Toyota RAV4 vs. Ford Escape Insurance – Which Costs Less?

Is Toyota RAV4 insurance cheaper than Ford Escape insurance? We compared rates for every trim level for the 2015 through 2024 model years to find out.

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  • At an average cost of $1,748 per year, a 2024 Ford Escape is cheaper to insure than a 2024 Toyota RAV4 by an average of $18 per year.
  • Out of 47 models in the 2024 small SUV segment, the Toyota RAV4 ranks 25th and the Ford Escape ranks 23rd for cheapest car insurance cost.
  • If the cheapest car insurance rates are your top priority, the LE AWD and LE 2WD trims are the cheapest Toyota RAV4 models to insure, while the Active and ST-Line trims are the cheapest Ford Escape models to insure.

Is insurance cheaper for a Toyota RAV4 or Ford Escape?

Car insurance on a 2024 Toyota RAV4 costs an average of $1,748 per year, while insurance for a 2024 Ford Escape averages $1,730 per year, making the Ford Escape the cheaper of the two to insure.

Out of 19 trims for the 2024 Toyota RAV4, the cheapest car insurance rates are on the LE AWD model at a cost of $1,546 per year. For the 10 trim levels available for the Ford Escape, the cheapest 2024 trim level to insure is the Active trim at a cost of $1,620 per year, or about $135 per month.

When comparing rates by trim level for both models, the cheapest trim is the Toyota RAV4 LE AWD at an average of $1,546 per year, and the highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $2,046 per year.

The next table compares the annual and monthly cost of car insurance for 2024 Toyota RAV4 and Ford Escape models, with average rates for each vehicle.

2024 Model Year Toyota RAV4 vs. Ford Escape Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,546$129
$1,586$132
$1,620$135
$1,632$136
$1,642$137
$1,672$139
$1,672$139
$1,678$140
$1,700$142
$1,712$143
$1,716$143
$1,716$143
$1,730$144
$1,734$145
$1,740$145
$1,752$146
$1,752$146
$1,760$147
$1,768$147
$1,770$148
$1,776$148
$1,776$148
$1,792$149
$1,796$150
$1,804$150
$1,820$152
$1,820$152
$1,994$166
$2,046$171

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Toyota RAV4 vs Ford Escape Insurance Cost by Trim Level

The chart below shows the average cost to insure both models for a range of driver ages. For a 2024 Toyota RAV4, average insurance cost ranges from $1,556 to $3,514 per year for the driver ages used. A 2024 Ford Escape costs from $1,540 to $3,496 to insure per year.

Figure 1: Average car insurance premiums for 2024 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

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Data Methodology: Rates based on a 2024 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Toyota RAV4 vs. 2024 Ford Escape Insurance Cost
2024 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$5,394$5,374
20-Year-Old$3,514$3,496
25-Year-Old$2,030$2,012
30-Year-Old$1,862$1,844
40-Year-Old$1,748$1,730
50-Year-Old$1,556$1,540
60-Year-Old$1,454$1,442

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 23, 2024

The rate tables below show average cost to insure each trim level for a 2024 Toyota RAV4 and Ford Escape, including the average rate for each model. The winner for the 2024 car insurance rate comparison is the Ford Escape.

2024 Toyota RAV4

$1,748

Insurance Rates by Trim Level for a 2024 Toyota RAV4
2024 Toyota RAV4 TrimsRate
LE AWD$1,546
LE 2WD1,586
XLE 2WD1,632
LE Hybrid AWD1,672
XLE AWD1,672
Limited Hybrid AWD1,678
XLE Hybrid AWD1,712
XSE Hybrid AWD1,716
XLE Premium 2WD1,734
SE Hybrid AWD1,740
Adventure AWD1,752
Woodland Edition Hybrid AWD1,752
XLE Premium AWD1,770
XLE Premium Hybrid AWD1,776
Limited 2WD1,796
Limited AWD1,820
TRD Off-Road AWD1,820
Prime SE AWD1,994
Prime XSE AWD2,046
2024 Toyota RAV4 Average Rate$1,748

2024 Ford Escape

$1,730

Insurance Rates by Trim Level for 2024 Toyota RAV4
2024 Ford Escape TrimsRate
Active$1,620
ST-Line1,642
ST-Line Hybrid1,700
ST-Line Select1,716
ST-Line Select Hybrid1,730
Platinum Hybrid1,760
Platinum1,768
ST-Line Elite1,776
ST-Line Elite Hybrid1,792
Plug-in Hybrid1,804
2024 Ford Escape Average Rate$1,730

2023 Toyota RAV4 vs. Ford Escape

Car insurance rates for a 2023 Toyota RAV4 cost an average of $1,710 per year, and a 2023 Ford Escape averages $1,688 per year, making the Ford Escape the winner with the cheapest average insurance rates.

