- Average Infiniti Q50 insurance cost is $2,148 per year, or $179 per month for full coverage.
- The cheapest Infiniti Q50 insurance can be found on the Luxe trim level costing an average of $2,020 per year. The most expensive trim is the Red Sport 400 AWD at $2,284 per year.
- When compared to other midsize luxury cars, the Infiniti Q50 is one of the cheaper midsize luxury cars to insure, costing $180 less per year on average.
- Infiniti Q50 insurance rates in a few larger cities include $2,118 in Nashville, TN, $1,932 in Austin, TX, and $2,248 in Wichita, KS.
How much does Infiniti Q50 insurance cost?
Insurance cost for an Infiniti Q50 averages $2,148 a year for a full coverage policy, which equates to around $179 a month.
Depending on the trim level being insured, monthly car insurance cost for an Infiniti Q50 ranges from $168 to $190, with the Luxe being cheapest and the Red Sport 400 AWD costing the most to insure.
When split out by coverage type, comprehensive (or other-than-collision) coverage is around $584 a year, collision coverage costs an estimated $1,146, and the remaining liability and medical (or PIP) coverage costs an estimated $418.
The following chart demonstrates how average Infiniti Q50 insurance rates rise and fall with changes in driver age and the chosen policy deductibles. Insurance rate averages vary from as low as $1,454 per year for a 60-year-old driver with high deductibles to the highest rate of $5,126 each year for a 20-year-old driver with low physical damage deductibles.
To give you a better idea of the immensity of the range of car insurance rates, keep in mind that a Q50 insurance policy with only liability coverage in the cheapest areas of Vermont or Wisconsin can cost as low as $227 a year for the right driver.
At the same time, a newly-licensed driver with a few tickets in some zip codes in Michigan, could cost as much as $13,393 a year for full coverage.
A few additional observations that could potentially save some money on your insurance bill include:
- Obey driving laws to save money. In order to have the best price on Q50 car insurance rates, it’s necessary to drive conservatively. Not surprisingly, just one or two minor traffic citations have the potential to increase Q50 insurance cost by up to $554 per year. Serious infractions such as DUI/DWI and felony use of a motor vehicle could raise rates by an additional $1,960 or more.
- Driver gender influences rates. For a 2024 Infiniti Q50, a 20-year-old male pays an average price of $4,308 per year, while a 20-year-old female driver pays an estimated $3,076, a difference of $1,232 per year in favor of the women by a long shot. But by age 50, male driver rates are $1,886 and the cost for a female driver is $1,848, a difference of only $38.
- The cost to insure teenage drivers is high. Average rates for full coverage Q50 insurance costs $7,395 per year for a 16-year-old driver, $7,243 per year for a 17-year-old driver, and $6,640 per year for an 18-year-old driver.
- As driver age goes up, rates trend downward. The difference in Q50 insurance rates between a 60-year-old driver ($1,768 per year) and a 20-year-old driver ($4,308 per year) is $2,540, or a savings of 83.6%.
- A good credit rating can save money. In states that have statutes allowing a policyholder’s credit score to be used for the purpose of coming up with an insurance rate, drivers who maintain a credit score over 800 may save $337 per year versus a rating of 670-739. Conversely, poor credit could cost as much as $391 more per year.
- Lower policy cost by raising deductibles. Raising deductibles from $500 to $1,000 could save around $392 per year for a 40-year-old driver and $772 per year for a 20-year-old driver.
- Decreasing deductibles will cost more. Cutting your deductibles from $500 to $250 could cost an additional $410 per year for a 40-year-old driver and $818 per year for a 20-year-old driver.
- No accidents means better rates. Having at-fault accidents will cost you more, possibly by an extra $3,016 per year for a 20-year-old driver and as much as $468 per year for a 60-year-old driver.
What is the cheapest Infiniti Q50 car insurance?
With Infiniti Q50 insurance rates ranging from $2,020 to $2,284 per year, the cheapest model to insure is the Luxe. On the opposite end of the cost spectrum, the highest cost Q50 model to insure is the Red Sport 400 AWD trim level.
