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$2,964$247
$500$3,452$288
$250$3,968$331
30-Year-Old$1,000$1,554$130
$500$1,828$152
$250$2,114$176
40-Year-Old$1,000$1,466$122
$500$1,718$143
$250$1,982$165
50-Year-Old$1,000$1,314$110
$500$1,532$128
$250$1,758$147
60-Year-Old$1,000$1,230$103
$500$1,432$119
$250$1,644$137

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2022 Ram Promaster City. Updated June 27, 2025

The rate table below breaks down average Ram Promaster City full coverage insurance policy costs for the 2015 to 2022 model years.

Ram Promaster City Insurance Cost for 2015-2022 Models
Model Year and Vehicle Annual Premium Cost Per Month
2022 Ram Promaster City$1,718$143
2021 Ram Promaster City$1,660$138
2020 Ram Promaster City$1,834$153
2019 Ram Promaster City$1,780$148
2018 Ram Promaster City$1,716$143
2017 Ram Promaster City$1,650$138
2016 Ram Promaster City$1,572$131
2015 Ram Promaster City$1,334$111

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ram Promaster City trim levels for each model year. Updated June 27, 2025

Average annual premium and cost per month to insure 2015 to 2024 Ram Promaster City models
Average annual premium and cost per month to insure 2015 to 2024 Ram Promaster City models

Additional rates and discounts

More notable insights concerning Promaster City insurance cost include:

  • Bring up your credit score to save money. Drivers who have credit scores over 800 could save as much as $270 per year over a slightly lower credit rating between 670-739. Conversely, a diminished credit rating could cost around $313 more per year.
  • High-risk Promaster City insurance can get expensive. For a 50-year-old driver, the need to buy a high-risk policy can potentially increase rates by $2,028 or more per year.
  • Car insurance for teens is expensive. Average rates for full coverage Promaster City insurance costs $6,197 per year for a 16-year-old driver, $5,971 per year for a 17-year-old driver, $5,294 per year for an 18-year-old driver, and $4,843 per year for a 19-year-old driver.
  • Young males pay a lot more for insurance. For a 2022 Ram Promaster City, a 20-year-old male driver will have an average rate of $3,452 per year, while a 20-year-old female driver will get a rate of $2,486, a difference of $966 per year in the women’s favor by a large margin. But by age 50, male driver rates are $1,532 and the cost for female drivers is $1,492, a difference of only $40.
  • Make your policy cheaper by raising deductibles. Increasing your policy deductibles from $500 to $1,000 could save around $252 per year for a 40-year-old driver and $488 per year for a 20-year-old driver.
  • Low physical damage deductibles increase policy cost. Lowering deductibles from $500 to $250 could cost an additional $264 per year for a 40-year-old driver and $516 per year for a 20-year-old driver.
  • Careless drivers spend more on insurance. At-fault accidents raise insurance rates, possibly by an additional $2,458 per year for a 20-year-old driver and even $434 per year for a 60-year-old driver.

Is Promaster City insurance cheaper than other vans?

When compared directly to some other models in the large van category, insurance rates for a Ram Promaster City cost $70 less per year than the Chevrolet Express, $368 less than the Ram Promaster, and $236 less than the GMC Savana.

The Ram Promaster City ranks first out of six total vehicles in the large van class for most affordable auto insurance rates. The Promaster City costs an estimated $1,718 per year for a full coverage policy, while the category average price is $1,930 per year, a difference of $212 per year.

The following chart shows how car insurance rates for a 2022 Ram Promaster City compare to other large vans like the Nissan NV and Mercedes-Benz Metris.

Average 2022 Ram Promaster City car insurance premium compared to other large van models.
Figure 2: Average 2022 Ram Promaster City car insurance premium compared to other large van models. Rates updated on June 27, 2025.

Data Methodology: Average rates are for a 2022 model year Ram Promaster City. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Ram Promaster City trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Ram Promaster City Insurance Cost Compared to All Large Vans
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,718--
2Chevrolet Express$1,788$70
3Nissan NV$1,878$160
4GMC Savana$1,954$236
5Ram Promaster$2,086$368
6Ford Transit$2,154$436

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2022 model year. Updated June 27, 2025