Out of 19 trim levels for the 2023 Toyota RAV4, the cheapest insurance prices are on the LE 2WD trim at a cost of $1,534 per year.

For the 14 trims available for the Ford Escape, the cheapest 2023 model to insure is the Base trim at a cost of $1,578.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Toyota RAV4 LE 2WD at an average of $1,534 per year. The most expensive trim is the Toyota RAV4 Prime XSE AWD costing $1,918 per year.

For models prior to the 2023 model year, average car insurance costs for each model compare as shown in the list below. Click on a model year to view trim level data.

The rate table below compares the annual and monthly cost of car insurance for 2023 Toyota RAV4 and Ford Escape models, broken down by trim level.

2023 Model Year Toyota RAV4 vs. Ford Escape Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,534$128
$1,578$132
$1,582$132
$1,582$132
$1,608$134
$1,610$134
$1,620$135
$1,626$136
$1,628$136
$1,648$137
$1,662$139
$1,666$139
$1,668$139
$1,690$141
$1,692$141
$1,696$141
$1,702$142
$1,704$142
$1,712$143
$1,718$143
$1,732$144
$1,744$145
$1,760$147
$1,760$147
$1,762$147
$1,762$147
$1,762$147
$1,774$148
$1,786$149
$1,786$149
$1,810$151
$1,862$155
$1,918$160

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2023 Toyota RAV4 vs Ford Escape Insurance Cost by Trim Level

The next chart displays the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,514 to $3,446 per year for a 2023 Toyota RAV4, and $1,502 to $3,416 for a 2023 Ford Escape for the example age groups.

Figure 2: Average car insurance premiums for 2023 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2023 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Toyota RAV4 vs. 2023 Ford Escape Insurance Cost
2023 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$5,303$5,255
20-Year-Old$3,446$3,416
25-Year-Old$1,984$1,962
30-Year-Old$1,824$1,798
40-Year-Old$1,710$1,688
50-Year-Old$1,514$1,502
60-Year-Old$1,418$1,408

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 23, 2024

The next two rate tables display trim level insurance rates for each 2023 model, plus the average rate for each model. The winner for the 2023 car insurance rate comparison is the Ford Escape.

2023 Toyota RAV4

$1,710

Insurance Rates by Trim Level for a 2023 Toyota RAV4
2023 Toyota RAV4 TrimsRate
LE 2WD$1,534
LE AWD1,582
XLE 2WD1,582
LE Hybrid AWD1,620
XLE AWD1,626
XLE Hybrid AWD1,662
XLE Premium 2WD1,668
SE Hybrid AWD1,690
Woodland Edition Hybrid AWD1,696
XLE Premium AWD1,702
Adventure AWD1,712
XLE Premium Hybrid AWD1,732
Limited 2WD1,760
XSE Hybrid AWD1,760
Limited AWD1,786
TRD Off-Road AWD1,786
Limited Hybrid AWD1,810
Prime SE AWD1,862
Prime XSE AWD1,918
2023 Toyota RAV4 Average Rate$1,710

2023 Ford Escape

$1,688

Insurance Rates by Trim Level for 2023 Toyota RAV4
2023 Ford Escape TrimsRate
Base$1,578
Active1,608
Base AWD1,610
ST-Line1,628
Active AWD1,648
ST-Line AWD1,666
ST-Line Hybrid1,692
ST-Line Select AWD1,704
ST-Line Select Hybrid AWD1,718
Platinum Hybrid1,744
Platinum Hybrid AWD1,762
ST-Line Elite AWD1,762
Plug-in Hybrid1,762
ST-Line Elite Hybrid AWD1,774
2023 Ford Escape Average Rate$1,688

2022 Toyota RAV4 vs. Ford Escape

Insurance on a 2022 Toyota RAV4 costs an average of $1,636 per year, whereas a 2022 Ford Escape averages $1,704 per year, making the Toyota RAV4 the model with the cheapest overall car insurance rates.

