Jeep Gladiator Insurance Cost Breakdown: 2025 Rates Edition

• Average Jeep Gladiator insurance cost is $2,528 per year, or $211 per month for full coverage.
• The Gladiator Sport trim level is the cheapest to insure at around $2,356 per year, or $196 per month. The model with the most expensive insurance is the Mojave X at $2,618 per year, or around $218 per month.
• Out of 10 vehicles in the midsize truck segment, the Gladiator ranks ninth for insurance affordability.

How much does Jeep Gladiator insurance cost?

Jeep Gladiator car insurance rates average $2,528 per year for full coverage. Depending on the trim level being insured, monthly car insurance for a 2024 Jeep Gladiator costs from $196 to $218.

Overall, expect to pay approximately $106 more each year for Jeep Gladiator insurance when compared to the average rate for all midsize trucks, and $252 more per year than the all-vehicle national average of $2,276.

The chart below shows average car insurance rates on a 2024 Jeep Gladiator using different driver ages and risk profiles.

Additional rate information and ideas to keep insurance costs down:

• Increasing deductibles lower insurance costs. Increasing your deductibles from $500 to $1,000 could save around $380 per year for a 40-year-old driver and $746 per year for a 20-year-old driver.
• Low deductibles increase auto insurance costs. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $396 per year for a 40-year-old driver and $794 per year for a 20-year-old driver.
• Citations and violations increase rates. If you want to receive the best Gladiator insurance rates, you need to keep calm behind the wheel. Not surprisingly, just a couple of blemishes on your motor vehicle report can raise policy rates by up to $684 per year. Major convictions like DUI/DWI and leaving the scene of an accident could raise rates by an additional $2,396 or more.
• Avoid accidents and save. Too frequent at-fault accidents can raise rates, possibly by an additional $3,686 per year for a 20-year-old driver and even as much as $1,082 per year for a 40-year-old driver.
• High-risk insurance is expensive. For a 40-year-old driver, the need to buy a high-risk policy could increase the cost by $3,126 or more per year.
• Your choice of occupation could lower your rates. Many car insurance providers offer discounts for earning a living in occupations like police officers and law enforcement, scientists, doctors, engineers, farmers, architects, and other occupations. Obtaining this discount may save between $76 and $233 on your auto insurance bill, depending on your policy.
• Jeep Gladiator teen driver insurance is expensive. Average rates for full coverage Gladiator insurance costs $9,212 per year for a 16-year-old driver, $8,895 per year for a 17-year-old driver, and $7,912 per year for an 18-year-old driver.

What is the cheapest Jeep Gladiator insurance?

With Jeep Gladiator insurance rates ranging from $2,356 to $2,618 per year for the average driver, the cheapest car insurance rates are on the Sport. The highest cost model to insure is the Mojave X at $2,618 per year.

The next table displays average car insurance rates for annual and semi-annual policy terms, including a monthly budget amount, for each Jeep Gladiator model trim level.

How does Gladiator insurance compare?

The Jeep Gladiator ranks ninth out of 10 total vehicles in the 2024 midsize truck category. The Gladiator costs an average of $2,528 per year for insurance and the segment average rate is $2,422 annually, a difference of $106 per year.

When compared to other midsize trucks, insurance for a Gladiator costs $100 more per year than the Toyota Tacoma, $414 more than the Chevrolet Colorado, $236 more than the Ford Ranger, and $258 more than the Nissan Frontier.

The chart below shows how the Gladiator compares to the rest of the midsize pickup truck segment for insurance affordability.

When we factor in MSRP, it enables us to see how insurance rates compare between the Gladiator and models in a similar price range. A 2024 model year Gladiator has an average purchase price of $50,429, which ranges from $41,000 to $56,000.

The four midsize pickup models closest in price to the Jeep Gladiator are the GMC Canyon, Honda Ridgeline, Ford Ranger, and Chevrolet Colorado.

The data below shows how those models compare to a 2024 Jeep Gladiator by sticker price and insurance policy cost.

• Compared to the GMC Canyon – With an average MSRP of $49,663 ($38,395 to $63,000), the GMC Canyon costs $767 less than the average MSRP for the Gladiator. The cost to insure a Gladiator compared to the GMC Canyon is $60 more annually on average.
• Compared to the Honda Ridgeline – The Honda Ridgeline has an average sticker price of $42,885 ($38,395 to $46,230), which is $7,544 cheaper than the average sticker price for the Gladiator. The cost to insure a Jeep Gladiator compared to the Honda Ridgeline is $148 more every 12 months on average.
• Compared to the Ford Ranger – The Ford Ranger has an average retail price of $41,453 ($32,565 to $55,365), which is $8,976 cheaper than the average MSRP for the Gladiator. Drivers can expect to pay around $236 less every 12 months to insure the Ford Ranger compared to a Gladiator.
• Compared to the Chevrolet Colorado – The 2024 Chevrolet Colorado has an average retail price of $40,308, ranging from $30,695 to $60,095, which is $10,122 cheaper than the average MSRP for the Gladiator. The cost to insure a 2024 Gladiator compared to the Chevrolet Colorado is $414 more annually on average.

Gladiator insurance cost by model year

The table below shows typical full coverage car insurance policy costs for a Jeep Gladiator for the 2020 through 2024 model years. Cost ranges from $2,012 to  $2,528, averaged across all trim levels for each model year.