Chrysler Pacifica Car Insurance – 2022 Rates and Cost Comparisons

How much does Chrysler Pacifica insurance cost? We compare average car insurance rates from the Touring model up to the Pinnacle AWD trim to see how prices rank against the rest of the minivan market.

Start QuoteCompare Pacifica car insurance rates and save on your next policy.

How much is Chrysler Pacifica car insurance?

Ranked #2 out of four vehicles in the 2022 minivan class, full coverage Chrysler Pacifica car insurance averages around $1,518 a year, or $127 if paid each month.

With the average minivan costing $1,525 a year to insure, the Chrysler Pacifica costs $7 less per year than the segment average.

The following chart demonstrates how average Pacifica car insurance rates fluctuate depending on driver age and the chosen policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Chrysler Pacifica with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Chrysler Pacifica trim levels.Data last updated on April 14, 2022
Chrysler Pacifica Car Insurance Rates
Chrysler Pacifica Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,548$212
$500$3,020$252
$250$3,518$293
30$1,000$1,338$112
$500$1,602$134
$250$1,876$156
40$1,000$1,276$106
$500$1,518$127
$250$1,768$147
50$1,000$1,164$97
$500$1,380$115
$250$1,608$134
60$1,000$1,144$95
$500$1,356$113
$250$1,580$132

The above chart illustrates a very limited set of Pacifica insurance cost estimates from a vast data set. If the chart included every rate for every possible risk factor, including all 10 Pacifica models and all 42,000 zip codes in the U.S., the end result would have 967,680,000,000 unique insurance rates.

To give you a better sense of the full range of possible rates, consider that liability-only Pacifica insurance in some parts of North Carolina or Virginia can be as cheap as $238 a year. For the same model, a newly-licensed teenage driver with a couple of driving violations and accidents in certain areas in Louisiana might be as high as $17,368 a year for a policy with full coverage.

Is Pacifica insurance cheaper than other minivans?

The Chrysler Pacifica ranks #2 out of four comparison vehicles in the midsize minivan class. The Pacifica costs an estimated $1,518 per year for insurance and the category average rate is $1,525 per year, a difference of $7 per year.

When minivan insurance rates are compared, Pacifica insurance costs $106 more per year than the Honda Odyssey, and $68 less than the Toyota Sienna.

The table below shows the difference in car insurance rates between the Pacifica and the rest of the minivan class.

Insurance Cost Comparison: Chrysler Pacifica vs Midsize Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,412-$106
2Chrysler Pacifica$1,518--
3Kia Carnival$1,584$66
4Toyota Sienna$1,586$68

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Insurance Cost Comparison: Chrysler Pacifica vs Midsize Minivans

You may be wondering where the Dodge Grand Caravan is in this comparison. The table above is for 2021 models only, whereas the Grand Caravan ended production after the 2020 model year.

Does Chrysler Pacifica Hybrid car insurance cost more?

The cheapest model of 2022 Chrysler Pacifica to insure is the Touring L at around $1,418 per year. The most expensive model to insure is the Limited AWD at an average of $1,596 per year.

Chrysler Pacifica Hybrid car insurance rates tend toward the higher end of the cost range, with the Hybrid Touring, the Hybrid Touring L, and Hybrid Limited models occupying three of the five most expensive models to insure.

The rate table below shows the difference in the price of car insurance for the different trim levels and packages available for the 2022 Pacifica.

2022 Chrysler Pacifica Insurance Cost by Trim Level
Chrysler Pacifica Trim Level Annual Policy 6-month Policy Per Month
Touring L$1,418$709$118
Touring$1,458$729$122
Touring L AWD$1,458$729$122
Hybrid Touring L$1,460$730$122
Hybrid Limited$1,506$753$126
Pinnacle$1,552$776$129
Hybrid Pinnacle$1,564$782$130
Pinnacle AWD$1,572$786$131
Limited$1,588$794$132
Limited AWD$1,596$798$133

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on March 24, 2022
Chrysler Pacifica Insurance Cost by Trim Level

Chrysler Pacifica prior model year car insurance rates

The following sections detail Chrysler Pacifica insurance rates for every trim level for the 2017 to 2021 model years. Rates for the 2022 model are detailed previously in the article.

