Spend Less on Chrysler Pacifica Insurance: 2024 Guide to Savings

• The average Chrysler Pacifica car insurance cost is $1,876 per year, or $156 per month for full coverage.
• The Pacifica is one of the cheaper minivans to insure, costing $3 less per year on average as compared to the rest of the vehicles in the segment.
• The Pacifica Touring L trim level is the cheapest to insure at around $1,734 per year. The most expensive trim is the Limited AWD at $1,952 per year.
• Chrysler Pacifica insurance rates in a few larger cities include $2,014 in Boston, MA, $1,244 in Raleigh, NC, and $2,142 in Colorado Springs, CO.

How much is Chrysler Pacifica car insurance?

Ranked second out of four vehicles in the 2024 minivan class, full coverage Chrysler Pacifica car insurance averages around $1,876 a year, or $156 if paid each month.

With the average minivan costing $1,879 a year to insure, the Chrysler Pacifica costs $3 less per year than the segment average.

The following chart demonstrates how average Pacifica car insurance rates fluctuate depending on driver age and the chosen policy deductibles.

The above chart illustrates a very limited set of Pacifica insurance cost estimates from a vast data set. If the chart included every rate for every possible risk factor, including all 12 Pacifica models and all 42,000 zip codes in the U.S., the end result would have 1,161,216,000,000 unique insurance rates.

To give you a better sense of the full range of possible rates, consider that liability-only Pacifica insurance in some parts of North Carolina or Virginia can be as cheap as $238 a year. For the same model, a newly-licensed teenage driver with a couple of driving violations and accidents in certain areas in Louisiana might be as high as $15,202 a year for a policy with full coverage.

Is Pacifica insurance cheaper than other minivans?

The Chrysler Pacifica ranks second out of four comparison vehicles in the midsize minivan class. The Pacifica costs an estimated $1,876 per year for insurance and the category average rate is $1,879 per year, a difference of $3 per year.

When minivan insurance rates are compared, Pacifica insurance costs $142 more per year than the Honda Odyssey, and $86 less than the Kia Carnival.

The table below shows the difference in car insurance rates between the Pacifica and the rest of the minivan class.

You may be wondering where the Dodge Grand Caravan is in this comparison. The table above is for 2024 models only, whereas the Grand Caravan ended production after the 2020 model year.

Does Chrysler Pacifica Hybrid insurance cost more?

The cheapest model of 2024 Chrysler Pacifica to insure is the Touring L at around $1,734 per year. The most expensive model to insure is the Limited AWD at an average of $1,952 per year.

Chrysler Pacifica Hybrid car insurance rates tend toward the higher end of the cost range, with the Hybrid Touring, the Hybrid Touring L, and Hybrid Limited models occupying three of the five most expensive models to insure.

The rate table below shows the difference in the price of car insurance for the different trim levels and packages available for the 2024 Pacifica.

Chrysler Pacifica prior model year car insurance rates

Used vehicles are a great option for many reasons, but one of the main reasons is that insurance costs are cheaper on used models than on new ones in most cases.

In a few circumstances, new models can actually be cheaper than the prior year due to new safety features or a vehicle redesign that keeps occupants safer in an accident.

The following table details average Chrysler Pacifica insurance rates from the 2017 model year up to the current 2024 model.

Average insurance rates by city and state

Location definitely makes a difference in insurance cost on a Pacifica. It can range from cheaper rates like $1,442 a year in Columbus, OH, or $1,318 in Virginia Beach, VA, to high rates such as $2,612 a year in Miami, FL, and $4,120 in Detroit, MI.

Insurance rates on a Pacifica in some additional locations include San Diego, CA, at $2,018 per year, Baltimore, MD, at $2,306, Colorado Springs, CO, averaging $2,142, and Kansas City, MO, costing $2,226.

The bar chart below ranks average Chrysler Pacifica insurance premiums in the most populated metro areas in America.

Taking a wider perspective, states like Virginia ($1,308), Maine ($1,200), and Iowa ($1,314) have the cheapest car insurance rates, while states like Florida ($2,276), Michigan ($2,460), and New York ($2,160) have more expensive Pacifica insurance rates.

Insurance rates in most states tend toward the middle, with states like Tennessee, Missouri, and Minnesota included in this group with average Chrysler Pacifica insurance rates of $1,802, $2,110, and $1,640 per year, respectively.