Genesis G80 Insurance Costs for 2024: What You Need to Know

How much does Genesis G80 car insurance cost?

We evaluated prices from the least expensive 2.5T Standard model up to the higher cost Electrified trim level to discover how insurance rates on a G80 size up to the rest of the 2024 midsize luxury car segment.

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How much does Genesis G80 car insurance cost?

Genesis G80 car insurance rates average $2,408 a year, or $201 on a monthly basis. Drivers can plan on paying about $80 more per year to insure a Genesis G80 compared to the midsize luxury car average rate, and $525 more per year than the $1,883 all-vehicle national average rate.

The following chart demonstrates how average 2024 Genesis G80 car insurance cost changes based on the age of the driver and policy deductibles. The annual policy cost values shown range from the lowest rate of $1,662 per year for a 60-year-old driver with $1,000 deductibles to the more expensive rate of $5,734 each year for a driver age 20 with $250 physical damage deductibles.

Figure 1: Average 2024 Genesis G80 car insurance premiums for different driver ages and policy deductibles. Rates updated on February 23, 2024.

Get Rates in Your AreaWhy is this important?

Data Methodology: Average premiums are based on a 2024 model year Genesis G80. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

Genesis G80 Car Insurance Rates
2024 Genesis G80 Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$4,074$340
$500$4,880$407
$250$5,734$478
30-Year-Old$1,000$2,136$178
$500$2,578$215
$250$3,042$254
40-Year-Old$1,000$2,000$167
$500$2,408$201
$250$2,832$236
50-Year-Old$1,000$1,776$148
$500$2,126$177
$250$2,492$208
60-Year-Old$1,000$1,662$139
$500$1,992$166
$250$2,336$195

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Genesis G80. Updated February 23, 2024

The bar chart above calculates a very limited set of G80 car insurance cost estimates from an enormous number of possibilities. If the data included all rates for every possible data combination, including all seven G80 models and all 41,000+ zip codes in the U.S., the resulting chart would have around 677,376,000,000 possible rates for a Genesis G80.

The following table shows average full coverage car insurance rates for the 2017 to 2024 model years. Average rates are included for drivers age 20 to 60.

Genesis G80 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2024 Genesis G80$4,880$2,408$1,992
2023 Genesis G80$4,740$2,344$1,936
2022 Genesis G80$4,388$2,166$1,792
2021 Genesis G80$4,434$2,180$1,798
2020 Genesis G80$4,288$2,110$1,742
2019 Genesis G80$3,762$1,856$1,532
2018 Genesis G80$3,564$1,762$1,456
2017 Genesis G80$3,266$1,620$1,340

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Genesis G80 trim levels for each model year. Updated February 23, 2024

Genesis G80 Insurance Rates by Model Year

How does Genesis G80 insurance cost compare?

When compared to other similar models, insurance for the G80 costs $428 more per year than the Lexus ES 350, $102 more than the BMW 530i, $260 more than the Infiniti Q50, and $454 more than the Mercedes-Benz CLA250.

The Genesis G80 ranks 22nd out of 34 total comparison vehicles in the 2024 midsize luxury car class. The G80 costs an estimated $2,408 per year to insure and the category average rate is $2,328 per year, a difference of $80 per year.

The chart below shows how average car insurance cost for a Genesis G80 compares to the top-selling midsize luxury cars in America. Also included below the chart is a full table that compares insurance rates for the entire luxury midsize sedan class. The difference column shows how much more or less than the G80 each model costs per year to insure.

Figure 2: Average 2024 Genesis G80 car insurance premium compared to other midsize luxury car models. Rates updated on February 23, 2024.

Data Methodology: Average rates are for a 2024 model year Genesis G80. Rated driver is a 40-year-old married male driver with a clean driving record and no at-fault accidents. Average premium includes all Genesis G80 trim levels. Comprehensive and collision deductibles are $500 and rates are averaged for all U.S. states.

Genesis G80 vs Top 10 Midsize Luxury Cars Insurance Rate Comparison
Genesis G80 Insurance Cost Compared to All Midsize Luxury Cars
Rank Make and Model Annual Premium Difference
1Mercedes-Benz CLA250$1,954-$454
2Lexus IS 300$1,956-$452
3Lexus ES 350$1,980-$428
4Mercedes-Benz AMG CLA35$1,988-$420
5Lexus RC 300$1,994-$414
6Jaguar XF$2,008-$400
7Cadillac CT5$2,044-$364
8Lexus ES 250$2,054-$354
9Lexus ES 300h$2,082-$326
10Audi A3$2,132-$276
11Infiniti Q50$2,148-$260
12Mercedes-Benz AMG CLA45$2,174-$234
13Audi S4$2,184-$224
14Mercedes-Benz EQE 350$2,206-$202
15BMW i4$2,214-$194
16Lexus IS 500$2,242-$166
17BMW 530i$2,306-$102
18Audi S5$2,330-$78
19BMW 540i$2,336-$72
20BMW 430i$2,386-$22
21BMW i5$2,396-$12
22Genesis G80$2,408--
23Mercedes-Benz EQE 500$2,436$28
24Mercedes-Benz AMG C43$2,452$44
25Audi A6$2,458$50
26Tesla Model S$2,488$80
27BMW 530e$2,510$102
28Audi RS 5$2,516$108
29Audi S6$2,534$126
30BMW M440i$2,600$192
31Audi A7$2,646$238
32Lexus LC 500h$2,842$434
33Audi S7$2,934$526
34BMW M8$3,198$790

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated February 23, 2024

Which insurance is cheapest on a Genesis G80?

With Genesis G80 insurance cost ranging from $2,190 to $2,858 annually for an average driver, the cheapest model to insure is the 2.5T Standard. The second cheapest model to insure is the 2.5T Advanced at $2,274 per year.

The three G80 models with the most expensive auto insurance rates are the Genesis G80 3.5T Sport Advanced, the 3.5T Sport Prestige, and the Electrified trim levels, all costing an average of $2,858 per year.

The next table details average annual and semi-annual Genesis G80 car insurance costs, in addition to a monthly budget amount, for each 2024 model trim level.

2024 Genesis G80 Insurance Rates by Trim Level
2024 Genesis G80 Trim Level Annual Premium Cost Per Month
2.5T Standard$2,190$183
2.5T Advanced$2,274$190
2.5T Sport Prestige$2,348$196
3.5T Sport$2,348$196
3.5T Sport Advanced$2,388$199
3.5T Sport Prestige$2,460$205
Electrified$2,858$238

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated February 23, 2024

Genesis G80 Insurance Cost by Trim Level