Does a Chevrolet Traverse or GMC Acadia Cost Less to Insure?

Find out if a Chevrolet Traverse or a GMC Acadia has cheaper car insurance rates. We compare cost for all trim levels back to 2015.

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  • For a 2024 Chevrolet Traverse, rates range from $1,672 to $1,872 per year, while auto insurance for a 2024 GMC Acadia costs from $1,748 to $1,920, depending on the trim level being insured.
  • With 34 models in the 2024 midsize SUV category, the Chevrolet Traverse ranks 11th and the GMC Acadia ranks 17th for average car insurance affordability.
  • The Chevrolet Traverse LS 2WD and the GMC Acadia Elevation are the cheapest models to insure for each vehicle based on our comparison.
  • When compared to the average U.S. car insurance rate of $1,883 per year, the Chevrolet Traverse costs an average of $113 less per year, while the GMC Acadia costs an average of $51 less per year.

Does a Chevy Traverse or GMC Acadia cost less to insure?

When comparing the Chevrolet Traverse and GMC Acadia for the 2024 model year, the model having more affordable car insurance is the Chevrolet Traverse. Insurance rates for the Chevrolet Traverse average $1,770 per year, whereas the GMC Acadia costs an average of $1,832 per year.

For the seven trims available for the 2024 Chevrolet Traverse, the cheapest model to insure is the LS 2WD trim at an average cost of $1,672 per year. The 2024 GMC Acadia has four trim levels available, with the cheapest trim to insure being the Elevation trim at an average cost of $1,748 per year, or $146 per month.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average cost of $1,672 per year, and the overall most expensive vehicle to insure is the GMC Acadia Denali at a cost of $1,920 per year.

The next table compares and ranks the annual and monthly cost of car insurance for 2024 Chevrolet Traverse and GMC Acadia models, with average cost for each trim level.

2024 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,672$139
$1,708$142
$1,726$144
$1,748$146
$1,754$146
$1,808$151
$1,808$151
$1,846$154
$1,854$155
$1,872$156
$1,920$160

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Chevrolet Traverse vs GMC Acadia Insurance Cost by Trim Level

The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. Average car insurance cost ranges from $1,576 to $3,536 per year for a 2024 Chevrolet Traverse, and $1,628 to $3,644 for a 2024 GMC Acadia for the illustrated age groups.

Figure 1: Average car insurance premiums for 2024 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Chevrolet Traverse vs. 2024 GMC Acadia Insurance Cost
2024 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,406$5,564
20-Year-Old$3,536$3,644
25-Year-Old$2,054$2,124
30-Year-Old$1,888$1,952
40-Year-Old$1,770$1,832
50-Year-Old$1,576$1,628
60-Year-Old$1,472$1,522

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 23, 2024

The two tables below show the cost to insure the available trim levels for both 2024 models, along with the average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Chevrolet Traverse.

2024 Chevrolet Traverse

$1,770

Insurance Rates by Trim Level for a 2024 Chevrolet Traverse
2024 Chevrolet Traverse TrimsRate
LS 2WD$1,672
LS AWD1,708
LT 2WD1,726
LT AWD1,754
Z71 AWD1,808
RS 2WD1,854
RS AWD1,872
2024 Chevrolet Traverse Average Rate$1,770

2024 GMC Acadia

$1,832

Insurance Rates by Trim Level for 2024 Chevrolet Traverse
2024 GMC Acadia TrimsRate
Elevation$1,748
Elevation Premium1,808
AT41,846
Denali1,920
2024 GMC Acadia Average Rate$1,832

2023 Chevrolet Traverse vs. GMC Acadia

For new Traverse and Acadia models, the cheapest to insure is the GMC Acadia. Insurance rates on a Chevrolet Traverse cost an average of $1,760 per year, whereas the GMC Acadia averages $1,756 per year.

Out of 12 Chevrolet Traverse trims, the cheapest 2023 trim to insure is the LS 2WD model at an average cost of $1,628 per year, or $136 per month.