How much does insurance cost on a 2021 Chrysler Pacifica?

Average insurance rates for a 2021 Chrysler Pacifica are $1,384 per year, or around $115 per month. Rates range from $1,262 per year for the Pacifica Touring L 2WD to $1,482 for the Pacifica Hybrid Limited 2WD.

2021 Chrysler Pacifica Insurance Cost by Trim Level
2021 Chrysler Pacifica Trim Level Annual Rate Per Month
Touring L 2WD$1,262$105
Touring L Plus 2WD$1,262$105
Touring 2WD$1,334$111
Touring Theater 2WD$1,380$115
Hybrid Touring 2WD$1,394$116
Limited 2WD$1,426$119
Hybrid Touring L 2WD$1,440$120
Limited Red S 2WD$1,470$123
Hybrid Limited 2WD$1,482$124

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2021 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2021 Chrysler Pacifica Insurance Cost by Trim Level

How much are 2020 Chrysler Pacifica insurance rates?

Average insurance rates for a 2020 Chrysler Pacifica are $1,358 per year, or around $113 per month. Rates range from $1,238 per year for the Pacifica Touring L 2WD to $1,454 for the Pacifica Hybrid Limited 2WD.

2020 Chrysler Pacifica Insurance Cost by Trim Level
2020 Chrysler Pacifica Trim Level Annual Rate Per Month
Touring L 2WD$1,238$103
Touring L Plus 2WD$1,238$103
Touring 2WD$1,310$109
Touring Theater 2WD$1,352$113
Hybrid Touring 2WD$1,366$114
Limited 2WD$1,398$117
Hybrid Touring L 2WD$1,410$118
Limited Red S 2WD$1,440$120
Hybrid Limited 2WD$1,454$121

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2020 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2020 Chrysler Pacifica Insurance Cost by Trim Level

What does 2019 Pacifica car insurance cost?

Insurance rates for a 2019 Chrysler Pacifica average $1,308 per year, or about $109 per month. Rates range from $1,194 per year for the Pacifica L 2WD to $1,408 for the Pacifica Limited 2WD.

2019 Chrysler Pacifica Insurance Cost by Trim Level
2019 Chrysler Pacifica Trim Level Annual Rate Per Month
L 2WD$1,194$100
LX 2WD$1,236$103
Touring 2WD$1,280$107
Hybrid Touring Plus 2WD$1,304$109
Touring L 2WD$1,304$109
Touring L Plus 2WD$1,304$109
Hybrid Touring L 2WD$1,348$112
Hybrid Limited 2WD$1,392$116
Limited 2WD$1,408$117

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2019 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2019 Chrysler Pacifica Insurance Cost by Trim Level

What are average 2018 Pacifica insurance rates?

2018 Chrysler Pacifica insurance rates average $1,198 per year, or around $100 per month. Cost ranges from $1,052 per year for the Pacifica L 2WD to $1,314 for the Pacifica Hybrid Touring -L 2WD.

2018 Chrysler Pacifica Insurance Cost by Trim Level
2018 Chrysler Pacifica Trim Level Annual Rate Per Month
L 2WD$1,052$88
LX 2WD$1,082$90
Touring 2WD$1,122$94
Touring Plus 2WD$1,122$94
Touring -L 2WD$1,176$98
Touring-L Plus 2WD$1,216$101
Limited 2WD$1,258$105
Hybrid 2WD$1,274$106
Hybrid Touring Plus 2WD$1,274$106
Hybrid Limited 2WD$1,314$110
Hybrid Touring -L 2WD$1,314$110

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2018 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2018 Chrysler Pacifica Insurance Cost by Trim Level

How much does 2017 Chrysler Pacifica auto insurance cost?

A 2017 Chrysler Pacifica averages $1,196 per year for full coverage insurance, or around $100 per month. Rates range from $1,052 per year for the Pacifica LX 2WD to $1,344 for the Pacifica Hybrid Premium 2WD.

2017 Chrysler Pacifica Insurance Cost by Trim Level
2017 Chrysler Pacifica Trim Level Annual Rate Per Month
LX 2WD$1,052$88
Touring 2WD$1,092$91
Touring -L 2WD$1,142$95
Touring-L Plus 2WD$1,182$99
Limited 2WD$1,222$102
Hybrid Platinum 2WD$1,344$112
Hybrid Premium 2WD$1,344$112

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2017 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 20, 2022
2017 Chrysler Pacifica Insurance Cost by Trim Level

 

Can location change the cost of insurance?

