BMW Alpina XB7 Insurance Cost for 2022

How much does Alpina XB7 insurance cost? We compare average car insurance rates for the xDrive luxury SUV to competitors to see how prices stack up.

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  • BMW Alpina XB7 car insurance rates average $2,570 per year (about $214 per month) for full coverage, depending on policy limits.
  • Ranked #8 out of 12 vehicles in the large luxury SUV segment for 2022, average car insurance rates for the BMW Alpina XB7 cost $267 more per year than the segment average.

How much does BMW Alpina XB7 insurance cost?

Ranked #8 out of 12 vehicles in the large luxury SUV class, BMW Alpina XB7 insurance costs around $2,570 a year, or around $214 monthly.

When compared to the national average car insurance rate of $1,567, which factors in all vehicles (not just luxury SUVs), the Alpina XB7 costs an average of $1,003 more per year for a full-coverage insurance policy.

The bar chart below takes the average insurance rate and factors is variables like driver age, policy deductibles, and driving record to show how much rates can fluctuate. The average rate for the Alpina XB7 is the Safe Driver Age 40 rate.

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Chart Data Details: Average rates are for a 2022 model year BMW Alpina XB7 with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all BMW Alpina XB7 trim levels.Data last updated on September 13, 2022
BMW Alpina XB7 Insurance Cost Summary
BMW Alpina XB7 Insurance Cost Summary
Driver Risk Profile Annual Rate Monthly Rate
High Risk Driver Age 30$5,878$490
Safe Driver Age 20$5,148$429
At-fault Accidents Age 40$3,592$299
Low Deductibles Age 40$3,520$293
Safe Driver Age 30$2,750$229
Safe Driver Age 40$2,570$214
Safe Driver Age 50$2,334$195
Safe Driver Age 60$2,296$191
Discount Rate Age 40$2,134$178
High Deductibles Age 40$2,086$174

The next list discusses some additional factors that may increase or decrease the cost of car insurance.

  • Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $484 per year for a 40-year-old driver and $960 per year for a 20-year-old driver.
  • Decreasing deductibles costs more money. Cutting your deductibles from $500 to $250 could cost an additional $506 per year for a 40-year-old driver and $1,014 per year for a 20-year-old driver.
  • A good driving record means cheaper policy cost. To find the cheapest Alpina XB7 insurance rates, it pays to be a safe driver. As a matter of fact, just a couple minor moving violations can potentially raise Alpina XB7 insurance cost by as much as $668 per year. Serious misdemeanors such as DUI and hit-and-run could raise rates by an additional $2,366 or more.
  • Get better rates due to your occupation. Most auto insurance providers offer discounts for being employed in professions like nurses, accountants, emergency medical technicians, firefighters, high school and elementary teachers, and others. Being employed in a qualifying occupation may save between $77 and $159 on your annual Alpina XB7 insurance bill, depending on your age.
  • High-risk Alpina XB7 insurance can get expensive. For a 40-year-old driver, the need to buy a high-risk policy can potentially increase rates by $3,072 or more per year.
  • As driver age increases, insurance rates tend to go down. The difference in insurance rates for a 2022 BMW Alpina XB7 between a 50-year-old driver ($2,334 per year) and a 20-year-old driver ($5,148 per year) is $2,814, or a savings of 54.7%.

BMW Alpina XB7 insurance vs. other large luxury SUVs

When average insurance prices are compared to other large luxury SUVs, the XB7 costs $506 more per year to insure than the Cadillac Escalade, $920 more than the Volvo XC90, and $534 more than the Mercedes-Benz GLS450.

The BMW Alpina XB7 ranks #8 out of 12 total comparison vehicles in the 2022 large luxury SUV segment for most affordable car insurance rates. The Alpina XB7 costs an average of $2,570 per year to insure for full coverage, while the average insurance rate for the segment is $2,303 per year, a difference of $267 per year.

The following table shows how BMW Alpina XB7 car insurance rates compare to the rest of the full-size luxury SUV segment.

BMW Alpina XB7 Insurance vs Large Luxury SUVs
Rank Make/Model Insurance Cost Difference
1Volvo XC90$1,650-$920
2Lincoln Navigator$1,948-$622
3Infiniti QX80$1,982-$588
4BMW X7$2,000-$570
5Mercedes-Benz GLS450$2,036-$534
6Cadillac Escalade$2,064-$506
7Lexus LX 570$2,168-$402
8BMW Alpina XB7$2,570--
9Land Rover Range Rover$2,638$68
10Mercedes-Benz G550$2,676$106
11Mercedes-Benz G63 AMG$2,890$320
12Mercedes-Benz Maybach GLS 600$3,016$446

Get Rates in Your AreaWhy is this important?

Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on September 13, 2022
BMW Alpina XB7 Insurance vs Large Luxury SUVs