For the seven trim levels available for the GMC Acadia, the cheapest 2023 trim level to insure is the SLE 2WD trim at a cost of $1,662 per year, or about $139 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average rate of $1,628 per year, and the highest-cost model and trim is the Chevrolet Traverse High Country AWD costing $1,868 per year.

The table below ranks the annual and monthly car insurance cost for 2023 Chevrolet Traverse and GMC Acadia models, showing cost for each trim level of both models.

2023 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,628$136
$1,662$139
$1,662$139
$1,674$140
$1,704$142
$1,730$144
$1,730$144
$1,742$145
$1,754$146
$1,760$147
$1,766$147
$1,782$149
$1,804$150
$1,804$150
$1,820$152
$1,834$153
$1,842$154
$1,852$154
$1,868$156

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2023 Chevrolet Traverse vs GMC Acadia Insurance Cost by Trim Level

The chart shown below displays the average cost to insure both 2023 models for drivers aged 20 to 50. Average car insurance cost ranges from $1,566 to $3,518 per year for a 2023 Chevrolet Traverse, and $1,562 to $3,522 for a 2023 GMC Acadia for the included driver ages.

Figure 2: Average car insurance premiums for 2023 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2023 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Chevrolet Traverse vs. 2023 GMC Acadia Insurance Cost
2023 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,385$5,402
20-Year-Old$3,518$3,522
25-Year-Old$2,042$2,036
30-Year-Old$1,874$1,870
40-Year-Old$1,760$1,756
50-Year-Old$1,566$1,562
60-Year-Old$1,464$1,460

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 23, 2024

The rate tables below illustrate average cost to insure each trim level for a 2023 Chevrolet Traverse and GMC Acadia, including an overall average rate. The model with the cheapest overall car insurance cost for 2023 is the GMC Acadia.

2023 Chevrolet Traverse

$1,760

Insurance Rates by Trim Level for a 2023 Chevrolet Traverse
2023 Chevrolet Traverse TrimsRate
LS 2WD$1,628
LS AWD1,662
LT Cloth 2WD1,674
LT Cloth AWD1,730
LT Leather 2WD1,730
LT Leather AWD1,754
RS 2WD1,782
Premier 2WD1,804
RS AWD1,804
Premier AWD1,834
High Country 2WD1,852
High Country AWD1,868
2023 Chevrolet Traverse Average Rate$1,760

2023 GMC Acadia

$1,756

Insurance Rates by Trim Level for 2023 Chevrolet Traverse
2023 GMC Acadia TrimsRate
SLE 2WD$1,662
SLE AWD1,704
SLT 2WD1,742
SLT AWD1,760
AT4 AWD1,766
Denali 2WD1,820
Denali AWD1,842
2023 GMC Acadia Average Rate$1,756

2022 Chevrolet Traverse vs. GMC Acadia

Insurance on a 2022 Chevrolet Traverse averages $1,784 per year, whereas insurance for a GMC Acadia costs an average of $1,740 per year, making the GMC Acadia the model with lower average insurance cost.

Within each different model, however, auto insurance cost varies significantly depending on the trim level of the vehicle being insured.

Using the Chevrolet Traverse as an example, car insurance rates range from $1,592 per year for the LS 2WD model up to the highest rate of $1,912 for the High Country AWD model.

For a 2022 GMC Acadia, rates range from $1,626 per year for the SLE 2WD model up to $1,824 for the most expensive to insure Denali AWD model.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average cost of $1,592 per year, and the most expensive model and trim level is the Chevrolet Traverse High Country AWD costing an average of $1,912 per year.

For a 2022 Chevrolet Traverse, the cheapest models are the LS 2WD, LS AWD, and LT Cloth 2WD. The cheapest GMC Acadia models include the SLE 2WD, SLE AWD, and SLT 2WD.

On a monthly basis, insurance rates for all 2022 Chevrolet Traverse and GMC Acadia models cost from $133 to $159 per month.

The next table compares and ranks the annual and monthly cost of car insurance for 2022 Chevrolet Traverse and GMC Acadia models, broken down by individual trim level.