The cost of insurance varies considerably for each of the different trim levels, however. For a 2022 Toyota RAV4, car insurance rates range from $1,512 per year for the LE 2WD model up to $1,768 for the Prime XSE AWD model. For a 2022 Ford Escape, rates can range from $1,544 per year for the S model up to $1,864 for the Titanium Plug-in Hybrid model.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Ford Escape models include the S, SE, and SE Hybrid. From a cost-per-month basis, car insurance rates for all 2022 Toyota RAV4 and Ford Escape trim levels range from $126 to $155 per month.

The next table ranks the 12-month and monthly car insurance cost for 2022 Toyota RAV4 and Ford Escape models, showing average cost for each trim level.

2022 Model Year Toyota RAV4 vs. Ford Escape Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,512$126
$1,544$129
$1,544$129
$1,548$129
$1,570$131
$1,576$131
$1,598$133
$1,602$134
$1,606$134
$1,610$134
$1,616$135
$1,632$136
$1,638$137
$1,648$137
$1,652$138
$1,656$138
$1,662$139
$1,674$140
$1,680$140
$1,690$141
$1,694$141
$1,704$142
$1,704$142
$1,708$142
$1,716$143
$1,720$143
$1,720$143
$1,732$144
$1,768$147
$1,770$148
$1,812$151
$1,830$153
$1,864$155

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2022 Toyota RAV4 vs Ford Escape Insurance Cost by Trim Level

The diagram below details average Toyota RAV4 insurance rates compared to Ford Escape insurance rates for the 2022 model year and different ages of rated drivers.

Figure 3: Average car insurance premiums for 2022 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Toyota RAV4 vs. 2022 Ford Escape Insurance Cost
2022 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$5,087$5,307
20-Year-Old$3,302$3,450
25-Year-Old$1,900$1,978
30-Year-Old$1,746$1,814
40-Year-Old$1,636$1,704
50-Year-Old$1,452$1,514
60-Year-Old$1,358$1,418

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

The tables below detail insurance rates for all trim levels of 2022 RAV4 and Escape models. The 2022 Toyota RAV4 has an average insurance cost of $1,636 and the 2022 Ford Escape is $1,704, making the Toyota RAV4 cheaper by $68 per year.

2022 Toyota RAV4

$1,636

Insurance Rates by Trim Level for a 2022 Toyota RAV4
2022 Toyota RAV4 TrimsRate
LE 2WD$1,512
LE AWD1,544
XLE 2WD1,548
LE Hybrid AWD1,570
XLE AWD1,576
XLE Hybrid AWD1,602
XLE Premium 2WD1,610
SE Hybrid AWD1,616
XLE Premium AWD1,632
Adventure AWD1,638
XLE Premium Hybrid AWD1,648
XSE Hybrid AWD1,674
Limited 2WD1,680
Limited AWD1,690
TRD Off-Road AWD1,694
Limited Hybrid AWD1,704
Prime SE AWD1,732
Prime XSE AWD1,768
2022 Toyota RAV4 Average Rate$1,636

2022 Ford Escape

$1,704

Insurance Rates by Trim Level for 2022 Toyota RAV4
2022 Ford Escape TrimsRate
S$1,544
SE1,598
SE Hybrid1,606
SE AWD1,652
SEL1,656
SE Hybrid AWD1,662
SEL Hybrid1,704
SEL AWD1,708
SE Plug-in Hybrid1,716
SEL Hybrid AWD1,720
Titanium Hybrid1,720
Titanium Hybrid AWD1,770
Titanium AWD1,812
SEL Plug-in Hybrid1,830
Titanium Plug-in Hybrid1,864
2022 Ford Escape Average Rate$1,704

2021 Toyota RAV4 vs Ford Escape

When comparing average insurance rates for 2021 models, a Toyota RAV4 costs an average of $1,634 per year to insure and a Ford Escape costs $1,514, making the Ford Escape cheaper to insure by $120 per year for this model year.

The chart shown below displays the average cost to insure the two models for four different driver age groups. For a 2021 Toyota RAV4, average car insurance cost ranges from $1,456 to $3,296 per year for the included driver ages. A 2021 Ford Escape costs from $1,344 to $3,058 to insure per year.

