Chrysler Pacifica Car Insurance – 2023 Rates and Cost Comparisons

Are car insurance rates for a Chrysler Pacifica expensive?

We looked at average insurance prices from the Touring L model up to the Hybrid Pinnacle trim to discover how insurance on the Pacifica ranks when compared to other minivans.

Start a Free QuoteCompare Chrysler Pacifica car insurance quotes and save on your next policy.

How much is Chrysler Pacifica car insurance?

Ranked second out of four vehicles in the 2023 minivan class, full coverage Chrysler Pacifica car insurance averages around $1,726 a year, or $144 if paid each month.

With the average minivan costing $1,730 a year to insure, the Chrysler Pacifica costs $4 less per year than the segment average.

The following chart demonstrates how average Pacifica car insurance rates fluctuate depending on driver age and the chosen policy deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Chrysler Pacifica with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Chrysler Pacifica trim levels.Data last updated on January 23, 2023
Chrysler Pacifica Car Insurance Rates
2023 Chrysler Pacifica Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,892$241
$500$3,432$286
$250$4,002$334
30$1,000$1,522$127
$500$1,826$152
$250$2,138$178
40$1,000$1,452$121
$500$1,726$144
$250$2,016$168
50$1,000$1,324$110
$500$1,574$131
$250$1,834$153
60$1,000$1,302$109
$500$1,546$129
$250$1,802$150

The above chart illustrates a very limited set of Pacifica insurance cost estimates from a vast data set. If the chart included every rate for every possible risk factor, including all 10 Pacifica models and all 42,000 zip codes in the U.S., the end result would have 967,680,000,000 unique insurance rates.

To give you a better sense of the full range of possible rates, consider that liability-only Pacifica insurance in some parts of North Carolina or Virginia can be as cheap as $238 a year. For the same model, a newly-licensed teenage driver with a couple of driving violations and accidents in certain areas in Louisiana might be as high as $14,488 a year for a policy with full coverage.

Is Pacifica insurance cheaper than other minivans?

The Chrysler Pacifica ranks second out of four comparison vehicles in the midsize minivan class. The Pacifica costs an estimated $1,726 per year for insurance and the category average rate is $1,730 per year, a difference of $4 per year.

When minivan insurance rates are compared, Pacifica insurance costs $114 more per year than the Honda Odyssey, and $86 less than the Toyota Sienna.

The table below shows the difference in car insurance rates between the Pacifica and the rest of the minivan class.

Insurance Cost Comparison: Chrysler Pacifica vs Midsize Minivans
Rank Make/Model Insurance Cost Difference
1Honda Odyssey$1,612-$114
2Chrysler Pacifica$1,726--
3Kia Carnival$1,768$42
4Toyota Sienna$1,812$86

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on January 23, 2023
Insurance Cost Comparison: Chrysler Pacifica vs Midsize Minivans

You may be wondering where the Dodge Grand Caravan is in this comparison. The table above is for 2023 models only, whereas the Grand Caravan ended production after the 2020 model year.

Does Chrysler Pacifica Hybrid insurance cost more?

The cheapest model of 2023 Chrysler Pacifica to insure is the Touring L at around $1,604 per year. The most expensive model to insure is the Hybrid Pinnacle at an average of $1,808 per year.

Chrysler Pacifica Hybrid car insurance rates tend toward the higher end of the cost range, with the Hybrid Touring, the Hybrid Touring L, and Hybrid Limited models occupying three of the five most expensive models to insure.

The rate table below shows the difference in the price of car insurance for the different trim levels and packages available for the 2023 Pacifica.

2023 Chrysler Pacifica Insurance Cost by Trim Level
Chrysler Pacifica Trim Level Annual Policy Six-Month Policy Per Month
Touring L$1,604$802$134
Touring L AWD$1,630$815$136
Touring$1,632$816$136
Hybrid Touring L$1,726$863$144
Pinnacle$1,762$881$147
Hybrid Limited$1,766$883$147
Pinnacle AWD$1,772$886$148
Limited$1,784$892$149
Limited AWD$1,798$899$150
Hybrid Pinnacle$1,808$904$151

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Chrysler Pacifica Insurance Cost by Trim Level

Chrysler Pacifica prior model year car insurance rates

Used vehicles are a great option for many reasons, but one of the main reasons in that insurance costs are cheaper on used models than new ones in most cases.

In a few circumstances, new models can actually be cheaper than the prior year due to new safety features or a vehicle redesign that keeps occupants safer in an accident.

The following table details average Chrysler Pacifica insurance rates from the 2017 model year up to the current 2023 model.