2022 Model Year Chevrolet Traverse vs. GMC Acadia Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,592$133
$1,626$136
$1,690$141
$1,700$142
$1,700$142
$1,708$142
$1,740$145
$1,744$145
$1,752$146
$1,752$146
$1,764$147
$1,806$151
$1,814$151
$1,824$152
$1,846$154
$1,852$154
$1,860$155
$1,900$158
$1,912$159

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 22, 2024

2022 Chevrolet Traverse vs GMC Acadia Insurance Cost by Trim Level

The chart below visualizes the average car insurance cost for both models rated for multiple driver ages. For a 2022 Chevrolet Traverse, average insurance cost ranges from $1,584 to $3,576 per year for the driver examples in the chart. Car insurance for a 2022 GMC Acadia ranges from $1,548 to $3,490 on average per year.

Figure 3: Average car insurance premiums for 2022 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Chevrolet Traverse vs. 2022 GMC Acadia Insurance Cost
2022 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,482$5,350
20-Year-Old$3,576$3,490
25-Year-Old$2,068$2,018
30-Year-Old$1,900$1,854
40-Year-Old$1,784$1,740
50-Year-Old$1,584$1,548
60-Year-Old$1,480$1,448

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

For the 12 trim levels available for the 2022 Chevrolet Traverse, the cheapest trim level to insure is the LS 2WD trim at an average cost of $1,592 per year. For the seven trim and option levels available for the GMC Acadia, the cheapest 2022 trim to insure is the SLE 2WD model at a cost of $1,626 per year, or $136 per month.

When all 19 trims of both models are combined and compared, the cheapest model and trim level to insure is the Chevrolet Traverse LS 2WD at an average cost of $1,592 per year, and the most expensive vehicle to insure is the Chevrolet Traverse High Country AWD at an average of $1,912 per year.

The tables below display average car insurance rates for each trim level, along with the average rate for each model. The model with the cheapest average car insurance rates for 2022 is the GMC Acadia.

2022 Chevrolet Traverse

$1,784

Insurance Rates by Trim Level for a 2022 Chevrolet Traverse
2022 Chevrolet Traverse TrimsRate
LS 2WD$1,592
LS AWD1,690
LT Cloth 2WD1,700
LT Leather 2WD1,740
LT Cloth AWD1,744
LT Leather AWD1,752
RS 2WD1,806
RS AWD1,846
Premier 2WD1,852
Premier AWD1,860
High Country 2WD1,900
High Country AWD1,912
2022 Chevrolet Traverse Average Rate$1,784

2022 GMC Acadia

$1,740

Insurance Rates by Trim Level for 2022 Chevrolet Traverse
2022 GMC Acadia TrimsRate
SLE 2WD$1,626
SLE AWD1,700
SLT 2WD1,708
SLT AWD1,752
AT4 AWD1,764
Denali 2WD1,814
Denali AWD1,824
2022 GMC Acadia Average Rate$1,740

2021 Chevrolet Traverse vs. GMC Acadia

When comparing average insurance rates for the 2021 Chevrolet Traverse and GMC Acadia models, the GMC Acadia has cheaper rates by an average of $12 per year for this model year.

The chart below visualizes the average cost to insure the two models using a range of rated driver ages. For a 2021 Chevrolet Traverse, average car insurance cost ranges from $1,502 to $3,388 per year for the age groups used in the chart. A 2021 GMC Acadia costs from $1,492 to $3,368 to insure per year.

Figure 4: Average car insurance premiums for 2021 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2021 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Chevrolet Traverse vs. 2021 GMC Acadia Insurance Cost
2021 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,197$5,169
20-Year-Old$3,388$3,368
25-Year-Old$1,960$1,948
30-Year-Old$1,796$1,786
40-Year-Old$1,688$1,676
50-Year-Old$1,502$1,492
60-Year-Old$1,406$1,396

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 23, 2024

Out of 13 trims for the 2021 Chevrolet Traverse, the cheapest auto insurance rates are on the L 2WD trim at a cost of $1,458 per year, or $122 per month.

