Toyota RAV4 vs. Mazda CX-5 Insurance Cost

Does the Toyota RAV4 or Mazda CX-5 have cheaper car insurance rates? We compare insurance cost side-by-side on all trim levels to get an answer.

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  • A 2023 Mazda CX-5 costs less to insure than a 2023 Toyota RAV4 by an average of $254 per year, $1,676 compared to $1,422.
  • Average car insurance cost per month for the Toyota RAV4 is 16.2% more expensive than the Mazda CX-5, at $140 versus $119, a difference of $21.
  • Out of 47 models in the 2023 small SUV segment, the Toyota RAV4 ranks 29th and the Mazda CX-5 ranks fifth for overall insurance affordability.
  • If affordable car insurance is your number one priority, the LE 2WD and LE AWD trims are the cheapest Toyota RAV4 models to insure, while the 2.5 S and 2.5 S Select trims are the cheapest Mazda CX-5 models to insure.

Is insurance cheaper for a Toyota RAV4 or Mazda CX-5?

Car insurance for a 2023 Toyota RAV4 averages $1,676 per year, while insurance for a Mazda CX-5 costs an average of $1,422 per year, making the Mazda CX-5 the better deal by $254 per year.

Out of 19 trims for the 2023 Toyota RAV4, the cheapest insurance prices are on the LE 2WD model at a cost of $1,506 per year, or $126 per month.

For the eight trims available for the Mazda CX-5, the cheapest 2023 trim level to insure is the 2.5 S trim at a cost of $1,312 per year, or around $109 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Mazda CX-5 2.5 S at a cost of $1,312 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing $1,878 per year.

On a monthly basis, insurance rates for all 2023 Toyota RAV4 and Mazda CX-5 models and trims range from $109 to $157 per month.

The table below compares the 12-month and monthly car insurance cost for 2023 Toyota RAV4 and Mazda CX-5 models, showing average cost for every trim level.

2023 Toyota RAV4 vs Mazda CX-5 Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,312$109
$1,356$113
$1,376$115
$1,404$117
$1,436$120
$1,474$123
$1,488$124
$1,506$126
$1,522$127
$1,552$129
$1,552$129
$1,590$133
$1,596$133
$1,630$136
$1,636$136
$1,658$138
$1,662$139
$1,668$139
$1,678$140
$1,698$142
$1,724$144
$1,724$144
$1,752$146
$1,752$146
$1,774$148
$1,826$152
$1,878$157

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Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Toyota RAV4 and a 2023 Mazda CX-5. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2023 Toyota RAV4 vs Mazda CX-5 Insurance Cost by Trim Level

The rate chart below demonstrates the average cost to insure both models with different drivers at the wheel. Average car insurance cost ranges from $1,528 to $3,336 per year for a 2023 Toyota RAV4, and $1,294 to $2,794 for a 2023 Mazda CX-5 for the driver ages used.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Toyota RAV4 and a 2023 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2023 Toyota RAV4 vs. 2023 Mazda CX-5 Insurance Cost
2023 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$3,336$1,772$1,676$1,528
Mazda CX-5$2,794$1,512$1,422$1,294

The two tables below show the cost to insure the available trim levels for both 2023 models, plus the average rate for each model. The 2023 Mazda CX-5 has cheaper average car insurance rates than the 2023 Toyota RAV4.

2023 Toyota RAV4

$1,676

Insurance Rates by Trim Level for 2023 Toyota RAV4
2023 Toyota RAV4 TrimsRate
LE 2WD$1,506
LE AWD1,552
XLE 2WD1,552
LE Hybrid AWD1,590
XLE AWD1,596
XLE Hybrid AWD1,630
XLE Premium 2WD1,636
SE Hybrid AWD1,658
Woodland Edition Hybrid AWD1,662
XLE Premium AWD1,668
Adventure AWD1,678
XLE Premium Hybrid AWD1,698
Limited 2WD1,724
XSE Hybrid AWD1,724
Limited AWD1,752
TRD Off-Road AWD1,752
Limited Hybrid AWD1,774
Prime SE AWD1,826
Prime XSE AWD1,878
2023 Toyota RAV4 Average Rate$1,676

