Infiniti Car Insurance Cost: 2024 Rates by Model Plus the Cheapest to Insure

How much does Infiniti insurance cost? We compare the average cost for all models like the Q and QX series to see which has the cheapest car insurance rates.

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Infiniti brand vehicles are the luxury arm of the Japanese automaker Nissan. Infiniti was introduced to the U.S. market in 1989, around the same time as the luxury brands Acura and Lexus, which are produced by Honda and Toyota.

With the announcement that all new models will be electric by 2030, Infiniti is one of the leaders in the conversion away from fossil fuels.

2023 models range in price from the Infiniti QX50 which starts at $40,850 for the Pure trim level up to the QX80 which tops out at $88,450 for the Sensory 4WD trim.

How does car insurance cost compare between Infiniti models and luxury and non-luxury competitors? Let’s take a look and find out.

How much does Infiniti car insurance cost?

Average car insurance cost for a 2024 Infiniti is $1,990 per year. Rates range from $1,844 a year for a Infiniti QX50 up to $2,148 per year for the Infiniti Q50.

Models that have insurance cost more towards the middle of the cost spectrum include the Infiniti QX55, Infiniti QX80, and Infiniti Q50. Average car insurance cost for those three models is $1,964, $2,128, and $2,148, respectively.

The next table displays average annual insurance cost for Infiniti models that have been produced since the 2013 model year.

Discontinued models are indicated by the last model year they were in production. Linked models have detailed car insurance cost analysis including rates by trim levels and comparisons to all vehicles in the same luxury segment.

Average Insurance Cost for Infiniti Vehicles
Model Annual Premium Cost Per Month
Infiniti EX37 2013 and prior model years$1,202$100
Infiniti FX37 2013 and prior model years$1,436$120
Infiniti FX50 2013 and prior model years$1,464$122
Infiniti G37 2013 and prior model years$1,438$120
Infiniti JX35 2013 and prior model years$1,356$113
Infiniti M35 2013 and prior model years$1,474$123
Infiniti M37 2013 and prior model years$1,510$126
Infiniti M56 2013 and prior model years$1,570$131
Infiniti Q40 2015 and prior model years$1,382$115
Infiniti Q50$2,148$179
Infiniti Q60 2023 and prior model years$2,702$225
Infiniti Q70 2019 and prior model years$1,974$165
Infiniti Q70L 2016 and prior model years$1,752$146
Infiniti QX30 2019 and prior model years$1,562$130
Infiniti QX50$1,844$154
Infiniti QX55$1,964$164
Infiniti QX56 2013 and prior model years$1,484$124
Infiniti QX60$1,868$156
Infiniti QX70 2017 and prior model years$1,694$141
Infiniti QX80$2,128$177

Is it expensive to insure an Infiniti?

At an average yearly cost of $1,990, Infiniti car insurance costs 5.5% more than the U.S. national average car insurance cost of $1,883. But being a premium brand means it also costs more than the average vehicle.

When compared directly to the its top competitors, insurance for an Infiniti costs on average $207 more per year than Acura, $497 less than BMW, $116 less than Lexus, and $753 less per year than Mercedes-Benz.

The next chart displays the average car insurance cost for Infiniti vehicles in orange, with the top competing luxury brands in blue.

Figure 1: Average car insurance cost for 2024 model year Infiniti vehicles compared to competitors. Rates updated on March 8, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average car insurance rates include all Infiniti, Acura, Audi, BMW, Lexus, Mercedes-Benz, and Volvo vehicles for the 2024 model year. Rated driver is a 40-year-old married male with no driving violations or at-fault accidents for the prior three years. Comprehensive and collision deductibles are $500, UM/UIM and medical payments coverages are included, and rates are averaged for all U.S. states.

Infiniti Car Insurance Cost vs. Top Luxury Competitors

Rates for Infiniti models tend to be towards the middle of the pack of luxury automotive brands. It is the most expensive Japanese luxury brand to insure, costing more than Acura and Lexus, but tends to be cheaper to insure than German brands like BMW and Mercedes-Benz.

To expand on the comparison shown in the chart above, we add a lot more automotive brands in the next table. These include non-luxury U.S. brands like Chevrolet and Ford, along with non-luxury import brands like Toyota, Honda, and Mazda.

Average auto insurance cost for Infiniti is shown in the first row of the table at $1,990 per year. The difference column shows how each other brand compares to Infiniti. If the value is green, the comparison brand is cheaper overall. If the value is red, the comparison brand costs more to insure on average than Infiniti.

Infiniti Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Infiniti$1,990--
Acura$1,783-$207
Audi$2,449$459
BMW$2,487$497
Cadillac$2,039$49
Chevrolet$1,917-$73
Dodge$2,359$369
Ford$1,978-$12
Genesis$2,267$277
GMC$1,973-$17
Honda$1,720-$270
Hyundai$1,861-$129
Jaguar$2,337$347
Jeep$2,072$82
Kia$1,829-$161
Lexus$2,106$116
Lincoln$2,095$105
Mazda$1,814-$176
Mercedes-Benz$2,743$753
Mitsubishi$1,842-$148
Nissan$1,962-$28
Subaru$1,809-$181
Tesla$2,301$311
Toyota$1,945-$45
Volkswagen$1,771-$219
Volvo$2,122$132

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Insurance cost is averaged for all models for the 2024 model year for each automobile manufacturer. Updated February 23, 2024

Infiniti Car Insurance Cost vs. Popular Automotive Brands

It’s pretty obvious by the abundance of green values in the difference column that insuring an Infiniti will cost more than most other automotive brands. However, among luxury nameplates, Infiniti fares pretty well.

What is the cheapest Infiniti car insurance?

The Infiniti QX50 has the cheapest overall Infiniti car insurance rates at an average of $1,844 per year. With MSRP ranging from $40,850 to $46,150, it is also one of the cheaper Infiniti models to purchase.

In second place, the Infiniti QX60 (MSRP from $49,650 to $66,100) costs an average of $1,868 per year for full-coverage auto insurance.

Rounding out the top five cheapest Infiniti vehicles to insure are the Infiniti QX55, Infiniti QX80, and Infiniti Q50. All five models are detailed in the list below showing average annual and monthly car insurance cost.

Top five cheapest Infiniti models to insure for 2024

  1. Infiniti QX50 – (midsize luxury SUV) $1,844 per year or $154 per month
  2. Infiniti QX60 – (midsize luxury SUV) $1,868 per year or $156 per month
  3. Infiniti QX55 – (small luxury SUV) $1,964 per year or $164 per month
  4. Infiniti QX80 – (large luxury SUV) $2,128 per year or $177 per month
  5. Infiniti Q50 – (midsize luxury car) $2,148 per year or $179 per month
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