Jeep Insurance Cost for 2023

How much does Jeep insurance cost? We break down average insurance rates for all models like the Wrangler, Grand Cherokee, and Gladiator to find the cheapest Jeep insurance rates.

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Founded in 1943 and headquartered in Toledo, Ohio, the Jeep brand has a rich tradition spanning from World War II to the current day models that include the reintroduced Jeep Wagoneer and Grand Wagoneer.

Early models included the CJ or “Civilian Jeep” models, the Willys Jeep Truck and Station Wagon, and the VJ Jeepster. The 60’s and 70’s saw models like the Wagoneer, Super Wagoneer, Cherokee, and Gladiator introduced.

The Jeep Wrangler was introduced in 1987, with the original YJ model produced until 1995, the TJ model from 1997 to 2006, and the JK model produced with various nametags like the Rubicon, Sahara, Mountain, and Mojave through 2018. The JL and JT models were introduced in 2017 and 2019, respectively.

The Jeeps of today retain a vestige of the military roots that Jeep was founded on, but the sticker prices of some of the new models makes it hard to take a Jeep off-road without fear of damaging a vehicle that costs $60,000 and up. And in the case of the Jeep Grand Wagoneer, MSRP can top $100,000.

If you do happen to damage your Jeep, we sincerely hope you have insurance to cover it. From classic Jeep insurance to cheap Jeep insurance for today’s models, the information below can help guide you in your quest for cheap Jeep insurance quotes.

How much does Jeep insurance cost?

For the 2023 model year, Jeep insurance ranges from the cheapest average rate of $1,652 on a Jeep Compass up to the most expensive model to insure, the Jeep Grand Wagoneer, at $2,296.

Falling somewhere in the middle are the Jeep Cherokee at $1,914 per year, the Jeep Grand Cherokee at $1,876, the Jeep Wrangler at $1,952, and the Jeep Gladiator at $1,834.

That table below shows each Jeep model (included the older Jeep Patriot) and the average annual and monthly insurance cost for each.

Average Insurance Cost for Jeep Vehicles
Model Annual Cost Monthly Cost
Jeep Cherokee$1,914$160
Jeep Compass$1,652$138
Jeep Gladiator$1,834$153
Jeep Grand Cherokee$1,876$156
Jeep Grand Wagoneer$2,296$191
Jeep Patriot 2017 and prior model years$1,406$117
Jeep Renegade$1,698$142
Jeep Wagoneer$2,072$173
Jeep Wrangler$1,952$163

What is the cheapest Jeep insurance?

The cheapest Jeep insurance for  the 2023 model year is on the Jeep Compass, which average $1,652 per year for a full-coverage car insurance policy.

The Jeep Compass has a MSRP ranging from the Sport 4WD trim at $31,590 to the High Altitude 4WD trim at $40,430.

In second place, the Jeep Renegade (MSRP from $31,590 to $34,440) costs an average of $1,698 per year for full-coverage auto insurance.

For insurance rate comparisons between each Jeep model, see our Ultimate Jeep Insurance Guide.

Is Jeep insurance expensive?

At an average yearly cost of $1,912, Jeep car insurance costs 12.6% more than the U.S. national average car insurance cost of $1,685.

When compared to other automotive brands, insurance for an Jeep costs on average $161 more per year than Chevrolet, $134 more than Ford, $293 more than Subaru, and $129 more per year than Toyota.

For each individual model, rates can range significantly based on factors like the exact trim level you’re insuring, where you live, and the coverage levels you need.

For example, the average cost to insure a 2023 Jeep Grand Cherokee is  $1,876 per year, but ranges from $1,684 per year for the Laredo 2WD trim level up to $2,022 per year for the Summit Reserve 4xe model.

And for the same model, the average rate ranges from $1,128 in Maine to $2,560 in Michigan. And the rate is also quite variable within each state, depending on exactly where you live.

The chart below compares the average Jeep car insurance cost to other automotive brands. Jeep is shown as the first orange bar and the competing brands are shown alphabetically in blue.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Jeep, Chevrolet, Ford, Honda, Mazda, Mitsubishi, Nissan, Subaru, and Toyota vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Jeep Car Insurance Cost vs. Other Automotive Brands

Jeep is a unique manufacturer, competing primarily in the SUV and off-road markets. The next sections compare rates for the most popular Jeep models to other vehicles that would be considered top competitors, like the Toyota 4Runner, Toyota Tacoma, and Ford Bronco.

Jeep Cherokee vs. Toyota 4Runner

For the 2023 Jeep Cherokee and Toyota 4Runner models, the Toyota 4Runner has cheaper car insurance cost by an average of $260 per year.

The chart shown below illustrates the average cost to insure both models rated for different driver ages. The average cost of car insurance ranges from $1,750 to $3,810 per year for a 2023 Jeep Cherokee, and $1,508 to $3,298 for a 2023 Toyota 4Runner for the illustrated age groups.

