Toyota Camry vs. Hyundai Sonata Insurance

• A 2024 Hyundai Sonata has cheaper car insurance rates than a 2024 Toyota Camry by an average of $116 per year, $2,040 compared to $1,924.
• Average car insurance cost per month for the Toyota Camry is 6.1% more expensive than the Hyundai Sonata, at $170 versus $160, a difference of $10.
• Out of 11 models in the 2024 midsize car segment, the Toyota Camry ranks ninth and the Hyundai Sonata ranks eighth for cheapest auto insurance.
• If cheap car insurance is a priority, the LE and SE trims are the cheapest Toyota Camry models to insure, while the Hybrid Blue and Hybrid Limited trims are the cheapest Hyundai Sonata models to insure.

2023 Toyota Camry vs. Hyundai Sonata

Average car insurance rates for a 2024 Toyota Camry are $2,040 per year, while a 2024 Hyundai Sonata averages $1,924 per year, making the Hyundai Sonata the winner with the cheapest average insurance rates.

Out of 18 Toyota Camry trims, the cheapest 2024 model to insure is the LE trim at an average cost of $1,876 per year. The 2024 Hyundai Sonata has eight trim levels available, with the cheapest model to insure being the Hybrid Blue model at an average cost of $1,882 per year.

When rates are compared for the 26 trim levels of both 2024 models, the most affordable model and trim level is the Toyota Camry LE at a cost of $1,876 per year, and the most expensive model and trim level is the Toyota Camry XSE AWD at a cost of $2,144 per year.

The table below ranks the yearly and monthly cost of car insurance for 2024 Toyota Camry and Hyundai Sonata models, showing average cost by trim level for each model.

The rate chart below visualizes the average cost to insure both models using a range of rated driver ages. For a 2024 Toyota Camry, average insurance cost ranges from $1,802 to $4,110 per year for the age groups used in the chart. A 2024 Hyundai Sonata costs from $1,706 to $3,840 to insure per year.

The tables shown below illustrate the average insurance cost by trim level for both 2024 models, as well as the overall average rate for each model. The cheapest to insure for the 2024 model year is the Hyundai Sonata.

2023 Toyota Camry vs. Hyundai Sonata

For 2023 models, the model with the cheapest average insurance rates is the Toyota Camry. Insurance rates on a Toyota Camry cost an average of $1,754 per year, whereas insurance for a Hyundai Sonata averages $2,056 per year.

Out of 18 trims for the 2023 Toyota Camry, the cheapest average car insurance prices are on the LE trim at a cost of $1,618 per year.

For the eight trims available for the Hyundai Sonata, the cheapest 2023 trim to insure is the SE trim at a cost of $1,880.

When rates are compared for the 26 trim levels of both 2023 models, the lowest-cost model and trim to insure is the Toyota Camry LE at an average rate of $1,618 per year, and the most expensive vehicle to insure is the Hyundai Sonata Hybrid Limited costing an average of $2,208 per year.

The chart below demonstrates average Toyota Camry and Hyundai Sonata insurance rates for 2023 models, broken out by driver age.

The chart below displays the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. For a 2023 Toyota Camry, average insurance cost ranges from $1,556 to $3,528 per year for the included driver ages. A 2023 Hyundai Sonata costs from $1,828 to $4,128 to insure per year.

The two tables below display average car insurance rates for every trim level for both 2023 models, including an overall average rate. The model with the cheapest overall car insurance cost for 2023 is the Toyota Camry.

2022 Toyota Camry vs. Hyundai Sonata

For the 2022 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $268 per year.

The chart below shows the average cost to insure both 2022 models with different ages of drivers. The average car insurance cost ranges from $1,512 to $3,424 per year for a 2022 Toyota Camry, and $1,756 to $3,982 for a 2022 Hyundai Sonata for the example age groups.

How does insurance cost for a 2022 Toyota Camry compare to a Hyundai Sonata?