Chrysler Pacifica Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Chrysler Pacifica$3,432$1,726$1,546
2022 Chrysler Pacifica$3,304$1,658$1,486
2021 Chrysler Pacifica$3,024$1,518$1,358
2020 Chrysler Pacifica$2,988$1,496$1,342
2019 Chrysler Pacifica$2,850$1,430$1,282
2018 Chrysler Pacifica$2,612$1,308$1,174
2017 Chrysler Pacifica$2,568$1,286$1,158

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on January 23, 2023
Chrysler Pacifica Insurance Cost by Model Year

Average insurance rates by city and state

Location definitely makes a difference in insurance cost on a Pacifica. It can range from cheaper rates like $1,282 a year in Columbus, OH, or $1,156 in Virginia Beach, VA, to high rates such as $2,488 a year in Miami, FL, and $4,026 in Detroit, MI.

Insurance rates on a Pacifica in some additional locations include San Diego, CA, at $1,862 per year, Baltimore, MD, at $2,150, Colorado Springs, CO, averaging $1,988, and Kansas City, MO, costing $2,070.

The bar chart below ranks average Chrysler Pacifica insurance premiums in the most populated metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Chrysler Pacifica, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Chrysler Pacifica trim levels.Data last updated on January 23, 2023
Chrysler Pacifica Insurance Rates in Large U.S. Cities
Chrysler Pacifica Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$3,044$254
Philadelphia, PA$2,702$225
Las Vegas, NV$2,696$225
Los Angeles, CA$2,688$224
San Francisco, CA$2,326$194
Kansas City, MO$2,070$173
Oklahoma City, OK$2,070$173
Denver, CO$2,028$169
Memphis, TN$2,028$169
Atlanta, GA$2,004$167
San Jose, CA$1,946$162
Phoenix, AZ$1,896$158
Portland, OR$1,870$156
San Diego, CA$1,862$155
Jacksonville, FL$1,854$155
Boston, MA$1,854$155
Chicago, IL$1,800$150
Dallas, TX$1,772$148
Houston, TX$1,762$147
Seattle, WA$1,756$146
Nashville, TN$1,692$141
Milwaukee, WI$1,682$140
Albuquerque, NM$1,650$138
San Antonio, TX$1,598$133
Omaha, NE$1,554$130
Fort Worth, TX$1,546$129
Austin, TX$1,526$127
Indianapolis, IN$1,390$116
Columbus, OH$1,282$107
Charlotte, NC$1,220$102

Taking a wider perspective, states like Virginia ($1,148), Maine ($1,040), and Iowa ($1,156) have the cheapest car insurance rates, while states like Florida ($2,152), Michigan ($2,362), and New York ($2,000) have more expensive Pacifica insurance rates.

Insurance rates in most states tend toward the middle, with states like Tennessee, Missouri, and Minnesota included in this group with average Chrysler Pacifica insurance rates of $1,642, $1,948, and $1,482 per year, respectively.

Chrysler Pacifica Average Insurance Cost by State for 2023
U.S. State Annual Cost Six-month Cost Monthly Cost
Alabama$1,556$778$130
Alaska$1,310$655$109
Arizona$1,582$791$132
Arkansas$1,806$903$151
California$2,088$1,044$174
Colorado$1,854$927$155
Connecticut$1,922$961$160
Delaware$1,966$983$164
Florida$2,152$1,076$179
Georgia$1,764$882$147
Hawaii$1,180$590$98
Idaho$1,232$616$103
Illinois$1,514$757$126
Indiana$1,290$645$108
Iowa$1,156$578$96
Kansas$1,700$850$142
Kentucky$1,852$926$154
Louisiana$2,054$1,027$171
Maine$1,040$520$87
Maryland$1,604$802$134
Massachusetts$1,884$942$157
Michigan$2,362$1,181$197
Minnesota$1,482$741$124
Mississippi$1,686$843$141
Missouri$1,948$974$162
Montana$1,586$793$132
Nebraska$1,444$722$120
Nevada$2,068$1,034$172
New Hampshire$1,156$578$96
New Jersey$2,094$1,047$175
New Mexico$1,420$710$118
New York$2,000$1,000$167
North Carolina$1,078$539$90
North Dakota$1,430$715$119
Ohio$1,204$602$100
Oklahoma$1,908$954$159
Oregon$1,612$806$134
Pennsylvania$1,660$830$138
Rhode Island$2,142$1,071$179
South Carolina$1,446$723$121
South Dakota$1,774$887$148
Tennessee$1,642$821$137
Texas$1,602$801$134
Utah$1,512$756$126
Vermont$1,256$628$105
Virginia$1,148$574$96
Washington$1,560$780$130
West Virginia$1,540$770$128
Wisconsin$1,236$618$103
Wyoming$1,534$767$128

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Chrysler Pacifica, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Chrysler Pacifica trim levels. Physical damage deductibles are $500 and rates are averaged for all Zip Codes in each state.Data last updated on February 5, 2023
Chrysler Pacifica insurance rates by U.S. state