- Car insurance rates for a Toyota Crown average $1,838 per year or around $153 per month.
- Ranked sixth out of 11 midsize cars for the 2023 model year, insurance cost for the Toyota Crown costs $10 less per year than the average cost for the segment.
- With an average insurance price range of $98, the cheapest Crown model to insure is the XLE at around $1,786 per year, and the most expensive trim being the Platinum at $1,884 annually.
What is the average cost to insure a Toyota Crown?
Toyota Crown insurance rates cost an average of $1,838 a year, or about $153 if paid each month. Expect to pay approximately $10 less each year to insure a Toyota Crown as compared to the average rate for midsize cars, and $110 more per year than the $1,728 national average for all vehicles.
The next price chart illustrates how Crown auto insurance prices change with changes in driver age and a range of policy deductibles. Younger drivers pay higher car insurance rates and high-deductible policies cost less.
The rate table below shows the estimated annual and 6-month policy costs, in addition to a monthly amount for budgeting, for each Toyota Crown model trim level.
| Toyota Crown Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| XLE | $1,786 | $893 | $149 |
| Limited | $1,846 | $923 | $154 |
| Platinum | $1,884 | $942 | $157 |
Toyota Crown insurance rates vs. the competition
The 2023 Toyota Crown ranks sixth out of 11 comparison vehicles in the midsize car class for most affordable auto insurance rates. The Crown costs an estimated $1,838 per year for full coverage auto insurance and the class median rate is $1,848 per year, a difference of $10 per year.
When compared to other midsize cars, insurance prices for a Toyota Crown cost $118 more per year than the Toyota Camry, $12 less than the Tesla Model 3, and $6 more than the Honda Accord.
The table displayed below shows how insurance cost for a Toyota Crown compares to the rest of the models in the 2023 midsize sedan class.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Subaru Legacy | $1,668 | -$170 |
| 2 | Toyota Camry | $1,720 | -$118 |
| 3 | Kia K5 | $1,748 | -$90 |
| 4 | Chevrolet Malibu | $1,764 | -$74 |
| 5 | Honda Accord | $1,832 | -$6 |
| 6 | Toyota Crown | $1,838 | -- |
| 7 | Tesla Model 3 | $1,850 | $12 |
| 8 | Volkswagen Arteon | $1,900 | $62 |
| 9 | Nissan Altima | $1,934 | $96 |
| 10 | Hyundai Sonata | $2,020 | $182 |
| 11 | Kia Stinger | $2,054 | $216 |
Comparing average car insurance rates for a Toyota Crown to other similarly priced models provides a slightly different insight.
With an average MSRP of $45,950, the cost to buy a new 2023 Toyota Crown ranges from $39,950 to $52,350, dependent upon the exact model purchased.
The midsize car models most similar in price to the Toyota Crown for the 2023 model year are the Volkswagen Arteon, Kia Stinger, Tesla Model 3, and Honda Accord.
The next list shows how those models compare to a 2023 Crown by sticker price and average insurance cost.
- Toyota Crown vs. Volkswagen Arteon – Having an average price of $46,788 and ranging from $43,010 to $50,175, the 2023 Volkswagen Arteon costs $838 more than the average cost for the Toyota Crown. Insurance on the Crown costs an average of $62 less each year than the Volkswagen Arteon.
- Toyota Crown vs. Kia Stinger – The Kia Stinger sells for an average of $44,190 ($36,590 to $51,790), which is $1,760 cheaper than the average sticker price for the Toyota Crown. Insuring the Toyota Crown compared to the Kia Stinger costs an average of $216 less per year.
- Toyota Crown vs. Tesla Model 3 – For a new model, the sticker price on the Tesla Model 3 averages $10,040 more than the Toyota Crown ($55,990 compared to $45,950). The average insurance cost for a Toyota Crown compared to the Tesla Model 3 is $12 less every 12 months.
- Toyota Crown vs. Honda Accord – For a new 2023 model, the MSRP for the Honda Accord averages $13,986 less than the MSRP for the Toyota Crown ($31,964 compared to $45,950). The cost to insure a Toyota Crown compared to the Honda Accord is $6 more every 12 months on average.
