- Audi A6 car insurance cost averages $2,164 per year or $1,082 for a semi-annual policy, depending on the trim level.
- The Audi A6 is one of the cheaper 2023 midsize luxury cars to insure, costing $78 less per year on average as compared to other midsize luxury cars
- Drivers can find the cheapest Audi A6 insurance on the A6 Premium 45 trim level at $2,048 per year.
- The A6 Allroad Prestige has the highest rates at $2,268 per year.
How much does Audi A6 insurance cost?
Audi A6 car insurance averages $2,164 annually, or around $180 on a monthly basis. Overall, expect to pay approximately $78 less each year for Audi A6 insurance compared to similar vehicles, and $479 more per year than the overall all-vehicle national average of $1,685.
The chart below details how average Audi A6 car insurance rates vary based on the age of the driver and $250, $500, and $1,000 deductibles. The prices shown are for an annual policy on a 2023 model, and range from the cheapest policy cost of $1,614 per year for a driver age 60 with a $1,000 policy deductible to the highest cost estimate of $5,062 annually for a driver age 20 with low deductibles.
Not included in the chart above are car insurance rates for teenagers, the most expensive age group. Rates for teen drivers on a new A6 could be as high as $7,612 for a 16-year-old, $7,162 for a 17-year-old, $6,708 for an 18-year-old, and lastly, $6,102 for a 19-year-old driver. Ouch.
The following table shows average insurance rates on an Audi A6 for the 2013 to 2023 model years. Rates are shown for both annual and semi-annual policy terms.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Audi A6 | $2,164 | $1,082 | $180 |
| 2022 Audi A6 | $2,166 | $1,083 | $181 |
| 2021 Audi A6 | $2,082 | $1,041 | $174 |
| 2020 Audi A6 | $2,050 | $1,025 | $171 |
| 2019 Audi A6 | $1,872 | $936 | $156 |
| 2018 Audi A6 | $1,776 | $888 | $148 |
| 2017 Audi A6 | $1,728 | $864 | $144 |
| 2016 Audi A6 | $1,590 | $795 | $133 |
| 2015 Audi A6 | $1,582 | $791 | $132 |
| 2014 Audi A6 | $1,470 | $735 | $123 |
| 2013 Audi A6 | $1,314 | $657 | $110 |
How does insurance on an Audi A6 compare?
When car insurance rates are compared to the top-selling vehicles in the midsize luxury car segment, the Audi A6 costs $262 more per year than the Lexus ES 350, $42 more than the BMW 530i, $294 less than the Infiniti Q50, and $186 more than the Mercedes-Benz CLA250.
The Audi A6 ranks 16th out of 38 total vehicles in the 2023 midsize luxury car category. The A6 costs an average of $2,164 per year for full coverage insurance and the class median average cost is $2,242 per year, a difference of $78 per year.
The table below shows how Audi A6 insurance cost compares to the entire midsize luxury sedan segment. It shows how each vehicle ranks for insurance affordability and also the difference between the insurance cost for each vehicle and the Audi A6 annual cost.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Cadillac CT5 | $1,898 | -$266 |
| 2 | Lexus ES 350 | $1,902 | -$262 |
| 3 | Lexus ES 250 | $1,914 | -$250 |
| 4 | Lexus RC 300 | $1,920 | -$244 |
| 5 | Mercedes-Benz AMG CLA35 | $1,924 | -$240 |
| 6 | Audi A3 | $1,928 | -$236 |
| 7 | Mercedes-Benz AMG CLA45 | $1,968 | -$196 |
| 8 | Mercedes-Benz CLA250 | $1,978 | -$186 |
| 9 | Lexus IS 300 | $1,986 | -$178 |
| 10 | Jaguar XF | $1,988 | -$176 |
| 11 | Audi S4 | $2,030 | -$134 |
| 12 | BMW i4 | $2,040 | -$124 |
| 13 | Mercedes-Benz E350 | $2,054 | -$110 |
| 14 | Lexus ES 300h | $2,082 | -$82 |
| 15 | BMW 530i | $2,122 | -$42 |
| 16 | Audi A6 | $2,164 | -- |
| 17 | Audi S5 | $2,166 | $2 |
| 18 | BMW 540i | $2,170 | $6 |
| 19 | BMW 430i | $2,206 | $42 |
| 20 | Lexus IS 500 | $2,212 | $48 |
| 21 | Mercedes-Benz E450 | $2,232 | $68 |
| 22 | Genesis G80 | $2,238 | $74 |
| 23 | Mercedes-Benz CLS450 | $2,296 | $132 |
| 24 | Mercedes-Benz EQE 350 | $2,312 | $148 |
| 25 | Audi RS 5 | $2,318 | $154 |
| 26 | BMW 530e | $2,330 | $166 |
| 27 | Audi S6 | $2,354 | $190 |
| 28 | Mercedes-Benz AMG C43 | $2,358 | $194 |
| 29 | BMW M440i | $2,362 | $198 |
| 30 | Mercedes-Benz EQE 500 | $2,364 | $200 |
| 31 | Audi A7 | $2,456 | $292 |
| 32 | Infiniti Q50 | $2,458 | $294 |
| 33 | Lexus LC 500h | $2,640 | $476 |
| 34 | BMW M550i | $2,644 | $480 |
| 35 | Tesla Model S | $2,704 | $540 |
| 36 | Audi S7 | $2,720 | $556 |
| 37 | BMW M5 | $2,800 | $636 |
| 38 | BMW M8 | $2,954 | $790 |
What is the cheapest Audi A6 insurance?
With Audi A6 insurance rates ranging from $2,048 to $2,268 annually on average, the cheapest A6 model to insure is the Premium 45. The second cheapest model to insure is the Premium Plus 45 at $2,112 per year. Plan on budgeting a minimum of $171 per month for a policy with full coverage.
The two most expensive trim levels of Audi A6 to insure are the Allroad Prestige at $2,268 and the Prestige 55 at $2,238 per year. Those two trim levels will cost an extra $220 and $190 per year, respectively, over the least expensive Premium 45 model.
The rate table below displays average 2023 Audi A6 car insurance rates, plus a monthly budget amount, for each available trim level.
| Audi A6 Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Premium 45 | $2,048 | $1,024 | $171 |
| Premium Plus 45 | $2,112 | $1,056 | $176 |
| Premium 55 | $2,112 | $1,056 | $176 |
| Premium Plus 55 | $2,170 | $1,085 | $181 |
| Allroad Premium Plus | $2,206 | $1,103 | $184 |
| Prestige 55 | $2,238 | $1,119 | $187 |
| Allroad Prestige | $2,268 | $1,134 | $189 |