Figure 4: Average car insurance premiums for 2021 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2021 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Toyota RAV4 vs. 2021 Ford Escape Insurance Cost
2021 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$5,063$4,709
20-Year-Old$3,296$3,058
25-Year-Old$1,900$1,754
30-Year-Old$1,740$1,612
40-Year-Old$1,634$1,514
50-Year-Old$1,456$1,344
60-Year-Old$1,362$1,258

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 23, 2024

Out of 12 Toyota RAV4 trims, the cheapest 2021 trim to insure is the LE 2WD model at an average cost of $1,496 per year.

Out of the 10 trims available for the Ford Escape, the cheapest 2021 trim level to insure is the S 2WD model at a cost of $1,406 per year, or around $117 per month.

When rates are compared for the 22 trim levels of both 2021 models, the overall cheapest vehicle to insure is the Ford Escape S 2WD at an average rate of $1,406 per year, and the most expensive model and trim level is the Toyota RAV4 Hybrid XSE AWD at an average of $1,742 per year.

The rate tables below illustrate the average insurance cost by trim level for both 2021 models, including an overall average rate. The winner for the 2021 car insurance cost comparison is the Ford Escape.

2021 Toyota RAV4

$1,634

Insurance Rates by Trim Level for a 2021 Toyota RAV4
2021 Toyota RAV4 TrimsRate
LE 2WD$1,496
LE 4WD1,548
XLE Premium 2WD1,548
XLE 2WD1,598
XLE 4WD1,598
Hybrid XLE AWD1,636
XLE Premium 4WD1,652
Hybrid LE AWD1,688
Adventure 4WD1,704
Limited 2WD1,704
Limited 4WD1,704
Hybrid XSE AWD1,742
2021 Toyota RAV4 Average Rate$1,634

2021 Ford Escape

$1,514

Insurance Rates by Trim Level for 2021 Toyota RAV4
2021 Ford Escape TrimsRate
S 2WD$1,406
SE 2WD1,432
SE AWD1,484
SE Sport Hybrid 2WD1,484
SE Sport Hybrid 4WD1,484
SEL 2WD1,484
SEL AWD1,538
Titanium Hybrid 2WD1,588
Titanium Hybrid AWD1,588
Titanium AWD1,642
2021 Ford Escape Average Rate$1,514

2020 Toyota RAV4 vs Ford Escape

When comparing car insurance rates for the 2020 Toyota RAV4 and Ford Escape models, the Ford Escape is cheaper to insure by an average of $120 per year.

The next chart demonstrates the average cost to insure both 2020 models for different driver ages. Average insurance cost ranges from $1,416 to $3,204 per year for a 2020 Toyota RAV4, and $1,306 to $2,968 for a 2020 Ford Escape for the age groups used in this illustration.

Figure 5: Average car insurance premiums for 2020 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2020 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Toyota RAV4 vs. 2020 Ford Escape Insurance Cost
2020 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$4,914$4,568
20-Year-Old$3,204$2,968
25-Year-Old$1,844$1,704
30-Year-Old$1,690$1,566
40-Year-Old$1,590$1,470
50-Year-Old$1,416$1,306
60-Year-Old$1,326$1,224

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 22, 2024

For the 12 trims available for the 2020 Toyota RAV4, the cheapest model to insure is the LE 2WD model at an average cost of $1,456 per year, or around $121 per month.

For the 10 trims available for the Ford Escape, the cheapest 2020 trim level to insure is the S 2WD model at a cost of $1,366.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Ford Escape S 2WD at an average cost of $1,366 per year, and the highest-cost model and trim is the Toyota RAV4 Hybrid XSE AWD at a cost of $1,692 per year.

The next two tables display the average cost to insure all 2020 trim levels, plus the average rate for each model. The 2020 Ford Escape takes the win over the 2020 Toyota RAV4 for cheapest car insurance cost.

