Infiniti Q50 Insurance Cost for 2023

How much does Infiniti Q50 car insurance cost? We compared average rates from the Q50 Luxe up to the Red Sport 400 AWD trim to see how prices compared to other mid-size luxury models.

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How much does Infiniti Q50 insurance cost?

Insurance cost for an Infiniti Q50 averages $2,526 a year for a full coverage policy, which equates to around $211 a month.

Depending on the trim level being insured, monthly car insurance cost for an Infiniti Q50 ranges from $199 to $223, with the Luxe being cheapest and the Red Sport 400 AWD costing the most to insure.

When split out by coverage type, comprehensive (or other-than-collision) coverage is around $614 a year, collision coverage costs an estimated $1,240, and the remaining liability and medical (or PIP) coverage costs an estimated $672.

The following chart demonstrates how average Infiniti Q50 insurance rates rise and fall with changes in driver age and the chosen policy deductibles. Insurance rate averages vary from as low as $1,886 per year for a 60-year-old driver with high deductibles to the highest rate of $5,924 each year for a 20-year-old driver with low physical damage deductibles.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Infiniti Q50 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Infiniti Q50 trim levels.Data last updated on August 11, 2023
Infiniti Q50 Insurance Cost Summary
2023 Infiniti Q50 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$4,220$352
$500$5,046$421
$250$5,924$494
30$1,000$2,214$185
$500$2,672$223
$250$3,152$263
40$1,000$2,106$176
$500$2,526$211
$250$2,966$247
50$1,000$1,920$160
$500$2,298$192
$250$2,696$225
60$1,000$1,886$157
$500$2,258$188
$250$2,648$221

To give you a better idea of the immensity of the range of car insurance rates, keep in mind that a Q50 insurance policy with only liability coverage in the cheapest areas of Vermont or Wisconsin can cost as low as $227 a year for the right driver.

At the same time, a newly-licensed driver with a few tickets in some zip codes in Michigan, could cost as much as $16,400 a year for full coverage.

A few additional observations that could potentially save some money on your insurance bill include:

  • Obey driving laws to save money. In order to have the best price on Q50 car insurance rates, it’s necessary to drive conservatively. Not surprisingly, just one or two minor traffic citations have the potential to increase Q50 insurance cost by up to $664 per year. Serious infractions such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $2,336 or more.
  • Driver gender influences rates. For a 2023 Infiniti Q50, a 20-year-old male pays an average price of $5,046 per year, while a 20-year-old female driver pays an estimated $3,720, a difference of $1,326 per year in favor of the women by a long shot. But by age 50, male driver rates are $2,298 and the cost for a female driver is $2,252, a difference of only $46.
  • The cost to insure teenage drivers is high. Average rates for full coverage Q50 insurance costs $8,940 per year for a 16-year-old driver, $8,408 per year for a 17-year-old driver, and $7,874 per year for an 18-year-old driver.
  • As driver age goes up, rates trend downward. The difference in Q50 insurance rates between a 60-year-old driver ($2,258 per year) and a 20-year-old driver ($5,046 per year) is $2,788, or a savings of 76.3%.
  • A good credit rating can save money. In states that have statutes allowing a policyholder’s credit score to be used for the purpose of coming up with an insurance rate, drivers who maintain a credit score over 800 may save $397 per year versus a rating of 670-739. Conversely, poor credit could cost as much as $460 more per year.
  • Lower policy cost by raising deductibles. Raising deductibles from $500 to $1,000 could save around $420 per year for a 40-year-old driver and $826 per year for a 20-year-old driver.
  • Decreasing deductibles will cost more. Cutting your deductibles from $500 to $250 could cost an additional $440 per year for a 40-year-old driver and $878 per year for a 20-year-old driver.
  • No accidents means better rates. Having at-fault accidents will cost you more, possibly by an extra $3,554 per year for a 20-year-old driver and as much as $764 per year for a 60-year-old driver.

What is the cheapest Infiniti Q50 car insurance?

With Infiniti Q50 insurance rates ranging from $2,390 to $2,676 per year, the cheapest model to insure is the Luxe. On the opposite end of the cost spectrum, the highest cost Q50 model to insure is the Red Sport 400 AWD trim level.

As with most other vehicles, the higher the sticker price, the more you pay for insurance. The rate table below displays the estimated annual and semi-annual policy costs, plus a monthly insurance rate, for each 2023 Infiniti Q50 model and trim level.

2023 Infiniti Q50 Insurance Cost by Trim Level
Infiniti Q50 Trim Level Annual Policy Six-Month Policy Per Month
Luxe$2,390$1,195$199
Luxe AWD$2,412$1,206$201
Sensory$2,498$1,249$208
Sensory AWD$2,540$1,270$212
Red Sport 400$2,646$1,323$221
Red Sport 400 AWD$2,676$1,338$223

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Infiniti Q50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Infiniti Q50 Insurance Cost by Trim Level

How do Q50 insurance rates compare?