For the eight trims available for the GMC Acadia, the cheapest 2021 trim level to insure is the SL 2WD model at a cost of $1,496 per year, or about $125 per month.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Chevrolet Traverse L 2WD at a cost of $1,458 per year. The most expensive trim is the Chevrolet Traverse High Country AWD at an average of $1,824 per year.

The tables shown below display trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2021 Chevrolet Traverse

$1,688

Insurance Rates by Trim Level for a 2021 Chevrolet Traverse
2021 Chevrolet Traverse TrimsRate
L 2WD$1,458
LS 2WD1,512
LS AWD1,614
LT Cloth 2WD1,614
LT Cloth AWD1,668
LT Leather 2WD1,668
LT Leather AWD1,720
RS 2WD1,720
Premier 2WD1,772
Premier AWD1,772
RS AWD1,772
High Country 2WD1,824
High Country AWD1,824
2021 Chevrolet Traverse Average Rate$1,688

2021 GMC Acadia

$1,676

Insurance Rates by Trim Level for 2021 Chevrolet Traverse
2021 GMC Acadia TrimsRate
SL 2WD$1,496
SLE 2WD1,598
SLE AWD1,668
SLT 2WD1,668
All Terrain AWD1,720
SLT AWD1,720
Denali 2WD1,772
Denali AWD1,772
2021 GMC Acadia Average Rate$1,676

2020 Chevrolet Traverse vs. GMC Acadia

For the 2020 Chevrolet Traverse and GMC Acadia models, the GMC Acadia has cheaper car insurance cost by $10 per year for this comparison year.

The chart below displays the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,460 to $3,292 per year on a 2020 Chevrolet Traverse, and $1,452 to $3,272 for a 2020 GMC Acadia for the age groups used in this illustration.

Figure 5: Average car insurance premiums for 2020 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2020 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Chevrolet Traverse vs. 2020 GMC Acadia Insurance Cost
2020 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$5,044$5,018
20-Year-Old$3,292$3,272
25-Year-Old$1,902$1,890
30-Year-Old$1,746$1,734
40-Year-Old$1,640$1,630
50-Year-Old$1,460$1,452
60-Year-Old$1,366$1,358

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 23, 2024

Out of 13 trim levels for the 2020 Chevrolet Traverse, the cheapest average car insurance prices are on the L 2WD trim at a cost of $1,420 per year.

For the eight different option levels available for the GMC Acadia, the cheapest 2020 trim level to insure is the SL 2WD trim at a cost of $1,456 per year, or around $121 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to put coverage on is the Chevrolet Traverse L 2WD at an average of $1,420 per year, and the most expensive trim is the Chevrolet Traverse High Country AWD at a cost of $1,770 per year.

The rate tables below break down average car insurance rates for every trim level for both 2020 models, as well as an average rate for each model. The winner for the 2020 car insurance comparison is the GMC Acadia.

2020 Chevrolet Traverse

$1,640

Insurance Rates by Trim Level for a 2020 Chevrolet Traverse
2020 Chevrolet Traverse TrimsRate
L 2WD$1,420
LS 2WD1,470
LS AWD1,570
LT Cloth 2WD1,570
LT Cloth AWD1,620
LT Leather 2WD1,620
LT Leather AWD1,670
RS 2WD1,670
Premier 2WD1,722
Premier AWD1,722
RS AWD1,722
High Country 2WD1,770
High Country AWD1,770
2020 Chevrolet Traverse Average Rate$1,640

2020 GMC Acadia

$1,630

Insurance Rates by Trim Level for 2020 Chevrolet Traverse
2020 GMC Acadia TrimsRate
SL 2WD$1,456
SLE 2WD1,556
SLE AWD1,620
SLT 2WD1,620
All Terrain AWD1,670
SLT AWD1,670
Denali 2WD1,722
Denali AWD1,722
2020 GMC Acadia Average Rate$1,630

2019 Chevrolet Traverse vs. GMC Acadia

When comparing car insurance rates for the 2019 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse is cheaper to insure by $150 per year for this comparison year.

The chart below demonstrates the average cost to insure both models for a range of driver ages. The average full-coverage insurance policy ranges from $1,284 to $2,892 per year on a 2019 Chevrolet Traverse, and $1,420 to $3,232 on a 2019 GMC Acadia for the included age groups.

