Toyota RAV4 vs. Hyundai Tucson Insurance Cost

• For the latest model year, a Toyota RAV4 costs less to insure than a Hyundai Tucson by an average of $16 per year.
• Out of 47 models in the 2024 small SUV segment, the Toyota RAV4 ranks 25^th and the Hyundai Tucson ranks 27^th for most affordable car insurance rates.
• If affordable insurance is your primary concern, the LE AWD and LE 2WD trims are the cheapest Toyota RAV4 models to insure, while the SE and SEL trims are the cheapest Hyundai Tucson models to insure.

Does a Toyota RAV4 or Hyundai Tucson cost less to insure?

Average insurance rates for a 2024 Toyota RAV4 are $1,748 per year, while insurance for a Hyundai Tucson costs an average of $1,764 per year, making the Toyota RAV4 the cheaper of the two to insure.

For the 19 trim levels available for the 2024 Toyota RAV4, the cheapest trim to insure is the LE AWD trim at an average cost of $1,546 per year.

Out of the 10 trim levels available for the Hyundai Tucson, the cheapest 2024 trim to insure is the SE trim at a cost of $1,608 per year, or about $134 per month.

When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Toyota RAV4 LE AWD at an average cost of $1,546 per year, and the most expensive model and trim level is the Toyota RAV4 Prime XSE AWD at an average cost of $2,046 per year.

The table shown below ranks the yearly and monthly cost of car insurance for 2024 Toyota RAV4 and Hyundai Tucson models, showing average cost for each trim level.

The rate chart below shows the average cost to insure both 2024 models rated for a variety of different driver ages. Average car insurance cost ranges from $1,556 to $3,514 per year for a 2024 Toyota RAV4, and $1,564 to $3,534 for a 2024 Hyundai Tucson for the example age groups.

The tables below display the average insurance cost by trim level for both 2024 models, including an overall average cost for each model. The model with cheapest auto insurance rates for 2024 is the Toyota RAV4.

2023 Toyota RAV4 vs. Hyundai Tucson

For 2023 RAV4 and Tucson models, the model having more affordable car insurance is the Hyundai Tucson. Insurance cost for the Toyota RAV4 averages $1,710 per year, and the Hyundai Tucson averages $1,686 per year.

Out of 19 Toyota RAV4 trim levels, the cheapest 2023 trim to insure is the LE 2WD trim at an average cost of $1,534 per year, or around $128 per month.

Out of the 10 trim levels available for the Hyundai Tucson, the cheapest 2023 model to insure is the SE model at a cost of $1,556.

When rates for all 29 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Toyota RAV4 LE 2WD at an average of $1,534 per year. The most expensive trim is the Toyota RAV4 Prime XSE AWD at a cost of $1,918 per year.

The table shown below compares the cost of car insurance for 2023 Toyota RAV4 and Hyundai Tucson models, with average cost for each trim level.

The rate chart below shows the average cost to insure both models for a range of driver ages. For a 2023 Toyota RAV4, average car insurance cost ranges from $1,514 to $3,446 per year for the included age groups. A 2023 Hyundai Tucson costs from $1,500 to $3,380 to insure per year.

The next two tables illustrate average car insurance cost by trim level for a 2023 Toyota RAV4 and Hyundai Tucson, as well as an average rate for each model. The winner for the 2023 car insurance cost comparison is the Hyundai Tucson.

2022 Toyota RAV4 vs. Hyundai Tucson

Car insurance for a 2022 Toyota RAV4 averages $1,636 per year, while insurance for a Hyundai Tucson averages $1,608 per year, making the Hyundai Tucson the cheaper of the two models by $28 per year.

Insurance rates vary noticeably depending on the exact trim level of the vehicle being insured, however.

For a 2022 Toyota RAV4, rates range from $1,512 per year for the LE 2WD model up to $1,768 for the Prime XSE AWD model. For a 2022 Hyundai Tucson, rates can range from $1,470 per year for the SE model up to $1,704 for the most expensive to insure Plug-in Hybrid Limited model.

When comparing both models at a trim-level basis, the lowest-cost model and trim level is the Hyundai Tucson SE at a cost of $1,470 per year, and the highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $1,768 per year.

For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Hyundai Tucson models include the SE, Hybrid Blue, and SEL.

Average car insurance rates for all 2022 Toyota RAV4 and Hyundai Tucson models range from $123 to $147 per month.