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Chart Data Details: Average insurance rates are for a 2023 Jeep Cherokee and a 2023 Toyota 4Runner with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Toyota 4Runner trim levels.Data last updated on May 5, 2023
2023 Jeep Cherokee vs. Toyota 4Runner Insurance Cost
2023 Jeep Cherokee vs. Toyota 4Runner Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$3,810$1,992$1,914$1,750
Toyota 4Runner$3,298$1,746$1,654$1,508

Jeep Cherokee vs. Honda Passport

When comparing average insurance rates for 2023 models, a Jeep Cherokee costs an average of $1,914 per year to insure and a Honda Passport costs $1,368, making the Honda Passport cheaper to insure by $546 per year for 2023.

The chart shown below demonstrates the average cost to insure the two models for a range of driver ages. For a 2023 Jeep Cherokee, average car insurance cost ranges from $1,750 to $3,810 per year for the age groups used in this illustration. A 2023 Honda Passport costs from $1,246 to $2,694 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Jeep Cherokee and a 2023 Honda Passport with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Honda Passport trim levels.Data last updated on May 5, 2023
2023 Jeep Cherokee vs. Honda Passport Insurance Cost
2023 Jeep Cherokee vs. Honda Passport Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$3,810$1,992$1,914$1,750
Honda Passport$2,694$1,458$1,368$1,246

Jeep Grand Cherokee vs. Toyota Highlander

When comparing car insurance rates for the 2023 Jeep Grand Cherokee and Toyota Highlander models, the Toyota Highlander is cheaper by an average of $114 per year for 2023.

The rate chart below displays the average cost to insure both 2023 models rated for drivers aged 20 to 50. For a 2023 Jeep Grand Cherokee, average insurance cost ranges from $1,706 to $3,730 per year for the age groups used in the chart. A 2023 Toyota Highlander costs from $1,604 to $3,524 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Jeep Grand Cherokee and a 2023 Toyota Highlander with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Toyota Highlander trim levels.Data last updated on May 5, 2023
2023 Jeep Grand Cherokee vs. Toyota Highlander Insurance Cost
2023 Jeep Grand Cherokee vs. Toyota Highlander Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,730$1,976$1,876$1,706
Toyota Highlander$3,524$1,866$1,762$1,604

See our complete Jeep Grand Cherokee vs. Toyota Highlander insurance comparison for additional model years and rates by trim level.

Jeep Grand Cherokee vs. Nissan Pathfinder

For the 2023 Jeep Grand Cherokee and Nissan Pathfinder models, the Nissan Pathfinder has cheaper car insurance rates by an average of $164 per year for this model year.

The rate chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. Insurance cost ranges from $1,706 to $3,730 per year for a 2023 Jeep Grand Cherokee, and $1,558 to $3,386 for a 2023 Nissan Pathfinder for the included driver ages.

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Chart Data Details: Average insurance rates are for a 2023 Jeep Grand Cherokee and a 2023 Nissan Pathfinder with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Nissan Pathfinder trim levels.Data last updated on May 5, 2023
2023 Jeep Grand Cherokee vs. Nissan Pathfinder Insurance Cost
2023 Jeep Grand Cherokee vs. Nissan Pathfinder Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,730$1,976$1,876$1,706
Nissan Pathfinder$3,386$1,802$1,712$1,558

Jeep Wrangler vs. Ford Bronco

When comparing insurance cost for 2022 models, the Jeep Wrangler costs an average of $1,904 per year to insure and the Ford Bronco costs $1,788, making the Ford Bronco the winner by $116.

The rate chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2022 Jeep Wrangler, average insurance cost ranges from $1,744 to $3,842 per year for the driver ages used. A 2022 Ford Bronco costs from $1,630 to $3,564 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Jeep Wrangler and a 2023 Ford Bronco with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Wrangler and Ford Bronco trim levels.Data last updated on May 5, 2023
2023 Jeep Wrangler vs. Ford Bronco Insurance Cost
2023 Jeep Wrangler vs. Ford Bronco Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Wrangler$3,938$2,032$1,952$1,788
Ford Bronco$3,906$2,074$1,962$1,784

See our complete Jeep Wrangler vs. Ford Bronco insurance comparison for more detailed rates by trim level.

Jeep Gladiator vs. Toyota Tacoma

For 2023 models, the Jeep Gladiator has an average insurance cost of $1,834 per year and the Toyota Tacoma costs $1,614, making the Toyota Tacoma the cheaper truck to insure by $220.

The chart below shows average rates for different driver ages for the Gladiator and Tacoma. For a 2023 Jeep Wrangler, average insurance cost ranges from $1,676 to $3,682 per year, and a 2023 Toyota TAcoma costs from $1,470 to $3,202 per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Jeep Gladiator and a 2023 Toyota Tacoma with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Gladiator and Toyota Tacoma trim levels.Data last updated on May 5, 2023
2023 Jeep Gladiator vs. Toyota Tacoma Insurance Cost
2023 Jeep Gladiator vs. Toyota Tacoma Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Gladiator$3,682$1,922$1,834$1,676
Toyota Tacoma$3,202$1,698$1,614$1,470

See our complete Jeep Gladiator vs. Toyota Tacoma insurance cost article for detailed rates back to the 2020 model year.