2020 Toyota RAV4

$1,590

Insurance Rates by Trim Level for a 2020 Toyota RAV4
2020 Toyota RAV4 TrimsRate
LE 2WD$1,456
LE 4WD1,504
XLE Premium 2WD1,504
XLE 2WD1,556
XLE 4WD1,556
Hybrid XLE AWD1,590
XLE Premium 4WD1,604
Hybrid LE AWD1,640
Adventure 4WD1,656
Limited 2WD1,656
Limited 4WD1,656
Hybrid XSE AWD1,692
2020 Toyota RAV4 Average Rate$1,590

2020 Ford Escape

$1,470

Insurance Rates by Trim Level for 2020 Toyota RAV4
2020 Ford Escape TrimsRate
S 2WD$1,366
SE 2WD1,392
SE AWD1,442
SE Sport Hybrid 2WD1,442
SE Sport Hybrid 4WD1,442
SEL 2WD1,442
SEL AWD1,490
Titanium Hybrid 2WD1,542
Titanium Hybrid AWD1,542
Titanium AWD1,592
2020 Ford Escape Average Rate$1,470

2019 Toyota RAV4 vs Ford Escape

When comparing average insurance cost for 2019 models, the Toyota RAV4 costs an average of $1,490 per year to insure and the Ford Escape costs $1,508, making the Toyota RAV4 the winner by $18 for the 2019 comparison year.

The next chart displays the average cost to insure both 2019 models rated for drivers aged 20 to 50. For a 2019 Toyota RAV4, the average cost of car insurance ranges from $1,328 to $3,000 per year for the age groups used in the chart. A 2019 Ford Escape costs from $1,342 to $3,074 to insure per year.

Figure 6: Average car insurance premiums for 2019 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2019 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Toyota RAV4 vs. 2019 Ford Escape Insurance Cost
2019 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$4,605$4,739
20-Year-Old$3,000$3,074
25-Year-Old$1,728$1,752
30-Year-Old$1,582$1,600
40-Year-Old$1,490$1,508
50-Year-Old$1,328$1,342
60-Year-Old$1,242$1,258

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated February 23, 2024

Out of 13 trim levels for the 2019 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,378 per year, or $115 per month.

The 2019 Ford Escape has seven trim levels available, with the cheapest trim level to insure being the S 2WD trim at an average cost of $1,418 per year, or around $118 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Toyota RAV4 LE 2WD at an average of $1,378 per year, and the most expensive trim is the Ford Escape Titanium AWD costing $1,610 per year.

The rate tables below display average car insurance cost by trim level for a 2019 Toyota RAV4 and Ford Escape, including an overall average rate. The 2019 Toyota RAV4 has cheaper average car insurance rates than the 2019 Ford Escape.

2019 Toyota RAV4

$1,490

Insurance Rates by Trim Level for a 2019 Toyota RAV4
2019 Toyota RAV4 TrimsRate
LE 2WD$1,378
Hybrid LE AWD1,420
LE 4WD1,426
XLE 2WD1,426
Hybrid XLE AWD1,460
XLE 4WD1,474
XLE Premium 2WD1,474
Adventure 4WD1,522
XLE Premium 4WD1,522
Hybrid Limited AWD1,556
Hybrid XSE AWD1,564
Limited 2WD1,570
Limited 4WD1,570
2019 Toyota RAV4 Average Rate$1,490

2019 Ford Escape

$1,508

Insurance Rates by Trim Level for 2019 Toyota RAV4
2019 Ford Escape TrimsRate
S 2WD$1,418
SE 2WD1,466
SE AWD1,466
SEL 2WD1,514
SEL AWD1,514
Titanium 2WD1,562
Titanium AWD1,610
2019 Ford Escape Average Rate$1,508

2018 Toyota RAV4 vs Ford Escape

When comparing insurance cost for 2018 models, a Toyota RAV4 costs an average of $1,418 per year to insure and a Ford Escape costs $1,432.

The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. The average car insurance cost ranges from $1,266 to $2,850 per year for a 2018 Toyota RAV4, and $1,278 to $2,916 for a 2018 Ford Escape for the age groups used in the chart.

Figure 7: Average car insurance premiums for 2018 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2018 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Toyota RAV4 vs. 2018 Ford Escape Insurance Cost
2018 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$4,364$4,488
20-Year-Old$2,850$2,916
25-Year-Old$1,642$1,664
30-Year-Old$1,506$1,520
40-Year-Old$1,418$1,432
50-Year-Old$1,266$1,278
60-Year-Old$1,184$1,198

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated February 23, 2024

The 2018 Toyota RAV4 has 16 trims available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,326 per year, or around $111 per month. Out of the seven trim levels available for the Ford Escape, the cheapest 2018 trim to insure is the S 2WD model at a cost of $1,318.

