Audi Insurance Cost for 2023

How much does Audi insurance cost? We break down rates from the Q5 to the R8 models and show you the best way to find cheap Audi insurance quotes to save money.

Start a Free QuoteCompare Audi car insurance quotes and save on your next policy.

  • Average Audi car insurance rates for 2023 models range from $1,820 a year for a Audi Q3 up to $3,378 per year for the Audi R8.
  • Compared to other luxury brands, average car insurance cost for an Audi is 12.2% more expensive than Lexus, 6.7% more expensive than Infiniti, and 4.1% cheaper than BMW.
  • Average monthly insurance cost on an Audi with full coverage ranges from $152 to $282, depending on the model.

A subsidiary of Volkswagen Group, Audi is a German automobile manufacturer that produces luxury cars and SUVs like the A3 sedan, the TT sports car, and the Q3 crossover.

Audi ranks 28th out of 32 car brands for reliability, which averages 3.0 out of 5 stars according to RepairPal.com. Average annual repair costs for all Audi models runs $987 per year, which is considered an average amount across all brands.

J.D. Power ranks Audi 26th out of 34 brands, with 232 problems per 100 vehicles for the 2022 model year. This is 40 problems per 100 vehicles more than the average of 192 across all brands compared.

From a safety standpoint, the 2023 Audi A3, A4, A4 allroad, and A5 coupe and sportback received IIHS Top Safety Pick+ designations, which is the highest safety rating awarded.

How much does Audi insurance cost?

Average Audi car insurance rates for 2023 models range from $1,820 a year for a Audi Q3 up to $3,378 per year for the Audi R8. The average cost per year when averaged for all Audi models is $2,273.

When compared to the average car insurance rate for all vehicles in the U.S. of $1,685, the cost to insure Audi models averages $588 more per year.

The table below breaks out average cost of insurance for each Audi model. Click any model link to view additional rate and comparison data.

Average Insurance Cost for Audi Vehicles
Model Annual Cost Monthly Cost
Audi A3$1,928$161
Audi A4$1,954$163
Audi A5$1,980$165
Audi A6$2,164$180
Audi A7$2,456$205
Audi A8$2,886$241
Audi e-tron$2,174$181
Audi Q3$1,820$152
Audi Q4$2,066$172
Audi Q5$1,990$166
Audi Q7$2,104$175
Audi Q8$2,238$187
Audi R8$3,378$282
Audi RS 3$2,106$176
Audi RS 5$2,318$193
Audi RS 6$2,624$219
Audi RS 7$2,654$221
Audi S3$1,968$164
Audi S4$2,030$169
Audi S5$2,166$181
Audi S6$2,354$196
Audi S7$2,720$227
Audi S8$2,902$242
Audi SQ5$1,940$162
Audi SQ7$2,362$197
Audi TT$1,828$152

Is insurance for an Audi expensive?

When compared to other competing luxury brands, average annual Audi car insurance rates are $261 more expensive than Lexus, $147 more expensive than Infiniti, $95 cheaper than BMW, and $143 cheaper than Mercedes-Benz.

The chart below compares average Audi car insurance cost to six other popular premium automotive brands.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average car insurance rates include all Audi, Acura, BMW, Infiniti, Lexus, Mercedes-Benz, and Volvo vehicles for the 2023 model year. Rated driver is a 40-year-old married male with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Audi Car Insurance Cost vs. Top Luxury Competitors

As shown in the chart above, Audi is one of the more expensive luxury automotive manufacturers to insure, along with BMW and Mercedes. When cost difference is considered as percentages, Audi insurance averages 4.1% less per year than BMW,  6.1% less than Mercedes-Benz, and 12.2% more than the Lexus average rate.

The next table includes some additional luxury brands like Land Rover and Jaguar, and also includes many more mainstream brands like Chevrolet, Ford, Toyota, and Honda.

The difference column illustrates how each brand compares to the average Audi insurance rate shown in the first table row. Green indicates a lower average rate than Audi, while red indicates a more expensive average rate.

Audi Car Insurance Cost vs. Popular Automotive Brands
Automotive Brand Insurance Cost Difference
Audi$2,273--
Acura$1,980-$293
BMW$2,368$95
Cadillac$1,861-$412
Chevrolet$1,751-$522
Ford$1,778-$495
Genesis$2,048-$225
GMC$1,831-$442
Honda$1,612-$661
Hyundai$1,722-$551
Infiniti$2,126-$147
Jaguar$2,116-$157
Jeep$1,912-$361
Kia$1,712-$561
Land Rover$2,145-$128
Lexus$2,012-$261
Lincoln$1,926-$347
Mazda$1,596-$677
Mercedes-Benz$2,416$143
Mitsubishi$1,785-$488
Nissan$1,729-$544
Subaru$1,619-$654
Tesla$2,166-$107
Toyota$1,783-$490
Volkswagen$1,646-$627
Volvo$1,879-$394

Get Rates in Your AreaWhy is this important?

Table Data Details: Average car insurance cost for each automotive brand assumes a clean driving record and no at-fault accidents for a 40-year-old driver. Rates are averaged for all 2023 models for each manufacturer and for all U.S. states. The difference column indicates the cost difference between each brand and the average cost of Audi insurance. Green indicates the brand is cheaper to insure on average than Audi and red indicates the brand costs more to insure on average than Audi.Data last updated on May 5, 2023
Audi Car Insurance Cost vs. Popular Automotive Brands

When non-luxury brands are included in the comparison, it’s pretty clear that Audi insurance rates are definitely on the high end.

When compared to U.S. manufacturers like Ford and Chevrolet, average Audi insurance cost is 24.4% more expensive per year than Ford and 25.9% more expensive than Chevy.

Other popular brands and their respective percentage difference in cost from Audi include Toyota at 24.2% less, Honda at 34% less, Kia at 28.2% less, and Nissan at 27.2% less per year.

Which Audi models are cheapest to insure?

For 2023 models, the cheapest Audi model to insure is the Audi Q3, which is a small luxury SUV costing an average $1,820 per year, or around $152 per month. The Audi TT comes in second at $1,828 per year.

The next three cheapest Audi vehicles to insure are the Audi A3, Audi SQ5, and Audi A4. Annual and monthly auto insurance rates for the five cheapest Audi vehicles to insure are shown below.

Cheapest Audi vehicles to insure for 2023

  1. Audi Q3 – (small luxury SUV) Average yearly rate of $1,820 or $152 per month
  2. Audi TT – (sports car) Average yearly rate of $1,828 or $152 per month
  3. Audi A3 – (midsize luxury car) Average yearly rate of $1,928 or $161 per month
  4. Audi SQ5 – (midsize luxury SUV) Average yearly rate of $1,940 or $162 per month
  5. Audi A4 – (small luxury car) Average yearly rate of $1,954 or $163 per month

Which Audi models cost the most to insure?

For 2023 models, the most expensive Audi model to insure at $3,378 per year, or around $282 per month, is the Audi R8 sports car. The Audi S8 ranks second at $2,902 per year.

Annual and monthly auto insurance rates for the top five most expensive Audi models to insure are listed below.

Most expensive Audi vehicles to insure for 2023

  1. Audi R8 – (sports car) Average yearly rate of $3,378 or $282 per month
  2. Audi S8 – (large luxury car) Average yearly rate of $2,902 or $242 per month
  3. Audi A8 – (large luxury car) Average yearly rate of $2,886 or $241 per month
  4. Audi S7 – (midsize luxury car) Average yearly rate of $2,720 or $227 per month
  5. Audi RS 7 – (large luxury car) Average yearly rate of $2,654 or $221 per month