2023 Mazda CX-5

$1,422

Insurance Rates by Trim Level for 2023 Toyota RAV4
2023 Mazda CX-5 TrimsRate
2.5 S$1,312
2.5 S Select1,356
2.5 S Preferred1,376
2.5 S Carbon Edition1,404
2.5 S Premium1,436
2.5 S Premium Plus1,474
2.5 Turbo1,488
2.5 Turbo Signature1,522
2023 Mazda CX-5 Average Rate$1,422

2022 Toyota RAV4 vs. Mazda CX-5

When comparing the Toyota RAV4 and Mazda CX-5 for the 2022 model year, the model having the cheapest rates is the Mazda CX-5. Insurance cost for the Toyota RAV4 averages $1,602 per year, whereas the Mazda CX-5 averages $1,288 per year.

Within each different model, however, the cost of insurance varies greatly depending on the vehicle trim level. For a 2022 Toyota RAV4, car insurance rates range from $1,482 per year for the LE 2WD model up to the highest rate of $1,732 for the Prime XSE AWD model. For a 2022 Mazda CX-5, rates range from $1,174 per year for the S model up to $1,366 for the most expensive S Preferred model.

When comparing rates for both models from a trim-level perspective, the cheapest model and trim level is the Mazda CX-5 S at an average of $1,174 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $1,732 per year.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Mazda CX-5 models include the S, S Select, and S Carbon Edition.

Insurance rates for all 2022 Toyota RAV4 and Mazda CX-5 models range from $98 to $144 per month.

The next table ranks the annual and monthly cost of car insurance for 2022 Toyota RAV4 and Mazda CX-5 models, with average rates for each trim level.

2022 Toyota RAV4 vs Mazda CX-5 Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,174$98
$1,218$102
$1,264$105
$1,284$107
$1,304$109
$1,336$111
$1,356$113
$1,366$114
$1,482$124
$1,514$126
$1,518$127
$1,540$128
$1,544$129
$1,568$131
$1,580$132
$1,584$132
$1,598$133
$1,606$134
$1,614$135
$1,640$137
$1,644$137
$1,658$138
$1,662$139
$1,668$139
$1,696$141
$1,732$144

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota RAV4 and a 2022 Mazda CX-5. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
2022 Toyota RAV4 vs Mazda CX-5 Insurance Cost by Trim Level

For 2022 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $314 per year.

The next chart shows the average cost to insure the two models for a range of driver ages. For a 2022 Toyota RAV4, the average car insurance cost ranges from $1,460 to $3,196 per year for the illustrated age groups. A 2022 Mazda CX-5 costs from $1,172 to $2,532 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Toyota RAV4 and a 2022 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2022 Toyota RAV4 vs. 2022 Mazda CX-5 Insurance Cost
2022 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$3,196$1,692$1,602$1,460
Mazda CX-5$2,532$1,366$1,288$1,172

Out of 18 trim levels for the 2022 Toyota RAV4, the cheapest average insurance prices are on the LE 2WD model at a cost of $1,482 per year, or $124 per month. For the eight trim levels available for the Mazda CX-5, the cheapest 2022 trim level to insure is the S model at a cost of $1,174.

When all 26 trims of both models are combined and compared, the cheapest model and trim level to insure is the Mazda CX-5 S at an average cost of $1,174 per year. The most expensive model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $1,732 per year.

The next two rate tables show the average insurance cost by trim level for both 2022 models, along with an average cost for each model. The 2022 Mazda CX-5 reigns victorious over the 2022 Toyota RAV4 for the cheapest overall car insurance rates.