Figure 6: Average car insurance premiums for 2019 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2019 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Chevrolet Traverse vs. 2019 GMC Acadia Insurance Cost
2019 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,432$4,970
20-Year-Old$2,892$3,232
25-Year-Old$1,670$1,852
30-Year-Old$1,536$1,694
40-Year-Old$1,444$1,594
50-Year-Old$1,284$1,420
60-Year-Old$1,202$1,328

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated February 23, 2024

Out of 11 Chevrolet Traverse trim levels, the cheapest 2019 trim to insure is the L 2WD trim at an average cost of $1,248 per year.

For the eight trims available for the GMC Acadia, the cheapest 2019 model to insure is the SL 2WD trim at a cost of $1,432.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Chevrolet Traverse L 2WD at an average cost of $1,248 per year. The most expensive trim is the GMC Acadia Denali AWD costing an average of $1,686 per year.

The two tables below show the expected annual car insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The 2019 Chevrolet Traverse comes out on top over the 2019 GMC Acadia for cheapest auto insurance rates.

2019 Chevrolet Traverse

$1,444

Insurance Rates by Trim Level for a 2019 Chevrolet Traverse
2019 Chevrolet Traverse TrimsRate
L 2WD$1,248
LS 2WD1,330
LS AWD1,392
LT Cloth 2WD1,392
LT Cloth AWD1,440
LT Leather 2WD1,440
LT Leather AWD1,488
RS 2WD1,488
Premier 2WD1,536
Premier AWD1,536
High Country AWD1,584
2019 Chevrolet Traverse Average Rate$1,444

2019 GMC Acadia

$1,594

Insurance Rates by Trim Level for 2019 Chevrolet Traverse
2019 GMC Acadia TrimsRate
SL 2WD$1,432
SLE 2WD1,510
SLE AWD1,566
All Terrain AWD1,614
SLT 2WD1,614
SLT AWD1,638
Denali 2WD1,686
Denali AWD1,686
2019 GMC Acadia Average Rate$1,594

2018 Chevrolet Traverse vs. GMC Acadia

A 2018 Chevrolet Traverse is $148 cheaper to insure per year on average than a 2018 GMC Acadia, a difference of 10.2%.

The following chart shows the average insurance cost for the two models for the 20 to 50-year-old driver age groups. For a 2018 Chevrolet Traverse, average insurance cost ranges from $1,224 to $2,744 per year for the included age groups. A full-coverage policy on a 2018 GMC Acadia ranges from $1,354 to $3,076 on average per year.

Figure 7: Average car insurance premiums for 2018 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2018 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Chevrolet Traverse vs. 2018 GMC Acadia Insurance Cost
2018 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$4,201$4,724
20-Year-Old$2,744$3,076
25-Year-Old$1,588$1,764
30-Year-Old$1,460$1,614
40-Year-Old$1,372$1,520
50-Year-Old$1,224$1,354
60-Year-Old$1,144$1,268

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated February 23, 2024

For the nine trim levels available for the 2018 Chevrolet Traverse, the cheapest trim to insure is the L 2WD model at an average cost of $1,198 per year. For the eight option levels available for the GMC Acadia, the cheapest 2018 trim level to insure is the SL 2WD trim at a cost of $1,374 per year, or about $115 per month.

When insurance rates for all 17 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the Chevrolet Traverse L 2WD at an average cost of $1,198 per year. The most expensive model and trim level is the GMC Acadia Denali AWD costing $1,614 per year.

The next two tables show the expected annual car insurance cost by trim level for both 2018 models, as well as the overall average rate for each model. The 2018 Chevrolet Traverse comes out with a win over the 2018 GMC Acadia for the cheapest average car insurance rates.

