- Car insurance rates for a Toyota Crown average $2,370 per year or around $198 per month.
- Ranked seventh out of 11 midsize cars for the 2024 model year, insurance cost for the Toyota Crown costs $19 less per year than the average cost for the segment.
- With an average insurance price range of $260, the cheapest Crown model to insure is the XLE at around $2,240 per year, and the most expensive trim being the Platinum at $2,500 annually.
What is the average cost to insure a Toyota Crown?
Toyota Crown insurance rates cost an average of $2,370 a year, or about $198 if paid each month. Expect to pay approximately $19 less each year to insure a Toyota Crown as compared to the average rate for midsize cars, and $149 more per year than the $2,221 national average for all vehicles.
The next price chart illustrates how Crown auto insurance prices change with changes in driver age and a range of policy deductibles. Younger drivers pay higher car insurance rates and high-deductible policies cost less.
The rate table below shows the estimated annual and 6-month policy costs, in addition to a monthly amount for budgeting, for each Toyota Crown model trim level.
| 2024 Toyota Crown Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| XLE | $2,240 | $187 |
| Limited | $2,370 | $198 |
| Platinum | $2,500 | $208 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025
Toyota Crown insurance rates vs. the competition
The 2024 Toyota Crown ranks seventh out of 11 comparison vehicles in the midsize car class for most affordable auto insurance rates. The Crown costs an estimated $2,370 per year for full coverage auto insurance and the class median rate is $2,389 per year, a difference of $19 per year.
When compared to other midsize cars, insurance prices for a Toyota Crown cost $146 less per year than the Toyota Camry, $380 less than the Tesla Model 3, and $108 more than the Honda Accord.
The table displayed below shows how insurance cost for a Toyota Crown compares to the rest of the models in the 2024 midsize sedan class.
| Rank | Make and Model | Annual Premium | Difference |
|---|---|---|---|
| 1 | Kia K5 | $2,258 | -$112 |
| 2 | Honda Accord | $2,262 | -$108 |
| 3 | Chevrolet Malibu | $2,272 | -$98 |
| 4 | Volkswagen Arteon | $2,302 | -$68 |
| 5 | Subaru Legacy | $2,312 | -$58 |
| 6 | Hyundai Ioniq 6 | $2,330 | -$40 |
| 7 | Toyota Crown | $2,370 | -- |
| 8 | Hyundai Sonata | $2,372 | $2 |
| 9 | Toyota Camry | $2,516 | $146 |
| 10 | Nissan Altima | $2,538 | $168 |
| 11 | Tesla Model 3 | $2,750 | $380 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025
Comparing average car insurance rates for a Toyota Crown to other similarly priced models provides a slightly different insight.
With an average MSRP of $46,257, the cost to buy a new 2024 Toyota Crown ranges from $40,050 to $53,070, dependent upon the exact model purchased.
The midsize car models most similar in price to the Toyota Crown for the 2024 model year are the Hyundai Ioniq 6, Tesla Model 3, Volkswagen Arteon, and Honda Accord.
The next list shows how those models compare to a 2024 Crown by sticker price and average insurance cost.
- Toyota Crown vs. Hyundai Ioniq 6 – Having an average price of $45,760 and ranging from $42,450 to $51,265, the 2024 Hyundai Ioniq 6 costs $497 less than the average cost for the Toyota Crown. Insurance on the Crown costs an average of $40 more each year than the Hyundai Ioniq 6.
- Toyota Crown vs. Tesla Model 3 – The Tesla Model 3 sells for an average of $45,027 ($35,590 to $55,000), which is $1,230 cheaper than the average sticker price for the Toyota Crown. Insuring the Toyota Crown compared to the Tesla Model 3 costs an average of $380 less per year.
- Toyota Crown vs. Volkswagen Arteon – For a new model, the sticker price on the Volkswagen Arteon averages $4,493 more than the Toyota Crown ($50,750 compared to $46,257). The average insurance cost for a Toyota Crown compared to the Volkswagen Arteon is $68 more every 12 months.
- Toyota Crown vs. Honda Accord – For a new 2024 model, the MSRP for the Honda Accord averages $13,323 less than the MSRP for the Toyota Crown ($32,934 compared to $46,257). The cost to insure a Toyota Crown compared to the Honda Accord is $108 more every 12 months on average.