Chrysler 300 Car Insurance Rates for 2022

How much does Chrysler 300 insurance cost? We explore average car insurance rates from the Touring trim to the S V8 model to see how prices compare to the competition.

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How much does Chrysler 300 car insurance cost?

Chrysler 300 insurance costs an average of $1,632 per year for a full coverage policy. Monthly insurance cost ranges from $129 to $144, depending on the trim level being insured.

Average cost for individual policy coverages is $510 a year for liability insurance, $738 for collision, and the remaining $384 is for comprehensive coverage.

The following chart shows average car insurance rates for a 2022 Chrysler 300 using a variation of different driver ages and risk scenarios.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Chrysler 300 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Chrysler 300 trim levels.Data last updated on September 8, 2022
Chrysler 300 Car Insurance Cost Summary
Chrysler 300 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$3,718$310
Safe Driver Age 20$3,256$271
At-fault Accidents Age 40$2,306$192
Low Deductibles Age 40$2,128$177
Safe Driver Age 30$1,722$144
Safe Driver Age 40$1,632$136
Safe Driver Age 50$1,488$124
Safe Driver Age 60$1,460$122
High Deductibles Age 40$1,378$115
Discount Rate Age 40$1,354$113

To give you a better sense of the full range of possible insurance rates, consider that you can buy a liability-only policy in the cheaper areas of Maine or Idaho can be as low as $206 a year, while a newly-licensed teen driver with a few tickets and claims in some neighborhoods in New York City, could be looking at $15,098 a year for a policy with full coverage.

Some additional important data observations about Chrysler 300 car insurance rates include:

  • Avoiding accidents saves money. Having frequent accidents may increase rates, possibly as much as $2,300 per year for a 20-year-old driver and even $500 per year for a 60-year-old driver.
  • Policy discounts save money. Discounts may be available if the insureds are senior citizens, take a defensive driving course, are accident-free, are military or federal employees, or many other policy discounts which could save the average driver as much as $278 per year.
  • Young males pay a lot more for insurance. For a 2022 Chrysler 300, a 20-year-old male receives an average rate of $3,256 per year, while a 20-year-old female will pay an average of $2,408, a difference of $848 per year. The females get much better rates. But by age 50, the rate for men is $1,488 and the cost for female drivers is $1,458, a difference of only $30.
  • Tickets and violations can cost a lot. In order to have the most reasonable price on 300 insurance rates, it’s necessary to drive within the law. Just one or two blemishes on your motor vehicle report could raise 300 insurance rates by at least $430 per year. Major convictions like a DWI could raise rates by an additional $1,512 or more.
  • Prepare for sticker shock for high risk insurance. For a 30-year-old driver, having too many driving record violations or accidents can potentially increase rates by $1,996 or more per year.
  • Plan on paying a lot to insure a teen driver. Chrysler 300 insurance costs an average of $5,878 per year for a 16-year-old driver, $5,494 per year for a 17-year-old driver, and $5,130 per year for a 18-year-old driver.

What models have cheap Chrysler 300 insurance?

The cheapest trim level of Chrysler 300 to insure is the Touring at around $1,548 per year. The next cheapest trim is the Touring AWD at $1,600 per year, and the third cheapest trim level to insure is the Touring L at $1,606 per year.

The three highest-cost models to insure are the Chrysler 300 Touring L AWD, the S V6, and the S V8 trim levels at an estimated $1,650,  $1,666, and $1,722 per year, respectively.

With the majority of models, as vehicle cost increases with multiple vehicle add-ons, insurance policy cost trends upward as well. The next table details average yearly and 6-month auto insurance rates, including a monthly budget figure, for each Chrysler 300 model and trim level.

2022 Chrysler 300 Insurance Cost by Trim Level
Chrysler 300 Trim Level Annual Policy 6-month Policy Per Month
Touring$1,548$774$129
Touring AWD$1,600$800$133
Touring L$1,606$803$134
Touring L AWD$1,650$825$138
S V6$1,666$833$139
S V8$1,722$861$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Chrysler 300, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Chrysler 300 Insurance Cost by Trim Level

How does insurance cost rank versus other large cars?

The Chrysler 300 ranks #2 out of four total vehicles in the 2022 large car segment. The 300 costs an average of $1,632 per year to insure for full coverage and the segment median rate is $1,762 annually, a difference of $130 per year.

When average insurance rates are compared to other popular large cars, the Chrysler 300 costs $484 less per year than the Dodge Charger, and $68 less than the Nissan Maxima, $32 more than the Toyota Avalon.

The table below shows how Chrysler 300 car insurance cost compares to the top 10 best-selling large cars like the Dodge Charger, Nissan Maxima, and the Kia Cadenza.

Insurance Cost Comparison: Chrysler 300 vs Large Cars
Rank Make/Model Insurance Cost Difference
1Toyota Avalon$1,600-$32
2Chrysler 300$1,632--
3Nissan Maxima$1,700$68
4Dodge Charger$2,116$484

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 8, 2022
Insurance Cost Comparison: Chrysler 300 vs Large Cars