- Car insurance on a Rivian R1S costs around $2,160 per year, $1,080 for a 6-month policy, or around $180 per month.
- The cheapest trim level of Rivian R1S to insure is the Adventure Dual-Motor Standard model at $2,084 per year.
- Ranked 31st out of 31 vehicles in the midsize SUV segment, average car insurance rates for the Rivian R1S cost $436 more per year than the segment average.
How much does Rivian R1S insurance cost?
Rivian R1S insurance averages $2,160 per year. Cost per month ranges from $174 to $186, depending on the trim level being insured. The cheapest Adventure Dual-Motor Standard trim (MSRP of $78,000) is the cheapest model to insure, while the more expensive Adventure Quad-Motor Large model (MSRP of $92,000) costs the most to insure.
The cost summary chart below shows average yearly car insurance rates for a R1S using a variety of different risk scenarios.
The rate table below details the estimated annual and 6-month policy costs, in addition to a monthly budget estimate, for the Explore and Adventure R1S models.
Rivian R1S Trim Level | Annual Policy | Six-Month Policy | Per Month |
---|---|---|---|
Adventure Dual-Motor Standard | $2,084 | $1,042 | $174 |
Adventure Dual-Motor Large | $2,154 | $1,077 | $180 |
Adventure Quad-Motor Large | $2,236 | $1,118 | $186 |
How do Rivian R1S insurance prices compare?
When compared to other midsize SUVs, insurance rates for a Rivian R1S cost $284 more per year than the Jeep Grand Cherokee, $398 more than the Toyota Highlander, and $190 more than the Tesla Model Y.
The Rivian R1S ranks 31st out of 31 total vehicles in the 2023 midsize SUV segment for car insurance affordability. The R1S costs an average of $2,160 per year for a car insurance policy with full coverage, while the category median price is $1,724 per year, a difference of $436 per year.
The following table shows how car insurance rates for a Rivian R1S compare to the rest of the midsize SUV market, including the Tesla Model Y.
Rank | Make/Model | Insurance Cost | Difference |
---|---|---|---|
1 | Honda Passport | $1,368 | -$792 |
2 | Subaru Ascent | $1,434 | -$726 |
3 | Ford Edge | $1,494 | -$666 |
4 | Ford Explorer | $1,504 | -$656 |
5 | Volkswagen Atlas | $1,506 | -$654 |
6 | Nissan Murano | $1,516 | -$644 |
7 | Subaru Outback | $1,518 | -$642 |
8 | Volkswagen Atlas Cross Sport | $1,576 | -$584 |
9 | Toyota Venza | $1,608 | -$552 |
10 | Kia Sorento | $1,618 | -$542 |
11 | Hyundai Palisade | $1,638 | -$522 |
12 | Toyota 4Runner | $1,654 | -$506 |
13 | GMC Acadia | $1,682 | -$478 |
14 | Chevrolet Traverse | $1,684 | -$476 |
15 | Honda Pilot | $1,696 | -$464 |
16 | Buick Enclave | $1,702 | -$458 |
17 | Nissan Pathfinder | $1,712 | -$448 |
18 | Mazda CX-9 | $1,720 | -$440 |
19 | Mitsubishi Outlander Sport | $1,744 | -$416 |
20 | Kia Telluride | $1,754 | -$406 |
21 | Toyota Highlander | $1,762 | -$398 |
22 | Chevrolet Blazer | $1,786 | -$374 |
23 | Hyundai Santa Fe | $1,810 | -$350 |
24 | Jeep Grand Cherokee | $1,876 | -$284 |
25 | Jeep Cherokee | $1,914 | -$246 |
26 | Jeep Wrangler | $1,952 | -$208 |
27 | Ford Bronco | $1,962 | -$198 |
28 | Tesla Model Y | $1,970 | -$190 |
29 | Mitsubishi Outlander PHEV | $2,018 | -$142 |
30 | Dodge Durango | $2,102 | -$58 |
31 | Rivian R1S | $2,160 | -- |