- Chevy Impala insurance costs $2,210 per year on average, or around $184 per month for full coverage.
- The cheapest model to insure is the Impala LT Sedan at an estimated $2,146 per year.
- The Impala is slightly cheaper to insure than the average large car, costing $65 less per year on average.
How much does Chevy Impala insurance cost?
Chevy Impala car insurance costs an average of $2,210 a year, or around $184 monthly. With the average large car costing $2,275 a year to insure, the Chevrolet Impala averages just $65 less each year.
When compared to the national average rate for all vehicles of $2,221, average Chevy Impala insurance costs 0.5% less. Depending on the trim level being insured, insurance cost per month ranges from $179 to $189.
The chart below demonstrates how average Chevy Impala car insurance rates vary based on driver age and a range of policy deductibles. Since the Impala was discontinued in 2020, the data below reflects the cost to insure an Impala for that model year.
The table below shows average car insurance rates for a Chevy Impala for different driver ages and for the 2013 to 2020 model years.
| Model Year and Vehicle | Driver Age 20 | Driver Age 40 | Driver Age 60 |
|---|---|---|---|
| 2020 Chevrolet Impala | $4,460 | $2,210 | $1,842 |
| 2019 Chevrolet Impala | $4,258 | $2,104 | $1,758 |
| 2018 Chevrolet Impala | $3,996 | $1,976 | $1,652 |
| 2017 Chevrolet Impala | $3,902 | $1,932 | $1,616 |
| 2016 Chevrolet Impala | $3,240 | $1,616 | $1,352 |
| 2015 Chevrolet Impala | $3,266 | $1,628 | $1,364 |
| 2014 Chevrolet Impala | $3,186 | $1,586 | $1,330 |
| 2013 Chevrolet Impala | $2,650 | $1,330 | $1,120 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chevrolet Impala trim levels for each model year. Updated June 27, 2025
Does Impala insurance cost more than similar vehicles?
The Chevy Impala ranks fourth out of six total comparison vehicles in the 2020 large car segment. The Impala costs an average of $2,210 per year for full coverage insurance and the class average is $2,275 annually, a difference of $65 per year.
When insurance cost is compared directly to other large cars, insurance for a Chevrolet Impala costs $514 less per year than the Dodge Charger, $74 less than the Nissan Maxima, $28 more than the Chrysler 300, and $4 more than the Toyota Avalon.
The chart below shows how car insurance rates for an Impala compare to the rest of the large car segment for 2020 models.
Some additional noteworthy conclusions as they relate to Chevrolet Impala insurance cost include:
- As you get older, rates tend to be cheaper. The difference in 2020 Impala insurance rates between a 50-year-old driver ($1,968 per year) and a 20-year-old driver ($4,460 per year) is $2,492, or a savings of 77.5%.
- Get cheaper rates because of your occupation. Many car insurance companies offer discounts for occupations like police officers and law enforcement, emergency medical technicians, high school and elementary teachers, doctors, farmers, members of the military, and other occupations. If your occupation qualifies you for this discount, you may save between $66 and $211 on your annual car insurance cost, subject to the policy coverages selected.
- Driver age and gender matter. For a 2020 Chevy Impala, a 20-year-old male will pay an estimated rate of $4,460 per year, while a 20-year-old female driver will pay $3,208, a difference of $1,252 per year. Women get significantly cheaper rates. But by age 50, male driver rates are $1,968 and rates for female drivers are $1,914, a difference of only $54.
- The cost to insure teenage drivers is high. Average rates for full coverage Impala insurance costs $8,052 per year for a 16-year-old driver, $7,752 per year for a 17-year-old driver, and $6,857 per year for an 18-year-old driver.
- Tickets and violations cost money. To get the cheapest possible Impala insurance rates, it’s necessary to follow the law. Not surprisingly, just one or two minor lapses of judgment on your driving record could result in spiking insurance rates by at least $598 per year. Major infractions such as driving while intoxicated could raise rates by an additional $2,074 or more.
- Higher physical damage deductibles lower policy costs. Raising your physical damage coverage deductibles from $500 to $1,000 could save around $318 per year for a 40-year-old driver and $618 per year for a 20-year-old driver.
- Low deductibles will increase rates. Cutting your deductibles from $500 to $250 could cost an additional $330 per year for a 40-year-old driver and $658 per year for a 20-year-old driver.
- Lots of discounts equal cheaper Impala insurance. Discounts may be available if the policyholders insure multiple vehicles on the same policy, are claim-free, drive low annual mileage, are loyal customers, or other discounts which could save the average driver as much as $380 per year on their insurance cost.