Insurance on a BMW Alpina XB7: What You Can Expect to Pay

• BMW Alpina XB7 car insurance rates average $3,096 per year (about $258 per month) for full coverage, depending on policy limits.
• Ranked eighth out of 13 vehicles in the large luxury SUV segment for 2024, average car insurance rates for the BMW Alpina XB7 cost $157 more per year than the segment average.

How much does BMW Alpina XB7 insurance cost?

Ranked eighth out of 13 vehicles in the large luxury SUV class, BMW Alpina XB7 insurance costs around $3,096 a year, or around $258 monthly.

When compared to the national average car insurance rate of $1,883, which factors in all vehicles (not just luxury SUVs), the Alpina XB7 costs an average of $1,213 more per year for a full-coverage insurance policy.

The bar chart below takes the average insurance rate and factors is variables like driver age, policy deductibles, and driving record to show how much rates can fluctuate. The average rate for the Alpina XB7 is the Safe Driver Age 40 rate.

The next list discusses some additional factors that may increase or decrease the cost of car insurance.

• Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $588 per year for a 40-year-old driver and $1,166 per year for a 20-year-old driver.
• Decreasing policy deductibles makes car insurance more expensive. Cutting your deductibles from $500 to $250 could cost an additional $614 per year for a 40-year-old driver and $1,238 per year for a 20-year-old driver.
• A good driving record means cheaper policy costs. To find the cheapest Alpina XB7 insurance rates, it pays to be a safe driver. As a matter of fact, just a couple of minor moving violations can potentially raise Alpina XB7 insurance cost by as much as $808 per year. Serious misdemeanors such as DUI and hit-and-run could raise rates by an additional $2,862 or more.
• Get better rates due to your occupation. Most auto insurance providers offer discounts for being employed in professions like nurses, accountants, emergency medical technicians, firefighters, high school and elementary teachers, and others. Being employed in a qualifying occupation may save between $93 and $185 on your annual Alpina XB7 insurance bill, depending on your age.
• High-risk Alpina XB7 insurance can get expensive. For a 40-year-old driver, the need to buy a high-risk policy can potentially increase rates by $3,714 or more per year.
• As driver age increases, insurance rates tend to go down. The difference in insurance rates for a 2024 BMW Alpina XB7 between a 50-year-old driver ($2,708 per year) and a 20-year-old driver ($6,262 per year) is $3,554, or a savings of 79.2%.

BMW Alpina XB7 insurance vs. other large luxury SUVs

When average insurance prices are compared to other large luxury SUVs, the XB7 costs $460 more per year to insure than the Cadillac Escalade, $870 more than the Volvo XC90, and $546 more than the Mercedes-Benz GLS450.

The BMW Alpina XB7 ranks eighth out of 13 total comparison vehicles in the 2024 large luxury SUV segment for most affordable car insurance rates. The Alpina XB7 costs an average of $3,096 per year to insure for full coverage, while the average insurance rate for the segment is $2,939 per year, a difference of $157 per year.

The following table shows how BMW Alpina XB7 car insurance rates compare to the rest of the full-size luxury SUV segment.