How Much Does Toyota Crown Insurance Cost?

We compared the average insurance cost from the XLE trim level to the top level Platinum model to find out how insurance rates on a Crown size up to the midsize car segment.

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  • Car insurance rates for a Toyota Crown average $1,792 per year or around $149 per month.
  • Ranked sixth out of 11 midsize cars for the 2023 model year, insurance cost for the Toyota Crown costs $8 less per year than the average cost for the segment.
  • With an average insurance price range of $94, the cheapest Crown model to insure is the XLE at around $1,740 per year, and the most expensive trim being the Platinum at $1,834 annually.

What is the average cost to insure a Toyota Crown?

Toyota Crown insurance rates cost an average of $1,792 a year, or about $149 if paid each month. Expect to pay approximately $8 less each year to insure a Toyota Crown as compared to the average rate for midsize cars, and $107 more per year than the $1,685 national average for all vehicles.

The next price chart illustrates how Crown auto insurance prices change with changes in driver age and a range of policy deductibles. Younger drivers pay higher car insurance rates and high-deductible policies cost less.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average insurance cost for a 2023 Toyota Crown with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Toyota Crown trim levels.Data last updated on December 30, 2022
Toyota Crown Car Insurance Rates
2023 Toyota Crown Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$2,976$248
$500$3,556$296
$250$4,170$348
30$1,000$1,572$131
$500$1,896$158
$250$2,234$186
40$1,000$1,494$125
$500$1,792$149
$250$2,100$175
50$1,000$1,364$114
$500$1,632$136
$250$1,910$159
60$1,000$1,338$112
$500$1,602$134
$250$1,876$156

The rate table below shows the estimated annual and 6-month policy costs, in addition to a monthly amount for budgeting, for each Toyota Crown model trim level.

2023 Toyota Crown Insurance Cost by Trim Level
Toyota Crown Trim Level Annual Policy Six-Month Policy Per Month
XLE$1,740$870$145
Limited$1,798$899$150
Platinum$1,834$917$153

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Toyota Crown, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
Toyota Crown Insurance Cost by Trim Level

Toyota Crown insurance rates vs. the competition

The 2023 Toyota Crown ranks sixth out of 11 comparison vehicles in the midsize car class for most affordable auto insurance rates. The Crown costs an estimated $1,792 per year for full coverage auto insurance and the class median rate is $1,800 per year, a difference of $8 per year.

When compared to other midsize cars, insurance prices for a Toyota Crown cost $114 more per year than the Toyota Camry, $12 less than the Tesla Model 3, and $10 more than the Honda Accord.

The table displayed below shows how insurance cost for a Toyota Crown compares to the rest of the models in the 2023 midsize sedan class.

Insurance Cost Comparison: Toyota Crown vs Midsize Cars
Rank Make/Model Insurance Cost Difference
1Subaru Legacy$1,626-$166
2Toyota Camry$1,678-$114
3Kia K5$1,702-$90
4Chevrolet Malibu$1,716-$76
5Honda Accord$1,782-$10
6Toyota Crown$1,792--
7Tesla Model 3$1,804$12
8Volkswagen Arteon$1,850$58
9Nissan Altima$1,882$90
10Hyundai Sonata$1,966$174
11Kia Stinger$1,998$206

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on December 30, 2022
Insurance Cost Comparison: Toyota Crown vs Midsize Cars

Comparing average car insurance rates for a Toyota Crown to other similarly priced models provides a slightly different insight.

With an average MSRP of $45,950, the cost to buy a new 2023 Toyota Crown ranges from $39,950 to $52,350, dependent upon the exact model purchased.

The midsize car models most similar in price to the Toyota Crown for the 2023 model year are the Volkswagen Arteon, Kia Stinger, Tesla Model 3, and Honda Accord.

The next list shows how those models compare to a 2023 Crown by sticker price and average insurance cost.

  • Toyota Crown vs. Volkswagen Arteon – Having an average price of $46,788 and ranging from $43,010 to $50,175, the 2023 Volkswagen Arteon costs $838 more than the average cost for the Toyota Crown. Insurance on the Crown costs an average of $58 less each year than the Volkswagen Arteon.
  • Toyota Crown vs. Kia Stinger – The Kia Stinger sells for an average of $44,190 ($36,590 to $51,790), which is $1,760 cheaper than the average sticker price for the Toyota Crown. Insuring the Toyota Crown compared to the Kia Stinger costs an average of $206 less per year.
  • Toyota Crown vs. Tesla Model 3 – For a new model, the sticker price on the Tesla Model 3 averages $10,040 more than the Toyota Crown ($55,990 compared to $45,950). The average insurance cost for a Toyota Crown compared to the Tesla Model 3 is $12 less every 12 months.
  • Toyota Crown vs. Honda Accord – For a new 2023 model, the MSRP for the Honda Accord averages $13,986 less than the MSRP for the Toyota Crown ($31,964 compared to $45,950). The cost to insure a Toyota Crown compared to the Honda Accord is $10 more every 12 months on average.