2022 Toyota RAV4

$1,602

Insurance Rates by Trim Level for 2022 Toyota RAV4
2022 Toyota RAV4 TrimsRate
LE 2WD$1,482
LE AWD1,514
XLE 2WD1,518
LE Hybrid AWD1,540
XLE AWD1,544
XLE Hybrid AWD1,568
XLE Premium 2WD1,580
SE Hybrid AWD1,584
XLE Premium AWD1,598
Adventure AWD1,606
XLE Premium Hybrid AWD1,614
XSE Hybrid AWD1,640
Limited 2WD1,644
Limited AWD1,658
TRD Off-Road AWD1,662
Limited Hybrid AWD1,668
Prime SE AWD1,696
Prime XSE AWD1,732
2022 Toyota RAV4 Average Rate$1,602

2022 Mazda CX-5

$1,288

Insurance Rates by Trim Level for 2022 Toyota RAV4
2022 Mazda CX-5 TrimsRate
S$1,174
S Select1,218
S Carbon Edition1,264
S Premium1,284
S Premium Plus1,304
Turbo1,336
Turbo Signature1,356
S Preferred1,366
2022 Mazda CX-5 Average Rate$1,288

2021 Toyota RAV4 vs. Mazda CX-5

For 2021 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $254 per year.

The rate chart below shows the average cost to insure both 2021 models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,466 to $3,196 per year for a 2021 Toyota RAV4, and $1,236 to $2,680 for a 2021 Mazda CX-5.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Toyota RAV4 and a 2021 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2021 Toyota RAV4 vs. 2021 Mazda CX-5 Insurance Cost
2021 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$3,196$1,682$1,610$1,466
Mazda CX-5$2,680$1,428$1,356$1,236

Out of 12 Toyota RAV4 trims, the cheapest 2021 trim to insure is the LE 2WD trim at an average cost of $1,476 per year, or around $123 per month.

For the eight trim levels available for the Mazda CX-5, the cheapest 2021 trim to insure is the Sport 2WD model at a cost of $1,236.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,236 per year. The most expensive model and trim level is the Toyota RAV4 Hybrid XSE AWD costing an average of $1,712 per year.

The next tables illustrate average cost to insure each trim level for a 2021 Toyota RAV4 and Mazda CX-5, including an overall average cost for each model. The model with the cheapest car insurance rates for 2021 is the Mazda CX-5.

2021 Toyota RAV4

$1,610

Insurance Rates by Trim Level for 2021 Toyota RAV4
2021 Toyota RAV4 TrimsRate
LE 2WD$1,476
LE 4WD1,524
XLE Premium 2WD1,524
XLE 2WD1,576
XLE 4WD1,576
Hybrid XLE AWD1,610
XLE Premium 4WD1,624
Hybrid LE AWD1,660
Adventure 4WD1,676
Limited 2WD1,676
Limited 4WD1,676
Hybrid XSE AWD1,712
2021 Toyota RAV4 Average Rate$1,610

2021 Mazda CX-5

$1,356

Insurance Rates by Trim Level for 2021 Toyota RAV4
2021 Mazda CX-5 TrimsRate
Sport 2WD$1,236
Sport AWD1,286
Touring 2WD1,286
Touring AWD1,336
Grand Touring 2WD1,386
Grand Touring AWD1,386
Grand Touring Reserve AWD1,436
Signature AWD1,486
2021 Mazda CX-5 Average Rate$1,356

2020 Toyota RAV4 vs. Mazda CX-5

When comparing car insurance rates for the 2020 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 is cheaper by an average of $254 per year.

The chart below shows the average cost to insure the two models for drivers from age 20 to 50. For a 2020 Toyota RAV4, the average cost of car insurance ranges from $1,448 to $3,158 per year for the age groups used in the chart. A 2020 Mazda CX-5 costs from $1,218 to $2,644 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Toyota RAV4 and a 2020 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2020 Toyota RAV4 vs. 2020 Mazda CX-5 Insurance Cost
2020 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$3,158$1,658$1,588$1,448
Mazda CX-5$2,644$1,408$1,334$1,218

Out of 12 Toyota RAV4 trim levels, the cheapest 2020 trim level to insure is the LE 2WD trim at an average cost of $1,456 per year, or $121 per month.

The 2020 Mazda CX-5 has eight trims available, with the cheapest trim to insure being the Sport 2WD trim at an average cost of $1,218 per year.

When average car insurance prices for all 20 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Mazda CX-5 Sport 2WD at a cost of $1,218 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Hybrid XSE AWD at an average cost of $1,688 per year.

The rate tables below display the cost to insure the available trim levels for both 2020 models, including an overall average cost for each model. The 2020 Mazda CX-5 has lower-cost car average car insurance rates than the 2020 Toyota RAV4.

