- Average Infiniti Q50 insurance cost is $2,458 per year, or $205 per month for full coverage.
- The cheapest Infiniti Q50 insurance can be found on the Luxe trim level costing an average of $2,326 per year. The most expensive trim is the Red Sport 400 AWD at $2,606 per year.
- When compared to other midsize luxury cars, the Infiniti Q50 is one of the more expensive midsize luxury cars to insure, costing $216 more per year on average.
- Infiniti Q50 insurance rates in a few larger cities include $2,408 in Nashville, TN, $2,174 in Austin, TX, and $2,568 in Wichita, KS.
How much does Infiniti Q50 insurance cost?
Insurance cost for an Infiniti Q50 averages $2,458 a year for a full coverage policy, which equates to around $205 a month.
Depending on the trim level being insured, monthly car insurance cost for an Infiniti Q50 ranges from $194 to $217, with the Luxe being cheapest and the Red Sport 400 AWD costing the most to insure.
When split out by coverage type, comprehensive (or other-than-collision) coverage is around $598 a year, collision coverage costs an estimated $1,208, and the remaining liability and medical (or PIP) coverage costs an estimated $652.
The following chart demonstrates how average Infiniti Q50 insurance rates rise and fall with changes in driver age and the chosen policy deductibles. Insurance rate averages vary from as low as $1,836 per year for a 60-year-old driver with high deductibles to the highest rate of $5,770 each year for a 20-year-old driver with low physical damage deductibles.
To give you a better idea of the immensity of the range of car insurance rates, keep in mind that a Q50 insurance policy with only liability coverage in the cheapest areas of Vermont or Wisconsin can cost as low as $227 a year for the right driver.
At the same time, a newly-licensed driver with a few tickets in some zip codes in Michigan, could cost as much as $16,230 a year for full coverage.
A few additional observations that could potentially save some money on your insurance bill include:
- Obey driving laws to save money. In order to have the best price on Q50 car insurance rates, it’s necessary to drive conservatively. Not surprisingly, just one or two minor traffic citations have the potential to increase Q50 insurance cost by up to $650 per year. Serious infractions such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $2,278 or more.
- Driver gender influences rates. For a 2023 Infiniti Q50, a 20-year-old male pays an average price of $4,916 per year, while a 20-year-old female driver pays an estimated $3,626, a difference of $1,290 per year in favor of the women by a long shot. But by age 50, male driver rates are $2,238 and the cost for a female driver is $2,192, a difference of only $46.
- The cost to insure teenage drivers is high. Average rates for full coverage Q50 insurance costs $8,710 per year for a 16-year-old driver, $8,192 per year for a 17-year-old driver, and $7,670 per year for an 18-year-old driver.
- As driver age goes up, rates trend downward. The difference in Q50 insurance rates between a 60-year-old driver ($2,198 per year) and a 20-year-old driver ($4,916 per year) is $2,718, or a savings of 76.4%.
- A good credit rating can save money. In states that have statutes allowing a policyholder’s credit score to be used for the purpose of coming up with an insurance rate, drivers who maintain a credit score over 800 may save $386 per year versus a rating of 670-739. Conversely, poor credit could cost as much as $447 more per year.
- Lower policy cost by raising deductibles. Raising deductibles from $500 to $1,000 could save around $410 per year for a 40-year-old driver and $806 per year for a 20-year-old driver.
- Decreasing deductibles will cost more. Cutting your deductibles from $500 to $250 could cost an additional $428 per year for a 40-year-old driver and $854 per year for a 20-year-old driver.
- No accidents means better rates. Having at-fault accidents will cost you more, possibly by an extra $3,466 per year for a 20-year-old driver and as much as $746 per year for a 60-year-old driver.
What is the cheapest Infiniti Q50 car insurance?
With Infiniti Q50 insurance rates ranging from $2,326 to $2,606 per year, the cheapest model to insure is the Luxe. On the opposite end of the cost spectrum, the highest cost Q50 model to insure is the Red Sport 400 AWD trim level.