When compared to other popular midsize luxury cars, Infiniti Q50 insurance costs $574 more per year than the Lexus ES 350, $346 more than the BMW 530i, $494 more than the Mercedes-Benz CLA250, and $304 more than the Audi A6.

The Infiniti Q50 ranks 32nd out of 38 comparison vehicles in the midsize luxury car segment. The Q50 costs an average of $2,526 per year to insure for full coverage and the segment average rate is $2,302 annually, a difference of $224 per year.

The chart below shows how well Q50 insurance rates rank when compared to the other nine vehicles in the top 10 selling midsize luxury car list. We also included a more comprehensive table after the chart that illustrates average car insurance rates for all 38 models in the midsize luxury car class.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Infiniti Q50, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Infiniti Q50 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Infiniti Q50 vs Top 10 Midsize Luxury Cars
Infiniti Q50 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,948-$578
2Lexus ES 350$1,952-$574
3Lexus ES 250$1,966-$560
4Lexus RC 300$1,970-$556
5Mercedes-Benz AMG CLA35$1,974-$552
6Audi A3$1,980-$546
7Mercedes-Benz AMG CLA45$2,018-$508
8Mercedes-Benz CLA250$2,032-$494
9Lexus IS 300$2,040-$486
10Jaguar XF$2,042-$484
11Audi S4$2,084-$442
12BMW i4$2,096-$430
13Mercedes-Benz E350$2,110-$416
14Lexus ES 300h$2,138-$388
15BMW 530i$2,180-$346
16Audi A6$2,222-$304
17Audi S5$2,226-$300
18BMW 540i$2,230-$296
19BMW 430i$2,266-$260
20Lexus IS 500$2,272-$254
21Mercedes-Benz E450$2,292-$234
22Genesis G80$2,298-$228
23Mercedes-Benz CLS450$2,358-$168
24Mercedes-Benz EQE 350$2,374-$152
25Audi RS 5$2,380-$146
26BMW 530e$2,396-$130
27Audi S6$2,416-$110
28Mercedes-Benz AMG C43$2,420-$106
29BMW M440i$2,424-$102
30Mercedes-Benz EQE 500$2,428-$98
31Audi A7$2,522-$4
32Infiniti Q50$2,526--
33Lexus LC 500h$2,710$184
34BMW M550i$2,714$188
35Tesla Model S$2,778$252
36Audi S7$2,796$270
37BMW M5$2,876$350
38BMW M8$3,034$508

Average insurance rates in large U.S. cities

Auto insurance cost for a Q50 spans a large price range, from lower rates like $1,794 a year in Charlotte, NC, or $1,702 in Virginia Beach, VA, to expensive rates such as $4,390 a year in New York City, NY, and $3,586 in Miami, FL.

Additional rates for large metro areas include Oakland, CA, costing $3,348 per year, Kansas City, MO, at an estimated $3,004, Wichita, KS, at $2,622, and Tulsa, OK, averaging $3,020.

The next chart illustrates average Infiniti Q50 insurance rates for the larger metro areas in America.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average car insurance rates for a 2023 Infiniti Q50, 40-year-old married male driver with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are the average for all Infiniti Q50 trim levels.Data last updated on August 12, 2023
Infiniti Q50 Insurance Rates in Large U.S. Cities
Infiniti Q50 Insurance Rates by Location
City/State Annual Rate Monthly Rate
New York, NY$4,390$366
Philadelphia, PA$3,900$325
Las Vegas, NV$3,888$324
Los Angeles, CA$3,880$323
San Francisco, CA$3,368$281
Kansas City, MO$3,004$250
Oklahoma City, OK$3,004$250
Denver, CO$2,944$245
Memphis, TN$2,944$245
Atlanta, GA$2,906$242
San Jose, CA$2,828$236
Phoenix, AZ$2,752$229
Portland, OR$2,720$227
San Diego, CA$2,706$226
Boston, MA$2,696$225
Jacksonville, FL$2,682$224
Chicago, IL$2,618$218
Dallas, TX$2,576$215
Houston, TX$2,566$214
Seattle, WA$2,558$213
Nashville, TN$2,460$205
Milwaukee, WI$2,448$204
Albuquerque, NM$2,406$201
San Antonio, TX$2,332$194
Omaha, NE$2,264$189
Fort Worth, TX$2,256$188
Austin, TX$2,228$186
Indianapolis, IN$2,034$170
Columbus, OH$1,878$157
Charlotte, NC$1,794$150