2020 Toyota RAV4

$1,588

Insurance Rates by Trim Level for 2020 Toyota RAV4
2020 Toyota RAV4 TrimsRate
LE 2WD$1,456
LE 4WD1,506
XLE Premium 2WD1,506
XLE 2WD1,556
XLE 4WD1,556
Hybrid XLE AWD1,590
XLE Premium 4WD1,604
Hybrid LE AWD1,638
Adventure 4WD1,652
Limited 2WD1,652
Limited 4WD1,652
Hybrid XSE AWD1,688
2020 Toyota RAV4 Average Rate$1,588

2020 Mazda CX-5

$1,334

Insurance Rates by Trim Level for 2020 Toyota RAV4
2020 Mazda CX-5 TrimsRate
Sport 2WD$1,218
Sport AWD1,266
Touring 2WD1,266
Touring AWD1,314
Grand Touring 2WD1,366
Grand Touring AWD1,366
Grand Touring Reserve AWD1,414
Signature AWD1,462
2020 Mazda CX-5 Average Rate$1,334

2019 Toyota RAV4 vs. Mazda CX-5

When comparing car insurance rates for 2019 models, the Toyota RAV4 costs an average of $1,496 per year to insure and the Mazda CX-5 costs $1,414, making the Mazda CX-5 the winner by $82.

The chart shown below displays the average cost to insure the two models with different ages of drivers. For a 2019 Toyota RAV4, insurance cost ranges from $1,364 to $2,974 per year for the included age groups. A 2019 Mazda CX-5 costs from $1,290 to $2,822 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Toyota RAV4 and a 2019 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2019 Toyota RAV4 vs. 2019 Mazda CX-5 Insurance Cost
2019 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,974$1,564$1,496$1,364
Mazda CX-5$2,822$1,484$1,414$1,290

Out of 13 trim levels for the 2019 Toyota RAV4, the cheapest insurance prices are on the LE 2WD trim at a cost of $1,392 per year. For the eight trim levels available for the Mazda CX-5, the cheapest 2019 trim to insure is the Sport 2WD trim at a cost of $1,308 per year, or about $109 per month.

When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Mazda CX-5 Sport 2WD at a cost of $1,308 per year. The most expensive vehicle to insure is the Toyota RAV4 Limited 4WD costing $1,580 per year.

The next tables display trim level insurance cost averages for both 2019 models, along with an average cost for each model.

2019 Toyota RAV4

$1,496

Insurance Rates by Trim Level for 2019 Toyota RAV4
2019 Toyota RAV4 TrimsRate
LE 2WD$1,392
Hybrid LE AWD1,426
LE 4WD1,440
XLE 2WD1,440
Hybrid XLE AWD1,462
XLE 4WD1,486
XLE Premium 2WD1,486
Adventure 4WD1,534
XLE Premium 4WD1,534
Hybrid Limited AWD1,558
Hybrid XSE AWD1,568
Limited 2WD1,580
Limited 4WD1,580
2019 Toyota RAV4 Average Rate$1,496

2019 Mazda CX-5

$1,414

Insurance Rates by Trim Level for 2019 Toyota RAV4
2019 Mazda CX-5 TrimsRate
Sport 2WD$1,308
Sport AWD1,308
Touring 2WD1,354
Touring AWD1,402
Grand Touring 2WD1,448
Grand Touring AWD1,448
Grand Touring Reserve AWD1,496
Signature AWD1,544
2019 Mazda CX-5 Average Rate$1,414

2018 Toyota RAV4 vs. Mazda CX-5

When comparing average insurance cost for 2018 models, the Toyota RAV4 costs an average of $1,450 per year to insure and the Mazda CX-5 costs $1,328, making the Mazda CX-5 the winner by $122.

The chart shown below visualizes the average cost to insure both models for drivers aged 20 to 50. The average car insurance cost ranges from $1,324 to $2,886 per year for a 2018 Toyota RAV4, and $1,216 to $2,656 for a 2018 Mazda CX-5.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Toyota RAV4 and a 2018 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2018 Toyota RAV4 vs. 2018 Mazda CX-5 Insurance Cost
2018 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,886$1,514$1,450$1,324
Mazda CX-5$2,656$1,392$1,328$1,216

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,360 per year, or $113 per month.

