Genesis G80 Car Insurance Rates for 2023

How much does Genesis G80 car insurance cost?

We evaluated prices from the least expensive 2.5T Standard model up to the higher cost 3.5T Sport Prestige AWD trim level to discover how insurance rates on a G80 size up to the rest of the 2023 midsize luxury car segment.

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How much does Genesis G80 car insurance cost?

Genesis G80 car insurance rates average $2,238 a year, or $187 on a monthly basis. Drivers can plan on paying about $4 less per year to insure a Genesis G80 compared to the midsize luxury car average rate, and $553 more per year than the $1,685 all-vehicle national average rate.

The following chart demonstrates how average 2023 Genesis G80 car insurance cost changes based on the age of the driver and policy deductibles. The annual policy cost values shown range from the lowest rate of $1,664 per year for a 60-year-old driver with $1,000 deductibles to the more expensive rate of $5,258 each year for a driver age 20 with $250 physical damage deductibles.

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Chart Data Details: Chart shows average insurance cost for a 2023 Genesis G80 with safe driver and claim-free discounts applied. Rates are for full-coverage insurance and averaged for all U.S. states and all Genesis G80 trim levels.Data last updated on May 5, 2023
Genesis G80 Car Insurance Rates
2023 Genesis G80 Insurance Cost by Driver Age and Deductibles
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$3,724$310
$500$4,470$373
$250$5,258$438
30$1,000$1,960$163
$500$2,376$198
$250$2,806$234
40$1,000$1,860$155
$500$2,238$187
$250$2,634$220
50$1,000$1,694$141
$500$2,036$170
$250$2,392$199
60$1,000$1,664$139
$500$2,000$167
$250$2,350$196

The bar chart above calculates a very limited set of G80 car insurance cost estimates from an enormous number of possibilities. If the data included all rates for every possible data combination, including all eight G80 models and all 41,000+ zip codes in the U.S., the resulting chart would have around 774,144,000,000 possible rates for a Genesis G80.

The following table shows average full coverage car insurance rates for the 2017 to 2023 model years. Average rates are included for drivers age 20 to 60.

Genesis G80 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Genesis G80$4,470$2,238$2,000
2022 Genesis G80$4,130$2,066$1,848
2021 Genesis G80$4,152$2,070$1,856
2020 Genesis G80$4,092$2,038$1,826
2019 Genesis G80$3,594$1,798$1,610
2018 Genesis G80$3,490$1,740$1,560
2017 Genesis G80$3,188$1,596$1,430

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Genesis G80 Insurance Rates by Model Year

How does Genesis G80 insurance cost compare?

When compared to other similar models, insurance for the G80 costs $336 more per year than the Lexus ES 350, $116 more than the BMW 530i, $220 less than the Infiniti Q50, and $260 more than the Mercedes-Benz CLA250.

The Genesis G80 ranks 22nd out of 38 total comparison vehicles in the 2023 midsize luxury car class. The G80 costs an estimated $2,238 per year to insure and the category average rate is $2,242 per year, a difference of $4 per year.

The chart below shows how average car insurance cost for a Genesis G80 compares to the top-selling midsize luxury cars in America. Also included below the chart is a full table that compares insurance rates for the entire luxury midsize sedan class. The difference column shows how much more or less than the G80 each model costs per year to insure.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average rates are for a 2023 model year Genesis G80, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all Genesis G80 trim levels. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Genesis G80 vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Genesis G80 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,898-$340
2Lexus ES 350$1,902-$336
3Lexus ES 250$1,914-$324
4Lexus RC 300$1,920-$318
5Mercedes-Benz AMG CLA35$1,924-$314
6Audi A3$1,928-$310
7Mercedes-Benz AMG CLA45$1,968-$270
8Mercedes-Benz CLA250$1,978-$260
9Lexus IS 300$1,986-$252
10Jaguar XF$1,988-$250
11Audi S4$2,030-$208
12BMW i4$2,040-$198
13Mercedes-Benz E350$2,054-$184
14Lexus ES 300h$2,082-$156
15BMW 530i$2,122-$116
16Audi A6$2,164-$74
17Audi S5$2,166-$72
18BMW 540i$2,170-$68
19BMW 430i$2,206-$32
20Lexus IS 500$2,212-$26
21Mercedes-Benz E450$2,232-$6
22Genesis G80$2,238--
23Mercedes-Benz CLS450$2,296$58
24Mercedes-Benz EQE 350$2,312$74
25Audi RS 5$2,318$80
26BMW 530e$2,330$92
27Audi S6$2,354$116
28Mercedes-Benz AMG C43$2,358$120
29BMW M440i$2,362$124
30Mercedes-Benz EQE 500$2,364$126
31Audi A7$2,456$218
32Infiniti Q50$2,458$220
33Lexus LC 500h$2,640$402
34BMW M550i$2,644$406
35Tesla Model S$2,704$466
36Audi S7$2,720$482
37BMW M5$2,800$562
38BMW M8$2,954$716

Which insurance is cheapest on a Genesis G80?

With Genesis G80 insurance cost ranging from $2,084 to $2,390 annually for an average driver, the cheapest model to insure is the 2.5T Standard. The second cheapest model to insure is the 2.5T Standard AWD at $2,146 per year.

The three G80 models with the most expensive auto insurance rates are the Genesis G80 2.5T Sport Prestige AWD, the 3.5T Sport AWD, and the 3.5T Sport Prestige AWD trim levels, all costing an average of $2,390 per year.

The next table details average annual and semi-annual Genesis G80 car insurance costs, in addition to a monthly budget amount, for each 2023 model trim level.

2023 Genesis G80 Insurance Cost by Trim Level
Genesis G80 Trim Level Annual Policy Six-Month Policy Per Month
2.5T Standard$2,084$1,042$174
2.5T Standard AWD$2,146$1,073$179
2.5T Advanced$2,172$1,086$181
2.5T Advanced AWD$2,222$1,111$185
2.5T Sport Prestige$2,266$1,133$189
2.5T Sport Prestige AWD$2,298$1,149$192
3.5T Sport AWD$2,328$1,164$194
3.5T Sport Prestige AWD$2,390$1,195$199

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are for a 2023 Genesis G80, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Genesis G80 Insurance Cost by Trim Level