The table shown below compares the yearly and monthly cost of car insurance for 2022 Toyota RAV4 and Hyundai Tucson models, with average rates for every trim level for each model.

The chart below visualizes the average cost to insure the two models for drivers aged 20 to 50. For a 2022 Toyota RAV4, average car insurance cost ranges from $1,452 to $3,302 per year for the illustrated age groups. A 2022 Hyundai Tucson costs from $1,432 to $3,232 to insure per year.

Out of 18 trim levels for the 2022 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,512 per year. Out of the nine trim levels available for the Hyundai Tucson, the cheapest 2022 trim level to insure is the SE model at a cost of $1,470 per year, or $123 per month.

When all 27 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Hyundai Tucson SE at an average rate of $1,470 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD at a cost of $1,768 per year.

The next tables illustrate the average insurance cost by trim level for both 2022 models, along with the average rate for each model.

2021 Toyota RAV4 vs. Hyundai Tucson

For 2021 Toyota RAV4 and Hyundai Tucson models, the Hyundai Tucson has cheaper car insurance rates by an average of $202 per year for this comparison year.

The chart shown below illustrates the average cost to insure both models for a range of driver ages. For a 2021 Toyota RAV4, average car insurance cost ranges from $1,456 to $3,296 per year for the illustrated age groups. A 2021 Hyundai Tucson costs from $1,276 to $2,872 to insure per year.

Out of 12 Toyota RAV4 trims, the cheapest 2021 trim level to insure is the LE 2WD model at an average cost of $1,496 per year. For the 12 trim levels available for the Hyundai Tucson, the cheapest 2021 model to insure is the SE 2WD model at a cost of $1,306.

When rates for all 24 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Hyundai Tucson SE 2WD at an average cost of $1,306 per year. The highest-cost model and trim level is the Toyota RAV4 Hybrid XSE AWD at an average of $1,742 per year.

The next two rate tables display the average cost to insure each trim level for a 2021 Toyota RAV4 and Hyundai Tucson, plus the average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Hyundai Tucson.

2020 Toyota RAV4 vs. Hyundai Tucson

When comparing insurance cost for 2020 models, the Toyota RAV4 costs an average of $1,590 per year to insure and the Hyundai Tucson costs $1,392, making the Hyundai Tucson the winner by $198.

The chart shown below demonstrates the average cost to insure both models with different ages of drivers. For a 2020 Toyota RAV4, average insurance cost ranges from $1,416 to $3,204 per year for these driver ages. A 2020 Hyundai Tucson costs from $1,242 to $2,790 to insure per year.

The 2020 Toyota RAV4 has 12 trim levels available, with the cheapest trim to insure being the LE 2WD trim at an average cost of $1,456 per year, or $121 per month.

The 2020 Hyundai Tucson has 12 trims available, with the cheapest model to insure being the SE 2WD model at an average cost of $1,270 per year, or $106 per month.

When rates for all 24 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Hyundai Tucson SE 2WD at a cost of $1,270 per year, and the highest-cost model and trim level is the Toyota RAV4 Hybrid XSE AWD costing $1,692 per year.

The two tables below show the average insurance cost by trim level for both 2020 models, including the average rate for each model. The 2020 Hyundai Tucson can declare victory over the 2020 Toyota RAV4 for cheapest car insurance cost.

2019 Toyota RAV4 vs. Hyundai Tucson

When comparing car insurance rates for 2019 models, the Toyota RAV4 costs an average of $1,490 per year to insure and the Hyundai Tucson costs $1,450, making the Hyundai Tucson the winner by $40 for 2019.

The next chart illustrates the average cost to insure both models with different drivers at the wheel. For a 2019 Toyota RAV4, insurance cost ranges from $1,328 to $3,000 per year for these driver ages. A 2019 Hyundai Tucson costs from $1,296 to $2,920 to insure per year.

Out of 13 trims for the 2019 Toyota RAV4, the cheapest average car insurance prices are on the LE 2WD trim at a cost of $1,378 per year. The 2019 Hyundai Tucson has 12 trims available, with the cheapest model to insure being the SE 2WD model at an average cost of $1,364 per year.

When auto insurance rates for all 25 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Hyundai Tucson SE 2WD at an average cost of $1,364 per year. The most expensive trim is the Toyota RAV4 Limited 4WD costing $1,570 per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2019 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2019 model year is the Hyundai Tucson.

2018 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance cost for 2018 models, the Toyota RAV4 costs an average of $1,418 per year to insure and the Hyundai Tucson costs $1,376, making the Hyundai Tucson the winner by $42 for this model year.