• Insurance cost in the chart above ranges from $1,512 to $3,424 per year for the Toyota Camry and $1,756 to $3,982 per year for the Hyundai Sonata.
• For a 16-year-old driver, insurance on a Toyota Camry costs an average of $6,062 per year and Hyundai Sonata insurance costs an average of $7,156 per year, a difference of $1,094 per year.
• For a 19-year-old driver, insurance on a Toyota Camry costs an average of $4,793 per year and Hyundai Sonata insurance costs an average of $5,588 per year, a difference of $795 per year.
• The cheapest 2022 Toyota Camry insurance is on the LE model costing $1,590 per year. The cheapest 2022 Hyundai Sonata to insure is the SE model costing $1,838 per year.
• When compared to the national average car insurance rate of $1,883 per year, the Toyota Camry costs $179 less per year, while the Hyundai Sonata costs $89 more per year.

Out of 17 Toyota Camry trims, the cheapest 2022 trim level to insure is the LE trim at an average cost of $1,590 per year. For the nine trim levels available for the Hyundai Sonata, the cheapest 2022 trim to insure is the SE trim at a cost of $1,838.

When trim-level rates for both models are compared, the lowest-cost model and trim level to insure is the Toyota Camry LE at an average rate of $1,590 per year. The most expensive trim is the Hyundai Sonata N Line Night costing an average of $2,104 per year.

The next tables illustrate both 2022 models and all trim levels available for each one, as well as the overall average rate for each model. The 2022 Toyota Camry can declare victory over the 2022 Hyundai Sonata for cheapest auto insurance rates.

2021 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2021 Toyota Camry and Hyundai Sonata models, the Toyota Camry is cheaper by an average of $234 per year.

The chart shown below demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,518 to $3,456 per year for a 2021 Toyota Camry, and $1,736 to $3,930 for a 2021 Hyundai Sonata for the included driver ages.

For the eight trims available for the 2021 Toyota Camry, the cheapest model to insure is the L Sedan model at an average cost of $1,552 per year. The 2021 Hyundai Sonata has 10 trim levels available, with the cheapest model to insure being the SE Sedan trim at an average cost of $1,842 per year, or around $154 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim level to insure is the Toyota Camry L Sedan at an average of $1,552 per year. The most expensive model and trim level is the Hyundai Sonata Limited Sedan at an average cost of $2,050 per year.

The next two rate tables display trim level insurance rates for each 2021 model, including an overall average cost for each model. The winner for the 2021 car insurance rate comparison is the Toyota Camry.

2020 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2020 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper rates by an average of $232 per year.

The next chart illustrates the average cost to insure both models rated for different driver ages. For a 2020 Toyota Camry, average insurance cost ranges from $1,472 to $3,352 per year for the included driver ages. A 2020 Hyundai Sonata costs from $1,690 to $3,822 to insure per year.

The 2020 Toyota Camry has eight trim levels available, with the cheapest trim level to insure being the L Sedan model at an average cost of $1,506 per year, or $126 per month. The 2020 Hyundai Sonata has 10 trim levels available, with the cheapest model to insure being the SE Sedan model at an average cost of $1,792 per year, or $149 per month.

When all 18 trims of both models are combined and compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,506 per year. The most expensive trim is the Hyundai Sonata Limited Sedan at an average of $1,994 per year.

The next two rate tables illustrate average car insurance rates for each trim level, plus an average rate for each model. The 2020 Toyota Camry can declare victory over the 2020 Hyundai Sonata for the cheapest average car insurance rates.

2019 Toyota Camry vs. Hyundai Sonata

When comparing average insurance rates for the 2019 Toyota Camry and Hyundai Sonata models, the Toyota Camry is cheaper to insure by an average of $112 per year.

The chart below shows the average cost to insure both 2019 models for drivers from age 20 to 50. For a 2019 Toyota Camry, the average car insurance cost ranges from $1,384 to $3,146 per year for the age groups used in this illustration. A 2019 Hyundai Sonata costs from $1,486 to $3,362 to insure per year.

Out of eight trims for the 2019 Toyota Camry, the cheapest average car insurance prices are on the L Sedan trim at a cost of $1,284 per year, or $107 per month. For the 11 trims available for the Hyundai Sonata, the cheapest 2019 trim to insure is the Hybrid SE Sedan trim at a cost of $1,488 per year, or $124 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Toyota Camry L Sedan at an average rate of $1,284 per year, and the overall most expensive vehicle to insure is the Hyundai Sonata Hybrid Plug-in Limited Sedan costing $1,798 per year.

The next two rate tables display all the available trims for both 2019 models, including an overall average rate.

2018 Toyota Camry vs. Hyundai Sonata

For the 2018 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $110 per year for this comparison year.

