Rivian R1S Insurance Cost for 2023

• Car insurance on a Rivian R1S costs around $2,160 per year, $1,080 for a 6-month policy, or around $180 per month.
• The cheapest trim level of Rivian R1S to insure is the Adventure Dual-Motor Standard model at $2,084 per year.
• Ranked 31^st out of 31 vehicles in the midsize SUV segment, average car insurance rates for the Rivian R1S cost $436 more per year than the segment average.

How much does Rivian R1S insurance cost?

Rivian R1S insurance averages $2,160 per year. Cost per month ranges from $174 to $186, depending on the trim level being insured. The cheapest Adventure Dual-Motor Standard trim (MSRP of $78,000) is the cheapest model to insure, while the more expensive Adventure Quad-Motor Large model (MSRP of $92,000) costs the most to insure.

The cost summary chart below shows average yearly car insurance rates for a R1S using a variety of different risk scenarios.

The rate table below details the estimated annual and 6-month policy costs, in addition to a monthly budget estimate, for the Explore and Adventure R1S models.

How do Rivian R1S insurance prices compare?

When compared to other midsize SUVs, insurance rates for a Rivian R1S cost $284 more per year than the Jeep Grand Cherokee, $398 more than the Toyota Highlander, and $190 more than the Tesla Model Y.

The Rivian R1S ranks 31^st out of 31 total vehicles in the 2023 midsize SUV segment for car insurance affordability. The R1S costs an average of $2,160 per year for a car insurance policy with full coverage, while the category median price is $1,724 per year, a difference of $436 per year.

The following table shows how car insurance rates for a Rivian R1S compare to the rest of the midsize SUV market, including the Tesla Model Y.