Complete Guide to Toyota GR Corolla Insurance: Rates & Insights for 2025

We investigated the average insurance cost for the Core model up to the pricier Circuit Edition trim level to see how the GR Corolla ranks against other small cars.

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  • Toyota GR Corolla car insurance costs $2,034 per year (about $170 per month) for a full coverage policy, but vary considerably based on the trim level.
  • With an insurance price range of $176, the cheapest GR Corolla model to insure is the Core at around $1,946 per year, and the most expensive trim being the Circuit Edition at $2,122 annually.
  • As one of the cheaper small cars to insure, the Toyota GR Corolla costs $281 less per year on average to insure when compared to the other small cars.

How much does Toyota GR Corolla insurance cost?

Average rates for 2024 are $2,034 annually to insure a Toyota GR Corolla. When priced by coverage type, collision coverage is approximately $924 a year, comprehensive is approximately $594, and the remaining liability and medical coverage costs around $516.

The chart below breaks down average annual car insurance cost on a 2024 Toyota GR Corolla using different driver ages and policy limits. Younger and high-risk drivers pay more expensive premiums, while more mature drivers who qualify for lots of policy discounts save the most money.

Average 2024 Toyota GR Corolla insurance premiums for different driver ages and risk scenarios.
Figure 1: Average 2024 Toyota GR Corolla insurance premiums for different driver ages and risk scenarios. Rates updated on June 26, 2025.

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Data Methodology: Average rates are for a 2024 model year Toyota GR Corolla with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Toyota GR Corolla trim levels.

2024 Toyota GR Corolla Insurance Cost Summary
Driver Risk Profile Annual Premium Cost Per Month
High Risk Driver Age 30$4,578$382
Safe Driver Age 20$4,002$334
At-fault Accidents Age 40$2,830$236
Low Deductibles Age 40$2,698$225
Safe Driver Age 30$2,176$181
Safe Driver Age 40$2,034$170
Safe Driver Age 50$1,800$150
Discount Rate Age 40$1,696$141
High Deductibles Age 40$1,690$141
Safe Driver Age 60$1,682$140

Data Methodology: Comprehensive and collision deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others which vary by company. Rates are averaged for all 2024 Toyota GR Corolla trim levels. Updated June 26, 2025

Along with driver risk factors, the trim level of the GR Corolla you’re insuring has a pretty big impact on the final policy premium.

As with most vehicles, cheaper trims are generally cheaper to insure. As you add options and packages to the base model, cost increases along with your insurance rates.

The table below displays annual and 6-month policy costs, plus a monthly amount for budgeting, for each 2024 Toyota GR Corolla model trim level.

2024 Toyota GR Corolla Insurance Rates by Trim Level
2024 Toyota GR Corolla Trim Level Annual Premium Cost Per Month
Core$1,946$162
Premium$2,034$170
Circuit Edition$2,122$177

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Toyota GR Corolla ranging from the Core model at $1,946 per year to the Circuit Edition model at $2,122
Insurance cost by trim level for a 2024 Toyota GR Corolla ranging from the Core model at $1,946 per year to the Circuit Edition model at $2,122

Now that we’ve established some average rates for different drivers and trim levels, let’s see how the GR Corolla stacks up against the other models in the compact car segment.

Toyota GR Corolla versus the competition

The Toyota GR Corolla ranks first out of 15 total vehicles in the 2024 small car category for overall insurance affordability. The GR Corolla costs an estimated $2,034 per year for a car insurance policy with full coverage and the class average cost is $2,315 annually, a difference of $281 less per year.

When average rates are compared to some other models in the small car category, average car insurance prices for a Toyota GR Corolla cost $248 less per year than the Toyota Corolla, $508 less than the Hyundai Elantra, and $254 less than the Kia Forte.

The next table takes the average insurance rates for all 15 models in the 2024 compact car segment and compares them to the cost to insure the GR Corolla. The difference column indicates how much more or less each model costs to insure than the GR Corolla.

