Founded in 1943 and headquartered in Toledo, Ohio, the Jeep brand has a rich tradition spanning from World War II to the current day models that include the reintroduced Jeep Wagoneer and Grand Wagoneer.
Early models included the CJ or “Civilian Jeep” models, the Willys Jeep Truck and Station Wagon, and the VJ Jeepster. The 60’s and 70’s saw models like the Wagoneer, Super Wagoneer, Cherokee, and Gladiator introduced.
The Jeep Wrangler was introduced in 1987, with the original YJ model produced until 1995, the TJ model from 1997 to 2006, and the JK model produced with various nametags like the Rubicon, Sahara, Mountain, and Mojave through 2018. The JL and JT models were introduced in 2017 and 2019, respectively.
The Jeeps of today retain a vestige of the military roots that Jeep was founded on, but the sticker prices of some of the new models makes it hard to take a Jeep off-road without fear of damaging a vehicle that costs $60,000 and up. And in the case of the Jeep Grand Wagoneer, MSRP can top $100,000.
If you do happen to damage your Jeep, we sincerely hope you have insurance to cover it. From classic Jeep insurance to cheap Jeep insurance for today’s models, the information below can help guide you in your quest for cheap Jeep insurance quotes.
How much does Jeep insurance cost?
For the 2023 model year, Jeep insurance ranges from the cheapest average rate of $1,652 on a Jeep Compass up to the most expensive model to insure, the Jeep Grand Wagoneer, at $2,296.
Falling somewhere in the middle are the Jeep Cherokee at $1,914 per year, the Jeep Grand Cherokee at $1,876, the Jeep Wrangler at $1,952, and the Jeep Gladiator at $1,834.
That table below shows each Jeep model (included the older Jeep Patriot) and the average annual and monthly insurance cost for each.
| Model | Annual Cost | Monthly Cost |
|---|---|---|
| Jeep Cherokee | $1,914 | $160 |
| Jeep Compass | $1,652 | $138 |
| Jeep Gladiator | $1,834 | $153 |
| Jeep Grand Cherokee | $1,876 | $156 |
| Jeep Grand Wagoneer | $2,296 | $191 |
| Jeep Patriot 2017 and prior model years | $1,406 | $117 |
| Jeep Renegade | $1,698 | $142 |
| Jeep Wagoneer | $2,072 | $173 |
| Jeep Wrangler | $1,952 | $163 |
What is the cheapest Jeep insurance?
The cheapest Jeep insurance for the 2023 model year is on the Jeep Compass, which average $1,652 per year for a full-coverage car insurance policy.
The Jeep Compass has a MSRP ranging from the Sport 4WD trim at $31,590 to the High Altitude 4WD trim at $40,430.
In second place, the Jeep Renegade (MSRP from $31,590 to $34,440) costs an average of $1,698 per year for full-coverage auto insurance.
For insurance rate comparisons between each Jeep model, see our Ultimate Jeep Insurance Guide.
Is Jeep insurance expensive?
At an average yearly cost of $1,912, Jeep car insurance costs 12.6% more than the U.S. national average car insurance cost of $1,685.
When compared to other automotive brands, insurance for an Jeep costs on average $161 more per year than Chevrolet, $134 more than Ford, $293 more than Subaru, and $129 more per year than Toyota.
For each individual model, rates can range significantly based on factors like the exact trim level you’re insuring, where you live, and the coverage levels you need.
For example, the average cost to insure a 2023 Jeep Grand Cherokee is $1,876 per year, but ranges from $1,684 per year for the Laredo 2WD trim level up to $2,022 per year for the Summit Reserve 4xe model.
And for the same model, the average rate ranges from $1,128 in Maine to $2,560 in Michigan. And the rate is also quite variable within each state, depending on exactly where you live.
The chart below compares the average Jeep car insurance cost to other automotive brands. Jeep is shown as the first orange bar and the competing brands are shown alphabetically in blue.
Jeep is a unique manufacturer, competing primarily in the SUV and off-road markets. The next sections compare rates for the most popular Jeep models to other vehicles that would be considered top competitors, like the Toyota 4Runner, Toyota Tacoma, and Ford Bronco.
Jeep Cherokee vs. Toyota 4Runner
For the 2023 Jeep Cherokee and Toyota 4Runner models, the Toyota 4Runner has cheaper car insurance cost by an average of $260 per year.
The chart shown below illustrates the average cost to insure both models rated for different driver ages. The average cost of car insurance ranges from $1,750 to $3,810 per year for a 2023 Jeep Cherokee, and $1,508 to $3,298 for a 2023 Toyota 4Runner for the illustrated age groups.
Jeep Cherokee vs. Honda Passport
When comparing average insurance rates for 2023 models, a Jeep Cherokee costs an average of $1,914 per year to insure and a Honda Passport costs $1,368, making the Honda Passport cheaper to insure by $546 per year for 2023.
The chart shown below demonstrates the average cost to insure the two models for a range of driver ages. For a 2023 Jeep Cherokee, average car insurance cost ranges from $1,750 to $3,810 per year for the age groups used in this illustration. A 2023 Honda Passport costs from $1,246 to $2,694 to insure per year.
Jeep Grand Cherokee vs. Toyota Highlander
When comparing car insurance rates for the 2023 Jeep Grand Cherokee and Toyota Highlander models, the Toyota Highlander is cheaper by an average of $114 per year for 2023.
The rate chart below displays the average cost to insure both 2023 models rated for drivers aged 20 to 50. For a 2023 Jeep Grand Cherokee, average insurance cost ranges from $1,706 to $3,730 per year for the age groups used in the chart. A 2023 Toyota Highlander costs from $1,604 to $3,524 to insure per year.
See our complete Jeep Grand Cherokee vs. Toyota Highlander insurance comparison for additional model years and rates by trim level.
Jeep Grand Cherokee vs. Nissan Pathfinder
For the 2023 Jeep Grand Cherokee and Nissan Pathfinder models, the Nissan Pathfinder has cheaper car insurance rates by an average of $164 per year for this model year.
The rate chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. Insurance cost ranges from $1,706 to $3,730 per year for a 2023 Jeep Grand Cherokee, and $1,558 to $3,386 for a 2023 Nissan Pathfinder for the included driver ages.
Jeep Wrangler vs. Ford Bronco
When comparing insurance cost for 2022 models, the Jeep Wrangler costs an average of $1,904 per year to insure and the Ford Bronco costs $1,788, making the Ford Bronco the winner by $116.
The rate chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2022 Jeep Wrangler, average insurance cost ranges from $1,744 to $3,842 per year for the driver ages used. A 2022 Ford Bronco costs from $1,630 to $3,564 to insure per year.
See our complete Jeep Wrangler vs. Ford Bronco insurance comparison for more detailed rates by trim level.
Jeep Gladiator vs. Toyota Tacoma
For 2023 models, the Jeep Gladiator has an average insurance cost of $1,834 per year and the Toyota Tacoma costs $1,614, making the Toyota Tacoma the cheaper truck to insure by $220.
The chart below shows average rates for different driver ages for the Gladiator and Tacoma. For a 2023 Jeep Wrangler, average insurance cost ranges from $1,676 to $3,682 per year, and a 2023 Toyota TAcoma costs from $1,470 to $3,202 per year.
See our complete Jeep Gladiator vs. Toyota Tacoma insurance cost article for detailed rates back to the 2020 model year.