For the six trim levels available for the Mazda CX-5, the cheapest 2018 model to insure is the Sport 2WD trim at a cost of $1,276.

When car insurance rates for all 22 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Mazda CX-5 Sport 2WD at an average of $1,276 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Platinum 4WD costing an average of $1,586 per year.

The tables below show the cost to insure the available trim levels for both 2018 models, plus the average rate for each model. The 2018 Mazda CX-5 has more affordable average car insurance rates than the 2018 Toyota RAV4.

2018 Toyota RAV4

$1,450

Insurance Rates by Trim Level for 2018 Toyota RAV4
2018 Toyota RAV4 TrimsRate
LE 2WD$1,360
LE 4WD1,360
XLE 2WD1,360
Hybrid LE AWD1,394
Adventure 2WD1,406
XLE 4WD1,406
Hybrid XLE AWD1,426
Adventure 4WD1,452
SE 2WD1,452
Hybrid SE AWD1,484
Limited 2WD1,496
Limited 4WD1,496
SE 4WD1,496
Hybrid Limited AWD1,516
Platinum 2WD1,542
Platinum 4WD1,586
2018 Toyota RAV4 Average Rate$1,450

2018 Mazda CX-5

$1,328

Insurance Rates by Trim Level for 2018 Toyota RAV4
2018 Mazda CX-5 TrimsRate
Sport 2WD$1,276
Sport AWD1,276
Touring 2WD1,322
Touring AWD1,322
Grand Touring 2WD1,366
Grand Touring AWD1,412
2018 Mazda CX-5 Average Rate$1,328

2017 Toyota RAV4 vs. Mazda CX-5

When comparing insurance rates for 2017 models, a Toyota RAV4 costs an average of $1,420 per year to insure and a Mazda CX-5 costs $1,272, making the Mazda CX-5 cheaper to insure by $148 per year for this model year.

The chart below visualizes the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,296 to $2,820 per year for a 2017 Toyota RAV4, and $1,164 to $2,542 for a 2017 Mazda CX-5 for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Toyota RAV4 and a 2017 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 11, 2023
2017 Toyota RAV4 vs. 2017 Mazda CX-5 Insurance Cost
2017 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,820$1,482$1,420$1,296
Mazda CX-5$2,542$1,332$1,272$1,164

For the 12 trims available for the 2017 Toyota RAV4, the cheapest trim to insure is the LE 2WD trim at an average cost of $1,318 per year.

The 2017 Mazda CX-5 has six trims available, with the cheapest trim to insure being the Sport 2WD model at an average cost of $1,230 per year.

When average car insurance prices for all 18 trim levels for both 2017 models are compared, the cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,230 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD costing $1,530 per year.

The rate tables below illustrate trim level insurance rates for each 2017 model, as well as the overall average rate for each model. The model with the cheapest average car insurance rates for 2017 is the Mazda CX-5.

2017 Toyota RAV4

$1,420

Insurance Rates by Trim Level for 2017 Toyota RAV4
2017 Toyota RAV4 TrimsRate
LE 2WD$1,318
LE 4WD1,360
XLE 2WD1,360
Hybrid XLE AWD1,370
SE 2WD1,402
XLE 4WD1,402
Limited 2WD1,446
SE 4WD1,446
Hybrid Limited AWD1,456
Limited 4WD1,488
Platinum 2WD1,488
Platinum AWD 4WD1,530
2017 Toyota RAV4 Average Rate$1,420

2017 Mazda CX-5

$1,272

Insurance Rates by Trim Level for 2017 Toyota RAV4
2017 Mazda CX-5 TrimsRate
Sport 2WD$1,230
Sport AWD1,230
Touring 2WD1,230
Touring AWD1,272
Grand Touring 2WD1,316
Grand Touring AWD1,358
2017 Mazda CX-5 Average Rate$1,272

2016 Toyota RAV4 vs. Mazda CX-5

For 2016 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $130 per year for this model year.