Insurance Cost Comparison: Toyota GR Corolla vs Small Cars
Rank Make and Model Annual Premium Difference
1Toyota GR Corolla$2,034--
2Nissan Leaf$2,052$18
3Honda Civic$2,074$40
4Nissan Sentra$2,146$112
5Subaru Impreza$2,154$120
6Toyota Prius$2,188$154
7Toyota Corolla$2,282$248
8Kia Forte$2,288$254
9Nissan Versa$2,310$276
10Mitsubishi Mirage G4$2,364$330
11Volkswagen Jetta$2,370$336
12Mazda 3$2,424$390
13Hyundai Elantra$2,542$508
14Volkswagen Golf$2,586$552
15Toyota Mirai$2,916$882

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 26, 2025

At $2,034 per year, insurance cost for a 2024 Toyota GR Corolla ranks first out of 15 models in the small car segment
At $2,034 per year, insurance cost for a 2024 Toyota GR Corolla ranks first out of 15 models in the small car segment

A different way to evaluate rates is seeing how the cost of insurance on a Toyota GR Corolla compares to small car models with similar cost. For the 2024 model, the average sticker price on a Toyota GR Corolla is $40,243, before documentation and delivery charges.

The vehicles most similar in price to the GR Corolla for the 2024 model year are the Volkswagen Golf, Toyota Prius, Nissan Leaf, and Mazda 3.

The list below shows how those models compare to a 2024 Toyota GR Corolla for MSRP and average insurance cost.

  • Toyota GR Corolla vs. Volkswagen Golf – The average MSRP for a 2024 Toyota GR Corolla is $1,283 more expensive than the Volkswagen Golf, at $40,243 compared to $38,960. The cost to insure a Toyota GR Corolla compared to the Volkswagen Golf is $552 less per year on average.
  • Toyota GR Corolla vs. Toyota Prius – Having an average sticker price of $33,221 and ranging from $27,650 to $39,370, the Toyota Prius costs $7,022 less than the GR Corolla. Insuring a 2024 GR Corolla compared to the Toyota Prius costs an average of $154 less annually.
  • Toyota GR Corolla vs. Nissan Leaf – The 2024 Toyota GR Corolla has an average MSRP that is $8,078 more expensive than the Nissan Leaf ($40,243 versus $32,165). The average insurance cost for a GR Corolla compared to the Nissan Leaf is $18 less annually.
  • Toyota GR Corolla vs. Mazda 3 – The average MSRP for a 2024 Toyota GR Corolla is $10,693 more expensive than the Mazda 3, at $40,243 compared to $29,550. The average insurance cost for the GR Corolla compared to the Mazda 3 is $390 less annually.

Six ways to pay less to insure your new Toyota GR Corolla

Ok, so insurance isn’t so cheap on the GR Corolla. But don’t fret. The list below shows some ways you can help reduce the cost of your policy.

  1. Research policy discounts to lower the cost. Discounts may be available if the insureds insure multiple vehicles on the same policy, are homeowners, insure their home and car with the same company, are claim-free, or many other policy discounts which could save the average driver as much as $338 per year.
  2. The cost to insure teen drivers is expensive. Average rates for full coverage GR Corolla insurance costs $6,942 per year for a 16-year-old driver, $6,754 per year for a 17-year-old driver, $6,114 per year for an 18-year-old driver, and $5,565 per year for a 19-year-old driver.
  3. Clean up your credit for better rates. Having a high credit score of 800+ could save up to $319 per year versus a credit score ranging from 670-739. Conversely, a subpar credit rating could cost up to $370 more per year.
  4. Avoid driving violations to reduce insurance rates. If you want to pay the most reasonable price on GR Corolla insurance rates, it’s necessary to be a good, safe driver. In fact, just one or two minor driving infractions have the ramification of spiking insurance policy cost by at least $514 per year. Serious misdemeanors such as DUI and hit-and-run could raise rates by an additional $1,804 or more.
  5. Auto insurance is cheaper with higher deductibles. Increasing deductibles from $500 to $1,000 could save around $344 per year for a 40-year-old driver and $658 per year for a 20-year-old driver.
  6. As you age, car insurance rates tend to get cheaper. The difference in insurance cost on a 2024 GR Corolla between a 60-year-old driver ($1,682 per year) and a 20-year-old driver ($4,002 per year) is $2,320, or a savings of 81.6%.