When rates for all 23 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Ford Escape S 2WD at an average of $1,318 per year, and the most expensive trim is the Toyota RAV4 Platinum 4WD costing $1,552 per year.

The two tables below illustrate average cost to insure each trim level for a 2018 Toyota RAV4 and Ford Escape, as well as an average rate for each model.

2018 Toyota RAV4

$1,418

Insurance Rates by Trim Level for a 2018 Toyota RAV4
2018 Toyota RAV4 TrimsRate
LE 2WD$1,326
LE 4WD1,326
XLE 2WD1,326
Hybrid LE AWD1,364
Adventure 2WD1,372
XLE 4WD1,372
Hybrid XLE AWD1,398
Adventure 4WD1,416
SE 2WD1,416
Hybrid SE AWD1,454
Limited 2WD1,460
Limited 4WD1,460
SE 4WD1,460
Hybrid Limited AWD1,486
Platinum 2WD1,506
Platinum 4WD1,552
2018 Toyota RAV4 Average Rate$1,418

2018 Ford Escape

$1,432

Insurance Rates by Trim Level for 2018 Toyota RAV4
2018 Ford Escape TrimsRate
S 2WD$1,318
SE 2WD1,360
SE AWD1,406
SEL 2WD1,452
SEL AWD1,452
Titanium 2WD1,498
Titanium AWD1,542
2018 Ford Escape Average Rate$1,432

2017 Toyota RAV4 vs Ford Escape

When comparing insurance cost for 2017 models, the Toyota RAV4 costs an average of $1,388 per year to insure and the Ford Escape costs $1,354, making the Ford Escape the winner by $34 for this model year.

The chart below shows the average cost to insure both models with different drivers at the wheel. The average cost of car insurance ranges from $1,240 to $2,788 per year for a 2017 Toyota RAV4, and $1,214 to $2,760 for a 2017 Ford Escape for the example age groups.

Figure 8: Average car insurance premiums for 2017 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2017 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Toyota RAV4 vs. 2017 Ford Escape Insurance Cost
2017 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$4,263$4,244
20-Year-Old$2,788$2,760
25-Year-Old$1,608$1,572
30-Year-Old$1,472$1,436
40-Year-Old$1,388$1,354
50-Year-Old$1,240$1,214
60-Year-Old$1,162$1,136

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated February 23, 2024

Out of 12 trim levels for the 2017 Toyota RAV4, the cheapest rates are on the LE 2WD trim at a cost of $1,280 per year, or around $107 per month. For the five trim levels available for the Ford Escape, the cheapest 2017 trim to insure is the S 2WD trim at a cost of $1,270.

When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Ford Escape S 2WD at an average of $1,270 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD at an average of $1,496 per year.

The next two tables illustrate average cost to insure each trim level for a 2017 Toyota RAV4 and Ford Escape, including an overall average rate. The 2017 Ford Escape has more affordable average car insurance than the 2017 Toyota RAV4.

2017 Toyota RAV4

$1,388

Insurance Rates by Trim Level for a 2017 Toyota RAV4
2017 Toyota RAV4 TrimsRate
LE 2WD$1,280
LE 4WD1,324
XLE 2WD1,324
Hybrid XLE AWD1,346
SE 2WD1,366
XLE 4WD1,366
Limited 2WD1,410
SE 4WD1,410
Hybrid Limited AWD1,430
Limited 4WD1,452
Platinum 2WD1,452
Platinum AWD 4WD1,496
2017 Toyota RAV4 Average Rate$1,388

2017 Ford Escape

$1,354

Insurance Rates by Trim Level for 2017 Toyota RAV4
2017 Ford Escape TrimsRate
S 2WD$1,270
SE 2WD1,314
SE AWD1,356
Titanium 2WD1,400
Titanium AWD1,438
2017 Ford Escape Average Rate$1,354

2016 Toyota RAV4 vs Ford Escape

For 2016 Toyota RAV4 and Ford Escape models, the Ford Escape is cheaper to insure by an average of $6 per year for this model year.

The chart below illustrates the average cost to insure the two models with different driver age groups. The average cost of car insurance ranges from $1,160 to $2,590 per year for a 2016 Toyota RAV4, and $1,152 to $2,606 for a 2016 Ford Escape for the included age groups.

