Toyota RAV4 vs. Mazda CX-5 Insurance Cost

Does the Toyota RAV4 or Mazda CX-5 have cheaper car insurance rates? We compare insurance cost side-by-side on all trim levels to get an answer.

Start QuoteCompare car insurance rates and save on your next policy.

  • A 2022 Mazda CX-5 costs less to insure than a 2022 Toyota RAV4 by an average of $282 per year, $1,440 compared to $1,158.
  • Average car insurance cost per month for the Toyota RAV4 is 23.7% more expensive than the Mazda CX-5, at $120 versus $97, a difference of $23.
  • Out of 46 models in the 2022 small SUV segment, the Toyota RAV4 ranks #27 and the Mazda CX-5 ranks #1 for overall insurance affordability.
  • If affordable car insurance is your number one priority, the LE 2WD and LE AWD trims are the cheapest Toyota RAV4 models to insure, while the S and S Select trims are the cheapest Mazda CX-5 models to insure.

Is insurance cheaper for a Toyota RAV4 or Mazda CX-5?

When comparing the Toyota RAV4 and Mazda CX-5 for the 2022 model year, the model having the cheapest rates is the Mazda CX-5. Insurance cost for the Toyota RAV4 averages $1,440 per year, whereas the Mazda CX-5 averages $1,158 per year.

Within each different model, however, the cost of insurance varies greatly depending on the vehicle trim level. For a 2022 Toyota RAV4, car insurance rates range from $1,332 per year for the LE 2WD model up to the highest rate of $1,558 for the Prime XSE AWD model. For a 2022 Mazda CX-5, rates range from $1,058 per year for the S model up to $1,230 for the most expensive S Preferred model.

When comparing rates for both models from a trim-level perspective, the cheapest model and trim level is the Mazda CX-5 S at an average of $1,058 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $1,558 per year.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Mazda CX-5 models include the S, S Select, and S Carbon Edition.

Insurance rates for all 2022 Toyota RAV4 and Mazda CX-5 models range from $88 to $130 per month.

The next table ranks the annual and monthly cost of car insurance for 2022 Toyota RAV4 and Mazda CX-5 models, with average rates for each trim level.

2022 Toyota RAV4 vs Mazda CX-5 Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,058$88
$1,094$91
$1,138$95
$1,156$96
$1,176$98
$1,202$100
$1,222$102
$1,230$103
$1,332$111
$1,360$113
$1,362$114
$1,384$115
$1,388$116
$1,410$118
$1,420$118
$1,424$119
$1,436$120
$1,444$120
$1,452$121
$1,474$123
$1,480$123
$1,490$124
$1,494$125
$1,500$125
$1,526$127
$1,558$130

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota RAV4 and a 2022 Mazda CX-5. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on December 1, 2022
2022 Toyota RAV4 vs Mazda CX-5 Insurance Cost by Trim Level

For 2022 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $282 per year.

The next chart shows the average cost to insure the two models for a range of driver ages. For a 2022 Toyota RAV4, the average car insurance cost ranges from $1,312 to $2,866 per year for the illustrated age groups. A 2022 Mazda CX-5 costs from $1,056 to $2,274 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota RAV4 and a 2022 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2022 Toyota RAV4 vs. 2022 Mazda CX-5 Insurance Cost
2022 Toyota RAV4 vs. 2022 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,866$1,520$1,440$1,312
Mazda CX-5$2,274$1,230$1,158$1,056

Out of 18 trim levels for the 2022 Toyota RAV4, the cheapest average insurance prices are on the LE 2WD model at a cost of $1,332 per year, or $111 per month. For the eight trim levels available for the Mazda CX-5, the cheapest 2022 trim level to insure is the S model at a cost of $1,058.

When all 26 trims of both models are combined and compared, the cheapest model and trim level to insure is the Mazda CX-5 S at an average cost of $1,058 per year. The most expensive model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $1,558 per year.

The next two rate tables show the average insurance cost by trim level for both 2022 models, along with an average cost for each model. The 2022 Mazda CX-5 reigns victorious over the 2022 Toyota RAV4 for the cheapest overall car insurance rates.

