- Car insurance on a Rivian R1S costs around $1,888 per year, $944 for a 6-month policy, or around $157 per month.
- The cheapest trim level of Rivian R1S to insure is the Explore Dual-Motor model at $1,804 per year.
- Ranked #29 out of 29 vehicles in the midsize SUV segment, average car insurance rates for the Rivian R1S cost $356 more per year than the segment average.
How much does Rivian R1S insurance cost?
Rivian R1S insurance averages $1,888 per year. Cost per month ranges from $150 to $164, depending on the trim level being insured. The cheapest Explore Dual-Motor trim (MSRP of $72,500) is the cheapest model to insure, while the more expensive Adventure Quad-Motor model (MSRP of $90,000) costs the most to insure.
The cost summary chart below shows average yearly car insurance rates for a R1S using a variety of different risk scenarios.
The rate table below details the estimated annual and 6-month policy costs, in addition to a monthly budget estimate, for the Explore and Adventure R1S models.
| Rivian R1S Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| Explore Dual-Motor | $1,804 | $902 | $150 |
| Adventure Dual-Motor | $1,860 | $930 | $155 |
| Explore Quad-Motor | $1,922 | $961 | $160 |
| Adventure Quad-Motor | $1,968 | $984 | $164 |
How do Rivian R1S insurance prices compare?
When compared to other midsize SUVs, insurance rates for a Rivian R1S cost $220 more per year than the Jeep Grand Cherokee, $364 more than the Toyota Highlander, and $96 more than the Tesla Model Y.
The Rivian R1S ranks #29 out of 29 total vehicles in the 2022 midsize SUV segment for car insurance affordability. The R1S costs an average of $1,888 per year for a car insurance policy with full coverage, while the category median price is $1,532 per year, a difference of $356 per year.
The following table shows how car insurance rates for a Rivian R1S compare to the rest of the midsize SUV market, including the Tesla Model Y.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Honda Passport | $1,218 | -$670 |
| 2 | Subaru Ascent | $1,300 | -$588 |
| 3 | Ford Edge | $1,364 | -$524 |
| 4 | Subaru Outback | $1,388 | -$500 |
| 5 | Nissan Murano | $1,406 | -$482 |
| 6 | Toyota Venza | $1,414 | -$474 |
| 7 | Ford Explorer | $1,422 | -$466 |
| 8 | Kia Sorento | $1,432 | -$456 |
| 9 | Hyundai Palisade | $1,452 | -$436 |
| 10 | Volkswagen Atlas | $1,462 | -$426 |
| 11 | Toyota 4Runner | $1,476 | -$412 |
| 12 | Volkswagen Atlas Cross Sport | $1,514 | -$374 |
| 13 | Mazda CX-9 | $1,518 | -$370 |
| 14 | GMC Acadia | $1,520 | -$368 |
| 15 | Toyota Highlander | $1,524 | -$364 |
| 16 | Nissan Pathfinder | $1,530 | -$358 |
| 17 | Honda Pilot | $1,534 | -$354 |
| 18 | Mitsubishi Outlander Sport | $1,538 | -$350 |
| 19 | Buick Enclave | $1,552 | -$336 |
| 20 | Chevrolet Traverse | $1,560 | -$328 |
| 21 | Hyundai Santa Fe | $1,578 | -$310 |
| 22 | Kia Telluride | $1,586 | -$302 |
| 23 | Chevrolet Blazer | $1,600 | -$288 |
| 24 | Jeep Grand Cherokee | $1,668 | -$220 |
| 25 | Jeep Cherokee | $1,680 | -$208 |
| 26 | Mitsubishi Outlander PHEV | $1,754 | -$134 |
| 27 | Dodge Durango | $1,772 | -$116 |
| 28 | Tesla Model Y | $1,792 | -$96 |
| 29 | Rivian R1S | $1,888 | -- |