Figure 9: Average car insurance premiums for 2016 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2016 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Toyota RAV4 vs. 2016 Ford Escape Insurance Cost
2016 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$3,956$3,998
20-Year-Old$2,590$2,606
25-Year-Old$1,496$1,490
30-Year-Old$1,370$1,360
40-Year-Old$1,292$1,286
50-Year-Old$1,160$1,152
60-Year-Old$1,084$1,078

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated February 23, 2024

For the 10 trims available for the 2016 Toyota RAV4, the cheapest model to insure is the LE 2WD trim at an average cost of $1,220 per year.

For the five trim levels available for the Ford Escape, the cheapest 2016 trim to insure is the S 2WD trim at a cost of $1,208 per year, or around $101 per month.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Ford Escape S 2WD at a cost of $1,208 per year, and the highest-cost model and trim is the Toyota RAV4 Hybrid Limited AWD at an average cost of $1,376 per year.

The next tables show the average cost to insure all 2016 trim levels, including an overall average cost for each model. The 2016 Ford Escape has cheaper average car insurance rates than the 2016 Toyota RAV4.

2016 Toyota RAV4

$1,292

Insurance Rates by Trim Level for a 2016 Toyota RAV4
2016 Toyota RAV4 TrimsRate
LE 2WD$1,220
LE 4WD1,220
XLE 2WD1,258
XLE 4WD1,258
Hybrid XLE AWD1,296
SE 2WD1,296
Limited 2WD1,338
Limited 4WD1,338
SE 4WD1,338
Hybrid Limited AWD1,376
2016 Toyota RAV4 Average Rate$1,292

2016 Ford Escape

$1,286

Insurance Rates by Trim Level for 2016 Toyota RAV4
2016 Ford Escape TrimsRate
S 2WD$1,208
SE 2WD1,246
SE AWD1,288
Titanium 2WD1,326
Titanium AWD1,356
2016 Ford Escape Average Rate$1,286

2015 Toyota RAV4 vs Ford Escape

For the 2015 Toyota RAV4 and Ford Escape models, the Ford Escape is cheaper to insure by an average of $40 per year.

The chart below displays the average cost to insure both models using different driver ages. For a 2015 Toyota RAV4, the average cost of car insurance ranges from $1,068 to $2,374 per year for the age groups used in the chart. A 2015 Ford Escape costs from $1,028 to $2,314 to insure per year.

Figure 10: Average car insurance premiums for 2015 Toyota RAV4 and Ford Escape models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2015 model year Toyota RAV4 and Ford Escape. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Toyota RAV4 vs. 2015 Ford Escape Insurance Cost
2015 Toyota RAV4 vs. Ford Escape Insurance Cost
Driver Age Toyota RAV4 Ford Escape
18-Year-Old$3,620$3,553
20-Year-Old$2,374$2,314
25-Year-Old$1,372$1,326
30-Year-Old$1,254$1,216
40-Year-Old$1,188$1,148
50-Year-Old$1,068$1,028
60-Year-Old$996$962

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated February 23, 2024

For the six trim levels available for the 2015 Toyota RAV4, the cheapest model to insure is the LE 2WD model at an average cost of $1,130 per year, or around $94 per month.

The 2015 Ford Escape has five trims available, with the cheapest model to insure being the S 2WD model at an average cost of $1,074 per year.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Ford Escape S 2WD at an average of $1,074 per year, and the highest-cost model and trim level is the Toyota RAV4 Limited 4WD at a cost of $1,234 per year.

The tables shown below show all the available trims for both 2015 models, as well as the overall average rate for each model.

2015 Toyota RAV4

$1,188

Insurance Rates by Trim Level for a 2015 Toyota RAV4
2015 Toyota RAV4 TrimsRate
LE 2WD$1,130
LE 4WD1,166
XLE 2WD1,166
XLE 4WD1,202
Limited 2WD1,234
Limited 4WD1,234
2015 Toyota RAV4 Average Rate$1,188

2015 Ford Escape

$1,148

Insurance Rates by Trim Level for 2015 Toyota RAV4
2015 Ford Escape TrimsRate
S 2WD$1,074
SE 2WD1,110
SE AWD1,148
Titanium 2WD1,184
Titanium AWD1,220
2015 Ford Escape Average Rate$1,148

Additional Toyota RAV4 and Ford Escape Resources