2022 Toyota RAV4

$1,440

Insurance Rates by Trim Level for 2022 Toyota RAV4
2022 Toyota RAV4 TrimsRate
LE 2WD$1,332
LE AWD1,360
XLE 2WD1,362
LE Hybrid AWD1,384
XLE AWD1,388
XLE Hybrid AWD1,410
XLE Premium 2WD1,420
SE Hybrid AWD1,424
XLE Premium AWD1,436
Adventure AWD1,444
XLE Premium Hybrid AWD1,452
XSE Hybrid AWD1,474
Limited 2WD1,480
Limited AWD1,490
TRD Off-Road AWD1,494
Limited Hybrid AWD1,500
Prime SE AWD1,526
Prime XSE AWD1,558
2022 Toyota RAV4 Average Rate$1,440

2022 Mazda CX-5

$1,158

Insurance Rates by Trim Level for 2022 Toyota RAV4
2022 Mazda CX-5 TrimsRate
S$1,058
S Select1,094
S Carbon Edition1,138
S Premium1,156
S Premium Plus1,176
Turbo1,202
Turbo Signature1,222
S Preferred1,230
2022 Mazda CX-5 Average Rate$1,158

2021 Toyota RAV4 vs. Mazda CX-5

For 2021 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $222 per year.

The rate chart below shows the average cost to insure both 2021 models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,306 to $2,848 per year for a 2021 Toyota RAV4, and $1,102 to $2,394 for a 2021 Mazda CX-5.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota RAV4 and a 2021 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2021 Toyota RAV4 vs. 2021 Mazda CX-5 Insurance Cost
2021 Toyota RAV4 vs. 2021 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,848$1,504$1,434$1,306
Mazda CX-5$2,394$1,278$1,212$1,102

Out of 12 Toyota RAV4 trims, the cheapest 2021 trim to insure is the LE 2WD trim at an average cost of $1,312 per year, or around $109 per month.

For the eight trim levels available for the Mazda CX-5, the cheapest 2021 trim to insure is the Sport 2WD model at a cost of $1,104.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,104 per year. The most expensive model and trim level is the Toyota RAV4 Hybrid XSE AWD costing an average of $1,524 per year.

The next tables illustrate average cost to insure each trim level for a 2021 Toyota RAV4 and Mazda CX-5, including an overall average cost for each model. The model with cheapest car insurance rates for 2021 is the Mazda CX-5.

2021 Toyota RAV4

$1,434

Insurance Rates by Trim Level for 2021 Toyota RAV4
2021 Toyota RAV4 TrimsRate
LE 2WD$1,312
LE 4WD1,358
XLE Premium 2WD1,358
XLE 2WD1,402
XLE 4WD1,402
Hybrid XLE AWD1,434
XLE Premium 4WD1,448
Hybrid LE AWD1,478
Adventure 4WD1,492
Limited 2WD1,492
Limited 4WD1,492
Hybrid XSE AWD1,524
2021 Toyota RAV4 Average Rate$1,434

2021 Mazda CX-5

$1,212

Insurance Rates by Trim Level for 2021 Toyota RAV4
2021 Mazda CX-5 TrimsRate
Sport 2WD$1,104
Sport AWD1,150
Touring 2WD1,150
Touring AWD1,196
Grand Touring 2WD1,242
Grand Touring AWD1,242
Grand Touring Reserve AWD1,286
Signature AWD1,330
2021 Mazda CX-5 Average Rate$1,212

2020 Toyota RAV4 vs. Mazda CX-5

When comparing car insurance rates for the 2020 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 is cheaper by an average of $220 per year.

The chart below shows the average cost to insure the two models for drivers from age 20 to 50. For a 2020 Toyota RAV4, the average cost of car insurance ranges from $1,284 to $2,800 per year for the age groups used in the chart. A 2020 Mazda CX-5 costs from $1,082 to $2,350 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota RAV4 and a 2020 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2020 Toyota RAV4 vs. 2020 Mazda CX-5 Insurance Cost
2020 Toyota RAV4 vs. 2020 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,800$1,476$1,408$1,284
Mazda CX-5$2,350$1,254$1,188$1,082

Out of 12 Toyota RAV4 trim levels, the cheapest 2020 trim level to insure is the LE 2WD trim at an average cost of $1,290 per year, or $108 per month.

The 2020 Mazda CX-5 has eight trims available, with the cheapest trim to insure being the Sport 2WD trim at an average cost of $1,084 per year.

