- Average Audi car insurance rates for 2022 models range from $1,712 a year for a Audi Q3 up to $3,078 per year for the Audi R8.
- Compared to other luxury brands, average car insurance cost for an Audi is 14.4% more expensive than Lexus, 7.8% more expensive than Infiniti, and 1.2% cheaper than BMW.
- Average monthly insurance cost on an Audi with full coverage ranges from $143 to $257, depending on the model.
A subsidiary of Volkswagen Group, Audi is a German automobile manufacturer that produces luxury cars and SUVs like the A3 sedan, the TT sports car, and the Q3 crossover.
For 2021 models, Audi ranks 28th out of 32 car brands for reliability, which averages 3.0 out of 5 stars according to RepairPal.com. Average annual repair costs for all Audi models runs $2,089 per year, which is 1.2% cheaper per year than BMW and 1.8% cheaper more per year than Mercedes-Benz.
J.D. Power ranks Audi 21st out of 34 brands, with 127 problems per 100 vehicles for the 2021 model year. This is 6 problems higher than the 121 problem average, and Audi ranks slightly worse than Subaru but better than Nissan and Ford.
From a safety standpoint, the 2021 Audi A6, A6 allroad, A7, e-tron, and e-tron Sportback received IIHS Top Safety Pick+ designations, which is the highest safety rating awarded. The Audi A4, A5 Sportback, and Q8 were awarded Top Safety Picks by IIHS.
How much does Audi insurance cost?
Average Audi car insurance rates for 2022 models range from $1,712 a year for a Audi Q3 up to $3,078 per year for the Audi R8. The average cost per year when averaged for all Audi models is $2,089.
When compared to the average car insurance rate for all vehicles in the U.S. of $1,567, the cost to insure Audi models averages $522 more per year.
The table below breaks out average cost of insurance for each Audi model. Click any model link to view additional rate and comparison data.
| Model | Annual Cost | Monthly Cost |
|---|---|---|
| Audi A3 | $1,762 | $147 |
| Audi A4 | $1,766 | $147 |
| Audi A5 | $1,790 | $149 |
| Audi A6 | $2,000 | $167 |
| Audi A7 | $2,394 | $200 |
| Audi A8 | $2,606 | $217 |
| Audi e-tron | $2,144 | $179 |
| Audi Q3 | $1,712 | $143 |
| Audi Q4 | $1,790 | $149 |
| Audi Q5 | $1,768 | $147 |
| Audi Q7 | $1,998 | $167 |
| Audi Q8 | $1,966 | $164 |
| Audi R8 | $3,078 | $257 |
| Audi RS 3 | $1,856 | $155 |
| Audi RS 5 | $2,166 | $181 |
| Audi RS 6 | $2,390 | $199 |
| Audi RS 7 | $2,340 | $195 |
| Audi S3 | $1,772 | $148 |
| Audi S4 | $1,938 | $162 |
| Audi S5 | $1,854 | $155 |
| Audi S6 | $2,198 | $183 |
| Audi S7 | $2,590 | $216 |
| Audi S8 | $2,574 | $215 |
| Audi SQ5 | $1,874 | $156 |
| Audi SQ7 | $2,124 | $177 |
| Audi TT | $1,856 | $155 |
Is insurance for an Audi expensive?
When compared to other competing luxury brands, average annual Audi car insurance rates are $263 more expensive than Lexus, $151 more expensive than Infiniti, $26 cheaper than BMW, and $38 cheaper than Mercedes-Benz.
The chart below compares average Audi car insurance cost to six other popular premium automotive brands.
As shown in the chart above, Audi is one of the more expensive luxury automotive manufacturers to insure, along with BMW and Mercedes. When cost difference is considered as percentages, Audi insurance averages 1.2% less per year than BMW, 1.8% less than Mercedes-Benz, and 14.4% more than the Lexus average rate.
The next table includes some additional luxury brands like Land Rover and Jaguar, and also includes many more mainstream brands like Chevrolet, Ford, Toyota, and Honda.
The difference column illustrates how each brand compares to the average Audi insurance rate shown in the first table row. Green indicates a lower average rate than Audi, while red indicates a more expensive average rate.
| Automotive Brand | Insurance Cost | Difference |
|---|---|---|
| Audi | $2,089 | -- |
| Acura | $1,772 | -$317 |
| BMW | $2,115 | $26 |
| Cadillac | $1,664 | -$425 |
| Chevrolet | $1,549 | -$540 |
| Dodge | $2,025 | -$64 |
| Ford | $1,548 | -$541 |
| Genesis | $1,841 | -$248 |
| GMC | $1,649 | -$440 |
| Honda | $1,464 | -$625 |
| Hyundai | $1,538 | -$551 |
| Infiniti | $1,938 | -$151 |
| Jaguar | $1,975 | -$114 |
| Jeep | $1,683 | -$406 |
| Kia | $1,522 | -$567 |
| Land Rover | $1,885 | -$204 |
| Lexus | $1,826 | -$263 |
| Lincoln | $1,720 | -$369 |
| Mazda | $1,409 | -$680 |
| Mercedes-Benz | $2,127 | $38 |
| Mitsubishi | $1,625 | -$464 |
| Nissan | $1,621 | -$468 |
| Subaru | $1,463 | -$626 |
| Tesla | $1,976 | -$113 |
| Toyota | $1,552 | -$537 |
| Volkswagen | $1,491 | -$598 |
| Volvo | $1,667 | -$422 |
When non-luxury brands are included in the comparison, it’s pretty clear that Audi insurance rates are definitely on the high end.
When compared to U.S. manufacturers like Ford and Chevrolet, average Audi insurance cost is 34.9% more expensive per year than Ford and 34.9% more expensive than Chevy.
Other popular brands and their respective percentage difference in cost from Audi include Toyota at 25.7% less, Honda at 29.9% less, Kia at 27.1% less, and Nissan at 22.4% less per year.
Which Audi models are cheapest to insure?
For 2022 models, the cheapest Audi model to insure is the Audi Q3, which is a small luxury SUV costing an average $1,712 per year, or around $143 per month. The Audi A3 comes in second at $1,762 per year.
The next three cheapest Audi vehicles to insure are the Audi A4, Audi Q5, and Audi S3. Annual and monthly auto insurance rates for the five cheapest Audi vehicles to insure are shown below.
Cheapest Audi vehicles to insure for 2022
- Audi Q3 – (small luxury SUV) Average yearly rate of $1,712 or $143 per month
- Audi A3 – (midsize luxury car) Average yearly rate of $1,762 or $147 per month
- Audi A4 – (small luxury car) Average yearly rate of $1,766 or $147 per month
- Audi Q5 – (small luxury SUV) Average yearly rate of $1,768 or $147 per month
- Audi S3 – (small luxury car) Average yearly rate of $1,772 or $148 per month
Which Audi models cost the most to insure?
For 2022 models, the most expensive Audi model to insure at $3,078 per year, or around $257 per month, is the Audi R8 sports car. The Audi A8 ranks second at $2,606 per year.
Annual and monthly auto insurance rates for the top five most expensive Audi models to insure are listed below.
Most expensive Audi vehicles to insure for 2022
- Audi R8 – (sports car) Average yearly rate of $3,078 or $257 per month
- Audi A8 – (large luxury car) Average yearly rate of $2,606 or $217 per month
- Audi S7 – (midsize luxury car) Average yearly rate of $2,590 or $216 per month
- Audi S8 – (large luxury car) Average yearly rate of $2,574 or $215 per month
- Audi A7 – (midsize luxury car) Average yearly rate of $2,394 or $200 per month