The chart shown below demonstrates the average cost to insure both 2018 models using different driver ages. Insurance cost ranges from $1,338 to $3,026 per year for a 2018 Toyota Camry, and $1,434 to $3,246 for a 2018 Hyundai Sonata.

Out of eight trim levels for the 2018 Toyota Camry, the cheapest car insurance rates are on the L Sedan trim at a cost of $1,344 per year, or about $112 per month.

For the 11 trim levels available for the Hyundai Sonata, the cheapest 2018 trim to insure is the Hybrid SE Sedan trim at a cost of $1,506.

When auto insurance rates for all 19 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,344 per year, and the highest-cost model and trim level is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $1,724 per year.

The next tables illustrate the average cost to insure all 2018 trim levels, along with the average rate for each model. The model with the cheapest auto insurance rates for 2018 is the Toyota Camry.

2017 Toyota Camry vs. Hyundai Sonata

For 2017 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance rates by an average of $102 per year for this comparison year.

The next chart illustrates the average cost to insure both 2017 models for drivers from age 20 to 50. Average insurance cost ranges from $1,298 to $2,928 per year for a 2017 Toyota Camry, and $1,388 to $3,128 for a 2017 Hyundai Sonata for the age groups used in this illustration.

Out of seven Toyota Camry trims, the cheapest 2017 trim to insure is the LE Sedan model at an average cost of $1,354 per year, or about $113 per month.

For the 13 trims available for the Hyundai Sonata, the cheapest 2017 trim to insure is the SE Sedan model at a cost of $1,450 per year, or $121 per month.

When all 20 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Toyota Camry LE Sedan at an average of $1,354 per year, and the most expensive model and trim level is the Hyundai Sonata Limited 2.0T Sedan at an average of $1,664 per year.

The next two tables illustrate average car insurance rates for each trim level, including an overall average cost for each model. The winner for the 2017 car insurance comparison is the Toyota Camry.

2016 Toyota Camry vs. Hyundai Sonata

For the 2016 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance cost by an average of $212 per year for this comparison year.

The rate chart below visualizes the average cost to insure the two models with different drivers at the wheel. For a 2016 Toyota Camry, insurance cost ranges from $1,198 to $2,694 per year for the age groups used in the chart. A 2016 Hyundai Sonata costs from $1,386 to $3,112 to insure per year.

The 2016 Toyota Camry has seven trim levels available, with the cheapest trim to insure being the LE Sedan model at an average cost of $1,302 per year, or around $109 per month.

Out of the 11 trims available for the Hyundai Sonata, the cheapest 2016 trim to insure is the SE Sedan trim at a cost of $1,378.

When all 18 trims of both models are combined and compared, the cheapest trim to insure is the Toyota Camry LE Sedan at an average rate of $1,302 per year, and the highest-cost model and trim level is the Hyundai Sonata Hybrid Plug-in Limited Sedan at a cost of $1,714 per year.

The two tables below show both 2016 models and all trim levels available for each one, including the average rate for each model. The model with the cheapest average car insurance rates for 2016 is the Toyota Camry.

2015 Toyota Camry vs. Hyundai Sonata

For 2015 Toyota Camry and Hyundai Sonata models, the Toyota Camry has cheaper car insurance rates by an average of $76 per year.

The rate chart below illustrates the average cost to insure the two models rated for different driver ages. Insurance cost ranges from $1,098 to $2,448 per year for a 2015 Toyota Camry, and $1,164 to $2,606 for a 2015 Hyundai Sonata for the example age groups.

Out of seven trim levels for the 2015 Toyota Camry, the cheapest insurance prices are on the LE Sedan model at a cost of $1,130 per year, or about $94 per month. Out of the seven trims available for the Hyundai Sonata, the cheapest 2015 model to insure is the SE Sedan model at a cost of $1,226.

When insurance rates for all 14 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Toyota Camry LE Sedan at an average of $1,130 per year. The highest-cost model and trim level is the Hyundai Sonata Hybrid Limited Sedan at an average of $1,358 per year.

The tables shown below show average car insurance rates for each trim level, along with an average cost for each model. The winner for the 2015 car insurance battle is the Toyota Camry.

Additional Toyota Camry and Hyundai Sonata Resources

• Toyota Camry Insurance Rates
• Hyundai Sonata Insurance Rates
• Midsize Car Insurance Rate Comparisons