When average car insurance prices for all 20 trims of both models are combined sorted by cost, the lowest-cost model and trim to insure is the Mazda CX-5 Sport 2WD at a cost of $1,084 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Hybrid XSE AWD at an average cost of $1,496 per year.

The rate tables below display the cost to insure the available trim levels for both 2020 models, including an overall average cost for each model. The 2020 Mazda CX-5 has lower-cost car average car insurance rates than the 2020 Toyota RAV4.

2020 Toyota RAV4

$1,408

Insurance Rates by Trim Level for 2020 Toyota RAV4
2020 Toyota RAV4 TrimsRate
LE 2WD$1,290
LE 4WD1,334
XLE Premium 2WD1,334
XLE 2WD1,378
XLE 4WD1,378
Hybrid XLE AWD1,408
XLE Premium 4WD1,420
Hybrid LE AWD1,452
Adventure 4WD1,466
Limited 2WD1,466
Limited 4WD1,466
Hybrid XSE AWD1,496
2020 Toyota RAV4 Average Rate$1,408

2020 Mazda CX-5

$1,188

Insurance Rates by Trim Level for 2020 Toyota RAV4
2020 Mazda CX-5 TrimsRate
Sport 2WD$1,084
Sport AWD1,128
Touring 2WD1,128
Touring AWD1,174
Grand Touring 2WD1,216
Grand Touring AWD1,216
Grand Touring Reserve AWD1,260
Signature AWD1,304
2020 Mazda CX-5 Average Rate$1,188

2019 Toyota RAV4 vs. Mazda CX-5

When comparing car insurance rates for 2019 models, the Toyota RAV4 costs an average of $1,344 per year to insure and the Mazda CX-5 costs $1,270, making the Mazda CX-5 the winner by $74.

The chart shown below displays the average cost to insure the two models with different ages of drivers. For a 2019 Toyota RAV4, insurance cost ranges from $1,224 to $2,668 per year for the included age groups. A 2019 Mazda CX-5 costs from $1,160 to $2,534 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota RAV4 and a 2019 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2019 Toyota RAV4 vs. 2019 Mazda CX-5 Insurance Cost
2019 Toyota RAV4 vs. 2019 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,668$1,406$1,344$1,224
Mazda CX-5$2,534$1,332$1,270$1,160

Out of 13 trim levels for the 2019 Toyota RAV4, the cheapest insurance prices are on the LE 2WD trim at a cost of $1,244 per year. For the eight trim levels available for the Mazda CX-5, the cheapest 2019 trim to insure is the Sport 2WD trim at a cost of $1,174 per year, or about $98 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Mazda CX-5 Sport 2WD at a cost of $1,174 per year. The most expensive vehicle to insure is the Toyota RAV4 Limited 4WD costing $1,416 per year.

The next tables display trim level insurance cost averages for both 2019 models, along with an average cost for each model.

2019 Toyota RAV4

$1,344

Insurance Rates by Trim Level for 2019 Toyota RAV4
2019 Toyota RAV4 TrimsRate
LE 2WD$1,244
Hybrid LE AWD1,282
LE 4WD1,286
XLE 2WD1,286
Hybrid XLE AWD1,316
XLE 4WD1,328
XLE Premium 2WD1,328
Adventure 4WD1,374
XLE Premium 4WD1,374
Hybrid Limited AWD1,402
Hybrid XSE AWD1,410
Limited 2WD1,416
Limited 4WD1,416
2019 Toyota RAV4 Average Rate$1,344

2019 Mazda CX-5

$1,270

Insurance Rates by Trim Level for 2019 Toyota RAV4
2019 Mazda CX-5 TrimsRate
Sport 2WD$1,174
Sport AWD1,174
Touring 2WD1,216
Touring AWD1,262
Grand Touring 2WD1,304
Grand Touring AWD1,304
Grand Touring Reserve AWD1,346
Signature AWD1,390
2019 Mazda CX-5 Average Rate$1,270

2018 Toyota RAV4 vs. Mazda CX-5

When comparing average insurance cost for 2018 models, the Toyota RAV4 costs an average of $1,302 per year to insure and the Mazda CX-5 costs $1,196, making the Mazda CX-5 the winner by $106.