Location definitely makes a difference in insurance cost on a Pacifica. It can range from cheaper rates like $1,148 a year in Columbus, OH, or $1,028 in Virginia Beach, VA, to high rates such as $2,950 a year in Miami, FL, and $5,982 in Detroit, MI.

Insurance rates on a Pacifica in some additional locations include San Diego, CA, at $1,718 per year, Baltimore, MD, at $2,004, Colorado Springs, CO, averaging $1,842, and Kansas City, MO, costing $1,926.

The bar chart below ranks average Chrysler Pacifica insurance premiums in the most populated metro areas in America. The cost of insurance ranges from $1,148 per year in Columbus, OH, to $2,882 in New York City, NY, a difference of $1,734.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Chrysler Pacifica, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chrysler Pacifica trim levels.Data last updated on March 24, 2022
Chrysler Pacifica Insurance Rates in Large U.S. Cities
Chrysler Pacifica Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$2,882$240
Philadelphia, PA$2,546$212
Los Angeles, CA$2,532$211
San Francisco, CA$2,176$181
Jacksonville, FL$2,166$181
San Jose, CA$1,806$151
Phoenix, AZ$1,754$146
San Diego, CA$1,718$143
Chicago, IL$1,662$139
Dallas, TX$1,632$136
Houston, TX$1,622$135
Indianapolis, IN$1,536$128
San Antonio, TX$1,460$122
Austin, TX$1,390$116
Columbus, OH$1,148$96

Which states have cheap Chrysler Pacifica car insurance rates?

States like Virginia ($984), Maine ($1,056), and Iowa ($1,106) have the cheapest car insurance rates, while states like Florida ($2,232), Michigan ($2,432), and New York ($1,624) have more expensive Pacifica insurance rates.

Insurance rates in most states tend toward the middle, with states like Tennessee, Missouri, and Minnesota included in this group with average Chrysler Pacifica insurance rates of $1,208, $1,620, and $1,342 per year, respectively.

Chrysler Pacifica Insurance Cost by U.S. State
U.S. State Annual Cost 6-month Cost Monthly Cost
Alabama$1,244$622$104
Alaska$1,342$671$112
Arizona$1,362$681$114
Arkansas$1,634$817$136
California$1,748$874$146
Colorado$1,632$816$136
Connecticut$1,480$740$123
Delaware$1,554$777$130
Florida$2,232$1,116$186
Georgia$1,478$739$123
Hawaii$1,036$518$86
Idaho$1,206$603$101
Illinois$1,234$617$103
Indiana$1,142$571$95
Iowa$1,106$553$92
Kansas$1,536$768$128
Kentucky$1,774$887$148
Louisiana$2,212$1,106$184
Maine$1,056$528$88
Maryland$1,380$690$115
Massachusetts$1,250$625$104
Michigan$2,432$1,216$203
Minnesota$1,342$671$112
Mississippi$1,442$721$120
Missouri$1,620$810$135
Montana$1,486$743$124
Nebraska$1,460$730$122
Nevada$1,676$838$140
New Hampshire$922$461$77
New Jersey$1,442$721$120
New Mexico$1,224$612$102
New York$1,624$812$135
North Carolina$972$486$81
North Dakota$1,270$635$106
Ohio$888$444$74
Oklahoma$1,486$743$124
Oregon$1,278$639$107
Pennsylvania$1,284$642$107
Rhode Island$1,802$901$150
South Carolina$1,408$704$117
South Dakota$1,382$691$115
Tennessee$1,208$604$101
Texas$1,438$719$120
Utah$1,264$632$105
Vermont$1,012$506$84
Virginia$984$492$82
Washington$1,160$580$97
West Virginia$1,374$687$115
Wisconsin$1,036$518$86
Wyoming$1,404$702$117

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Chrysler Pacifica trim levels. Physical damage deductibles are $500 and rates are averaged for all zip codes in each state.Data last updated on March 24, 2022
Chrysler Pacifica insurance rates by U.S. state