2023 Rates and Rankings for Best Mercedes-Benz E350 Insurance

How much does E350 car insurance cost? We break down auto insurance rates by model year for the E350 4-Matic sedan and station wagon to see how prices compare side-by-side to all other midsize luxury cars.

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  • Mercedes E350 car insurance costs an average of $2,110 per year, or around $176 per month for full coverage.
  • The cheapest E350 trim to insure is the 4Matic Sedan trim level at an estimated $2,082 per year.
  • The E350 Sedan is the most expensive to insure at $2,136 per year.
  • Out of 38 models in the midsize luxury car segment, the E350 ranks 13th for insurance cost.

How much does Mercedes E350 insurance cost?

Ranked 13th out of 38 vehicles in the midsize luxury car class, Mercedes-Benz E350 insurance costs on average $2,110 annually, or $176 each month. With the average midsize luxury car costing $2,302 a year to insure, the Mercedes-Benz E350 could save around $192 or more on an annual basis.

The rate chart below shows average insurance cost for a 2023 Mercedes-Benz E350 using variations of driver age and risk profiles.

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Chart Data Details: Average rates are for a 2023 model year Mercedes-Benz E350 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Mercedes-Benz E350 trim levels.Data last updated on August 12, 2023
Mercedes-Benz E350 Insurance Cost Summary
2023 Mercedes-Benz E350 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$4,772$398
Safe Driver Age 20$4,182$349
At-fault Accidents Age 40$2,960$247
Low Deductibles Age 40$2,782$232
Safe Driver Age 30$2,228$186
Safe Driver Age 40$2,110$176
Safe Driver Age 50$1,920$160
Safe Driver Age 60$1,882$157
High Deductibles Age 40$1,762$147
Discount Rate Age 40$1,750$146

The table below displays the estimated annual and 6-month policy costs, including a monthly budget figure, for each Mercedes-Benz E350 model package and trim level.

2023 Mercedes-Benz E350 Insurance Cost by Trim Level
Mercedes-Benz E350 Trim Level Annual Policy Six-Month Policy Per Month
4Matic Sedan$2,082$1,041$174
Sedan$2,136$1,068$178

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Table Data Details: Average rates are for a 2023 Mercedes-Benz E350, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mercedes-Benz E350 Insurance Cost by Trim Level

The following data table illustrates average Mercedes E350 car insurance policy premiums from the 2013 to the 2023 model years and a range of rated drivers.

Mercedes-Benz E350 Insurance Cost by Model Year
Model Year and Vehicle Driver Age 20 Driver Age 40 Driver Age 60
2023 Mercedes-Benz E350$4,182$2,110$1,882
2022 Mercedes-Benz E350$4,234$2,126$1,896
2021 Mercedes-Benz E350$4,064$2,036$1,818
2020 Mercedes-Benz E350$4,008$2,006$1,792
2016 Mercedes-Benz E350$3,494$1,746$1,566
2015 Mercedes-Benz E350$3,312$1,648$1,480
2014 Mercedes-Benz E350$3,268$1,634$1,464
2013 Mercedes-Benz E350$3,018$1,512$1,358

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Table Data Details: Average rates for each driver age group are for a 12-month period and assume a clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on August 12, 2023
Mercedes-Benz E350 Insurance Cost by Model Year

How well do E350 insurance prices rank?

The Mercedes-Benz E350 ranks 13th out of 38 total comparison vehicles in the midsize luxury car category for auto insurance affordability. The E350 costs an average of $2,110 per year for an auto insurance policy with full coverage, while the class average auto insurance cost is $2,302 annually, a difference of $192 per year.

When average rates are compared to some other models in the midsize luxury car category, insurance prices for a Mercedes E350 cost $158 more per year than the Lexus ES 350, $70 less than the BMW 530i, and $416 less than the Infiniti Q50.

The table below shows how well the E350 fares against the top 10 best-selling midsize luxury cars in America like the Mercedes-Benz CLA250, Audi A6, and the Tesla Model S.

Insurance Cost Comparison: Mercedes-Benz E350 vs Midsize Luxury Cars
Rank Make/Model Insurance Cost Difference
1Cadillac CT5$1,948-$162
2Lexus ES 350$1,952-$158
3Lexus ES 250$1,966-$144
4Lexus RC 300$1,970-$140
5Mercedes-Benz AMG CLA35$1,974-$136
6Audi A3$1,980-$130
7Mercedes-Benz AMG CLA45$2,018-$92
8Mercedes-Benz CLA250$2,032-$78
9Lexus IS 300$2,040-$70
10Jaguar XF$2,042-$68
11Audi S4$2,084-$26
12BMW i4$2,096-$14
13Mercedes-Benz E350$2,110--
14Lexus ES 300h$2,138$28
15BMW 530i$2,180$70
16Audi A6$2,222$112
17Audi S5$2,226$116
18BMW 540i$2,230$120
19BMW 430i$2,266$156
20Lexus IS 500$2,272$162
21Mercedes-Benz E450$2,292$182
22Genesis G80$2,298$188
23Mercedes-Benz CLS450$2,358$248
24Mercedes-Benz EQE 350$2,374$264
25Audi RS 5$2,380$270
26BMW 530e$2,396$286
27Audi S6$2,416$306
28Mercedes-Benz AMG C43$2,420$310
29BMW M440i$2,424$314
30Mercedes-Benz EQE 500$2,428$318
31Audi A7$2,522$412
32Infiniti Q50$2,526$416
33Lexus LC 500h$2,710$600
34BMW M550i$2,714$604
35Tesla Model S$2,778$668
36Audi S7$2,796$686
37BMW M5$2,876$766
38BMW M8$3,034$924

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Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on August 11, 2023
Insurance Cost Comparison: Mercedes-Benz E350 vs Midsize Luxury Cars

Other rates and insights

Some additional notable observations as they relate to insurance cost on a Mercedes-Benz E350 include:

  • More mature drivers get better rates than young drivers. The difference in insurance cost on a 2023 E350 between a 60-year-old driver ($1,882 per year) and a 30-year-old driver ($2,228 per year) is $346, or a savings of 16.8%.
  • The higher deductible you choose, the lower the policy cost. Boosting your deductibles from $500 to $1,000 could save around $348 per year for a 40-year-old driver and $674 per year for a 20-year-old driver.
  • Low deductibles will increase rates. Cutting your deductibles from $500 to $250 could cost an additional $360 per year for a 40-year-old driver and $712 per year for a 20-year-old driver.
  • Excellent credit equals excellent rates. Drivers with high 800+ credit scores could save $331 per year versus a slightly lower credit rating between 670-739. Conversely, a less-than-good credit score could cost up to $384 more per year.
  • Mercedes-Benz E350 insurance rates for teens are expensive. Average rates for full coverage E350 insurance costs $7,402 per year for a 16-year-old driver, $6,950 per year for a 17-year-old driver, $6,508 per year for an 18-year-old driver, and $5,914 per year for a 19-year-old driver.
  • Driver age and gender matter. For a 2023 Mercedes-Benz E350, a 20-year-old man receives an average rate of $4,182 per year, while a 20-year-old female pays an average of $3,102, a difference of $1,080 per year in the women’s favor by a large margin. But by age 50, the cost for male drivers is $1,920 and the cost for a female driver is $1,878, a difference of only $42.
  • Get cheaper rates because of your job. Many auto insurance companies offer policy discounts for occupations like lawyers, firefighters, nurses, college professors, members of the military, and others. Getting this discount applied to your policy could save between $63 and $183 on your yearly insurance cost, depending on your age.