Dodge Grand Caravan Insurance Rates for 2022

How much does Dodge Grand Caravan insurance cost? We analyzed average rates plus compare the Grand Caravan to other minivans to see how it ranks.

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How much does Dodge Grand Caravan insurance cost?

Dodge Grand Caravan car insurance costs an average of $1,238 a year for full coverage. Depending on the trim level being insured, monthly car insurance cost for a 2020 Dodge Grand Caravan ranges from $100 to $107.

For individual policy coverages, comprehensive coverage is around $274 a year, collision coverage costs an estimated $452, and the remaining liability and medical payments insurance is around $512.

The following chart demonstrates how average Dodge Grand Caravan insurance cost changes with different driver ages and policy coverage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2020 Dodge Grand Caravan with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Dodge Grand Caravan trim levels.Data last updated on April 14, 2022
Dodge Grand Caravan Car Insurance Rates
Dodge Grand Caravan Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,134$178
$500$2,452$204
$250$2,790$233
30$1,000$1,110$93
$500$1,290$108
$250$1,478$123
40$1,000$1,072$89
$500$1,238$103
$250$1,408$117
50$1,000$982$82
$500$1,130$94
$250$1,284$107
60$1,000$962$80
$500$1,106$92
$250$1,258$105

Some additional insights into Dodge Grand Caravan insurance cost include:

  • Grand Caravan insurance is expensive for high-risk drivers. For a 30-year-old driver, having to buy a high-risk insurance policy could end up with a rate increase of $1,512 or more per year.
  • Higher physical damage deductibles lower policy cost. Boosting your deductibles from $500 to $1,000 could save around $166 per year for a 40-year-old driver and $318 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Dropping your deductibles from $500 to $250 could cost an additional $170 per year for a 40-year-old driver and $338 per year for a 20-year-old driver.
  • Great credit can mean great car insurance rates. Insureds with excellent credit scores of 800+ could save as much as $194 per year over a good rating of 670-739. Conversely, a lower credit rating could cost up to $225 more per year.
  • Avoid driving violations to reduce insurance rates. To pay the most reasonable price on Grand Caravan insurance rates, it pays to drive safe. A few minor traffic citations could result in spiking insurance rates by as much as $326 per year.
  • Get cheaper rates by researching policy discounts. Discounts may be available if the policyholders insure their home and car with the same company, are military or federal employees, are away-from-home students, are accident-free, or many other policy discounts which could save the average driver as much as $210 per year on their insurance cost.
  • Dodge Grand Caravan insurance for teen drivers is expensive. Average rates for full coverage Grand Caravan insurance costs $4,594 per year for a 16-year-old driver, $4,244 per year for a 17-year-old driver, and $3,946 per year for a 18-year-old driver.

How does Grand Caravan insurance cost compare?

The Dodge Grand Caravan ranks #2 out of five total comparison vehicles in the 2020 minivan category. The Grand Caravan costs an average of $1,238 per year for insurance, while the segment average rate is $1,346 per year, a difference of $108 per year.

When compared to other models in the segment, insurance for a Dodge Grand Caravan costs $236 less per year than the Honda Odyssey, $120 less than the Chrysler Pacifica, $214 less than the Toyota Sienna, and $28 more than the Kia Sedona.

When compared to all other vehicles (not just comparable minivans), the cost to insure a Dodge Caravan is $313 less per year than the overall national average car insurance rate of $1,551.

The table below shows the difference between Dodge Grand Caravan insurance cost and the rest of the minivan market for the 2020 model year.

Dodge Grand Caravan Insurance Cost vs Midsize Minivans
Rank Make/Model Insurance Cost Difference
1Kia Sedona$1,210-$28
2Dodge Grand Caravan$1,238--
3Chrysler Pacifica$1,358$120
4Toyota Sienna$1,452$214
5Honda Odyssey$1,474$236

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2020 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Dodge Grand Caravan Insurance Cost vs Midsize Minivans

Will buying an older model save on insurance?

Buying insurance for a 2013 Grand Caravan instead of a 2020 model could save up to $246 per year. Even choosing a gently used 2019 model will save $70 each year.

The following data table details average car insurance rates for a Dodge Grand Caravan for various driver age groups and model years. Policy costs range from the least expensive rate of $892 for a 60-year-old driver rated on a 2013 Dodge Grand Caravan to the most expensive value of $2,452 for a 20-year-old driving a 2020 model.

Dodge Grand Caravan Insurance Cost for 2013-2020 Models
Model Year Driver Age 20 Age 30 Age 40 Age 50 Age 60
2020$2,452$1,290$1,238$1,130$1,106
2019$2,600$1,366$1,308$1,194$1,170
2018$2,520$1,324$1,268$1,158$1,134
2017$2,354$1,232$1,184$1,082$1,060
2016$2,266$1,180$1,138$1,040$1,020
2015$2,214$1,148$1,110$1,014$994
2014$2,182$1,136$1,098$1,004$984
2013$1,970$1,030$992$908$892

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
Dodge Grand Caravan Insurance Cost by Model Year

At some point as the vehicle gets older, it makes smart financial sense to eliminate comprehensive and collision coverage from a policy. As vehicles get older and lose value, the cost of having full coverage can easily outweigh the benefit.

Deleting physical damage coverage on an older Dodge Grand Caravan may save you $542 a year, depending on how high the deductibles were and the age of the rated driver.

The decision to drop full coverage is a personal one, as every driver’s situation is different. Just keep in mind that if you do remove physical damage coverage, it’s a good idea to make sure you have adequate savings if you need to buy a different vehicle.