As with most other vehicles, the higher the sticker price, the more you pay for insurance. The rate table below displays the estimated annual and semi-annual policy costs, plus a monthly insurance rate, for each 2023 Infiniti Q50 model and trim level.
| Infiniti Q50 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Luxe | $2,326 | $1,163 | $194 |
| Luxe AWD | $2,346 | $1,173 | $196 |
| Sensory | $2,430 | $1,215 | $203 |
| Sensory AWD | $2,470 | $1,235 | $206 |
| Red Sport 400 | $2,576 | $1,288 | $215 |
| Red Sport 400 AWD | $2,606 | $1,303 | $217 |
How do Q50 insurance rates compare?
When compared to other popular midsize luxury cars, Infiniti Q50 insurance costs $556 more per year than the Lexus ES 350, $336 more than the BMW 530i, $480 more than the Mercedes-Benz CLA250, and $294 more than the Audi A6.
The Infiniti Q50 ranks 32nd out of 38 comparison vehicles in the midsize luxury car segment. The Q50 costs an average of $2,458 per year to insure for full coverage and the segment average rate is $2,242 annually, a difference of $216 per year.
The chart below shows how well Q50 insurance rates rank when compared to the other nine vehicles in the top 10 selling midsize luxury car list. We also included a more comprehensive table after the chart that illustrates average car insurance rates for all 38 models in the midsize luxury car class.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Cadillac CT5 | $1,898 | -$560 |
| 2 | Lexus ES 350 | $1,902 | -$556 |
| 3 | Lexus ES 250 | $1,914 | -$544 |
| 4 | Lexus RC 300 | $1,920 | -$538 |
| 5 | Mercedes-Benz AMG CLA35 | $1,924 | -$534 |
| 6 | Audi A3 | $1,928 | -$530 |
| 7 | Mercedes-Benz AMG CLA45 | $1,968 | -$490 |
| 8 | Mercedes-Benz CLA250 | $1,978 | -$480 |
| 9 | Lexus IS 300 | $1,986 | -$472 |
| 10 | Jaguar XF | $1,988 | -$470 |
| 11 | Audi S4 | $2,030 | -$428 |
| 12 | BMW i4 | $2,040 | -$418 |
| 13 | Mercedes-Benz E350 | $2,054 | -$404 |
| 14 | Lexus ES 300h | $2,082 | -$376 |
| 15 | BMW 530i | $2,122 | -$336 |
| 16 | Audi A6 | $2,164 | -$294 |
| 17 | Audi S5 | $2,166 | -$292 |
| 18 | BMW 540i | $2,170 | -$288 |
| 19 | BMW 430i | $2,206 | -$252 |
| 20 | Lexus IS 500 | $2,212 | -$246 |
| 21 | Mercedes-Benz E450 | $2,232 | -$226 |
| 22 | Genesis G80 | $2,238 | -$220 |
| 23 | Mercedes-Benz CLS450 | $2,296 | -$162 |
| 24 | Mercedes-Benz EQE 350 | $2,312 | -$146 |
| 25 | Audi RS 5 | $2,318 | -$140 |
| 26 | BMW 530e | $2,330 | -$128 |
| 27 | Audi S6 | $2,354 | -$104 |
| 28 | Mercedes-Benz AMG C43 | $2,358 | -$100 |
| 29 | BMW M440i | $2,362 | -$96 |
| 30 | Mercedes-Benz EQE 500 | $2,364 | -$94 |
| 31 | Audi A7 | $2,456 | -$2 |
| 32 | Infiniti Q50 | $2,458 | -- |
| 33 | Lexus LC 500h | $2,640 | $182 |
| 34 | BMW M550i | $2,644 | $186 |
| 35 | Tesla Model S | $2,704 | $246 |
| 36 | Audi S7 | $2,720 | $262 |
| 37 | BMW M5 | $2,800 | $342 |
| 38 | BMW M8 | $2,954 | $496 |
Average insurance rates in large U.S. cities
Auto insurance cost for a Q50 spans a large price range, from lower rates like $1,742 a year in Charlotte, NC, or $1,646 in Virginia Beach, VA, to expensive rates such as $4,336 a year in New York City, NY, and $3,546 in Miami, FL.
Additional rates for large metro areas include Oakland, CA, costing $3,292 per year, Kansas City, MO, at an estimated $2,948, Wichita, KS, at $2,568, and Tulsa, OK, averaging $2,966.
The next chart illustrates average Infiniti Q50 insurance rates for the larger metro areas in America.