The chart shown below visualizes the average cost to insure both models for drivers aged 20 to 50. The average car insurance cost ranges from $1,188 to $2,588 per year for a 2018 Toyota RAV4, and $1,092 to $2,382 for a 2018 Mazda CX-5.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota RAV4 and a 2018 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2018 Toyota RAV4 vs. 2018 Mazda CX-5 Insurance Cost
2018 Toyota RAV4 vs. 2018 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,588$1,360$1,302$1,188
Mazda CX-5$2,382$1,250$1,196$1,092

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,218 per year, or $102 per month.

For the six trim levels available for the Mazda CX-5, the cheapest 2018 model to insure is the Sport 2WD trim at a cost of $1,148.

When car insurance rates for all 22 trims of both models are combined sorted by cost, the cheapest trim to insure is the Mazda CX-5 Sport 2WD at an average of $1,148 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Platinum 4WD costing an average of $1,422 per year.

The tables below show the cost to insure the available trim levels for both 2018 models, plus the average rate for each model. The 2018 Mazda CX-5 has more affordable average car insurance rates than the 2018 Toyota RAV4.

2018 Toyota RAV4

$1,302

Insurance Rates by Trim Level for 2018 Toyota RAV4
2018 Toyota RAV4 TrimsRate
LE 2WD$1,218
LE 4WD1,218
XLE 2WD1,218
Hybrid LE AWD1,254
Adventure 2WD1,258
XLE 4WD1,258
Hybrid XLE AWD1,284
Adventure 4WD1,300
SE 2WD1,300
Hybrid SE AWD1,336
Limited 2WD1,340
Limited 4WD1,340
SE 4WD1,340
Hybrid Limited AWD1,366
Platinum 2WD1,382
Platinum 4WD1,422
2018 Toyota RAV4 Average Rate$1,302

2018 Mazda CX-5

$1,196

Insurance Rates by Trim Level for 2018 Toyota RAV4
2018 Mazda CX-5 TrimsRate
Sport 2WD$1,148
Sport AWD1,148
Touring 2WD1,190
Touring AWD1,190
Grand Touring 2WD1,230
Grand Touring AWD1,272
2018 Mazda CX-5 Average Rate$1,196

2017 Toyota RAV4 vs. Mazda CX-5

When comparing insurance rates for 2017 models, a Toyota RAV4 costs an average of $1,288 per year to insure and a Mazda CX-5 costs $1,160, making the Mazda CX-5 cheaper to insure by $128 per year for this model year.

The chart below visualizes the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,176 to $2,558 per year for a 2017 Toyota RAV4, and $1,058 to $2,312 for a 2017 Mazda CX-5 for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota RAV4 and a 2017 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2017 Toyota RAV4 vs. 2017 Mazda CX-5 Insurance Cost
2017 Toyota RAV4 vs. 2017 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,558$1,342$1,288$1,176
Mazda CX-5$2,312$1,212$1,160$1,058

For the 12 trims available for the 2017 Toyota RAV4, the cheapest trim to insure is the LE 2WD trim at an average cost of $1,188 per year.

The 2017 Mazda CX-5 has six trims available, with the cheapest trim to insure being the Sport 2WD model at an average cost of $1,120 per year.

When average car insurance prices for all 18 trim levels for both 2017 models are compared, the cheapest vehicle to insure to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,120 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD costing $1,386 per year.

The rate tables below illustrate trim level insurance rates for each 2017 model, as well as the overall average rate for each model. The model with the cheapest average car insurance rates for 2017 is the Mazda CX-5.

2017 Toyota RAV4

$1,288

Insurance Rates by Trim Level for 2017 Toyota RAV4
2017 Toyota RAV4 TrimsRate
LE 2WD$1,188
LE 4WD1,228
XLE 2WD1,228
Hybrid XLE AWD1,250
SE 2WD1,268
XLE 4WD1,268
Limited 2WD1,308
SE 4WD1,308
Hybrid Limited AWD1,330
Limited 4WD1,348
Platinum 2WD1,348
Platinum AWD 4WD1,386
2017 Toyota RAV4 Average Rate$1,288

2017 Mazda CX-5

$1,160

Insurance Rates by Trim Level for 2017 Toyota RAV4
2017 Mazda CX-5 TrimsRate
Sport 2WD$1,120
Sport AWD1,120
Touring 2WD1,120
Touring AWD1,160
Grand Touring 2WD1,198
Grand Touring AWD1,238
2017 Mazda CX-5 Average Rate$1,160

2016 Toyota RAV4 vs. Mazda CX-5

For 2016 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $116 per year for this model year.

