Mercedes-Benz AMG E53 Insurance Cost

How much does Mercedes AMG E53 insurance cost? We compared average rates to find out how the AMG E53 ranks for insurance affordability when compared to all other large luxury cars.

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  • Car insurance rates for a Mercedes AMG E53 average $2,082 per year or around $174 per month, depending on driver age.
  • Out of 25 vehicles in the 2022 large luxury car segment, the AMG E53 ranks #4 for insurance affordability.
  • The cheapest AMG E53 to insure is the 4Matic AWD trim level costing an average of $2,062 per year. The most expensive is the 4Matic AWD Coupe at $2,122 annually.

How much does Mercedes AMG E53 insurance cost?

Mercedes-Benz AMG E53 insurance averages $2,082 a year for full coverage, or around $174 each month. On average, expect to pay around $328 less each year to insure an AMG E53 compared to the average rate for the full-size luxury car segment, and $515 more per year than the $1,567 average for all vehicles.

The following rate chart illustrates how 2022 Mercedes-Benz AMG E53 auto insurance rates change based on driver age group and comprehensive and collision deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2022 Mercedes-Benz AMG E53 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Mercedes-Benz AMG E53 trim levels.Data last updated on November 23, 2022
Mercedes-Benz AMG E53 Car Insurance Rates
Mercedes-Benz AMG E53 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,452$288
$500$4,164$347
$250$4,920$410
30$1,000$1,820$152
$500$2,214$185
$250$2,628$219
40$1,000$1,720$143
$500$2,082$174
$250$2,462$205
50$1,000$1,570$131
$500$1,898$158
$250$2,238$187
60$1,000$1,544$129
$500$1,864$155
$250$2,200$183

The rate table below shows average Mercedes-Benz AMG E53 car insurance rates from the 2019 to the 2021 model years and for various driver ages.

Mercedes-Benz AMG E53 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2022 Mercedes-Benz AMG E53$4,164$2,082$1,864
2021 Mercedes-Benz AMG E53$4,294$2,144$1,918
2020 Mercedes-Benz AMG E53$4,220$2,102$1,880
2019 Mercedes-Benz AMG E53$3,896$1,942$1,738

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 23, 2022
Mercedes-Benz AMG E53 Insurance Cost by Model Year

The table below displays average car insurance rates for each Mercedes-Benz AMG E53 available for the 2022 model year.

2022 Mercedes-Benz AMG E53 Insurance Cost by Trim Level
Mercedes-Benz AMG E53 Trim Level Annual Policy 6-month Policy Per Month
4Matic AWD$2,062$1,031$172
4Matic AWD Convertible$2,068$1,034$172
4Matic AWD Coupe$2,122$1,061$177

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Table Data Details: Average rates are for a 2022 Mercedes-Benz AMG E53, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 23, 2022
Mercedes-Benz AMG E53 Insurance Cost by Trim Level

The following list includes additional rate information and possible policy discounts that may be available.

  • As you age, insurance rates get cheaper. The difference in insurance rates for an AMG E53 between a 50-year-old driver ($1,898 per year) and a 20-year-old driver ($4,164 per year) is $2,266, or a savings of 54.4%.
  • Negligent drivers pay higher insurance rates. At-fault accidents raise insurance rates, potentially as much as $2,926 per year for a 20-year-old driver and even as much as $844 per year for a 40-year-old driver.
  • Fewer violations means cheaper insurance cost. In order to have the most economical AMG E53 insurance rates, it pays to not be aggressive behind the wheel. Not surprisingly, just a couple of traffic citations have the ramification of increasing insurance rates by up to $548 per year. Being convicted of a crime like hit-and-run could raise rates by an additional $1,924 or more.
  • Increase deductibles to save money. Raising your policy deductibles from $500 to $1,000 could save around $362 per year for a 40-year-old driver and $712 per year for a 20-year-old driver.
  • Low physical damage deductibles increase policy cost. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $380 per year for a 40-year-old driver and $756 per year for a 20-year-old driver.
  • High-risk AMG E53 insurance can get expensive. For a 20-year-old driver, the requirement to buy a high-risk policy could end up with a rate increase of $3,232 or more per year.
  • AMG E53 insurance rates for teenagers are high. Average rates for full coverage AMG E53 insurance costs $7,276 per year for a 16-year-old driver, $6,872 per year for a 17-year-old driver, $6,446 per year for a 18-year-old driver, and $5,880 per year for a 19-year-old driver.
  • Qualify for discounts to save money. Discounts may be available if the insured drivers take a defensive driving course, insure multiple vehicles on the same policy, are military or federal employees, sign their policy early, or many other discounts which could save the average driver as much as $350 per year on Mercedes-Benz AMG E53 insurance.

Is AMG E53 car insurance expensive?

When compared directly to some other models in the large luxury car category, insurance prices for a Mercedes-Benz AMG E53 cost $292 more per year than the Audi A5, $458 less than the BMW 740i, and $574 less than the Porsche Panamera.

The Mercedes-Benz AMG E53 ranks #4 out of 25 total comparison vehicles in the 2022 large luxury car category for most affordable insurance cost. The AMG E53 costs an estimated $2,082 per year for an auto insurance policy with full coverage and the segment median rate is $2,410 per year, a difference of $328 per year.

The chart below shows how insurance rates for the AMG E53 compare to the best-selling large luxury cars like the Infiniti Q60, Audi A8, and the Genesis G90. A more comprehensive table is included after the chart that breaks down insurance cost for all 25 vehicles in the full-size luxury sedan segment.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2022 model year Mercedes-Benz AMG E53, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Mercedes-Benz AMG E53 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 23, 2022
Mercedes-Benz AMG E53 vs Top 10 Large Luxury Cars Insurance Cost Comparison
Mercedes-Benz AMG E53 Insurance Cost Compared to All Large Luxury Cars
Rank Make/Model Insurance Cost Difference
1Audi A5$1,790-$292
2Volvo S90$1,974-$108
3Lexus LS 500$2,048-$34
4Mercedes-Benz AMG E53$2,082--
5Genesis G90$2,088$6
6Mercedes-Benz AMG GT43$2,130$48
7Lexus LS 500h$2,192$110
8BMW 840i$2,206$124
9BMW 745e$2,246$164
10Mercedes-Benz EQS 450$2,298$216
11Infiniti Q60$2,308$226
12Mercedes-Benz S500$2,336$254
13Audi RS 7$2,340$258
14Mercedes-Benz EQS 580$2,356$274
15BMW M850i$2,514$432
16Mercedes-Benz S580$2,518$436
17BMW 740i$2,540$458
18Audi S8$2,574$492
19BMW 750i$2,602$520
20Audi A8$2,606$524
21Porsche Panamera$2,656$574
22Mercedes-Benz S560$2,772$690
23BMW Alpina B8$2,906$824
24BMW M760i$3,002$920
25Mercedes-Benz Maybach S580$3,154$1,072