2018 Chevrolet Traverse

$1,372

Insurance Rates by Trim Level for a 2018 Chevrolet Traverse
2018 Chevrolet Traverse TrimsRate
L 2WD$1,198
LS 2WD1,276
LS AWD1,334
LT 2WD1,334
LT AWD1,378
Premier 2WD1,424
RS 2WD1,424
Premier AWD1,470
High Country AWD1,514
2018 Chevrolet Traverse Average Rate$1,372

2018 GMC Acadia

$1,520

Insurance Rates by Trim Level for 2018 Chevrolet Traverse
2018 GMC Acadia TrimsRate
SL 2WD$1,374
SLE 2WD1,416
SLE AWD1,480
SLT 2WD1,524
All Terrain AWD1,568
SLT AWD1,568
Denali 2WD1,614
Denali AWD1,614
2018 GMC Acadia Average Rate$1,520

2017 Chevrolet Traverse vs. GMC Acadia

When comparing car insurance rates for the 2017 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper rates by an average of $146 per year.

The next chart shows the average car insurance cost for both models for the 20 to 50-year-old driver age groups. The average full-coverage insurance policy ranges from $1,160 to $2,596 per year for a 2017 Chevrolet Traverse, and $1,290 to $2,928 for a 2017 GMC Acadia for the driver examples in the chart

Figure 8: Average car insurance premiums for 2017 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2017 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Chevrolet Traverse vs. 2017 GMC Acadia Insurance Cost
2017 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$3,968$4,498
20-Year-Old$2,596$2,928
25-Year-Old$1,502$1,680
30-Year-Old$1,380$1,536
40-Year-Old$1,300$1,446
50-Year-Old$1,160$1,290
60-Year-Old$1,084$1,208

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated February 23, 2024

The 2017 Chevrolet Traverse has six trim levels available, with the cheapest trim level to insure being the LS 2WD model at an average cost of $1,158 per year, or $97 per month.

Out of the 10 option levels available for the GMC Acadia, the cheapest 2017 trim level to insure is the SL 2WD trim at a cost of $1,326 per year, or around $111 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Chevrolet Traverse LS 2WD at a cost of $1,158 per year. The most expensive vehicle to insure is the GMC Acadia Denali AWD costing $1,554 per year.

The two tables below illustrate the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The 2017 Chevrolet Traverse is the winner over the 2017 GMC Acadia for cheapest overall car insurance cost.

2017 Chevrolet Traverse

$1,300

Insurance Rates by Trim Level for a 2017 Chevrolet Traverse
2017 Chevrolet Traverse TrimsRate
LS 2WD$1,158
LS AWD1,286
LT 2WD1,286
LT AWD1,330
Premier 2WD1,372
Premier AWD1,372
2017 Chevrolet Traverse Average Rate$1,300

2017 GMC Acadia

$1,446

Insurance Rates by Trim Level for 2017 Chevrolet Traverse
2017 GMC Acadia TrimsRate
SL 2WD$1,326
SLE 2WD1,370
Limited 2WD1,392
SLE AWD1,426
Limited AWD1,434
All Terrain AWD1,470
SLT 2WD1,470
Denali 2WD1,510
SLT AWD1,510
Denali AWD1,554
2017 GMC Acadia Average Rate$1,446

2016 Chevrolet Traverse vs. GMC Acadia

For the 2016 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper car insurance cost by $186 per year for this comparison year.

The rate chart below displays the average car insurance cost for both models for four different driver age groups. Average car insurance cost ranges from $1,094 to $2,442 per year for a 2016 Chevrolet Traverse, and $1,262 to $2,848 on a 2016 GMC Acadia for the included age groups.

Figure 9: Average car insurance premiums for 2016 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2016 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Chevrolet Traverse vs. 2016 GMC Acadia Insurance Cost
2016 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$3,735$4,368
20-Year-Old$2,442$2,848
25-Year-Old$1,412$1,636
30-Year-Old$1,298$1,496
40-Year-Old$1,224$1,410
50-Year-Old$1,094$1,262
60-Year-Old$1,024$1,180

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated February 23, 2024

Out of six Chevrolet Traverse trims, the cheapest 2016 trim to insure is the LS 2WD trim at an average cost of $1,128 per year, or around $94 per month. The 2016 GMC Acadia has six different trim levels available, with the cheapest trim level to insure being the SLE 2WD trim at an average cost of $1,338 per year.

