Chrysler Pacifica Car Insurance – 2023 Rates and Cost Comparisons

Are car insurance rates for a Chrysler Pacifica expensive?

We looked at average insurance prices from the Touring L model up to the Hybrid Pinnacle trim to discover how insurance on the Pacifica ranks when compared to other minivans.

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How much is Chrysler Pacifica car insurance?

Ranked second out of four vehicles in the 2023 minivan class, full coverage Chrysler Pacifica car insurance averages around $1,774 a year, or $148 if paid each month.

With the average minivan costing $1,776 a year to insure, the Chrysler Pacifica costs $2 less per year than the segment average.

The following chart demonstrates how average Pacifica car insurance rates fluctuate depending on driver age and the chosen policy deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Chrysler Pacifica with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Chrysler Pacifica trim levels.Data last updated on August 12, 2023
Chrysler Pacifica Car Insurance Rates
2023 Chrysler Pacifica Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,970$248
$500$3,524$294
$250$4,108$342
30$1,000$1,564$130
$500$1,874$156
$250$2,196$183
40$1,000$1,490$124
$500$1,774$148
$250$2,070$173
50$1,000$1,358$113
$500$1,612$134
$250$1,880$157
60$1,000$1,336$111
$500$1,586$132
$250$1,848$154

The above chart illustrates a very limited set of Pacifica insurance cost estimates from a vast data set. If the chart included every rate for every possible risk factor, including all 10 Pacifica models and all 42,000 zip codes in the U.S., the end result would have 967,680,000,000 unique insurance rates.

To give you a better sense of the full range of possible rates, consider that liability-only Pacifica insurance in some parts of North Carolina or Virginia can be as cheap as $238 a year. For the same model, a newly-licensed teenage driver with a couple of driving violations and accidents in certain areas in Louisiana might be as high as $14,638 a year for a policy with full coverage.

Is Pacifica insurance cheaper than other minivans?

The Chrysler Pacifica ranks second out of four comparison vehicles in the midsize minivan class. The Pacifica costs an estimated $1,774 per year for insurance and the category average rate is $1,776 per year, a difference of $2 per year.

When minivan insurance rates are compared, Pacifica insurance costs $120 more per year than the Honda Odyssey, and $86 less than the Toyota Sienna.

The table below shows the difference in car insurance rates between the Pacifica and the rest of the minivan class.

Insurance Cost Comparison: Chrysler Pacifica vs Midsize Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,654-$120
2Chrysler Pacifica$1,774--
3Kia Carnival$1,816$42
4Toyota Sienna$1,860$86

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Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 12, 2023
Insurance Cost Comparison: Chrysler Pacifica vs Midsize Minivans

You may be wondering where the Dodge Grand Caravan is in this comparison. The table above is for 2023 models only, whereas the Grand Caravan ended production after the 2020 model year.

Does Chrysler Pacifica Hybrid insurance cost more?

The cheapest model of 2023 Chrysler Pacifica to insure is the Touring L at around $1,648 per year. The most expensive model to insure is the Hybrid Pinnacle at an average of $1,856 per year.

Chrysler Pacifica Hybrid car insurance rates tend toward the higher end of the cost range, with the Hybrid Touring, the Hybrid Touring L, and Hybrid Limited models occupying three of the five most expensive models to insure.

The rate table below shows the difference in the price of car insurance for the different trim levels and packages available for the 2023 Pacifica.

2023 Chrysler Pacifica Insurance Cost by Trim Level
Chrysler Pacifica Trim Level Annual Policy Six-Month Policy Per Month
Touring L$1,648$824$137
Touring L AWD$1,674$837$140
Touring$1,676$838$140
Hybrid Touring L$1,770$885$148
Pinnacle$1,808$904$151
Hybrid Limited$1,812$906$151
Pinnacle AWD$1,818$909$152
Limited$1,830$915$153
Limited AWD$1,848$924$154
Hybrid Pinnacle$1,856$928$155

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Chrysler Pacifica Insurance Cost by Trim Level

Chrysler Pacifica prior model year car insurance rates

Used vehicles are a great option for many reasons, but one of the main reasons is that insurance costs are cheaper on used models than on new ones in most cases.

In a few circumstances, new models can actually be cheaper than the prior year due to new safety features or a vehicle redesign that keeps occupants safer in an accident.

The following table details average Chrysler Pacifica insurance rates from the 2017 model year up to the current 2023 model.