The rate chart below illustrates the average cost to insure both 2018 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2018 Toyota RAV4, average insurance cost ranges from $1,266 to $2,850 per year for the illustrated age groups. A 2018 Hyundai Tucson costs from $1,230 to $2,764 to insure per year.

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,326 per year, or $111 per month. For the 12 trims available for the Hyundai Tucson, the cheapest 2018 trim level to insure is the SE 2WD model at a cost of $1,312.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Hyundai Tucson SE 2WD at a cost of $1,312 per year. The most expensive model and trim level is the Toyota RAV4 Platinum 4WD costing $1,552 per year.

The tables below display average car insurance rates for each trim level, along with an average cost for each model. The cheapest model to insure for the 2018 model year is the Hyundai Tucson.

2017 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance rates for 2017 models, a Toyota RAV4 costs an average of $1,388 per year to insure and a Hyundai Tucson costs $1,328, making the Hyundai Tucson cheaper to insure by $60 per year.

The next chart shows the average cost to insure both models with different drivers at the wheel. The average car insurance cost ranges from $1,240 to $2,788 per year for a 2017 Toyota RAV4, and $1,192 to $2,672 for a 2017 Hyundai Tucson for the illustrated age groups.

Out of 12 trim levels for the 2017 Toyota RAV4, the cheapest rates are on the LE 2WD trim at a cost of $1,280 per year, or about $107 per month. For the 12 trims available for the Hyundai Tucson, the cheapest 2017 trim to insure is the SE 2WD trim at a cost of $1,266.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Hyundai Tucson SE 2WD at an average rate of $1,266 per year. The highest-cost model and trim is the Toyota RAV4 Platinum AWD 4WD at an average of $1,496 per year.

The rate tables below display average car insurance rates for every trim level for both 2017 models, along with an average cost for each model. The 2017 Hyundai Tucson reigns victorious over the 2017 Toyota RAV4 for cheapest overall car insurance cost.

2016 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance cost for 2016 models, the Toyota RAV4 costs an average of $1,292 per year to insure and the Hyundai Tucson costs $1,262, making the Hyundai Tucson the winner by $30 for this comparison year.

The chart shown below illustrates the average cost to insure the two models using different driver ages. For a 2016 Toyota RAV4, the average cost of car insurance ranges from $1,160 to $2,590 per year for the age groups used in this illustration. A 2016 Hyundai Tucson costs from $1,134 to $2,528 to insure per year.

For the 10 trims available for the 2016 Toyota RAV4, the cheapest trim level to insure is the LE 2WD model at an average cost of $1,220 per year, or $102 per month.

Out of the eight trims available for the Hyundai Tucson, the cheapest 2016 trim level to insure is the SE 2WD model at a cost of $1,208.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Hyundai Tucson SE 2WD at a cost of $1,208 per year, and the most expensive trim is the Toyota RAV4 Hybrid Limited AWD at an average cost of $1,376 per year.

The tables shown below display trim level insurance rates for each 2016 model, plus the average rate for each model.

2015 Toyota RAV4 vs. Hyundai Tucson

When comparing average insurance cost for 2015 models, the Toyota RAV4 costs an average of $1,188 per year to insure and the Hyundai Tucson costs $1,146, making the Hyundai Tucson the winner by $42 for the 2015 comparison year.

The chart shown below demonstrates the average cost to insure both 2015 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2015 Toyota RAV4, the average cost of car insurance ranges from $1,068 to $2,374 per year for the illustrated age groups. A 2015 Hyundai Tucson costs from $1,032 to $2,314 to insure per year.

Out of six Toyota RAV4 trims, the cheapest 2015 trim to insure is the LE 2WD trim at an average cost of $1,130 per year. For the six trim levels available for the Hyundai Tucson, the cheapest 2015 trim to insure is the GLS 2WD model at a cost of $1,096 per year, or around $91 per month.

When all 12 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Hyundai Tucson GLS 2WD at an average cost of $1,096 per year, and the most expensive model and trim level is the Toyota RAV4 Limited 4WD at an average of $1,234 per year.

The rate tables below display the average insurance cost by trim level for both 2015 models, including the average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Hyundai Tucson.

Additional Toyota RAV4 and Hyundai Tucson Resources

• Toyota RAV4 Insurance Rates
• Hyundai Tucson Insurance Rates
• Small SUV Insurance Rate Comparisons