When rates for all 12 trim levels for both vehicles are compared, the most affordable model and trim level to put coverage on is the Chevrolet Traverse LS 2WD at an average cost of $1,128 per year. The overall most expensive vehicle to insure is the GMC Acadia Denali AWD at a cost of $1,456 per year.

The next tables display all the available trims for both 2016 models, as well as an average rate for each model. The 2016 Chevrolet Traverse wins the head-to-head comparison over the 2016 GMC Acadia for cheapest car insurance rates.

2016 Chevrolet Traverse

$1,224

Insurance Rates by Trim Level for a 2016 Chevrolet Traverse
2016 Chevrolet Traverse TrimsRate
LS 2WD$1,128
LS AWD1,204
LT 2WD1,204
LT AWD1,244
LTZ 2WD1,284
LTZ AWD1,284
2016 Chevrolet Traverse Average Rate$1,224

2016 GMC Acadia

$1,410

Insurance Rates by Trim Level for 2016 Chevrolet Traverse
2016 GMC Acadia TrimsRate
SLE 2WD$1,338
SLE AWD1,376
SLT 2WD1,418
SLT AWD1,418
Denali 2WD1,456
Denali AWD1,456
2016 GMC Acadia Average Rate$1,410

2015 Chevrolet Traverse vs. GMC Acadia

For the 2015 Chevrolet Traverse and GMC Acadia models, the Chevrolet Traverse has cheaper car insurance cost by an average of $84 per year for this model year.

The chart below displays the average insurance cost for both models for drivers from age 20 to 50. For a 2015 Chevrolet Traverse, insurance cost ranges from $1,122 to $2,516 per year for these driver ages. Full-coverage insurance on a 2015 GMC Acadia ranges from $1,194 to $2,696 on average per year.

Figure 10: Average car insurance premiums for 2015 Chevrolet Traverse and GMC Acadia models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2015 model year Chevrolet Traverse and GMC Acadia. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Chevrolet Traverse vs. 2015 GMC Acadia Insurance Cost
2015 Chevrolet Traverse vs. GMC Acadia Insurance Cost
Driver Age Chevrolet Traverse GMC Acadia
18-Year-Old$3,851$4,132
20-Year-Old$2,516$2,696
25-Year-Old$1,448$1,548
30-Year-Old$1,324$1,414
40-Year-Old$1,252$1,336
50-Year-Old$1,122$1,194
60-Year-Old$1,048$1,118

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated February 23, 2024

Out of six Chevrolet Traverse trims, the cheapest 2015 trim level to insure is the LS 2WD trim at an average cost of $1,178 per year.

For the six trim levels available for the GMC Acadia, the cheapest 2015 model to insure is the SLE 2WD trim at a cost of $1,276 per year, or around $106 per month.

When car insurance rates for all 12 trims of both models are combined and sorted by cost, the cheapest trim to put coverage on is the Chevrolet Traverse LS 2WD at an average of $1,178 per year, and the most expensive trim is the GMC Acadia Denali AWD at a cost of $1,384 per year.

The next two rate tables show the average cost to insure all 2015 trim levels, including an overall average rate. The 2015 Chevrolet Traverse has cheaper overall car insurance rates than the 2015 GMC Acadia.

2015 Chevrolet Traverse

$1,252

Insurance Rates by Trim Level for a 2015 Chevrolet Traverse
2015 Chevrolet Traverse TrimsRate
LS 2WD$1,178
LS AWD1,178
LT 2WD1,252
LT AWD1,252
LTZ 2WD1,324
LTZ AWD1,324
2015 Chevrolet Traverse Average Rate$1,252

2015 GMC Acadia

$1,336

Insurance Rates by Trim Level for 2015 Chevrolet Traverse
2015 GMC Acadia TrimsRate
SLE 2WD$1,276
SLE AWD1,276
SLT 2WD1,348
SLT AWD1,348
Denali 2WD1,384
Denali AWD1,384
2015 GMC Acadia Average Rate$1,336

Additional Chevrolet Traverse and GMC Acadia Resources