Infiniti Q50 Insurance Cost for 2022

How much does Infiniti Q50 car insurance cost? We compared average rates from the Q50 Luxe up to the Red Sport 400 AWD trim to see how prices compared to other mid-size luxury models.

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How much does Infiniti Q50 insurance cost?

Insurance cost for an Infiniti Q50 averages $2,224 a year for a full coverage policy, which equates to around $185 a month.

Depending on the trim level being insured, monthly car insurance cost for an Infiniti Q50 ranges from $174 to $196, with the Luxe being cheapest and the Red Sport 400 AWD costing the most to insure.

When split out by coverage type, comprehensive (or other-than-collision) coverage is around $528 a year, collision coverage costs an estimated $1,030, and the remaining liability and medical (or PIP) coverage costs an estimated $666.

The following chart demonstrates how average Infiniti Q50 insurance rates rise and fall with changes in driver age and the chosen policy deductibles. Insurance rate averages vary from as low as $1,676 per year for a 60-year-old driver with high deductibles to the highest rate of $5,170 each year for a 20-year-old driver with low physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2022 Infiniti Q50 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Infiniti Q50 trim levels.Data last updated on September 13, 2022
Infiniti Q50 Insurance Cost Summary
Infiniti Q50 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,744$312
$500$4,438$370
$250$5,170$431
30$1,000$1,960$163
$500$2,344$195
$250$2,746$229
40$1,000$1,872$156
$500$2,224$185
$250$2,594$216
50$1,000$1,706$142
$500$2,024$169
$250$2,358$197
60$1,000$1,676$140
$500$1,990$166
$250$2,316$193

To give you a better idea of the immensity of the range of car insurance rates, keep in mind that a Q50 insurance policy with only liability coverage in the cheapest areas of Vermont or Wisconsin can cost as low as $227 a year for the right driver.

At the same time, a newly-licensed driver with a few tickets in some zip codes in Michigan, could cost as much as $17,268 a year for full coverage.

A few additional observations that could potentially save some money on your insurance bill include:

  • Obey driving laws to save money. In order to have the best price on Q50 car insurance rates, it’s necessary to drive conservatively. Not surprisingly, just one or two minor traffic citations have the potential to increase Q50 insurance cost by up to $584 per year. Serious infractions such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $2,058 or more.
  • Driver gender influences rates. For a 2022 Infiniti Q50, a 20-year-old male pays an average price of $4,438 per year, while a 20-year-old female driver pays an estimated $3,280, a difference of $1,158 per year in favor of the women by a long shot. But by age 50, male driver rates are $2,024 and the cost for a female driver is $1,986, a difference of only $38.
  • The cost to insure teenage drivers is high. Average rates for full coverage Q50 insurance costs $7,962 per year for a 16-year-old driver, $7,456 per year for a 17-year-old driver, and $6,970 per year for a 18-year-old driver.
  • As driver age goes up, rates trend downward. The difference in Q50 insurance rates between a 60-year-old driver ($1,990 per year) and a 20-year-old driver ($4,438 per year) is $2,448, or a savings of 55.2%.
  • A good credit rating can save money. In states that have statutes allowing a policyholder’s credit score to be used for the purpose of coming up with an insurance rate, drivers who maintain a credit score over 800 may save $349 per year versus a rating of 670-739. Conversely, poor credit could cost as much as $405 more per year.
  • Lower policy cost by raising deductibles. Raising deductibles from $500 to $1,000 could save around $352 per year for a 40-year-old driver and $694 per year for a 20-year-old driver.
  • Decreasing deductibles will cost more. Cutting your deductibles from $500 to $250 could cost an additional $370 per year for a 40-year-old driver and $732 per year for a 20-year-old driver.
  • No accidents means better rates. Having at-fault accidents will cost you more, possibly by an extra $3,128 per year for a 20-year-old driver and as much as $678 per year for a 60-year-old driver.

What is the cheapest Infiniti Q50 car insurance?

With Infiniti Q50 insurance rates ranging from $2,092 to $2,350 per year, the cheapest model to insure is the Luxe. On the opposite end of the cost spectrum, the highest cost Q50 model to insure is the Red Sport 400 AWD trim level.

As with most other vehicles, the higher the sticker price, the more you pay for insurance. The rate table below displays the estimated annual and semi-annual policy costs, plus a monthly insurance rate, for each 2022 Infiniti Q50 model and trim level.

2022 Infiniti Q50 Insurance Cost by Trim Level
Infiniti Q50 Trim Level Annual Policy 6-month Policy Per Month
Luxe$2,092$1,046$174
Luxe AWD$2,134$1,067$178
Sensory$2,204$1,102$184
Sensory AWD$2,238$1,119$187
Red Sport 400$2,328$1,164$194
Red Sport 400 AWD$2,350$1,175$196

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2022 Infiniti Q50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Infiniti Q50 Insurance Cost by Trim Level

How do Q50 insurance rates compare?

When compared to other popular midsize luxury cars, Infiniti Q50 insurance costs $430 more per year than the Lexus ES 350, $334 more than the BMW 530i, $442 more than the Mercedes-Benz CLA250, and $224 more than the Audi A6.