Chrysler Pacifica Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Chrysler Pacifica$3,524$1,774$1,586
2022 Chrysler Pacifica$3,392$1,702$1,524
2021 Chrysler Pacifica$3,104$1,560$1,396
2020 Chrysler Pacifica$3,064$1,538$1,378
2019 Chrysler Pacifica$2,928$1,466$1,314
2018 Chrysler Pacifica$2,680$1,342$1,206
2017 Chrysler Pacifica$2,636$1,322$1,184

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Chrysler Pacifica Insurance Cost by Model Year

Average insurance rates by city and state

Location definitely makes a difference in insurance cost on a Pacifica. It can range from cheaper rates like $1,318 a year in Columbus, OH, or $1,194 in Virginia Beach, VA, to high rates such as $2,520 a year in Miami, FL, and $4,050 in Detroit, MI.

Insurance rates on a Pacifica in some additional locations include San Diego, CA, at $1,898 per year, Baltimore, MD, at $2,184, Colorado Springs, CO, averaging $2,024, and Kansas City, MO, costing $2,108.

The bar chart below ranks average Chrysler Pacifica insurance premiums in the most populated metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Chrysler Pacifica, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chrysler Pacifica trim levels.Data last updated on August 11, 2023
Chrysler Pacifica Insurance Rates in Large U.S. Cities
Chrysler Pacifica Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,080$257
Philadelphia, PA$2,738$228
Las Vegas, NV$2,730$228
Los Angeles, CA$2,726$227
San Francisco, CA$2,366$197
Kansas City, MO$2,108$176
Oklahoma City, OK$2,108$176
Denver, CO$2,068$172
Memphis, TN$2,068$172
Atlanta, GA$2,042$170
San Jose, CA$1,986$166
Phoenix, AZ$1,932$161
Portland, OR$1,910$159
San Diego, CA$1,898$158
Boston, MA$1,892$158
Jacksonville, FL$1,882$157
Chicago, IL$1,840$153
Dallas, TX$1,812$151
Houston, TX$1,800$150
Seattle, WA$1,796$150
Nashville, TN$1,726$144
Milwaukee, WI$1,718$143
Albuquerque, NM$1,692$141
San Antonio, TX$1,638$137
Omaha, NE$1,590$133
Fort Worth, TX$1,582$132
Austin, TX$1,564$130
Indianapolis, IN$1,428$119
Columbus, OH$1,318$110
Charlotte, NC$1,262$105

Taking a wider perspective, states like Virginia ($1,186), Maine ($1,076), and Iowa ($1,192) have the cheapest car insurance rates, while states like Florida ($2,182), Michigan ($2,384), and New York ($2,038) have more expensive Pacifica insurance rates.

Insurance rates in most states tend toward the middle, with states like Tennessee, Missouri, and Minnesota included in this group with average Chrysler Pacifica insurance rates of $1,680, $1,988, and $1,518 per year, respectively.

Chrysler Pacifica Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,590$795$133
Alaska$1,346$673$112
Arizona$1,620$810$135
Arkansas$1,844$922$154
California$2,126$1,063$177
Colorado$1,890$945$158
Connecticut$1,964$982$164
Delaware$2,004$1,002$167
Florida$2,182$1,091$182
Georgia$1,802$901$150
Hawaii$1,214$607$101
Idaho$1,270$635$106
Illinois$1,552$776$129
Indiana$1,326$663$111
Iowa$1,192$596$99
Kansas$1,740$870$145
Kentucky$1,888$944$157
Louisiana$2,084$1,042$174
Maine$1,076$538$90
Maryland$1,642$821$137
Massachusetts$1,918$959$160
Michigan$2,384$1,192$199
Minnesota$1,518$759$127
Mississippi$1,724$862$144
Missouri$1,988$994$166
Montana$1,620$810$135
Nebraska$1,482$741$124
Nevada$2,104$1,052$175
New Hampshire$1,192$596$99
New Jersey$2,130$1,065$178
New Mexico$1,458$729$122
New York$2,038$1,019$170
North Carolina$1,116$558$93
North Dakota$1,466$733$122
Ohio$1,244$622$104
Oklahoma$1,942$971$162
Oregon$1,650$825$138
Pennsylvania$1,696$848$141
Rhode Island$2,180$1,090$182
South Carolina$1,484$742$124
South Dakota$1,814$907$151
Tennessee$1,680$840$140
Texas$1,642$821$137
Utah$1,552$776$129
Vermont$1,292$646$108
Virginia$1,186$593$99
Washington$1,596$798$133
West Virginia$1,580$790$132
Wisconsin$1,270$635$106
Wyoming$1,572$786$131

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Chrysler Pacifica trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on August 11, 2023
Chrysler Pacifica insurance rates by U.S. state