The rate chart below demonstrates the average cost to insure both models for four different driver age groups. For a 2016 Toyota RAV4, the average cost of car insurance ranges from $1,236 to $2,694 per year. A 2016 Mazda CX-5 costs from $1,122 to $2,462 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Toyota RAV4 and a 2016 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 11, 2023
2016 Toyota RAV4 vs. 2016 Mazda CX-5 Insurance Cost
2016 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,694$1,410$1,356$1,236
Mazda CX-5$2,462$1,278$1,226$1,122

Out of 10 Toyota RAV4 trims, the cheapest 2016 model to insure is the LE 2WD trim at an average cost of $1,284 per year. For the six trim levels available for the Mazda CX-5, the cheapest 2016 trim level to insure is the Sport 2WD model at a cost of $1,132 per year, or around $94 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,132 per year, and the most expensive model and trim level is the Toyota RAV4 Hybrid Limited AWD costing an average of $1,438 per year.

The rate tables below display the cost to insure the available trim levels for both 2016 models, along with the average rate for each model.

2016 Toyota RAV4

$1,356

Insurance Rates by Trim Level for 2016 Toyota RAV4
2016 Toyota RAV4 TrimsRate
LE 2WD$1,284
LE 4WD1,284
XLE 2WD1,324
XLE 4WD1,324
Hybrid XLE AWD1,356
SE 2WD1,364
Limited 2WD1,404
Limited 4WD1,404
SE 4WD1,404
Hybrid Limited AWD1,438
2016 Toyota RAV4 Average Rate$1,356

2016 Mazda CX-5

$1,226

Insurance Rates by Trim Level for 2016 Toyota RAV4
2016 Mazda CX-5 TrimsRate
Sport 2WD$1,132
Sport AWD1,212
Touring 2WD1,212
Touring AWD1,240
Grand Touring 2WD1,280
Grand Touring AWD1,280
2016 Mazda CX-5 Average Rate$1,226

2015 Toyota RAV4 vs. Mazda CX-5

For the 2015 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance cost by an average of $208 per year.

The chart shown below displays the average cost to insure both models rated for multiple driver ages. For a 2015 Toyota RAV4, average car insurance cost ranges from $1,148 to $2,480 per year for these driver ages. A 2015 Mazda CX-5 costs from $956 to $2,076 to insure per year.

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Chart Data Details: Average insurance rates are for a 2015 Toyota RAV4 and a 2015 Mazda CX-5 with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota RAV4 and Mazda CX-5 trim levels.Data last updated on August 12, 2023
2015 Toyota RAV4 vs. 2015 Mazda CX-5 Insurance Cost
2015 Toyota RAV4 vs. Mazda CX-5 Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota RAV4$2,480$1,296$1,254$1,148
Mazda CX-5$2,076$1,090$1,046$956

The 2015 Toyota RAV4 has six trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,196 per year.

For the six trims available for the Mazda CX-5, the cheapest 2015 trim level to insure is the Sport 2WD trim at a cost of $970.

When rates for all 12 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Mazda CX-5 Sport 2WD at an average of $970 per year, and the most expensive model and trim level is the Toyota RAV4 Limited 4WD at an average cost of $1,300 per year.

The two tables below show the cost to insure the available trim levels for both 2015 models, as well as the overall average rate for each model. The winner for the 2015 car insurance rate comparison is the Mazda CX-5.

2015 Toyota RAV4

$1,254

Insurance Rates by Trim Level for 2015 Toyota RAV4
2015 Toyota RAV4 TrimsRate
LE 2WD$1,196
LE 4WD1,232
XLE 2WD1,232
XLE 4WD1,268
Limited 2WD1,300
Limited 4WD1,300
2015 Toyota RAV4 Average Rate$1,254

2015 Mazda CX-5

$1,046

Insurance Rates by Trim Level for 2015 Toyota RAV4
2015 Mazda CX-5 TrimsRate
Sport 2WD$970
Sport AWD1,044
Touring 2WD1,044
Grand Touring 2WD1,068
Touring AWD1,068
Grand Touring AWD1,080
2015 Mazda CX-5 Average Rate$1,046

Additional Toyota RAV4 and Mazda CX-5 Resources