The Infiniti Q50 ranks #30 out of 38 comparison vehicles in the midsize luxury car segment. The Q50 costs an average of $2,224 per year to insure for full coverage and the segment average rate is $2,018 annually, a difference of $206 per year.

The chart below shows how well Q50 insurance rates rank when compared to the other nine vehicles in the top 10 selling midsize luxury car list. We also included a more comprehensive table after the chart that illustrates average car insurance rates for all 38 models in the midsize luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Infiniti Q50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Infiniti Q50 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
Insurance Cost Comparison: Infiniti Q50 vs Top 10 Midsize Luxury Cars
Infiniti Q50 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Acura ILX$1,404-$820
2Lexus RC 300$1,690-$534
3Mercedes-Benz AMG CLA35$1,732-$492
4BMW i4$1,740-$484
5Cadillac CT5$1,744-$480
6Audi A3$1,762-$462
7Mercedes-Benz AMG CLA45$1,770-$454
8Mercedes-Benz CLA250$1,782-$442
9Lexus ES 250$1,784-$440
10Lexus IS 300$1,786-$438
11Lexus ES 350$1,794-$430
12Genesis G80$1,832-$392
13Audi S5$1,854-$370
14BMW 530i$1,890-$334
15Lexus ES 300h$1,896-$328
16Mercedes-Benz E350$1,908-$316
17BMW 530e$1,926-$298
18BMW 540i$1,930-$294
19Audi S4$1,938-$286
20BMW M440i$1,940-$284
21Mercedes-Benz E450$1,948-$276
22Audi A6$2,000-$224
23Jaguar XF$2,006-$218
24Lexus IS 500$2,028-$196
25BMW 430i$2,050-$174
26Mercedes-Benz CLS450$2,064-$160
27Audi RS 5$2,166-$58
28Mercedes-Benz AMG C43$2,186-$38
29Audi S6$2,198-$26
30Infiniti Q50$2,224--
31Mercedes-Benz AMG C63$2,254$30
32BMW M550i$2,340$116
33Audi A7$2,394$170
34Tesla Model S$2,434$210
35Lexus LC 500h$2,464$240
36Audi S7$2,590$366
37BMW M8$2,606$382
38BMW M5$2,636$412

How much does Infiniti Q50 insurance cost where I live?

Auto insurance cost for a Q50 spans a large price range, from lower rates like $1,590 a year in Charlotte, NC, or $1,492 in Virginia Beach, VA, to expensive rates such as $4,192 a year in New York City, NY, and $4,292 in Miami, FL.

Additional rates for large metro areas include Oakland, CA, costing $3,148 per year, Kansas City, MO, at an estimated $2,802, Wichita, KS, at $2,418, and Tulsa, OK, averaging $2,820.

The next chart illustrates average Infiniti Q50 insurance rates for the larger metro areas in America. In addition to the chart, a larger table is included that displays average prices in the 50 largest urban areas ranked from most to least expensive.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2022 Infiniti Q50, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Infiniti Q50 trim levels.Data last updated on September 13, 2022
Infiniti Q50 Insurance Rates in Large U.S. Cities
Infiniti Q50 Insurance Rates by Location
City/State Annual Rate Monthly Rate
Detroit, MI$8,700$725
New Orleans, LA$5,198$433
Miami, FL$4,292$358
New York, NY$4,192$349
Philadelphia, PA$3,704$309
Las Vegas, NV$3,692$308
Los Angeles, CA$3,684$307
Louisville, KY$3,532$294
San Francisco, CA$3,166$264
Jacksonville, FL$3,150$263
Oakland, CA$3,148$262
Sacramento, CA$2,978$248
Baltimore, MD$2,912$243
Long Beach, CA$2,884$240
Tulsa, OK$2,820$235
Oklahoma City, OK$2,802$234
Kansas City, MO$2,802$234
Denver, CO$2,740$228
Memphis, TN$2,740$228
Atlanta, GA$2,706$226
Colorado Springs, CO$2,680$223
Fresno, CA$2,644$220
San Jose, CA$2,624$219
Phoenix, AZ$2,550$213
Portland, OR$2,518$210
San Diego, CA$2,500$208
Boston, MA$2,490$208
Wichita, KS$2,418$202
Chicago, IL$2,414$201
Dallas, TX$2,376$198
Houston, TX$2,362$197
Seattle, WA$2,354$196
Minneapolis, MN$2,336$195
Birmingham, AL$2,328$194
Nashville, TN$2,258$188
Milwaukee, WI$2,246$187
Indianapolis, IN$2,236$186
Mesa, AZ$2,236$186
Albuquerque, NM$2,202$184
Tucson, AZ$2,154$180
San Antonio, TX$2,128$177
Omaha, NE$2,060$172
Fort Worth, TX$2,050$171
El Paso, TX$2,044$170
Austin, TX$2,020$168
Cleveland, OH$1,760$147
Columbus, OH$1,672$139
Charlotte, NC$1,590$133
Virginia Beach, VA$1,492$124
Raleigh, NC$1,386$116