As with most other vehicles, the higher the sticker price, the more you pay for insurance. The rate table below displays the estimated annual and semi-annual policy costs, plus a monthly insurance rate, for each 2024 Infiniti Q50 model and trim level.
| 2024 Infiniti Q50 Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Luxe | $2,020 | $168 |
| Luxe AWD | $2,042 | $170 |
| Sensory | $2,120 | $177 |
| Sensory AWD | $2,160 | $180 |
| Red Sport 400 | $2,256 | $188 |
| Red Sport 400 AWD | $2,284 | $190 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024
How do Q50 insurance rates compare?
When compared to other popular midsize luxury cars, Infiniti Q50 insurance costs $168 more per year than the Lexus ES 350, $158 less than the BMW 530i, $194 more than the Mercedes-Benz CLA250, and $310 less than the Audi A6.
The Infiniti Q50 ranks 11th out of 34 comparison vehicles in the midsize luxury car segment. The Q50 costs an average of $2,148 per year to insure for full coverage and the segment average rate is $2,328 annually, a difference of $180 per year.
The chart below shows how well Q50 insurance rates rank when compared to the other nine vehicles in the top 10 selling midsize luxury car list. We also included a more comprehensive table after the chart that illustrates average car insurance rates for all 34 models in the midsize luxury car class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Mercedes-Benz CLA250 | $1,954 | -$194 |
| 2 | Lexus IS 300 | $1,956 | -$192 |
| 3 | Lexus ES 350 | $1,980 | -$168 |
| 4 | Mercedes-Benz AMG CLA35 | $1,988 | -$160 |
| 5 | Lexus RC 300 | $1,994 | -$154 |
| 6 | Jaguar XF | $2,008 | -$140 |
| 7 | Cadillac CT5 | $2,044 | -$104 |
| 8 | Lexus ES 250 | $2,054 | -$94 |
| 9 | Lexus ES 300h | $2,082 | -$66 |
| 10 | Audi A3 | $2,132 | -$16 |
| 11 | Infiniti Q50 | $2,148 | -- |
| 12 | Mercedes-Benz AMG CLA45 | $2,174 | $26 |
| 13 | Audi S4 | $2,184 | $36 |
| 14 | Mercedes-Benz EQE 350 | $2,206 | $58 |
| 15 | BMW i4 | $2,214 | $66 |
| 16 | Lexus IS 500 | $2,242 | $94 |
| 17 | BMW 530i | $2,306 | $158 |
| 18 | Audi S5 | $2,330 | $182 |
| 19 | BMW 540i | $2,336 | $188 |
| 20 | BMW 430i | $2,386 | $238 |
| 21 | BMW i5 | $2,396 | $248 |
| 22 | Genesis G80 | $2,408 | $260 |
| 23 | Mercedes-Benz EQE 500 | $2,436 | $288 |
| 24 | Mercedes-Benz AMG C43 | $2,452 | $304 |
| 25 | Audi A6 | $2,458 | $310 |
| 26 | Tesla Model S | $2,488 | $340 |
| 27 | BMW 530e | $2,510 | $362 |
| 28 | Audi RS 5 | $2,516 | $368 |
| 29 | Audi S6 | $2,534 | $386 |
| 30 | BMW M440i | $2,600 | $452 |
| 31 | Audi A7 | $2,646 | $498 |
| 32 | Lexus LC 500h | $2,842 | $694 |
| 33 | Audi S7 | $2,934 | $786 |
| 34 | BMW M8 | $3,198 | $1,050 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024
Average insurance rates in large U.S. cities
Auto insurance cost for a Q50 spans a large price range, from lower rates like $1,584 a year in Charlotte, NC, or $1,508 in Virginia Beach, VA, to expensive rates such as $3,664 a year in New York City, NY, and $2,992 in Miami, FL.
Additional rates for large metro areas include Oakland, CA, costing $2,828 per year, Kansas City, MO, at an estimated $2,550, Wichita, KS, at $2,248, and Tulsa, OK, averaging $2,570.
The next chart illustrates average Infiniti Q50 insurance rates for the larger metro areas in America.