The rate chart below demonstrates the average cost to insure both models for four different driver age groups. For a 2016 Toyota RAV4, the average cost of car insurance ranges from $1,118 to $2,432 per year. A 2016 Mazda CX-5 costs from $1,016 to $2,226 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota RAV4 and a 2016 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2016 Toyota RAV4 vs. 2016 Mazda CX-5 Insurance Cost
2016 Toyota RAV4 vs. 2016 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,432$1,274$1,226$1,118
Mazda CX-5$2,226$1,154$1,110$1,016

Out of 10 Toyota RAV4 trims, the cheapest 2016 model to insure is the LE 2WD trim at an average cost of $1,152 per year. For the six trim levels available for the Mazda CX-5, the cheapest 2016 trim level to insure is the Sport 2WD model at a cost of $1,022 per year, or around $85 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,022 per year, and the most expensive model and trim level is the Toyota RAV4 Hybrid Limited AWD costing an average of $1,304 per year.

The rate tables below display the cost to insure the available trim levels for both 2016 models, along with the average rate for each model.

2016 Toyota RAV4

$1,226

Insurance Rates by Trim Level for 2016 Toyota RAV4
2016 Toyota RAV4 TrimsRate
LE 2WD$1,152
LE 4WD1,152
XLE 2WD1,188
XLE 4WD1,188
SE 2WD1,226
Hybrid XLE AWD1,230
Limited 2WD1,262
Limited 4WD1,262
SE 4WD1,262
Hybrid Limited AWD1,304
2016 Toyota RAV4 Average Rate$1,226

2016 Mazda CX-5

$1,110

Insurance Rates by Trim Level for 2016 Toyota RAV4
2016 Mazda CX-5 TrimsRate
Sport 2WD$1,022
Sport AWD1,096
Touring 2WD1,096
Touring AWD1,122
Grand Touring 2WD1,158
Grand Touring AWD1,158
2016 Mazda CX-5 Average Rate$1,110

2015 Toyota RAV4 vs. Mazda CX-5

For the 2015 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance cost by an average of $182 per year.

The chart shown below displays the average cost to insure both models rated for multiple driver ages. For a 2015 Toyota RAV4, average car insurance cost ranges from $1,048 to $2,272 per year for these driver ages. A 2015 Mazda CX-5 costs from $884 to $1,918 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Toyota RAV4 and a 2015 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on December 1, 2022
2015 Toyota RAV4 vs. 2015 Mazda CX-5 Insurance Cost
2015 Toyota RAV4 vs. 2015 Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,272$1,190$1,146$1,048
Mazda CX-5$1,918$1,010$964$884

The 2015 Toyota RAV4 has six trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,088 per year.

For the six trims available for the Mazda CX-5, the cheapest 2015 trim level to insure is the Sport 2WD trim at a cost of $892.

When rates for all 12 trims of both models are combined sorted by cost, the lowest-cost model and trim level to insure is the Mazda CX-5 Sport 2WD at an average of $892 per year, and the most expensive model and trim level is the Toyota RAV4 Limited 4WD at an average cost of $1,194 per year.

The two tables below show the cost to insure the available trim levels for both 2015 models, as well as the overall average rate for each model. The winner for the 2015 car insurance rate comparison is the Mazda CX-5.

2015 Toyota RAV4

$1,146

Insurance Rates by Trim Level for 2015 Toyota RAV4
2015 Toyota RAV4 TrimsRate
LE 2WD$1,088
LE 4WD1,124
XLE 2WD1,124
XLE 4WD1,158
Limited 2WD1,194
Limited 4WD1,194
2015 Toyota RAV4 Average Rate$1,146

2015 Mazda CX-5

$964

Insurance Rates by Trim Level for 2015 Toyota RAV4
2015 Mazda CX-5 TrimsRate
Sport 2WD$892
Sport AWD962
Touring 2WD962
Grand Touring 2WD988
Touring AWD988
Grand Touring AWD998
2015 Mazda CX-5 Average Rate$964

Additional Toyota RAV4 and Mazda CX-5 Resources