Insuring a Mercedes-Benz Metris: What to Know in 2025

How much does Mercedes-Benz Metris car insurance cost? We answer that question an also compare rates to the entire large van segment to see how they stack up.

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How much is Mercedes Metris insurance?

Mercedes-Benz Metris car insurance rates average $2,248 annually, or around $187 a month. With the average large van costing $1,942 a year to insure, the Mercedes-Benz Metris could cost an estimated $306 or more annually.

The chart below shows how Mercedes Metris insurance cost varies based on the age of the driver and coverage deductibles. The yearly premium cost range from the cheapest price of $1,588 per year for a 60-year-old driver with $1,000 comprehensive and collision deductibles to the most expensive rate of $5,280 annually for a driver age 20 with low physical damage deductibles.

Average 2021 Mercedes-Benz Metris car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2021 Mercedes-Benz Metris car insurance premiums for different driver ages and policy deductibles. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2021 model year Mercedes-Benz Metris. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2021 Mercedes-Benz Metris Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,880$323
$500$4,560$380
$250$5,280$440
30-Year-Old$1,000$2,022$169
$500$2,398$200
$250$2,786$232
40-Year-Old$1,000$1,902$159
$500$2,248$187
$250$2,608$217
50-Year-Old$1,000$1,694$141
$500$1,994$166
$250$2,302$192
60-Year-Old$1,000$1,588$132
$500$1,868$156
$250$2,158$180

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2021 Mercedes-Benz Metris. Updated October 24, 2025

 

How does Metris insurance compare to other vans?

When compared to other vans, insurance for a Mercedes-Benz Metris costs $404 more per year than the Chevrolet Express, $224 more than the Ram Promaster, $284 more than the GMC Savana, and $378 more than the Nissan NV.

The Mercedes Metris ranks sixth out of six total vehicles in the large van class. The Metris costs an average of $2,248 per year to insure, while the segment average is $1,942 per year, a difference of $306 per year.

The chart below shows how Metris insurance cost compares to the rest of the large van segment.

Average 2021 Mercedes-Benz Metris car insurance premium compared to other large van models.
Figure 2: Average 2021 Mercedes-Benz Metris car insurance premium compared to other large van models. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average rates are for a 2021 model year Mercedes-Benz Metris. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Mercedes-Benz Metris trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Mercedes-Benz Metris Insurance Cost Compared to All Large Vans
Rank Make and Model Annual Premium Difference
1Ram Promaster City$1,700-$548
2Chevrolet Express$1,844-$404
3Nissan NV$1,870-$378
4GMC Savana$1,964-$284
5Ram Promaster$2,024-$224
6Mercedes-Benz Metris$2,248--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2021 model year. Updated October 24, 2025

Additional rates and ways to possible save on your next policy:

  • Earn a discount from your job. Just about all auto insurance providers offer discounts for certain professions like firefighters, members of the military, architects, engineers, college professors, accountants, and other occupations. By getting this discount, you could save between $67 and $222 on your car insurance bill, depending on your policy.
  • Qualify for discounts to lower insurance cost. Discounts may be available if the insureds work in certain occupations, insure their home and car with the same company, are claim-free, take a defensive driving course, or many other discounts which could save the average driver as much as $384 per year on the cost of insuring a Metris.
  • Gender and age affect the rate you pay. For a 2021 Mercedes-Benz Metris, a 20-year-old male will have an average rate of $4,560 per year, while a 20-year-old woman pays an estimated $3,264, a difference of $1,296 per year. The females get the cheaper rate by far. But by age 50, the cost for a male driver is $1,994 and the rate for females is $1,940, a difference of only $54.
  • As you age, car insurance rates tend to get cheaper. The difference in insurance cost for a Mercedes-Benz Metris between a 60-year-old driver ($1,868 per year) and a 20-year-old driver ($4,560 per year) is $2,692, or a savings of 83.8%.
  • Insuring teenagers can be very expensive. Average rates for full coverage Metris insurance costs $8,143 per year for a 16-year-old driver, $7,875 per year for a 17-year-old driver, and $7,026 per year for an 18-year-old driver.
  • High-risk drivers pay a lot more for insurance. For a 30-year-old driver, having to buy a high-risk policy due to excessive accidents and/or violations could trigger a rate increase of $2,806 or more per year.
  • Safe drivers have lower car insurance rates. Being the cause of frequent accidents will raise rates, potentially by an extra $1,102 per year for a 30-year-old driver and even $698 per year for a 50-year-old driver.