- BMW Alpina XB7 car insurance rates average $3,820 per year (about $318 per month) for full coverage, depending on policy limits.
- Ranked eighth out of 13 vehicles in the large luxury SUV segment for 2024, average car insurance rates for the BMW Alpina XB7 cost $193 more per year than the segment average.
How much does BMW Alpina XB7 insurance cost?
Ranked eighth out of 13 vehicles in the large luxury SUV class, BMW Alpina XB7 insurance costs around $3,820 a year, or around $318 monthly.
When compared to the national average car insurance rate of $2,221, which factors in all vehicles (not just luxury SUVs), the Alpina XB7 costs an average of $1,599 more per year for a full-coverage insurance policy.
The bar chart below takes the average insurance rate and factors is variables like driver age, policy deductibles, and driving record to show how much rates can fluctuate. The average rate for the Alpina XB7 is the Safe Driver Age 40 rate.

The next list discusses some additional factors that may increase or decrease the cost of car insurance.
- Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $724 per year for a 40-year-old driver and $1,440 per year for a 20-year-old driver.
- Decreasing policy deductibles makes car insurance more expensive. Cutting your deductibles from $500 to $250 could cost an additional $756 per year for a 40-year-old driver and $1,528 per year for a 20-year-old driver.
- A good driving record means cheaper policy costs. To find the cheapest Alpina XB7 insurance rates, it pays to be a safe driver. As a matter of fact, just a couple of minor moving violations can potentially raise Alpina XB7 insurance cost by as much as $1,000 per year. Serious misdemeanors such as DUI and hit-and-run could raise rates by an additional $3,532 or more.
- Get better rates due to your occupation. Most auto insurance providers offer discounts for being employed in professions like nurses, accountants, emergency medical technicians, firefighters, high school and elementary teachers, and others. Being employed in a qualifying occupation may save between $115 and $228 on your annual Alpina XB7 insurance bill, depending on your age.
- High-risk Alpina XB7 insurance can get expensive. For a 40-year-old driver, the need to buy a high-risk policy can potentially increase rates by $4,580 or more per year.
- As driver age increases, insurance rates tend to go down. The difference in insurance rates for a 2024 BMW Alpina XB7 between a 50-year-old driver ($3,342 per year) and a 20-year-old driver ($7,728 per year) is $4,386, or a savings of 79.2%.
BMW Alpina XB7 insurance vs. other large luxury SUVs
When average insurance prices are compared to other large luxury SUVs, the XB7 costs $564 more per year to insure than the Cadillac Escalade, $1,070 more than the Volvo XC90, and $672 more than the Mercedes-Benz GLS450.
The BMW Alpina XB7 ranks eighth out of 13 total comparison vehicles in the 2024 large luxury SUV segment for most affordable car insurance rates. The Alpina XB7 costs an average of $3,820 per year to insure for full coverage, while the average insurance rate for the segment is $3,627 per year, a difference of $193 per year.
The following table shows how BMW Alpina XB7 car insurance rates compare to the rest of the full-size luxury SUV segment.
Rank | Make and Model | Annual Premium | Difference |
---|---|---|---|
1 | Infiniti QX80 | $2,626 | -$1,194 |
2 | Volvo XC90 | $2,750 | -$1,070 |
3 | Lexus LX 600 | $2,942 | -$878 |
4 | BMW X7 | $2,992 | -$828 |
5 | Lincoln Navigator | $3,002 | -$818 |
6 | Mercedes-Benz GLS450 | $3,148 | -$672 |
7 | Cadillac Escalade | $3,256 | -$564 |
8 | BMW Alpina XB7 | $3,820 | -- |
9 | Mercedes-Benz EQS 580 SUV | $4,202 | $382 |
10 | Land Rover Range Rover | $4,236 | $416 |
11 | Mercedes-Benz Maybach GLS 600 | $4,490 | $670 |
12 | Mercedes-Benz G550 | $4,656 | $836 |
13 | Mercedes-Benz G63 AMG | $5,036 | $1,216 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025