BMW Alpina XB7 Insurance Cost for 2022

• BMW Alpina XB7 car insurance rates average $2,548 per year (about $212 per month) for full coverage, depending on policy limits.
• Ranked #8 out of 12 vehicles in the large luxury SUV segment for 2022, average car insurance rates for the BMW Alpina XB7 cost $263 more per year than the segment average.

How much does BMW Alpina XB7 insurance cost?

Ranked #8 out of 12 vehicles in the large luxury SUV class, BMW Alpina XB7 insurance costs around $2,548 a year, or around $212 monthly.

When compared to the national average car insurance rate of $1,551, which factors in all vehicles (not just luxury SUVs), the Alpina XB7 costs an average of $997 more per year for a full-coverage insurance policy.

The bar chart below takes the average insurance rate and factors is variables like driver age, policy deductibles, and driving record to show how much rates can fluctuate. The average rate for the Alpina XB7 is the Safe Driver Age 40 rate.

The next list discusses some additional factors that may increase or decrease the cost of car insurance.

• Lower the cost of your policy by increasing deductibles. Boosting your deductibles from $500 to $1,000 could save around $478 per year for a 40-year-old driver and $950 per year for a 20-year-old driver.
• Decreasing deductibles costs more money. Cutting your deductibles from $500 to $250 could cost an additional $502 per year for a 40-year-old driver and $1,004 per year for a 20-year-old driver.
• A good driving record means cheaper policy cost. To find the cheapest Alpina XB7 insurance rates, it pays to be a safe driver. As a matter of fact, just a couple minor moving violations can potentially raise Alpina XB7 insurance cost by as much as $666 per year. Serious misdemeanors such as DUI and hit-and-run could raise rates by an additional $2,350 or more.
• Get better rates due to your occupation. Most auto insurance providers offer discounts for being employed in professions like nurses, accountants, emergency medical technicians, firefighters, high school and elementary teachers, and others. Being employed in a qualifying occupation may save between $76 and $158 on your annual Alpina XB7 insurance bill, depending on your age.
• High-risk Alpina XB7 insurance can get expensive. For a 40-year-old driver, the need to buy a high-risk policy can potentially increase rates by $3,050 or more per year.
• As driver age increases, insurance rates tend to go down. The difference in insurance rates for a 2022 BMW Alpina XB7 between a 50-year-old driver ($2,318 per year) and a 20-year-old driver ($5,108 per year) is $2,790, or a savings of 54.6%.

BMW Alpina XB7 insurance vs. other large luxury SUVs

When average insurance prices are compared to other large luxury SUVs, the XB7 costs $498 more per year to insure than the Cadillac Escalade, $910 more than the Volvo XC90, and $528 more than the Mercedes-Benz GLS450.

The BMW Alpina XB7 ranks #8 out of 12 total comparison vehicles in the 2022 large luxury SUV segment for most affordable car insurance rates. The Alpina XB7 costs an average of $2,548 per year to insure for full coverage, while the average insurance rate for the segment is $2,285 per year, a difference of $263 per year.

The following table shows how BMW Alpina XB7 car insurance rates compare to the rest of the full-size luxury SUV segment.