Infiniti Q40 Insurance Costs: Rates, Rankings, and Insights

• Infiniti Q40 car insurance costs $1,382 per year (about $115 per month) for a full coverage policy, but varies considerably based on model year.
• Out of 54 vehicles in the 2015 midsize luxury car segment, the Q40 ranks fourth for auto insurance affordability.
• The 2015 Infiniti Q40 is a rebadged version of earlier G37 sedan models.

How much does Infiniti Q40 insurance cost?

Infiniti Q40 car insurance rates average $1,382 yearly, or about $115 on a monthly basis. Drivers can plan on paying about $355 less per year to insure an Infiniti Q40 compared to the midsize luxury car average rate, and $501 less per year than the $1,883 national average.

The bar chart below illustrates how average Infiniti Q40 car insurance rates change with a variety of driver ages and the physical damage deductibles chosen for the policy.

Prices range from $1,002 per year for a 60-year-old driver with $1,000 deductibles to the highest price in the chart of $3,148 each year for a driver age 20 with deductibles of $250.

The rate table below shows average insurance rates for an Infiniti Q40 from the 2007 to 2015 model years. Note that prior to the 2015 model year, the Q40 was known as the Infiniti G37.

Some other insights on the cost of coverage in different situations when insuring an Infiniti Q40 include:

• Make your policy cheaper by raising deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $190 per year for a 40-year-old driver and $364 per year for a 20-year-old driver.
• The lower the deductibles, the higher the cost. Decreasing your deductibles from $500 to $250 could cost an additional $198 per year for a 40-year-old driver and $384 per year for a 20-year-old driver.
• Credit ratings can impact car insurance rates. Drivers who maintain a credit score over 800 could save an average of $217 per year when compared to a decent credit rating of 670-739. Conversely, a subpar credit rating could cost up to $252 more per year.
• Gender and age are two big factors. For a 2015 Infiniti Q40, a 20-year-old male pays an average rate of $2,764 per year, while a 20-year-old woman pays an average of $2,000, a difference of $764 per year. The females get much better rates. But by age 50, rates for male drivers are $1,236 and rates for female drivers are $1,200, a difference of only $36.
• As you age, car insurance rates tend to get cheaper. The difference in 2015 Infiniti Q40 insurance rates between a 40-year-old driver ($1,382 per year) and a 20-year-old driver ($2,764 per year) is $1,382, or a savings of 66.7%.
• Lots of policy discounts equal cheaper Q40 insurance. Discounts may be available if the policyholders are homeowners, insure their home and car with the same company, are military or federal employees, drive low annual mileage, or other policy discounts which could save the average driver as much as $234 per year.

How does Infiniti Q40 insurance cost rank?

The Infiniti Q40 ranks fourth out of 54 total vehicles in the 2015 midsize luxury car segment for auto insurance affordability. The Q40 costs an average of $1,382 per year for a full coverage policy, while the category average price is $1,737 annually, a difference of $355 per year.

When rates are compared to other midsize luxury car segment models, insurance rates for an Infiniti Q40 cost $42 more per year than the Lexus ES 350, $294 less than the Infiniti Q50, and $18 less than the Lincoln MKZ.

The next chart shows how the average car insurance rate for an Infiniti Q40 compares to the best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Audi A3. A table with more comprehensive data is also included following the chart that details average auto insurance rates for the entire 2015 midsize luxury car class.